Common use of Available Balance Clause in Contracts

Available Balance. Each time you use your Card, you authorize us to reduce the value available on your Card by the amount of the transaction and any applicable fees, taxes or other charges assessed by the merchant. Transactions that exceed the remaining balance on your Card are prohibited and should be declined at the point of sale. If, notwithstanding an insufficient balance, an authorization is received by the merchant or the merchant uses other means to proceed with the transaction, then you agree to reimburse us for any amount in excess of the Card balance for such a transaction. Refunds for Purchases Made with the Card: Any refund for goods or services purchased with the Card will be made in the form of a credit to the Card and pursuant to the refund policy of the merchants where such goods or services were purchased. If you receive a credit, the credit may not be added to the available funds on the Card for seven (7) business days. You are not entitled to receive a cash refund. Disputes with Merchants: We are not responsible for the delivery, quality, safety, legality or any other aspect of goods and services that you purchase from others with your Card. All such disputes should be addressed to the merchants from whom the goods and services were purchased. Reversal: Point of sale transactions cannot be reversed. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold of funds equal to the estimated purchase amount, for up to seven (7) days. Card Fees: The following fees apply to your Card, except where prohibited or modified by applicable law: Description Fee *Monthly Inactivity Fee $4.95 (After six (6) months of no Card Account activity) Card Replacement Fee $5.00 per replacement Card Foreign Currency Conversion Fee 3% of the transaction amount *Card Account activity is defined as Card loads from the Program Sponsor.

Available Balance. Each time you use your Card, you authorize us to reduce the value available on your Card by the amount of the transaction and any applicable fees, taxes or other charges assessed by the merchant. Transactions that exceed the remaining balance on your Card are prohibited and should be declined at the point of sale. If, notwithstanding an insufficient balance, an authorization is received by the merchant or the merchant uses other means to proceed with the transaction, then you agree to reimburse us for any amount in excess of the Card balance for such a transaction. Refunds for Purchases Made with the Card: Card Any refund for goods or services purchased with the Card will be made in the form of a credit to the Card and pursuant to the refund policy of the merchants where such goods or services were purchased. If you receive a credit, the credit may not be added to the available funds on the Card for seven (7) business days. You are not entitled to receive a cash refund. Disputes with Merchants: Merchants We are not responsible for the delivery, quality, safety, legality or any other aspect of goods and services that you purchase from others with your Card. All such disputes should be addressed to the merchants from whom the goods and services were purchased. Reversal: Reversal Point of sale transactions cannot be reversed. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold of funds equal to the estimated purchase amount, for up to seven (7) days. Card Fees: Fees The following fees apply to your Card, except where prohibited or modified by applicable law: Description Fee *Monthly Inactivity Fee $4.95 (After six twelve (612) months of no Card Account activity) Card Replacement Fee $5.00 per replacement Card Foreign Currency Conversion Fee 3% of the transaction amount *The Monthly Inactivity Fee is assessed on month thirteen (13) if there has been no Card Account activity for twelve (12) consecutive months. Card Account activity is defined as Card transactions and loads from the Program Sponsor.

Available Balance. Each time you use your Card, you authorize us to reduce the value available on your Card by the amount of the transaction and any applicable fees, taxes or other charges assessed by the merchantmer- chant. Transactions that exceed the remaining balance on your Card are prohibited and should be declined at the point of sale. If, notwithstanding an insufficient balance, an authorization is received by the merchant or the merchant uses other means to proceed with the transaction, then you agree to reimburse us for any amount in excess of the Card balance for such a transaction. Refunds for Purchases Made with the Card: Any refund for goods or services purchased with the Card will be made in the form of a credit to the Card and pursuant to the refund policy of the merchants where such goods or services were purchased. If you receive a credit, the credit may not be added to the available funds on the Card for seven (7) business days. You are not entitled to receive a cash refund. Disputes with Merchants: We are not responsible for the delivery, quality, safety, legality or any other aspect of goods and services that you purchase from others with your Card. All such disputes should be addressed to the merchants from whom the goods and services were purchased. Reversal: Point of sale transactions cannot be reversed. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold of funds equal to the estimated purchase amount, for up to seven (7) days. Card Fees: The following fees apply to your Card, except where prohibited or modified by applicable law: Description Fee *Monthly Inactivity Fee $4.95 (After six (6) months of no Card Account activityhas expired) Card Replacement Fee $5.00 per replacement Card Domestic ATM Cash Withdrawal Fee $3.00 (Per Transaction) International ATM Cash Withdrawal Fee $3.00 (Per Transaction) ATM Balance Inquiry Fee $1.00 (Per Transaction) Foreign Currency Conversion Fee 3% of the transaction amount *Receipts: You should get a receipt from the merchant at the time you make a transaction using your Card. Please note there are some merchants that choose not to provide a receipt if the amount of the transaction is $15 or less. Card Balance and Transaction History: You are responsible for keeping track of the available balance of the Card Account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount of money remaining in the Card Account activity by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card Account transactions, is defined as also available online at www.mmnadiamondrewards. com. You also have a right to obtain a sixty (60) day written history of Card loads from the Program SponsorAccount transactions by calling 0-000-000-0000 or by writing to Cardholder Services at X.X. Xxx 00000, Xxxxxxx Xxxxx, XX 00000.

