Common use of CONDITIONS OF ACCOUNT USE Clause in Contracts

CONDITIONS OF ACCOUNT USE. The use of your Card and Account are subject to the following conditions: Ownership of Cards. Any Card or other credit instrument or device which we supply to you is our property and must be returned to us, or to any person whom we authorize to act as our agent, or to any person who is authorized to honor the Card, immediately according to instructions. The Card may be repossessed at any time at our sole discretion without demand or notice. You cannot transfer your Card or Account to another person. You may not use the Card for any illegal or unlawful transactions and we may decline to authorize any transaction that we believe poses an undue risk or illegality or unlawfulness. Honoring the Card. Neither we nor merchants authorized to honor the Card will be responsible for the failure or refusal to honor the Card or any other credit instrument or device we supply to you. If a merchant agrees to give you a refund or adjustment, you agree to accept a credit to your Account in lieu of a cash refund. Foreign Transactions. Purchases and cash advances made in foreign countries will be billed to you in U.S. dollars. The currency conversion rate for international transactions as established by MasterCard is a rate selected by MasterCard from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate MasterCard itself receives, or the government-mandated rate in effect for the applicable central processing date. In addition, you will be charged an International Transaction Fee of 1.10% of the transaction amount for any card transaction made in a foreign country. Letter Checks. We may not honor your letter check and we are entitled to return it unpaid if: your check is post-dated; payment of the check would exceed your credit limit; if you are in default under this Agreement; a check is signed by person without authorized access; your Account has been terminated or suspended; your Account has not been activated; or any checks have been reported lost or stolen. We will not certify a letter check. You may stop payment on a letter check if you provide us with the exact information describing the check. If you give us incorrect information, we will not be responsible for failing to stop payment. You understand there may be a charge for each stop payment order requested. Our liability for a wrongful dishonor is limited to your actual charges; however, a dishonor for the reasons stated above is not a wrongful dishonor. Only the person whose name is printed on a letter check may sign it. All letter checks must be written in U. S. dollars. A letter check may not be used to make a payment on your Account. The Bank shall have no liability for any letter check(s) returned in excess of your credit limit.

CONDITIONS OF ACCOUNT USE. The use of your Card and Account are subject to the following conditions: Ownership of Cards. Any Card or other credit instrument or device which we supply to you is our property and must be returned to us, or to any person whom we authorize to act as our agent, or to any person who is authorized to honor the Card, immediately according to instructions. The Card may be repossessed at any time at our sole discretion without demand or notice. You cannot transfer your Card or Account to another person. You may not use the Card for any illegal or unlawful transactions and we may decline to authorize any transaction that we believe poses an undue risk or illegality or unlawfulness. Honoring the Card. Neither we nor merchants authorized to honor the Card will be responsible for the failure or refusal to honor the Card or any other credit instrument or device we supply to you. If a merchant agrees to give you a refund or adjustment, you agree to accept a credit to your Account in lieu of a cash refund. Foreign Transactions. Purchases and cash advances made in foreign countries will be billed to you in U.S. dollars. The currency conversion rate for international transactions as established by MasterCard Mastercard is a rate selected by MasterCard Mastercard from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate MasterCard Mastercard itself receives, or the government-mandated rate in effect for the applicable central processing date. In addition, you will be charged an International Transaction Fee of 1.10% of the transaction amount for any card transaction made in a foreign country. Letter Checks. We may not honor your letter check and we are entitled to return it unpaid if: your check is post-dated; payment of the check would exceed your credit limit; if you are in default under this Agreement; a check is signed by person without authorized access; your Account has been terminated or suspended; your Account has not been activated; or any checks have been reported lost or stolen. We will not certify a letter check. You may stop payment on a letter check if you provide us with the exact information describing the check. If you give us incorrect information, we will not be responsible for failing to stop payment. You understand there may be a charge for each stop payment order requested. Our liability for a wrongful dishonor is limited to your actual charges; however, a dishonor for the reasons stated above is not a wrongful dishonor. Only the person whose name is printed on a letter check may sign it. All letter checks must be written in U. S. dollars. A letter check may not be used to make a payment on your Account. The Bank shall have no liability for any letter check(s) returned in excess of your credit limit.

