Common use of Card Not Present Charges Clause in Contracts

Card Not Present Charges. Digital (i) We will accept Charges for Digital Orders subject to the requirements of paragraph 1.g above and the following additional requirements. You must: • send Charge Data concerning any Digital Order via the internet, e-mail, intranet, extranet or other digital network only to the Cardmember who made the Digital Order, your Processor, or us, in accordance with paragraph 6 below; • submit all Charges for Digital Orders electronically; • use any separate Establishment Numbers that we provide you for Digital Orders in all your requests for Authorisation and submissions of Charges for Digital Orders; and • provide us with at least one (1) month’s prior written notice of any change in your website address. (ii) We may dispense with the notice period referred to in Section 15.f of the Agreement and immediately introduce additional requirements which are necessary for reasons of security of Digital Orders and/or Cardmember Information and/or for the prevention of fraud. (iii) We will not be liable for fraudulent Digital Orders and we will have the right to Chargeback for those Charges. Additionally, if a Disputed Charge arises involving a Card Not Present Charge that is a Digital Delivery Transaction, we will exercise our Chargeback rights for the full amount of the Charge. (iv) You must ensure that your website or applicable digital medium notifies the Cardmember if the transaction is declined for Authorisation. (v) For Digital Wallet Application-initiated Transactions, a CDCVM is permitted if the Mobile Device is capable of performing CDCVM. For these Charges, you must create a Charge Record as described in paragraph 1.a above. For these Charges to qualify as a Digital Wallet Application-initiated Transaction, you must include an indicator that the transaction is a Digital Wallet Application-initiated Transaction on the Charge Record. We will not exercise a missing imprint fraud Chargeback for Digital Wallet Application-initiated Transactions

Card Not Present Charges. Digital (i) We will accept Charges for Digital Orders subject to the requirements of paragraph 1.g above and the following additional requirements. You must: • send Charge Data concerning any Digital Order via the internet, e-mail, intranet, extranet or other digital network only to the Cardmember who made the Digital Order, your Processor, or us, in accordance with paragraph 6 below; • submit all Charges for Digital Orders electronically; • use any separate Establishment Numbers that we provide you for Digital Orders in all your requests for Authorisation and submissions of Charges for Digital Orders; and • provide us with at least one (1) month’s prior written notice of any change in your website address. (ii) We may dispense with the notice period referred to in Section 15.f of the Agreement and immediately introduce additional requirements which are necessary for reasons of security of Digital Orders and/or Cardmember Information and/or for the prevention of fraud. (iii) We will not be liable for fraudulent Digital Orders and we will have the right to Chargeback for those Charges. Additionally, if a Disputed Charge arises involving a Card Not Present Charge that is a Digital Delivery Transaction, we will exercise our Chargeback rights for the full amount of the Charge. (iv) You must ensure that your website or applicable digital medium notifies the Cardmember if the transaction is declined for Authorisation. (v) For Digital Wallet Application-initiated Transactions, a CDCVM is permitted if the Mobile Device is capable of performing CDCVM. For these Charges, you must create a Charge Record as described in paragraph 1.a above. For these Charges to qualify as a Digital Wallet Application-Application- initiated Transaction, you must include an indicator that the transaction is a Digital Wallet Application-initiated Transaction on the Charge Record. We will not exercise a missing imprint fraud Chargeback for Digital Wallet Application-initiated Transactionsexercise

