Common use of Authority to Negotiate Checks and Endorsements Clause in Contracts

Authority to Negotiate Checks and Endorsements. We may take checks for deposit into any accounts you have with us, and recommend you endorse all checks you deposit. If we take a check for deposit without your endorsement, you agree that your lia- bility for the check is the same as if you had endorsed it. If the ac- count is a multiple owner, trustee or fiduciary account, each owner, trustee or fiduciary may endorse and deposit checks for one another. For identification and tracking purposes we may place your number on any check you offer for deposit. If you do not want your number on a check, please tell us and we may return the check to you to obtain payment elsewhere. For your and our protection, we may con- firm the endorsement on any check you offer for deposit, and require you to carry out specific endorsement requirements for business, in- surance or government checks. If you wish to deposit any check payable to two or more persons (whether negotiable sequentially or together), we may require the check to be endorsed (or re-endorsed) in-person at our Credit Un- ion by everyone required to endorse the check. However, we may choose to take such a check for deposit regardless of the number of endorsements on it (or whether those endorsements were made in- person at our Credit Union) if the check is deposited by you or a person you have authorized according to the MSA. For checks not made payable to you as the payee (or endorsee), we may require proof 1) of your authority to endorse a check on behalf of another person or organization, and 2) that any endorsement on a check prior to your endorsement is authentic and authorized. These measures are necessary so we can provide you with our check deposit services and for your and our protection. You agree to be responsible for legal advice we require regarding any matter con- cerning a check you offer for deposit (please see Provision 1.g.). Finally, if you send us a check for deposit (payable to you or us) and do not specifically tell us in writing what is to be done with the check (i.e., you do not explain the exact purpose or reason you are sending the check to us, such as for a loan payment), we may de- posit the check to either a checking or savings account you have with us.

Authority to Negotiate Checks and Endorsements. We may take checks for deposit into any accounts you have with us, and recommend you endorse all checks you deposit. If we take a check for deposit without your endorsement, you agree that your lia- bility liability for the check is the same as if you had endorsed it. If there are multiple representatives or transactors on the ac- count is a multiple owner, trustee or fiduciary account, each owner, trustee representative or fiduciary transactor may endorse and deposit checks for one anotherthe business or organization. For identification and tracking purposes pur- poses we may place your number on any check you offer for depositde- posit. If you do not want your number on a check, please tell us and we may return the check to you to obtain payment elsewhere. For your and our protection, we may con- firm confirm the endorsement on any check you offer for deposit, and require you to carry out specific spe- cific endorsement requirements for business, in- surance insurance or government govern- ment checks. If you wish to deposit any check payable to two or more persons persons, businesses or organizations (whether negotiable sequentially or togetherto- gether), we may require the check to be endorsed (or re-endorsed) in-person at our Credit Un- ion Union by everyone required to endorse the check. However, we may choose to take such a check for deposit regardless of the number of endorsements on it (or whether those endorsements were made in- in-person at our Credit Union) if the check is deposited by you or a person you have authorized according to the MSABSA. For checks not made payable to you as the payee (or endorsee), we may require proof 1) of your authority to endorse a check on behalf of another person person, business or organization, and 2) that any endorsement on a check prior to your endorsement is authentic and authorized. These measures are necessary so we can provide you with our check deposit services and for your and our protection. You agree to be responsible for legal advice we require re- quire regarding any matter con- cerning concerning a check you offer for deposit (please see Provision 1.g.). Finally, if you send us a check for deposit de- posit (payable to you or us) and do not specifically tell us in writing what is to be done with the check (i.e., you do not explain the exact purpose or reason you are sending the check to us, such as for a loan payment), we may de- posit deposit the check to either a checking or savings account you have with us.

