Common use of Caused by Clause in Contracts

Caused by. a. Freezing of a plumbing, heating, air condition- ing or automatic fire protective sprinkler sys- tem or of a household appliance, or by dis- charge, leakage or overflow from within the system or appliance caused by freezing. This exclusion applies only while the dwelling is va- cant, unoccupied or being constructed, unless you have used reasonable care to: (1) Maintain heat in the building; or (2) Shut off the water supply and drain the system and appliances of water; b. Freezing, thawing, pressure or weight of water or ice, whether driven by wind or not, to a: (1) Fence, pavement, patio or swimming pool; (2) Foundation, retaining wall, or bulkhead; or (3) Pier, wharf or dock; c. Theft in or to a dwelling under construction, or of materials and supplies for use in the con- struction until the dwelling is finished and oc- cupied; d. Vandalism and malicious mischief if the dwelling has been vacant for more than 30 consecutive days immediately before the loss. A dwelling being constructed is not considered vacant; e. Any of the following: (1) Wear and tear, marring, deterioration; (2) Inherent vice, latent defect, mechanical breakdown; (3) Smog, rust or other corrosion, mold, wet or dry rot; (4) Smoke from agricultural smudging or indus- trial operations; (5) Discharge, dispersal, seepage, migration, release or escape of pollutants unless the discharge, dispersal, seepage, migration, release or escape is itself caused by a Peril Insured Against under Coverage C of this policy. (6) Settling, shrinking, bulging or expansion, including resultant cracking, of pavements, patios, foundations, walls, floors, roofs or ceilings; (7) Birds, vermin, rodents, or insects; or (8) Animals owned or kept by an "insured."

Caused by. a. Freezing of a plumbing, heating, air condition- ing conditioning or automatic fire protective sprinkler sys- tem system or of a household appliance, or by dis- chargedischarge, leakage or overflow from within the system or appliance caused by freezing. This exclusion applies only while the dwelling is va- cantvacant, unoccupied or being constructed, unless you have used reasonable care to: (1) Maintain heat in the building; or (2) Shut off the water supply and drain the system and appliances of water; b. Freezing, thawing, pressure or weight of water or ice, whether driven by wind or not, to a: (1) Fence, pavement, patio or swimming pool; (2) Foundation, retaining wall, or bulkhead; or (3) Pier, wharf or dock; c. Theft in or to a dwelling under construction, or of materials and supplies for use in the con- struction construction until the dwelling is finished and oc- cupiedoccupied; d. Vandalism and malicious mischief if the dwelling has been vacant for more than 30 consecutive days immediately im- mediately before the loss. A dwelling being constructed con- structed is not considered vacant; e. Any of the following: (1) Wear and tear, marring, deterioration; (2) Inherent vice, latent defect, mechanical breakdownbreak- down; (3) Smog, rust or other corrosion, mold, wet or dry rot; (4) Smoke from agricultural smudging or indus- trial industrial operations; (5) Discharge, dispersal, seepage, migration, release re- lease or escape of pollutants unless the dischargedis- charge, dispersal, seepage, migration, release or escape is itself caused by a Peril Insured Against under Coverage C of this policy. (6) Settling, shrinking, bulging or expansion, including includ- ing resultant cracking, of pavements, patios, foundations, walls, floors, roofs or ceilings; (7) Birds, vermin, rodents, or insects; or (8) Animals owned or kept by an "insured."" AIIC 00 2A 01 08 Contains material copyrighted by Insurance Services Office, 2007. Page 6 of 17

Caused by. a. (1) Freezing of a plumbing, heating, air condition- ing conditioning or automatic fire protective sprinkler sys- tem system or of a household appliance, or by dis- chargedischarge, leakage or overflow from within the system or appliance caused by freezing. This exclusion applies only while the dwelling is va- cant, unoccupied “vacant,” “unoccupied” or being constructed, unless you have used reasonable care to: (1a) Maintain heat in the building; or (2b) Shut off the water supply and drain the system and appliances of water; b. (2) Freezing, thawing, pressure or weight of water or ice, whether driven by wind or not, to a: (1a) Fence, pavement, patio or swimming pool; (2b) Foundation, retaining wall, or bulkhead; or (3c) Pier, wharf or dock; c. (3) Theft in or to a dwelling under construction, or of materials and supplies for use in the con- struction construction until the dwelling is finished and oc- cupiedoccupied; d. Vandalism and malicious mischief (4) Theft or attempted theft in or to a dwelling if the dwelling has been vacant “vacant” for more than 30 consecutive days immediately before the loss. A . (5) Vandalism or malicious mischief, including loss to property on the “residence premises,” and any ensuing loss caused by any intentional and wrongful act committed in the course of the vandalism or malicious mischief, if the dwelling being constructed is not considered vacant;has been e. (6) Any of the following: (1a) Wear and tear, marring, deterioration, scratching; (2b) Inherent vice, latent defect, defect or mechanical breakdown; (3c) Smog, rust rust, “spalling,” decay or other corrosion, mold, wet or dry rot; (4d) Smoke from agricultural smudging or indus- trial industrial operations; (5e) Discharge, dispersal, seepage, migration, release or escape of pollutants “pollutants” unless the discharge, dispersal, seepage, migration, release or escape is itself caused by a Peril Insured Against under Coverage COVERAGE C – Personal Property of this policy. (6f) Settling, shrinking, bulging or expansion, including resultant cracking, of pavements, patios, foundations, walls, floors, roofs or ceilings; (7g) Birds, vermin, rodents, marsupials, animals, reptiles, fish, insects, or insects; orpests, including but not limited to, termites, snails, raccoons, (8) h) Animals owned or kept by an "“insured."”

Caused by. a. Freezing of a plumbing, heating, air condition- ing conditioning or automatic fire protective sprinkler sys- tem system or of a household appliance, or by dis- chargedischarge, leakage or overflow from within the system or appliance caused by freezing. This exclusion applies only while the dwelling is va- cantvacant, unoccupied or being constructed, unless you have used reasonable care to: (1) Maintain heat in the building; or (2) Shut off the water supply and drain the system and appliances of water; b. Freezing, thawing, pressure or weight of water or ice, whether driven by wind or not, to a: (1) Fence, pavement, patio or swimming pool; (2) Foundation, retaining wall, or bulkhead; or (3) Pier, wharf or dock; c. Theft in or to a dwelling under construction, or of materials and supplies for use in the con- struction construction until the dwelling is finished and oc- cupiedoccupied; d. Vandalism and malicious mischief if the dwelling has been vacant for more than 30 consecutive days immediately im- mediately before the loss. A dwelling being constructed con- structed is not considered vacant; e. Any of the following: (1) Wear and tear, marring, deterioration; (2) Inherent vice, latent defect, mechanical breakdownbreak- down; (3) Smog, rust or other corrosion, mold, wet or dry rot; (4) Smoke from agricultural smudging or indus- trial industrial operations; (5) Discharge, dispersal, seepage, migration, release re- lease or escape of pollutants unless the dischargedis- charge, dispersal, seepage, migration, release or escape is itself caused by a Peril Insured Against under Coverage C of this policy. (6) Settling, shrinking, bulging or expansion, including includ- ing resultant cracking, of pavements, patios, foundations, walls, floors, roofs or ceilings; (7) Birds, vermin, rodents, or insects; or (8) Animals owned or kept by an "insured."