Card Not Present Charges. Digital (i) We will accept Charges for Digital Orders subject to the requirements of paragraph 1.g 1.h above and the following additional requirements. You must: • send Charge Data concerning any Digital Order via the internet, e-mail, intranet, extranet or other digital network only to the Cardmember who made the Digital Order, your Processor, or us, in accordance with paragraph 6 below; • submit all Charges for Digital Orders electronically; • use any separate Establishment Numbers that we provide you for Digital Orders in all your requests for Authorisation and submissions of Charges for Digital Orders; and • provide us with at least one (1) month’s prior written notice of any change in your website address. (ii) We may dispense with the notice period referred to in Section 15.f of the Agreement and immediately introduce additional requirements which are necessary for reasons of security of Digital Orders and/or Cardmember Information and/or for the prevention of fraud. (iii) We will not be liable for fraudulent Digital Orders and we will have the right to Chargeback for those Charges. Additionally, if a Disputed Charge arises involving a Card Not Present Charge that is a an Digital Delivery Transaction, we will exercise our Chargeback rights for the full amount of the Charge. (iv) You must ensure that your website or applicable digital medium notifies the Cardmember if the transaction is declined for Authorisation. (v) For Digital Wallet Application-initiated Transactions, a CDCVM is permitted if the Mobile Device is capable of performing CDCVM. For these Charges, you must create a Charge Record as described in paragraph 1.a above. For these Charges to qualify as a Digital Wallet Application-initiated Transaction, you must include an indicator that the transaction is a Digital Wallet Application-initiated Transaction on the Charge Record. We will not exercise a missing signature, or missing imprint fraud Chargeback for Digital Wallet Application-Application- initiated TransactionsTransactions if the Establishment meets i. This does not apply to Disputed Charges involving dispute reasons other than fraud (e.g. it does not apply to goods or services disputes). (vi) Where you accept Charges for Digital Orders that are verified by the American Express SafeKey Programme, we may offer the Cardmember the option to pay for their purchase with points. This does not impact the relationship between you and us and does not change either party’s rights or obligations under this Agreement. However, if you prefer that we do not offer this functionality to Cardmembers using your digital platform then please write to us at American Express Payment Services Limited, Merchant Services, 0 Xxxx Xxxxxx, Brighton, East Sussex BN88 1NH.

Card Not Present Charges. Digital (i1) We will accept Charges for Digital Orders subject to the requirements of paragraph 1.g section (1.3) above and the following additional requirements. You must: • send Charge Data data concerning any Digital Order via the internet, e-mail, intranet, extranet mail or other another digital network only to the Cardmember who made the Digital Order, your Processor, or us, in accordance with paragraph 6 below; Us. • submit all Charges for Digital Orders electronically; . • use any separate Establishment Numbers that we We provide you You for Digital Orders in all your Your requests for Authorisation Authorization and submissions of Charges for Digital Orders; and . • provide us Us with at least one (1) month’s prior written notice of any change in your Your website address. (ii2) We may dispense with the notice period referred to in Section 15.f clause (16.5) of the Agreement agreement and immediately introduce additional requirements which are necessary for reasons of security of Digital Orders and/or Cardmember Information and/or for the prevention of fraud. (iii3) We will not be liable for fraudulent Digital Orders and we We will have the right to Chargeback for those Charges. Additionally, if a Disputed Charge arises involving a Card Not Present Charge that is a Digital Delivery Transaction, we We will exercise our Our Chargeback rights for the full amount of the Charge. (iv4) You must ensure that your Your website or applicable digital medium notifies the Cardmember if the transaction is declined for AuthorisationAuthorization. (v5) For Digital Wallet Application-initiated Transactions, a CDCVM is permitted if the Mobile Device is capable of performing CDCVM. For these Charges, you You must create a Charge Record as described in paragraph 1.a section (1.1) above. For these Charges to qualify as a Digital Wallet Application-initiated Transaction, you You must include an indicator that the transaction is a Digital Wallet Application-initiated Transaction on the Charge Record. We will not exercise a missing imprint fraud Chargeback for Digital Wallet Application-initiated TransactionsTransactions if the Establishment meets all off the criteria and requirements set out in this section (1.3. 1). This does not apply to Disputed Charges involving dispute reasons other than fraud (e.g. it does not apply to goods or services disputes). (6) Where You accept Charges for Digital Orders that are verified by the American Express SafeKey Programme, We may offer the Cardmember the option to pay for their purchase with points. This does not impact the relationship between You and Us and does not change either party’s rights or obligations under this agreement. However, if You prefer that We do not offer this functionality to Cardmembers using Your digital platform, then please write to Us at American Express Saudi Arabia, P.O. Box 6624, Riyadh 11452, Kingdom of Saudi Arabia. (7) For Digital Wallet Application-initiated Transactions that are also Recurring Billing Charges, You must follow the process set out in section (1.4) of this Schedule A. The Charge Record should include indicators that the Charge is a Recurring Billing Charge and not a Digital Wallet Application-initiated Transaction.

