Common use of Consumer Credit File Rights Under State and Federal Law Clause in Contracts

Consumer Credit File Rights Under State and Federal Law. You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor a credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported up to 10 years.

Consumer Credit File Rights Under State and Federal Law. You have a right to dispute inaccurate information in your credit report by contacting the credit thecredit bureau directly. However, neither you nor a any ‘credit repair repair’ company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported up to for 10 years.