Credit Card, Money Transfer Card, Check Forgery and Counterfeit Money a. Credit Card and Money Transfer Card Coverage. If you are legally required to pay for the unauthor- ized use of a credit card or charge plate issued to you, we will insure the loss. We will also pay for loss which results from unauthorized use of a money transfer card issued to you. We will not insure use of the credit card or money transfer card by you. We also will not insure use by someone to whom you have given the card or plate. We will not insure any use unless you have met all the terms under which the card or plate was issued.