Card Not Present Charges. Digital (i1) We will accept Charges for Digital Orders subject to the requirements of paragraph 1.g section 1.3) above and the following additional requirements. You must: • send Charge Data data concerning any Digital Order via the internet, e-mail, intranet, extranet mail or other another digital network only to the Cardmember who made the Digital Order, your Processor, or us, in accordance with paragraph 6 below; Us. • submit all Charges for Digital Orders electronically; . • use any separate Establishment Numbers that we We provide you You for Digital Orders in all your Your requests for Authorisation Authorization and submissions of Charges for Digital Orders; and . • provide us Us with at least one (1) month’s prior written notice of any change in your Your website address. (ii2) We may dispense with the notice period referred to in Section 15.f clause 16.5) of the Agreement agreement and immediately introduce additional requirements which are necessary for reasons of security of Digital Orders and/or Cardmember Information and/or for the prevention of fraud. (iii3) We will not be liable for fraudulent Digital Orders and we We will have the right to Chargeback for those Charges. Additionally, if a Disputed Charge arises involving a Card Not Present Charge that is a Digital Delivery Transaction, we We will exercise our Our Chargeback rights for the full amount of the Charge. (iv4) You must ensure that your Your website or applicable digital medium notifies notifies the Cardmember if the transaction is declined for AuthorisationAuthorization. (v5) For Digital Wallet Application-initiated Transactions, a CDCVM is permitted if the Mobile Device is capable of performing CDCVM. For these Charges, you You must create a Charge Record as described in paragraph 1.a section 1.1) above. For these Charges to qualify as a Digital Wallet Application-initiated Transaction, you You must include an indicator that the transaction is a Digital Wallet Application-initiated Transaction on the Charge Record. We will not exercise a missing imprint fraud Chargeback for Digital Wallet Application-initiated TransactionsTransactions if the Establishment meets all off the criteria and requirements set out in this section (1. 3.1). This does not apply to Disputed Charges involving dispute reasons other than fraud (e.g. it does not apply to goods or services disputes). (6) Where You accept Charges for Digital Orders that are verified by the American Express SafeKey Programme, We may offer the Cardmember the option to pay for their purchase with points. This does not impact the relationship between You and Us and does not change either party’s rights or obligations under this agreement. However, if You prefer that We do not offer this functionality to Cardmembers using Your digital platform, then please write to Us at American Express Saudi Arabia, P.O. Box 6624, Riyadh 11452, Kingdom of Saudi Arabia. (7) For Digital Wallet Application-initiated Transactions that are also Recurring Billing Charges, You must follow the process set out in section (1.4) of this Schedule A. The Charge Record should include indicators that the Charge is a Recurring Billing Charge and not a Digital Wallet Application-initiated Transaction.

Card Not Present Charges. Digital (i1) We will accept Charges for Digital Orders subject to the requirements of paragraph 1.g 1.3 above and the following additional requirements. You must: • send Charge Data data concerning any Digital Order via the internet, e-mail, intranet, extranet mail or other digital network only to the Cardmember who made the Digital Order, your Processor, or us, in accordance with paragraph 6 below; • submit all Charges for Digital Orders electronically; • use any separate Establishment Numbers that we provide you for Digital Orders in all your requests for Authorisation Authorization and submissions of Charges for Digital Orders; and • provide us with at least one (1) month’s prior written notice of any change in your website address. (ii2) We may dispense with the notice period referred to in Section 15.f clause 16.5 of the Agreement and immediately introduce additional requirements which are necessary for reasons of security of Digital Orders and/or Cardmember Information and/or for the prevention of fraud. (iii3) We will not be liable for fraudulent Digital Orders and we will have the right to Chargeback for those Charges. Additionally, if a Disputed Charge arises involving a Card Not Present Charge that is a Digital Delivery Transaction, we will exercise our Chargeback rights for the full amount of the Charge. (iv4) You must ensure that your website or applicable digital medium notifies notifies the Cardmember if the transaction is declined for AuthorisationAuthorization. (v5) For Digital Wallet Application-initiated Transactions, a CDCVM is permitted if the Mobile Device is capable of performing CDCVM. For these Charges, you must create a Charge Record as described in paragraph 1.a section 1.1 above. For these Charges to qualify as a Digital Wallet Application-initiated Transaction, you must include an indicator that the transaction is a Digital Wallet Application-initiated Transaction on the Charge Record. We will not exercise a missing imprint fraud Chargeback for Digital Wallet Application-initiated TransactionsTransactions if the Establishment meets all off the criteria and requirements set out in this section 1. 3.1. This does not apply to Disputed Charges involving dispute reasons other than fraud (e.g. it does not apply to goods or services disputes). 6) Where you accept Charges for Digital Orders that are verified by the American Express SafeKey Programme, we may offer the Cardmember the option to pay for their purchase with points. This does not impact the relationship between you and us and does not change either party’s rights or obligations under this Agreement. However, if you prefer that we do not offer this functionality to Cardmembers using your digital platform, then please write to us at American Express Saudi Arabia, X.X. Xxx 0000, Xxxxxx 00000, Xxxxxxx of Saudi Arabia. 7) For Digital Wallet Application-initiated Transactions that are also Recurring Billing Charges, you must follow the process set out in section 1.4 of this Schedule A. The Charge Record should include indicators that the Charge is a Recurring Billing Charge and not a Digital Wallet Application-initiated Transaction.

