Common use of Benefits Tables Clause in Contracts

Benefits Tables. The following tables describe the benefits available to the Executive, or the Executive’s Beneficiary, upon the occurrence of certain events. Capitalized terms have the meanings given them in Article 3. Each benefit described is in lieu of any other benefit herein, except as expressly stated otherwise. Table A: Retirement Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following attainment of age 65 while in the employment of the Bank $12,000.00 per year Equal monthly installments Payments begin: 30 days following Separation from Service Duration: 180 months Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service (voluntary or involuntary, except for Cause) prior to age 65 Vested percentage of the Accrued Liability Balance, as of Separation from Service, according to the following vesting schedule: As elected: ¨ Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ 30 days following Separation from Service ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months Change in Control prior to age 65 100% of the *present value of the full Table A Retirement Benefit, as if Executive had attained the age of 65 in the employment of the Bank** As elected: ¨ Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ 30 days following Change in Control ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months The First, a National Banking Association Supplemental Executive Retirement Agreement Table B (Cont.) Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Disability prior to age 65 100% of the Accrued Liability Balance, calculated as of the date of Disability As elected: ¨ Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ 30 days following Disability ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months *Present Value Calculations shall be done using the discount rate being used to accrue for these benefits at the time of Change in Control **If the Bank is under a regulatory order at the time of a Change in Control, the amount of benefit will be reduced to equal the amount available under a Separation from Service ***If payment at age 65 is elected, any Accrued Liability Balance will be credited with an interest rate equal to the discount rate being used at the time of the triggering payment event. Such rate shall be applied (compounded annually) from the date of the triggering payment event until payment commences. Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death (while actively employed) $680,000.00 Lump sum Payment begins (to Beneficiary): 30 days following Executive’s death Death during installment payout of benefit under Table A or Table B An amount equal to any remaining unpaid payments Equal monthly installments Payment begins (to Beneficiary): 30 days following Executive’s death Duration: until remainder of payments have been made, and on same schedule as if Executive had lived

Benefits Tables. The following tables describe the benefits available to the Executive, or the Executive’s Beneficiary, upon the occurrence of certain events. Capitalized terms have the meanings given them in Article 3. Each benefit described is in lieu of any other benefit herein, except as expressly stated otherwise. Table A: Retirement Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following attainment of age 65 while in the employment of the Bank 67 $12,000.00 50,000.00 per year Equal monthly annual installments Payments begin: 30 days First day of first month following Separation from Service Durationand on each subsequent anniversary thereafter Duration of payments: 180 months 10 years Note: Payment subject to delay pursuant to Section 9.14(b) Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Voluntary Separation from Service (voluntary or involuntary, except for Cause) prior to age 65 Vested percentage 67 An amount equal to the vested Accrued Liability Balance, subject to the following vesting schedule: Executive shall vest in the Accrued Liability Balance at the rate of 20% per Year of Plan Participation, commencing with the Effective Date of this Agreement, until 100% vested at the end of 5 Years of Plan Participation. Lump sum Payment begins: on the date that is the first anniversary of Separation from Service Note: payment subject to delay pursuant to Section 9.14(b) Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Involuntary Separation from Service without Cause prior to age 67 100% of the Accrued Liability Balance, as of Separation from Service, according to the following vesting schedule: As elected: ¨ Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ 30 days following date of Separation from Service ¨ Upon attaining age 65*** If installments, durationLump sum Payment begins: [check one box only]on the date that is the first anniversary of Separation from Service Note: ¨ 36 months ¨ 60 months ¨ 120 months payment subject to delay pursuant to Section 9.14(b) Change in Control prior to age 65 67 followed within 12 months by: (i) Involuntary Separation from Service or (ii) Separation from Service for “Good Reason” 100% of the *present value of the full Table A Retirement BenefitAccrued Liability Balance, calculated as if Executive had attained age 67 while employed by the age Bank, and discounted back to the date of 65 Executive’s Separation from Service at the rate in effect under the employment Agreement at that time. Lump sum Payment begins: First day of the Bank** As electedmonth following Separation from ServiceNote: ¨ Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ 30 days following Change in Control ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months The First, a National Banking Association Supplemental Executive Retirement Agreement subject to delay pursuant to Section 9.14(b) Table B (Cont.) ): Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Disability prior to age 65 67 100% of the Accrued Liability Balance, calculated as of the date of Disability As electedSelect one: ¨ Lump ☒ lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ 30 days Payments begin: First day of the month following Disability ¨ Upon attaining age 65*** or ☐ Equal annual installments for 1 years (not to exceed 10) If payable in annual installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months *Present Value Calculations shall be done using the discount rate being used to accrue for these benefits at the time of Change in Control **If the Bank is under a regulatory order at the time of a Change in Control, the amount of benefit each subsequent payment will be reduced to equal made on the amount available under a Separation from Service ***If payment at age 65 is elected, any Accrued Liability Balance will be credited with an interest rate equal to the discount rate being used at the time anniversary of the triggering payment event. Such rate shall be applied (compounded annually) from the date of the triggering payment event until payment commences. Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death (while actively employed) $680,000.00 Lump sum Payment begins (to Beneficiary): 30 days following Executive’s death Death during installment payout of benefit under Table A or Table B An amount equal to any remaining unpaid payments Equal monthly installments Payment begins (to Beneficiary): 30 days following Executive’s death Duration: until remainder of payments have been made, and on same schedule as if Executive had livedfirst payment

