Common use of BUSINESS ONLINE BANKING AND BUSINESS MOBILE BANKING ADDITIONAL TERMS Clause in Contracts

BUSINESS ONLINE BANKING AND BUSINESS MOBILE BANKING ADDITIONAL TERMS. This Section and its Subsections pertain only to customers (whether businesses or consumers) who use our Business Online Banking Channel or the Business Mobile Banking Channel. 14.1 Your Customer System Administrator (CSA). You hereby fully authorize your Customer System Administrator (CSA) to act as your designated agent in all matters regarding the Digital Banking itself and transactions using Digital Banking. You may designate more than one CSA. In all matters regarding your Digital Banking service, we shall be entitled to accept, rely upon and act upon, without further inquiry, any written, electronic or oral instructions, directions, consents, waivers and agreements that are received by us from any CSA. (A) amend the terms of your Digital Banking service application, or any instructions or specifications therein or pursuant thereto; (B) accept, enter into or amend the terms of any Related Documents in connection with Digital Banking, including Addenda for additional functionality such as alternate method of accessing Digital Banking, specialized funds transfer services (e.g., Online Wires, Xxxx Pay, Popmoney, Zelle, External Transfers, etc.), or linking your Digital Banking service with other customers’ digital banking services; (C) enter into or issue and deliver Related Documents and other instructions that, without limitation: (i) designate optional service functions you wish activated; (ii) set limits Digital Banking may allow you to impose (e.g., dollar limits) for certain functions; (iii) designate Eligible Accounts accessible via your Digital Banking; and (iv) designate one or more Authorized Users, and issue them Access Credentials for using Digital Banking, subject to limits configurable by the CSA; (D) receive on your behalf, as your designated agent, any legal notices (including notices of amendment to or termination of this Agreement), transaction notices or disclosures from us in connection with Digital Banking. Your CSA’s authority also includes the power to designate, on your behalf, one or more additional CSAs for your Digital Banking service, and issue additional Access Credentials for performing CSA functions. You are responsible for ensuring that Access Credentials for your Digital Banking service’s self-administration functions are not issued to an Authorized User whom you do not intend to be CSA. Your CSA’s authority and Access Credentials shall remain in place until (a) you deliver formal written notice of revocation to us, (b) you notify us by calling the Customer Service phone number for your Division, or (c) that CSA’s Access Credentials are revoked online by another CSA using Digital Banking service’s self-administration functionality; but in each case we shall have a commercially reasonable time and opportunity to act upon that written notice or online revocation. In addition, we may revoke or refuse to accept your CSA’s authority and Access Credentials in connection with Digital Banking at any time without prior notice.

