Common use of BASIS OF COVERAGE Clause in Contracts

BASIS OF COVERAGE. The Insurer will (unless specified to the contrary) provide EACH Insured person named in the Policy Schedule with insurance in the manner described in each section of this policy, subject to the terms, provisions, conditions, limitations and exclusions therein and the General Exclusions and General Conditions of this policy. THIS IS NOT a private medical insurance policy and only gives cover during a diving activity. We will pay for private treatment only if there is no appropriate reciprocal health agreement in existence, no without charge public service available or no other, more specific health or travel insurance cover. We also reserve the right to organise a transfer from a private medical facility to a public medical facility where appropriate. In the event of medical treatment becoming necessary for which reimbursement will be sought, You will be expected to allow us, or our representatives, unrestricted access to all Your medical records and information. This insurance policy has been issued on a non-advised basis. This means that We have not provided You with any recommendation as to the suitability of the policy and it is Your responsibility to decide whether this policy meets Your requirements.