Authority to Negotiate Checks and Endorsements. We may take checks for deposit into any accounts you have with us, and recommend you endorse all checks you deposit. If we take a check for deposit without your endorsementen- dorsement, you agree that your lia- bility liability for the check is the same as if you had endorsed en- dorsed it. If the ac- count account is a multiple owner, trustee or fiduciary account, each owner, trustee or fiduciary may endorse and deposit checks for one another. For identification and tracking purposes we may place your number on any check you offer for deposit. If you do not want your number on a check, please tell us and we may will return the check to you to obtain payment elsewhere. For your and our protection, we may con- firm confirm the endorsement on any check you offer for deposit, and require you to carry out specific endorsement requirements for business, in- surance insurance or government checks. If you wish to deposit any check payable to two or more persons (whether negotiable sequentially or together), we may require the check to be endorsed (or re-endorsed) in-in person at our Credit Un- ion Union by everyone required to endorse the check. However, we may choose to take such a check for deposit regardless of the number of endorsements endorse- ments on it (or whether those endorsements were made in- in person at our Credit Union) if the check is deposited by you or a person you have authorized according to the MSA. For checks not made payable to you as the payee (or endorsee), we may require re- quire proof 1) of your authority to endorse a check on behalf of another person or organization, and 2) that any endorsement on a check prior to your endorsement is authentic and authorized. These measures are necessary so we can provide you with our check deposit services and for your and our protection. You agree to be responsible re- sponsible for legal advice we require regarding any matter con- cerning concerning a check you offer for deposit (please see Provision 1.g.). Finally, if you send us a check for deposit de- posit (payable to you or us) and do not specifically tell us in writing what is to be done with the check (i.e., you do not explain the exact purpose or reason you are sending the check to us, such as for a loan payment), we may de- posit deposit the check to either a checking or savings account you have with us.

Authority to Negotiate Checks and Endorsements. We may take checks for deposit into any accounts you have with us, and recommend you endorse all checks you deposit. If we take a check for deposit without your endorsement, you agree that your lia- bility for the check is the same as if you had endorsed it. If the ac- count is a multiple owner, trustee or fiduciary account, each owner, trustee or fiduciary may endorse and deposit checks for one another. For identification and tracking purposes we may place your number on any check you offer for deposit. If you do not want your number on a check, please tell us and we may will return the check to you to obtain payment elsewhere. For your and our protection, we may con- firm confirm the endorsement on any check you offer for deposit, and require you to carry out specific endorsement requirements for business, in- surance insur- ance or government checks. If you wish to deposit any check payable to two or more persons (whether negotiable sequentially or together), we may require the check to be endorsed (or re-endorsed) in-in person at our Credit Un- ion by everyone required to endorse the check. However, we may choose to take such a check for deposit regardless of the number of endorsements on it (or whether those endorsements were made in- in person at our Credit Union) if the check is deposited by you or a person you have authorized according to the MSA. For checks not made payable to you as the payee (or endorsee), we may require proof 1) of your authority to endorse a check on behalf of another person or organization, and 2) that any endorsement on a check prior to your endorsement is authentic and authorized. These measures are necessary so we can provide you with our check deposit services and for your and our protection. You agree to be responsible for legal advice we require regarding any matter con- cerning a check you offer for deposit (please see Provision 1.g.). Finally, if you send us a check for deposit (payable to you or us) and do not specifically tell us in writing what is to be done with the check (i.e., you do not explain the exact purpose or reason you are sending the check to us, such as for a loan payment), we may de- posit the check to either a checking or savings account you have with us.