BUSINESS ONLINE BANKING AND BUSINESS MOBILE BANKING ADDITIONAL TERMS. This Section and its Subsections pertain only to customers (whether businesses or consumers) who use our Business Online Banking Channel or the Business Mobile Banking Channel. . 14.1 Your Customer System Administrator (CSA). ) You hereby fully authorize your Customer System Administrator (CSA) to act as your designated agent in all matters regarding the Digital Banking itself and transactions using Digital Banking. You may designate more than one CSA. In all matters regarding your Digital Banking service, we shall be entitled to accept, rely upon and act upon, without further inquiry, any written, electronic or oral instructions, directions, consents, waivers and agreements that are received by us from any CSA. . Each of your CSA’s authority includes, without limitation, the power to: (A) amend the terms of your Digital Banking service application, or any instructions or specifications therein or pursuant thereto; ; (B) accept, enter into or amend the terms of any Related Documents in connection with Digital Banking, including Addenda for additional functionality such as alternate method of accessing Digital Banking, specialized funds transfer services (e.g., Online Wires, Xxxx Pay, Popmoney, Zelle, External Transfers, etc.), or linking your Digital Banking service with other customers’ digital banking services; ; (C) enter into or issue and deliver Related Documents and other instructions that, without limitation: : (i) designate optional service functions you wish activated; ; (ii) set limits Digital Banking may allow you to impose (e.g., dollar limits) for certain functions; ; (iii) designate Eligible Accounts accessible via your Digital Banking; and and (iv) designate one or more Authorized Users, and issue them Access Credentials for using Digital Banking, subject to limits configurable by the CSA; ; (D) receive on your behalf, as your designated agent, any legal notices (including notices of amendment to or termination of this Agreement), transaction notices or disclosures from us in connection with Digital Banking. Your CSA’s authority also includes the power to designate, on your behalf, one or more additional CSAs for your Digital Banking service, and issue additional Access Credentials for performing CSA functions. You are responsible for ensuring that Access Credentials for your Digital Banking service’s self-administration functions are not issued to an Authorized User whom you do not intend to be CSA. Your CSA’s authority and Access Credentials shall remain in place until (a) you deliver formal written notice of revocation to us, (b) you notify us by calling the Customer Service phone number for your Division, or (c) that CSA’s Access Credentials are revoked online by another CSA using Digital Banking service’s self-administration functionality; but in each case we shall have a commercially reasonable time and opportunity to act upon that written notice or online revocation. In addition, we may revoke or refuse to accept your CSA’s authority and Access Credentials in connection with Digital Banking at any time without prior notice.

BUSINESS ONLINE BANKING AND BUSINESS MOBILE BANKING ADDITIONAL TERMS. This Section and its Subsections pertain only to customers (whether businesses or consumers) who use our Business Online Banking Channel or the Business Mobile Banking Channel. . 14.1 Your Customer System Administrator (CSA). ) You hereby fully authorize your Customer System Administrator (CSA) to act as your designated agent in all matters regarding the Digital Banking itself and transactions using Digital Banking. You may designate more than one CSA. In all matters regarding your Digital Banking service, we shall be entitled to accept, rely upon and act upon, without further inquiry, any written, electronic or oral instructions, directions, consents, waivers and agreements that are received by us from any CSA. . Each of your CSA’s authority includes, without limitation, the power to: (A) amend the terms of your Digital Banking service application, or any instructions or specifications therein or pursuant thereto; ; (B) accept, enter into or amend the terms of any Related Documents in connection with Digital Banking, including Addenda for additional functionality such as alternate method of accessing Digital Banking, specialized funds transfer services (e.g., Online Wires, Xxxx Pay, Popmoney, Zelle, External Transfers, etc.), or linking your Digital Banking service with other customers’ digital banking services; ; (C) enter into or issue and deliver Related Documents and other instructions that, without limitation: : (i) designate optional service functions you wish activated; ; (ii) set limits Digital Banking may allow you to impose (e.g., dollar limits) for certain functions; ; (iii) designate Eligible Accounts accessible via your Digital Banking; and and (iv) designate iv)designate one or more Authorized Users, and issue them Access Credentials for using Digital Banking, subject to limits configurable by the CSA; ; (D) receive on your behalf, as your designated agent, any legal notices (including notices of amendment to or termination of this Agreement), transaction notices or disclosures from us in connection with Digital Banking. Your CSA’s authority also includes the power to designate, on your behalf, one or more additional CSAs for your Digital Banking service, and issue additional Access Credentials for performing CSA functions. You are responsible for ensuring that Access Credentials for your Digital Banking service’s self-administration functions are not issued to an Authorized User whom you do not intend to be CSA. Your CSA’s authority and Access Credentials shall remain in place until (a) you deliver formal written notice of revocation to us, (b) you notify us by calling the Customer Service phone number for your Division, or (c) that CSA’s Access Credentials are revoked online by another CSA using Digital Banking service’s self-self- administration functionality; but in each case we shall have a commercially reasonable time and opportunity to act upon that written notice or online revocation. In addition, we may revoke or refuse to accept your CSA’s authority and Access Credentials in connection with Digital Banking at any time without prior notice.