Common use of By Phone Clause in Contracts

By Phone. 15.1 The Bank shall provide information and facility to you, to facilitate access to information and carry out transactions on your Card Account, by giving instructions on telephone. This may be accepted by the Bank either manually or through automated systems. However, the Bank may at its sole discretion, decide on the nature of the information / transaction that can be given / carried over the telephone. The Bank also reserves the right to authenticate your identity before processing your request. You may also be given specific Telephone – Personal Identification Number (T-PIN) for use of this facility. 15.2 You agree that you shall not hold the Bank liable on account of the Bank acting in good faith on such instructions. 15.3 The Bank may at its sole discretion tape or record such instructions, and may rely on transcripts of such telephonic instructions as evidence in any proceedings. 15.4 At your request the Bank may send to you by FAX (at a FAX Number given by you) financial information (sought by you) regarding the Card Account which may be of private and / or confidential nature, and you shall not hold the Bank liable in any manner should such information come to the knowledge of any third party. 15.5 In following such instructions, the Bank shall be doing so on a best- efforts basis, and will not be liable on account of delay or inability on the part of the Bank to act immediately, or at all on any of your instructions. 15.6 The Bank reserves the right not to carry out such instructions, where the Bank has reasons to believe that the instructions are not genuine, or to withdraw or suspend the facility. 15.7 In case there is a discrepancy in the particulars or details of any transactions carried out by the Bank, you shall be obliged to inform the Bank of the discrepancy within ten days of receiving the advice from the Bank. 15.8 In consideration of the Bank providing you with the said facility, you shall indemnify and hereby keep the Bank indemnified from and against all actions, claims, demands, proceedings, losses, damages, costs, charges and expenses that the Bank may incur, sustain or suffer as a consequence of or by reason of your using this facility.

By Phone. 15.1 16.1 The Bank shall provide information and facility to you, to facilitate access to information and carry out transactions on your Card Account, by giving instructions on telephone. This may be accepted by the Bank , processed either manually or through automated Automated systems. However, the Bank may at its sole discretion, decide on the list and nature of the information / information/ transaction that can be given / given/carried out over the telephonetelephone will be decided solely by the Bank. The Bank also reserves the right to authenticate Authenticate your identity before processing your requestrequest for the security of the Card Account. You may also be given specific Telephone – Personal Identification Number (T-PIN) for use of this facility. 15.2 16.2 You agree that you shall not hold the Bank liable on account of the Bank acting in good faith on such instructions. 15.3 16.3 The Bank may at its sole discretion tape or record such instructions, and may rely on transcripts of such telephonic instructions as evidence in any proceedings. 15.4 16.4 At your request request, the Bank may send to you by FAX (at a FAX Number FAXNumber given by you) financial information (sought by you) regarding the Card Account which may be of private and / or confidential nature, and you shall . You agree to not hold the Bank liable in any manner whatsoever should such information come to the knowledge of any third party. 15.5 In following such instructions, the 16.5 The Bank shall be doing so on a best- efforts basis, and will not be held liable on account of delay or inability on the part of the Bank to act immediately, immediately or at all on any of your instructionsinstructions provided to the Bank. The Bank shall follow your instructions on a best effort basis. 15.6 16.6 The Bank reserves the right not to carry out such instructions, where the Bank has reasons to believe that the instructions are not genuine, or to withdraw or suspend the facility. 15.7 16.7 In case there is a discrepancy in the particulars or details of any transactions carried out by the Bank, you shall be obliged to inform the Bank of the discrepancy within ten days of receiving the advice from the Bank. 15.8 16.8 In consideration of the Bank providing you with the said facility, you shall agree to indemnify and hereby keep the Bank indemnified from and against all actions, claims, demands, proceedings, losses, damages, costs, charges and expenses that the Bank may incur, sustain or suffer as a consequence of or by reason of your using this facility.