Card Not Present Charges. Digital (i) We will accept Charges for Digital Orders subject to the requirements of paragraph 1.g paragraph 1. h above and the following additional requirements. You must: • send Charge Data concerning any Digital Order via the internet, e-mail, intranet, extranet or other digital network only to the Cardmember who made the Digital Order, your Processor, or us, in accordance with paragraph 6 below; • submit all Charges for Digital Orders electronically; • use any separate Establishment Numbers that we provide you for Digital Orders in all your requests for Authorisation and submissions of Charges for Digital Orders; and • provide us with at least one (1) month’s prior written notice of any change in your website address. (ii) We may dispense with the notice period referred to in Section 15.f of the Agreement and immediately introduce additional requirements which are necessary for reasons of security of Digital Orders and/or Cardmember Information and/or for the prevention of fraud. (iii) We will not be liable for fraudulent Digital Orders Transactions and we will have the right to Chargeback for those Charges. Additionally, if a Disputed Charge arises involving a Card Not Present Charge that is a Digital Delivery Transaction, we will exercise our Chargeback rights for the full amount of the Charge. (iv) You must ensure that your website or applicable digital medium notifies the Cardmember if the transaction is declined for Authorisation. (v) For Digital Wallet Application-initiated Transactions, a CDCVM is permitted if the Mobile Device is capable of performing CDCVM. For these Charges, you must create a Charge Record as described in paragraph 1.a above. For these Charges to qualify as a Digital Wallet Application-initiated Transaction, you must include an indicator that the transaction is a Digital Wallet Application-initiated Transaction on the Charge Record. We will not exercise a missing imprint fraud Chargeback for Digital Wallet Application-initiated Transactions

Card Not Present Charges. Digital (i) We will accept Charges for Digital Orders subject to the requirements of paragraph 1.g above and the following additional requirements. You must: • send Charge Data concerning any Digital Order via the internet, e-mail, intranet, extranet or other digital network only to the Cardmember who made the Digital Order, your Processor, or us, in accordance with paragraph 6 below; • submit all Charges for Digital Orders electronically; • use any separate Establishment Numbers that we provide you for Digital Orders in all your requests for Authorisation and submissions of Charges for Digital Orders; and • provide us with at least one (1) month’s prior written notice of any change in your website address. (ii) We may dispense with the notice period referred to in Section 15.f of the Agreement and immediately introduce additional requirements which are necessary for reasons of security of Digital Orders and/or Cardmember Information and/or for the prevention of fraud. (iii) We will not be liable for fraudulent Digital Orders and we will have the right to Chargeback for those Charges. Additionally, if a Disputed Charge arises involving a Card Not Present Charge that is a Digital Delivery Transaction, we will exercise our Chargeback rights for the full amount of the Charge. (iv) You must ensure that your website or applicable digital medium notifies the Cardmember if the transaction is declined for Authorisation. (v) For Digital Wallet Application-initiated Transactions, a CDCVM is permitted if the Mobile Device is capable of performing CDCVM. For these Charges, you must create a Charge Record as described in paragraph 1.a above. For these Charges to qualify as a Digital Wallet Application-initiated Transaction, you must include an indicator that the transaction is a Digital Wallet Application-initiated Transaction on the Charge Record. We will not exercise a missing imprint fraud Chargeback for Digital Wallet Application-initiated Transactions i. This does not apply to Disputed Charges involving dispute reasons other than fraud (e.g. it does not apply to goods or services disputes). (vi) Where you accept Charges for Digital Orders that are verified by the American Express SafeKey Programme, we may offer the Cardmember the option to pay for their purchase with points. This does not impact the relationship between you and us and does not change either party’s rights or obligations under this Agreement. However, if you prefer that we do not offer this functionality to Cardmembers using your digital platform then please write to us at American Express Merchant Services, 0 Xxxx Xxxxxx, Brighton, East Sussex BN88 1NH. (vii) For Digital Wallet Application-initiated Transactions that are also Recurring Billing Charges, you must follow the process set out in paragraph 1.i. of this Schedule A below. The Charge Record should include indicators that the Charge is a Recurring Billing Charge and not a Digital Wallet Application-initiated Transaction.