Benefits Tables. The following tables describe the benefits available to the Executive, or the Executive’s Beneficiary, upon the occurrence of certain events. Capitalized terms have the meanings given them in Article 3. Each benefit described is in lieu of any other benefit herein, except as expressly stated otherwise. Table A: Retirement Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following attainment of age 65 while in the employment of the Bank $12,000.00 53,252.00 per year Equal monthly installments Payments begin: 30 days following Separation from Service Duration: 180 months Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service (voluntary or involuntary, except for Cause) prior to age 65 Vested percentage portion of the Accrued Liability Balance, as of Separation from Service, according to the following vesting schedule: 10% per year until 100% vested after 10 Years of Service As elected: ¨ X Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ X 30 days following Separation from Service ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months Change in Control prior to age 65 100% of the *present value of the full Table A Retirement Benefit, as if Executive had attained the age of 65 in the employment of the Bank** As elected: ¨ X Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ X 30 days following Change in Control ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months The First, a A National Banking Association Supplemental Executive Retirement Agreement Table B (Cont.) Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Disability prior to age 65 100% of the Accrued Liability Balance, calculated as of the date of Disability As elected: ¨ X Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ X 30 days following Disability ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months *Present Value Calculations shall be done using the discount rate being used to accrue for these benefits at the time of Change in Control **If the Bank is under a regulatory order at the time of a Change in Control, the amount of benefit will be reduced to equal the amount available under a Separation from Service ***If payment at age 65 is elected, any Accrued Liability Balance will be credited with an interest rate equal to the discount rate being used at the time of the triggering payment event. Such rate shall be applied (compounded annually) from the date of the triggering payment event until payment commences. Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death (while actively employed) $680,000.00 798,780.00 Lump sum Payment begins (to Beneficiary): 30 days following Executive’s death Death during installment payout of benefit under Table A or Table B An amount equal to any remaining unpaid payments Equal monthly installments Payment begins (to Beneficiary): 30 days following Executive’s death Duration: until remainder of payments have been made, and on same schedule as if Executive had lived

Benefits Tables. The following tables describe the benefits available to the Executive, or the Executive’s Beneficiary, upon the occurrence of certain events. Capitalized terms have the meanings given them in Article 3. Each benefit described is in lieu of any other benefit herein, except as expressly stated otherwise. Table A: Retirement Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following attainment of age 65 while in the employment of the Bank $12,000.00 98,039.00 per year Equal monthly installments Payments begin: 30 days following Separation from Service Duration: 180 months Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service (voluntary or involuntary, except for Cause) prior to age 65 Vested percentage portion of the Accrued Liability Balance, as of Separation from Service, according to the following vesting schedule: 10% per year until 100% vested after 10 Years of Service As elected: ¨ X Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ X 30 days following Separation from Service ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months Change in Control prior to age 65 100% of the *present value of the full Table A Retirement Benefit, as if Executive had attained the age of 65 in the employment of the Bank** As elected: ¨ X Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ X 30 days following Change in Control ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months The First, a National Banking Association Supplemental Executive Retirement Agreement Table B (Cont.) Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Disability prior to age 65 100% of the Accrued Liability Balance, calculated as of the date of Disability As elected: ¨ X Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ X 30 days following Disability ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months *Present Value Calculations shall be done using the discount rate being used to accrue for these benefits at the time of Change in Control **If the Bank is under a regulatory order at the time of a Change in Control, the amount of benefit will be reduced to equal the amount available under a Separation from Service ***If payment at age 65 is elected, any Accrued Liability Balance will be credited with an interest rate equal to the discount rate being used at the time of the triggering payment event. Such rate shall be applied (compounded annually) from the date of the triggering payment event until payment commences. Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death (while actively employed) $680,000.00 1,470,585.00 Lump sum Payment begins (to Beneficiary): 30 days following Executive’s death Death during installment payout of benefit under Table A or Table B An amount equal to any remaining unpaid payments Equal monthly installments Payment begins (to Beneficiary): 30 days following Executive’s death Duration: until remainder of payments have been made, and on same schedule as if Executive had lived

