CLAUSES REQUIRED UNDER THE CONSUMER PROTECTION ACT OF QUEBEC Sample Clauses

CLAUSES REQUIRED UNDER THE CONSUMER PROTECTION ACT OF QUEBEC. AND ITS REGULATIONS (FOR QUEBEC BORROWERS ONLY) “Contract for the loan of money” — The Consumer may cancel this Contract without charge within two days following that on which each party takes possession of a duplicate of this Contract. To cancel the Contract, the Consumer must: – return the money to the Merchant or his representative if he received the money at the time each party took possession of a duplicate of the Contract; – send a notice in writing to that effect, or return the money to the Merchant or his representative if the money was not returned to him or her at the time each party took possession of a duplicate of the Contract. The Contract is cancelled, without further formality, as soon as the Consumer returns the money or forwards the notice. — If the Consumer uses the money to make full or partial payment for the purchase or lease of goods or services, he may, if the money Lender and the vending or leasing Merchant regularly work together with a view to the granting of loans of money to consumers, plead against the money Lender any ground of defense that he may urge against the vending or leasing Merchant. — The Consumer may pay, in whole or in part, the amount of his obligation before maturity. The balance due is equal at all times to the sum of the balance of net capital and credit charges computed in accordance with the Act and the General Regulation made under the Act. — The Consumer may, once a month and without charge, request a statement of account from the Merchant; the latter must furnish him or her with the statement of account or forward it to him or her as soon as possible, but at the latest within ten (10) days of receipt of the request. In addition to the statement of account prescribed above, the Consumer who wishes to pay the balance of his obligation before maturity may, at all times and without charge, request a statement of account from the Merchant; the latter must furnish him or her with the statement of account or forward it to him or her as soon as possible, but at the latest within ten (10) days of receipt of the request. It is in the Consumer’s interest to refer to sections 73, 74, 76, 91, 93 and 116 of the Consumer Protection Act (R.S.Q., c. P-40.1) and, where necessary, to communicate with the Office de la protection du consommateur. “Clause of forfeiture of benefit of the term” Before availing himself or herself of this clause, the Merchant must send the Consumer a notice in writing and a statement of account. W...
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CLAUSES REQUIRED UNDER THE CONSUMER PROTECTION ACT OF QUEBEC. AND ITS REGULATIONS (FOR QUEBEC BORROWERS ONLY) “Contract for the loan of money”
Sample 1

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