The Card. (a) The Card shall be used by the Cardholder and any additional Card shall be used by the Authorized Cardholder exclusively and always within the limits of the balance available in the Card Account and/or the credit limit approved by the Bank and notified to the Cardholder and/or the holder of the Card Account from time to time in a manner the Bank deems appropriate, subject to the provisions of paragraph 15. It is understood that the initial limit will be notified to the Cardholder upon delivery of the Card. In case the Cardholder wishes to have a lower limit or a higher limit he should notify the Bank accordingly.
(b) The Cardholder and, where applicable, the Authorized Cardholder is not entitled to use the Card or the additional Card, respectively, in excess of the limit which is mentioned above. If, however, for any reason the Cardholder and/or the Authorized Cardholder exceeds such limits, the Cardholder and/or the holder of the Card Account and/or the Authorized Cardholder undertakes to settle the unauthorized overdraft plus interest and/or any other charges, immediately upon the Bank's request, subject to the provisions of any applicable law and in accordance with the operating terms of the abovementioned Card Account and the Cards Terms and Conditions.
(c) The Card is the property of the Bank. The Cardholder must return his Card and any additional Card to the Bank on demand. The Bank may from time to time issue new Cards of a type different to the one the Cardholder applied for, in parallel and/or to replace the existing ones. The signature of the application form and of this Agreement for the issuance of a Card shall be deemed as an application of the Cardholder for the issuance of any new Cards to the Cardholder and the Authorized Cardholder, where applicable, as explained above. If the type of Card changes, the number of the Card and, where applicable, the number of the Card Account may also change. If the Cardholder and/or the holder of the Card Account does not agree with such change, the Agreement may be terminated according to paragraph 11 below, without any charge.
(d) The Cardholder and/or the Authorized Cardholder should use the Card and/or the additional Card, respectively, only during the validity period shown on it.
(e) Unless otherwise provided in these Cards Terms and Conditions, the Cardholder and/or the holder of the Card Account are liable to the Bank for all Transactions that incur from the use of the Card and irrevocably authori...
The Card. You acknowledge and agree that the Card is a general purpose multicurrency reloadable prepaid card. The Card is neither a gift card (nor intended to be used for gifting purposes), a credit card, nor a deposit account debit card. The monetary value accessible through use of the Card is limited to the funds that you have previously loaded to the Card or that have been loaded to the Card on your behalf by CAPES or CNPQ. The Card is not and does not access an individual bank “account” for purposes of certain laws and regulations (including, but not limited to, Regulation E and Regulation DD of the Consumer Financial Protection Bureau). However, we may use the term “account” and related terms for convenience from time to time when communicating with you about the Card and transactions and inquiries made with the Card. You may access the funds loaded to the Card and perform Card transactions only as described in this Agreement. You cannot link the Card to any deposit or credit account that you may have with us or with any other financial institution, except as provided in this Agreement. You may not obtain or write checks or drafts to access Card funds. You will not receive any interest on funds loaded to the Card. In our sole discretion we may refuse to issue a Card to anyone for any reason. Your Card cannot be redeemed for cash. We may provide you with a non-personalized temporary Card for immediate use pending the delivery to you of a personalized Card bearing your name. The transactions and uses described in this Agreement are generally available for the temporary Card. However, because your name will not appear on the front of the temporary Card, merchants who require identity verification may be unwilling to accept a temporary Card. Notwithstanding any expiration date that may appear on the temporary Card, the temporary Card will no longer be valid for use upon the earlier of
(i) 90 days after the issuance of the temporary Card or (ii) your activation of the personalized Card that is delivered to you. Upon activation of your personalized Card, any funds remaining on the temporary Card will be available on your personalized Card. By activating your personalized card you are accepting the Terms and Conditions of this product. Your Card may be loaded with funds in such currency or currencies as we may permit from time to time (each a “Card Currency”). If you use your Card in respect of a transaction in a Card Currency, the funds maintained on your Card in suc...
The Card. 2.1 The Card is and will be, at all times, the property of the Bank and must be surrendered to the Bank immediately upon request by the Bank or its duly authorized agent.
2.2 The Card may be collected by the Cardholder or sent by post or courier or to the address notified to the Bank by the Cardholder or collected/ handed over to a nominated third party (and/ or to an address not in the bank records) at the risk of the Cardholder.
2.3 Upon receipt of the Card, the Cardholder shall sign the Card immediately and such Signature and/or Activation and/ or use of the Card will constitute binding and conclusive evidence of the confirmation of the Cardholder to be bound by these Terms and Conditions for which purpose the Primary Cardholder hereby binds all Supplementary Cardholder(s) as his agent for this purpose notwithstanding that the Bank is not notified of the Cardholder’s receipt of the Card. Only the party whose name is embossed on the face of the Card and has duly signed the reverse of the card can use the Card.