Authority to Negotiate Checks and Endorsements. We may take checks for deposit into any accounts you have with us, and recommend that you endorse all checks you deposit. If we take a check checks for deposit without your endorsement, you agree that your lia- bility liability for the check is the same as if you had endorsed it. If the ac- count account is a multiple owner, trustee or fiduciary account, account each owner, trustee or fiduciary may endorse and deposit checks for one another. For identification and tracking purposes we may place your number on any check you offer for deposit. If you do not want your number on a check, please tell us and we may will return the check to you to obtain payment elsewhere. For your and our protection, we may con- firm confirm the endorsement on any check that you offer for deposit, and require you to carry out specific endorsement requirements re- quirements for business, in- surance insurance or government checks. If you wish to deposit any check payable to two or more persons (whether negotiable sequentially or together), we may require the check to be endorsed (or re-endorsed) in-in person at our Credit Un- ion Union by everyone required to endorse the check. However, we may choose to take such a check for deposit regardless of the number of endorsements on it (or whether those endorsements were made in- in person at our Credit Union) if the check is deposited by you or a person you have authorized according to the MSA. For checks that are not made payable to you as the payee (or endorsee), we may require proof 1) of your authority to endorse a check on behalf of another person or organization, and 2) that any endorsement on a check prior to your endorsement is authentic and authorized. These measures are necessary so that we can provide you with our check deposit services ser- vices and for your and our protection. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check you offer for deposit (please see Provision 1.g1.f.). Finally, if you send us a check for deposit (payable to you or us) and do not specifically spe- cifically tell us in writing what is to be done with the check (i.e., you do not explain the exact purpose or reason that you are sending the check to us, such as for a loan payment), we may de- posit deposit the check to either a checking or savings account you have with us.

Authority to Negotiate Checks and Endorsements. We may take checks for deposit into any accounts you have with us, and recommend you endorse all checks you deposit. If we take a check for deposit without your endorsement, you agree that your lia- bility liability for the check is the same as if you had endorsed it. If there are multiple representatives or transactors on the ac- count is a multiple owner, trustee or fiduciary accountcount, each owner, trustee representative or fiduciary transactor may endorse and deposit checks for one anotherthe business or organization. For identification and tracking purposes we may place your number on any check you offer for deposit. If you do not want your number on a check, please tell us and we may will return the check to you to obtain payment pay- ment elsewhere. For your and our protection, we may con- firm confirm the endorsement on any check you offer for deposit, and require you to carry out specific endorsement requirements for business, in- surance or government checks. If you wish to deposit any check payable to two or more persons persons, businesses or organizations (whether negotiable sequentially or together), we may require the check to be endorsed (or re-re- endorsed) in-in person at our Credit Un- ion Union by everyone required to endorse the check. However, we may choose to take such a check for deposit regardless of the number of endorsements on it (or whether those endorsements were made in- in person at our Credit Union) if the check is deposited by you or a person you have authorized au- thorized according to the MSABSA. For checks not made payable to you as the payee (or endorsee), we may require proof 1) of your authority to endorse a check on behalf of another person person, busi- ness or organization, and 2) that any endorsement on a check prior to your endorsement is authentic and authorized. These measures are necessary so we can provide you with our check deposit services and for your and our protection. You agree to be responsible for legal advice we require regarding any matter con- cerning a check you offer for deposit (please see Provision 1.g.). Finally, if you send us a check for deposit (payable to you or us) and do not specifically tell us in writing what is to be done with the check (i.e., you do not explain the exact purpose or reason you are sending the check to us, such as for a loan payment), we may de- posit deposit the check to either a checking or savings account you have with us.

Authority to Negotiate Checks and Endorsements. We may take checks for deposit into any accounts you have with us, and recommend you endorse all checks you deposit. If we take a check for deposit without your endorsement, you agree that your lia- bility liability for the check is the same as if you had endorsed it. If there are multiple representatives on the ac- count is a multiple owner, trustee or fiduciary account, each owner, trustee or fiduciary representative may endorse and deposit checks for one anotherthe business or organization. For identification and tracking purposes we may place your number on any check you offer for deposit. If you do not want your number on a check, please tell us and we may return the check to you to obtain payment elsewhere. For your and our protection, we may con- firm confirm the endorsement on any check you offer for deposit, and require you to carry out specific endorsement requirements for business, in- surance insurance or government checks. If you wish to deposit any check payable to two or more persons persons, businesses or organizations (whether negotiable sequentially or togetherto- gether), we may require the check to be endorsed (or re-endorsed) in-person at our Credit Un- ion Union by everyone required to endorse the check. However, we may choose to take such a check for deposit regardless of the number of endorsements on it (or whether those endorsements were made in- in-person at our Credit Union) if the check is deposited by you or a person you have authorized according to the MSABSA. For checks not made payable to you as the payee (or endorsee), we may require proof 1) of your authority to endorse a check on behalf of another person person, business or organization, and 2) that any endorsement on a check prior to your endorsement is authentic and authorized. These measures are necessary so we can provide you with our check deposit services and for your and our protection. You agree to be responsible for legal advice we require re- quire regarding any matter con- cerning concerning a check you offer for deposit (please see Provision 1.g.). Finally, if you send us a check for deposit de- posit (payable to you or us) and do not specifically tell us in writing what is to be done with the check (i.e., you do not explain the exact purpose or reason you are sending the check to us, such as for a loan payment), we may de- posit deposit the check to either a checking or savings account you have with us.