CONDITIONS OF ACCOUNT USE. The use of your Card and Account are subject to the following conditions: Ownership of Cards. Any Card or other credit instrument or device which we supply to you is our property and must be returned to us, or to any person whom we authorize to act as our agent, or to any person who is authorized to honor the Card, immediately according to instructions. The Card may be repossessed at any time at our sole discretion without demand or notice. You cannot transfer your Card or Account to another person. You may not use the Card for any illegal or unlawful transactions and we may decline to authorize any transaction that we believe poses an undue risk or illegality or unlawfulness. Honoring the Card. Neither we nor merchants authorized to honor the Card will be responsible for the failure or refusal to honor the Card or any other credit instrument or device we supply to you. If a merchant agrees to give you a refund or adjustment, you agree to accept a credit to your Account in lieu of a cash refund. Foreign Transactions. Purchases and cash advances made in foreign countries will be billed to you in U.S. dollars. The currency conversion rate for international transactions as established by MasterCard is a rate selected by MasterCard from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate MasterCard itself receives, or the government-mandated rate in effect for the applicable central processing date. In addition, you will be charged an International Transaction Fee of 1.10% of the transaction amount for any card transaction made in a foreign country. Letter Checks. We may not honor your letter check and we are entitled to return it unpaid if: your check is post-dated; payment of the check would exceed your credit limit; if you are in default under this Agreement; a check is signed by person without authorized access; your Account has been terminated or suspended; , your Account has not been activated; , or any checks have been reported lost or stolen. We will not certify a letter check. You may stop payment on a letter check if you provide us with the exact information describing the check. If you give us incorrect information, we will not be responsible for failing to stop payment. You understand there may be a charge for each stop payment order requested. Our liability for a wrongful dishonor is limited to your actual charges; however, a dishonor for the reasons stated above is not a wrongful dishonor. Only the person whose name is printed on a letter check may sign it. All letter checks must be written in U. S. dollars. A letter check may not be used to make a payment on your Account. The Bank shall have no liability for any letter check(s) returned in excess of your credit limit.

CONDITIONS OF ACCOUNT USE. The use of your Card and Account are subject to the following conditions: Ownership of Cards. Any Card or other credit instrument or device which we supply to you is our property and must be returned to us, or to any person whom we authorize to act as our agent, or to any person who is authorized to honor the Card, immediately according to instructions. The Card may be repossessed at any time at our sole discretion without demand or notice. You cannot transfer your Card or Account to another person. You may not use the Card for any illegal or unlawful transactions and we may decline to authorize any transaction that we believe poses an undue risk or illegality or unlawfulness. Honoring the Card. Neither we nor merchants authorized to honor the Card will be responsible for the failure or refusal to honor the Card or any other credit instrument or device we supply to you. If a merchant agrees to give you a refund or adjustment, you agree to accept a credit to your Account in lieu of a cash refund. Foreign Transactions. Purchases and cash advances made in foreign countries will be billed to you in U.S. dollars. The currency conversion rate for international transactions as established by MasterCard MASTERCARD International, Inc. is a rate selected by MasterCard MASTERCARD from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate MasterCard MASTERCARD itself receives, or the government-mandated rate in effect for the applicable central processing date. In addition, you will be charged an International Transaction Fee of 1.10% of the transaction amount for any card transaction made in a foreign country. Letter Checks. We may not honor your letter check and we are entitled to return it unpaid if: your check is post-dated; payment of the check would exceed your credit limit; if you are in default under this Agreement; a check is signed by person without authorized access; your Account has been terminated or suspended; your Account has not been activated; or any checks have been reported lost or stolenPersonal Identification Number. We will issue you a PIN for use with your Card at ATMs. These numbers are issued to you for your security purposes. These numbers are confidential and should not certify a letter checkbe disclosed to third parties. You may stop payment are responsible for safekeeping your PIN. You agree not to disclose or otherwise make available your PIN to anyone not authorized to sign on a letter check your Accounts. To keep your Account secure, please do not write your PIN on your Card or keep it in the same place as your Card. Notices and Payments. All notices will be sent to your address as shown in the application. You agree to advise us promptly if you provide change your mailing address. All payments should be mailed to us with at the exact information describing the checkremittance address shown on your monthly statements. If you give us incorrect information, we Payments received at that address will not be responsible for failing to stop payment. You understand there may be a charge for each stop payment order requested. Our liability for a wrongful dishonor is limited credited to your actual charges; however, a dishonor for Account as of the reasons stated above is not a wrongful dishonor. Only the person whose name is printed on a letter check may sign it. All letter checks must be written in U. S. dollars. A letter check may not be used to make a payment on your Account. The Bank shall have no liability for any letter check(s) returned in excess of your credit limitdate received.