Common use of Change of Fund(s) Clause in Contracts

Change of Fund(s). The assets of the Separate Account are segregated by Fund. If the shares of any Fund are no longer available for investment by the Separate Account or if, in our judgment, further investment in such shares should become inappropriate in view of the purpose of the Contract, GALIC may cease to make such Fund shares available for investment under the Contract prospectively, or GALIC may substitute shares of another Fund for shares already acquired. GALIC may also, from time to time, add additional Funds. Any elimination, substitution or addition of Funds will be done in accordance with applicable state and federal securities laws. GALIC reserves the right to substitute shares of another Fund for shares already acquired without a proxy vote.