Authority to Negotiate Checks and Endorsements. We may take checks for deposit into any accounts you have with us, and recommend you endorse all checks you deposit. If we take a check for deposit without your endorsement, you agree that your lia- bility for the check is the same as if you had endorsed it. If the ac- count is a multiple owner, trustee or fiduciary account, each owner, trustee or fiduciary may endorse and deposit checks for one another. For identification and tracking purposes we may place your number on any check you offer for deposit. If you do not want your number on a check, please tell us and we may return the check to you to obtain payment elsewhere. For your and our protection, we may con- firm the endorsement on any check you offer for deposit, and require you to carry out specific endorsement requirements for business, in- surance or government checks. If you wish to deposit any check payable to two or more persons (whether negotiable sequentially or together), we may require the check to be endorsed (or re-endorsed) in-person at our Credit Un- ion Union by everyone required to endorse the check. However, we may choose to take such a check for deposit regardless of the number of endorsements on it (or whether those endorsements were made in- person at our Credit Union) if the check is deposited by you or a person you have authorized according to the MSA. For checks not made payable to you as the payee (or endorsee), we may require proof 1) of your authority to endorse a check on behalf of another person or organization, and 2) that any endorsement on a check prior to your endorsement is authentic and authorized. These measures are necessary so we can provide you with our check deposit services and for your and our protection. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check you offer for deposit (please see Provision 1.g.). Finally, if you send us a check for deposit (payable to you or us) and do not specifically tell us in writing what is to be done with the check (i.e., you do not explain the exact purpose or reason you are sending the check to us, such as for a loan payment), we may de- posit deposit the check to either a checking or savings account you have with us.

Authority to Negotiate Checks and Endorsements. We may take checks for deposit into any accounts you have with us, and recommend that you endorse all checks you deposit. If we take a check checks for deposit without your endorsement, you agree that your lia- bility liability for the check is the same as if you had endorsed it. If the ac- count account is a multiple owner, trustee or fiduciary account, account each owner, trustee or fiduciary may endorse and deposit checks for one another. For identification and tracking purposes we may place your number on any check you offer for deposit. If you do not want your number on a check, please tell us and we may will return the check to you to obtain payment elsewhere. For your and our protection, we may con- firm confirm the endorsement on any check that you offer for deposit, and require you to carry out specific endorsement requirements for business, in- surance or government checks. If you wish to deposit any check payable to two or more persons (whether negotiable sequentially or together), we may require the check to be endorsed (or re-endorsed) in-in person at our Credit Un- ion Union by everyone required re- quired to endorse the check. However, we may choose to take such a check for deposit regardless of the number of endorsements on it (or whether those endorsements were made in- in person at our Credit Union) if the check is deposited by you or a person you have authorized author- ized according to the MSA. For checks that are not made payable to you as the payee (or endorsee), we may require proof 1) of your authority to endorse a check on behalf of another person or organizationorgani- zation, and 2) that any endorsement on a check prior to your endorsement en- dorsement is authentic and authorized. These measures are necessary neces- sary so that we can provide you with our check deposit services and for your and our protection. You agree to be responsible for legal advice we require regarding any matter con- cerning concerning a check you offer for deposit (please see Provision 1.g1.f.). Finally, if you send us a check for deposit (payable to you or us) and do not specifically tell us in writing what is to be done with the check (i.e., you do not explain the exact purpose or reason that you are sending the check to us, such as for a loan payment), we may de- posit deposit the check to either a checking check- ing or savings account you have with us.