By Phone. 15.1 The Bank shall provide information and facility to you, to facilitate access to information and carry out transactions on your Card Account, by giving instructions on telephone. This may be accepted by the Bank either manually or through automated systems. However, However the Bank may at its sole discretion, decide on the nature of the information / transaction that can be given / carried over the telephone. The Bank also reserves the right to authenticate your identity before processing your request. You may also be given specific Telephone – Personal Identification Number (T-PIN) for use of this facility. 15.2 You agree that you shall not hold the Bank liable on account of the Bank acting in good faith on such instructions. 15.3 The Bank may at its sole discretion tape or record such instructions, and may rely on transcripts of such telephonic instructions as evidence evidenc e in any proceedings. 15.4 At your request the Bank may send to you by FAX (at a FAX Number given by you) financial information (sought by you) regarding the Card Account which may be of private and / or confidential nature, and you shall not hold the Bank liable in any manner should such information come to the knowledge of any third party. 15.5 In following such instructions, the Bank shall be doing so on a best- best efforts basis, and will not be liable on account of delay or inability on the part of the Bank to act immediately, or at all on any of your instructions. 15.6 The Bank reserves the right not to carry out such instructions, where the Bank has reasons to believe that the instructions are not genuine, or to withdraw or suspend the facility. 15.7 In case there is a discrepancy in the particulars or details of any transactions carried out by the Bank, you shall be obliged to inform the Bank of the discrepancy within ten days of receiving the advice advic e from the Bank. 15.8 In consideration of the Bank providing you with the said facility, you shall indemnify and hereby keep the Bank indemnified from and against all actions, claims, demands, proceedings, losses, damages, costs, charges and expenses that the Bank may incur, sustain or suffer as a consequence of or by reason of your using this facility.

By Phone. 15.1 The Bank shall provide information and facility to you, to facilitate access to information and carry out transactions on your Card Account, by giving instructions on telephone. This may be accepted by the Bank either manually or through automated systems. However, However the Bank may at its sole discretion, decide on the nature of the information / transaction that can be given / carried over the telephone. The Bank also reserves the right to authenticate your identity before processing your request. You may also be given specific Telephone – Personal Identification Number (T-PIN) for use of this facility. 15.2 You agree that you shall not hold the Bank liable on account of the Bank acting in good faith on such instructions. 15.3 The Bank may at its sole discretion tape or record such instructions, and may rely on transcripts of such telephonic instructions as evidence in any proceedings. 15.4 At your request the Bank may send to you by FAX (at a FAX Number given by you) financial information (sought by you) regarding the Card Account which may be of private and / or confidential nature, and you shall not hold the Bank liable in any manner should such information come to the knowledge of any third party. 15.5 In following such instructions, the Bank shall be doing so on a best- best efforts basis, and will not be liable on account of delay or inability on the part of the Bank to act immediately, or at all on any of your instructions. 15.6 The Bank reserves the right not to carry out such instructions, where the Bank has reasons to believe that the instructions are not genuine, or to withdraw or suspend the facility. 15.7 In case there is a discrepancy in the particulars or details of any transactions carried out by the Bank, you shall be obliged to inform the Bank of the discrepancy within ten days of receiving the advice from the Bank. 15.8 In consideration of the Bank providing you with the said facility, you shall indemnify and hereby keep the Bank indemnified from and against all actions, claims, demands, proceedings, losses, damages, costs, charges and expenses that the Bank may incur, sustain or suffer as a consequence of or by reason of your using this facility.

By Phone. 15.1 14.1 The Bank shall provide information and facility to you, you to facilitate access to information and carry out transactions on your Card Account, Account by giving instructions on telephone. .This may be accepted by the Bank either manually or through automated systems. However, However the Bank may at its sole discretion, discretion decide on the nature of the information / information/transaction that can be given / given/carried over the telephone. The Bank also reserves the right to authenticate your identity before processing your request. You may also be given specific Telephone – - Personal Identification Number (T-PIN) for use of this facility. 15.2 14.2 You agree that you shall not hold the Bank liable on account of the Bank acting in good faith on such instructions. 15.3 14.3 The Bank may at its sole discretion tape or record such instructions, instructions and may rely on transcripts of such telephonic instructions as evidence in any proceedings. 15.4 14.4 At your request the Bank may send to you by FAX fax (at a FAX Number fax number given by you) financial information (sought by you) regarding the Card Account which may be of private and / or and/or confidential nature, nature and you shall not hold the Bank liable in any manner should such information come to the knowledge of any third party. 15.5 14.5 In following such instructions, the Bank shall be doing so on a best- best efforts basis, basis and will not be liable on account of delay or inability on the part of the Bank to act immediately, immediately or at all on any of your instructions. 15.6 14.6 The Bank reserves the right not to carry out such instructions, instructions where the Bank has reasons to believe that the instructions are not genuine, genuine or to withdraw or suspend the facility. 15.7 14.7 In case there is a discrepancy in the particulars or details of any transactions carried out by the Bank, you shall be obliged to inform the Bank of the discrepancy within ten days of receiving the advice from the Bank. 15.8 14.8 In consideration of the Bank providing you with the said facility, facility you shall indemnify and hereby keep the Bank indemnified from and against all actions, claims, demands, proceedings, losses, damages, costs, charges and expenses that the Bank may incur, sustain or suffer as a consequence of or by reason of your using this facility.