Common use of AVAILABLE FOR YOUR POLICY Clause in Contracts

AVAILABLE FOR YOUR POLICY. Even if coverage is provided, there are significant limits and exclusions. Coverage is always conditioned upon residence in this state. Other conditions may also preclude coverage. Insurance companies and insurance agents are prohibited by law from using the existence of the association or its coverage to sell you an insurance policy. You should not rely on the availability of coverage under the Louisiana Life and Health Insurance Guaranty Association when selecting an insurer. The Louisiana Life and Health Insurance Guaranty Association or the Department of Insurance will respond to any questions you may have which are not answered by this document. LLHIGA P.O. Drawer 44126 Baton Rouge, Louisiana 70804 LA Department of Insurance P.O. Box 94214 Baton Rouge, Louisiana 70804-9214 The state law that provides for this safety-net coverage is called the Louisiana Life and Health Insurance Guaranty Association Act. The following is a brief summary of this law’s coverage, exclusions and limits. This summary does not cover all provisions of the law, nor does it in any way change any person’s rights or obligations under the Act or the rights or obligations of the Guaranty Association.