Bill Pay Payment Liability. SoFi Bank, including any of its affiliates, directors, officers, employees, agents, or contractors, will not be responsible for any late fees, interest charges or other costs or expenses you may incur as a result of Bill Pay Payment processing delays to the extent caused by circumstances beyond our control or necessary, in SoFi’s sole discretion for the protection of your Account or the SoFi Bank Platform, including, without limitation, delays caused by: (a) the US Postal Service; (b) technical issues relating to any ACH system or other electronic funds transfer network used to facilitate the payment; (c) the Payee’s payment processing procedures; (d) insufficient funds in your SoFi Bank Account to cover any scheduled Bill Pay Payment; or (e) the suspension or closure of your SoFi Bank Account.