Available Balance. Each time you use your Card, you authorize us to reduce the value available on your Card by the amount of the transaction and any applicable fees, taxes or other charges assessed by the merchant. Transactions that exceed the remaining balance on your Card are prohibited and should be declined at the point of sale. If, notwithstanding an insufficient balance, an authorization is received by the merchant or the merchant uses other means to proceed with the transaction, then you agree to reimburse us for any amount in excess of the Card balance for such a transaction. Refunds for Purchases Made with the Card: Any refund for goods or services purchased with the Card will be made in the form of a credit to the Card and pursuant to the refund policy of the merchants where such goods or services were purchased. If you receive a credit, the credit may not be added to the available funds on the Card for seven (7) business days. You are not entitled to receive a cash refund. Disputes with Merchants: We are not responsible for the delivery, quality, safety, legality or any other aspect of goods and services that you purchase from others with your Card. All such disputes should be addressed to the merchants from whom the goods and services were purchased. Reversal: Point of sale transactions cannot be reversed. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold of funds equal to the estimated purchase amount, for up to seven (7) days. Card Fees: The following fees apply to your Card, except where prohibited or modified by applicable law: Description Fee *Monthly Inactivity Fee Fee* $4.95 (After six (6) months of no Card Account activity) 2.95 Card Replacement Fee $5.00 per replacement Card Foreign Currency Conversion Fee 3% * There are no monthly fees during the first twenty-four (24) months of the Card issuance. Beginning twenty-four (24) months after Card issuance a Monthly Inactivity fee will be assessed against the card’s outstanding balance. Receipts: You should get a receipt from the merchant at the time you make a transaction using your Card. Please note there are some merchants that choose not to provide a receipt if the amount of the transaction is $15.00 or less. Card Balance and Transaction History: You are responsible for keeping track of the available balance of the Card account. Merchants generally will not be able to determine the available balance. It’s important to know the available balance before making any transaction. You may obtain information about the amount *of money remaining in the Card Account activity account by calling 0-000-000-0000. This information, along with a sixty (60) day history of Card account transactions, is defined as also available online, refer to the website on the card carrier or refer to the Customer Service section in this agreement. You also have a right to obtain a sixty (60) day written history of Card loads from account transactions by calling 0-000-000-0000 or by writing to Cardholder Services at X.X. Xxx 00000, Xxxxxxx Xxxxx, XX 00000. Foreign Transactions: You are not allowed to make foreign currency transactions with your Card. Change in Terms: We may, to the Program Sponsorextent permitted by applicable law, amend the terms and conditions of this Agreement (or add additional terms) at any time by posting the amended terms on our website, refer to the website on the card carrier or refer to the Customer Service section in this agreement, and any such amendment shall be effective upon such posting to the website. However, if the change is made for security purposes, we can implement such change immediately, without prior notice to you and before such change may be posted to the website. The most up-to-date Agreement may always be online, refer to the website on the card carrier or refer to the Customer Service section in this agreement.

Available Balance. Each time you use your Card, you authorize us to reduce the value available on your Card by the amount of the transaction and any applicable fees, taxes or other charges assessed by the merchant. Transactions that exceed the remaining balance on your Card are prohibited and should be declined at the point of sale. If, notwithstanding an insufficient balance, an authorization is received by the merchant or the merchant uses other means to proceed with the transaction, then you agree to reimburse us for any amount in excess of the Card balance for such a transaction. Refunds for Purchases Made with the Card: Card Any refund for goods or services purchased with the Card will be made in the form of a credit to the Card and pursuant to the refund policy of the merchants where such goods or services were purchased. If you receive a credit, the credit may not be added to the available funds on the Card for seven (7) business days. You are not entitled to receive a cash refund. Disputes with Merchants: Merchants We are not responsible for the delivery, quality, safety, legality or any other aspect of goods and services that you purchase from others with your Card. All such disputes should be addressed to the merchants from whom the goods and services were purchased. Reversal: Reversal Point of sale transactions cannot be reversed. If you authorize a transaction and then fail to make a purchase of that item as planned, the approval may result in a hold of funds equal to the estimated purchase amount, for up to seven (7) days. Card Fees: The following fees apply to your Card, except where prohibited or modified by applicable law: Description Fee *Monthly Inactivity Fee $4.95 (After six (6) months of no Card Account activity) Card Replacement Fee $5.00 per replacement Card Foreign Currency Conversion Fee 3% of the transaction amount *Card Account activity is defined as Card loads from the Program Sponsor.