Benefits Tables. The following tables describe the benefits available to the Executive, or the Executive’s Beneficiary, upon the occurrence of certain events. Capitalized terms have the meanings given them in Article 3. Each benefit described is in lieu of any other benefit herein, except as expressly stated otherwise. Table A: Retirement Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Separation from Service following attainment of age 65 while in the employment of the Bank 67 $12,000.00 75,000.00 per year Equal monthly annual installments Payments begin: 30 days First day of first month following Separation from Service Durationand on each subsequent anniversary thereafter Duration of payments: 180 months 10 years Note: Payment subject to delay pursuant to Section 9.14(b) Table B: Benefit Available Prior to Retirement Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Voluntary Separation from Service (voluntary or involuntary, except for Cause) prior to age 65 Vested percentage 67 An amount equal to the vested Accrued Liability Balance, subject to the following vesting schedule: Executive shall vest in the Accrued Liability Balance at the rate of 10% per Year of Plan Participation, commencing with the Effective Date of this Agreement, until 100% vested at the end of 10 Years of Plan Participation. Lump sum Payment begins: on the date that is the first anniversary of Separation from Service Note: payment subject to delay pursuant to Section 9.14(b) Involuntary Separation from Service without Cause prior to age 67 100% of the Accrued Liability Balance, as of Separation from Service, according to the following vesting schedule: As elected: ¨ Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ 30 days following date of Separation from Service ¨ Upon attaining age 65*** If installments, durationLump sum Payment begins: [check one box only]on the date that is the first anniversary of Separation from Service Note: ¨ 36 months ¨ 60 months ¨ 120 months payment subject to delay pursuant to Section 9.14(b) Change in Control prior to age 65 67 followed within 12 months by: (i) Involuntary Separation from Service or (ii) Separation from Service for “Good Reason” 100% of the *present value of the full Table A Retirement BenefitAccrued Liability Balance, calculated as if Executive had attained age 67 while employed by the age Bank, and discounted back to the date of 65 Executive’s Separation from Service at the rate in effect under the employment Agreement at that time. Lump sum Payment begins: First day of the Bank** As electedmonth following Separation from Service Note: ¨ Lump sum or ¨ Equal monthly installments Payment begins (elect one only): ¨ 30 days following Change in Control ¨ Upon attaining age 65*** If installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months The First, a National Banking Association Supplemental Executive Retirement Agreement Table B (Cont.subject to delay pursuant to Section 9.14(b) Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Disability prior to age 65 67 100% of the Accrued Liability Balance, calculated as of the date of Disability As electedSelect one: ¨ Lump ☐ lump sum or ¨ ☐Equal monthly annual installments Payment begins for ______years (elect one only): ¨ 30 days not to exceed 10) Payments begin: First day of the month following Disability ¨ Upon attaining age 65*** If payable in annual installments, duration: [check one box only]: ¨ 36 months ¨ 60 months ¨ 120 months *Present Value Calculations shall be done using the discount rate being used to accrue for these benefits at the time of Change in Control **If the Bank is under a regulatory order at the time of a Change in Control, the amount of benefit each subsequent payment will be reduced to equal made on the amount available under a Separation from Service ***If payment at age 65 is elected, any Accrued Liability Balance will be credited with an interest rate equal to the discount rate being used at the time anniversary of the triggering payment event. Such rate shall be applied (compounded annually) from the date of the triggering payment event until payment commences. Table C: Death Benefit Distribution Event Amount of Benefit Form of Benefit Timing of Benefit Distribution Death (while actively employed) $680,000.00 Lump sum Payment begins (to Beneficiary): 30 days following Executive’s death Death during installment payout of benefit under Table A or Table B An amount equal to any remaining unpaid payments Equal monthly installments Payment begins (to Beneficiary): 30 days following Executive’s death Duration: until remainder of payments have been made, and on same schedule as if Executive had livedfirst payment