2.4 In the event, the Cardholder does not wish to be bound by these Terms and Conditions, the Cardholder shall cut the Card in half and return both halves to the Bank and Clause 16 (Termination) hereof shall henceforth be operative.
2.5 The Card is not transferable and will be used exclusively by the Cardholder. The Cardholder under no circumstances whatsoever will allow the Card and/ or PIN to be used by any other individual. The Cardholder as Security may not pledge the Card for any purpose whatsoever.
2.6 The Cardholder shall at all times ensure that the Card is kept in a safe place.
The Card. (i) The Card is and will be, at all times, the property of the Bank and must be surrendered to the Bank immediately upon request by the Bank or its duly authorized agent.
(ii) The Card may be collected by the Cardholder or sent by post or courier to the address notified to the Bank by the Cardholder at the risk of the Cardholder.
(iii) Upon receipt of the Card, the Cardholder shall sign at the designated place of the Card immediately and such signature and/or activation and/or retention and/or the use of the Card will constitute binding and conclusive evidence of the confirmation of the Cardholder to be bound by these Terms and Conditions for which purpose the Primary Cardholder hereby appoints all Supplementary Cardholder(s) as his agent for this purpose, notwithstanding that the Bank is not notified of the Cardholder's receipt of the Card unless otherwise not required by the Bank.
(iv) In the event the Cardholder does not wish to be bound by these Terms and Conditions, the Cardholder shall cut the Card in halves and return both halves to the Bank and Clause 8 hereof shall henceforth be operative.
(v) The Card is not transferable and will be used exclusively by the Cardholder. The Cardholder under no circumstances whatsoever will allow the Card and/or PIN to be used by any other individual. The Cardholder may not pledge the Card as Security for any purpose whatsoever.
(vi) The Cardholder shall at all times ensure that the Card is kept in a safe place and will exercise every possible care to prevent the Card from being lost or stolen.
The Card. 1.1 The Card shall at all times remain the property of the Bank and shall be surrendered to the Bank immediately upon request.
1.2 The Card is valid only if it is used within the Valid Thru Date. The Cardmember shall ensure that as soon as the Card expires, it is destroyed, by cutting it diagonally in half, and returned to the Bank for replacement. The use of a replacement Card is subject to the terms and conditions which are in force at the date of replacement.
1.3 The Card shall not be used after its cancellation, expiration, or withdrawal or upon the Cardmember ceasing to be the Bank’s customer.
1.4 Notwithstanding and without prejudice to the generality of the clauses in these Terms and Conditions, the Cardmember shall expressly agree that the use of the Card is at his/her own risk and shall assume all risk incidental to or arising out of the use of the Card.
The Card. 4.1. The Cardholder will be given an ATM card that is linked to the Account. The Cardholder shall be responsible for the physical security of the Card. The Bank and any of its authorized officer, employee, associate or agent may retain the Card, require the Cardholder to return the Card or suspend the use of the Card at any time in its absolute discretion. The Bank shall not be liable for any losses or damages suffered by the Cardholder as a result thereof.
4.2. The Card will not become valid or operational until the Cardholder acknowledges receipt of the Card by signing on the appropriate Bank documents. The Card is only valid for the period shown on it unless sooner revoked by the Bank upon prior notice via SMS and/or email to the Cardholder. Upon the expiration of the Card, the Cardholder must immediately destroy the Card by cutting it in half through the magnetic strip. Any unauthorized use of the Card after its expiration or revocation shall be exclusively borne by the Cardholder.
4.3. If the Card is lost or stolen, the Cardholder or any other person acting on behalf of the Cardholder shall immediately notify the Bank by calling the Bank’s Customer Service at (00) 0000-0000 and request for card blocking. The Cardholder understands that the request for card blocking shall be subject to the Bank’s KYC procedure, in which case, the Cardholder shall be required to provide his/her card number(s) and other pertinent information to establish his/her proper identity. In addition, the Cardholder must immediately notify the concerned institutions and relevant law enforcement agencies pertaining to the lost or stolen Card. All usage made prior to the reporting of the lost/stolen Card shall be conclusively binding to the Cardholder. As such, the Bank shall not be liable for any loss or damage incurred by the Cardholder prior to his/her proper notice to the Bank of the loss or stolen card and the corresponding request for card blocking.
4.4. In cases where the card is lost or stolen, the Cardholder hereby agrees to cooperate with any officers, service providers, employees, associates or agents of the Bank and/or law enforcement agencies in the effort to recover the Card. The Cardholder understands and agrees that the Bank may disclose information about the Cardholder and the Account should the Bank, at its own discretion, deem it necessary to help avoid or recover any loss to the Cardholder or the Bank resulting from the loss, theft, misuse or unauthorized use of ...
The Card. 3.1 The Card is the property of the Bank and will be returned to the Bank immediately by the Cardholder when requested by the Bank.
3.2 The Bank may at it’s absolute discretion and without prior notice and reason withdraw at any time the Card and Cardholder’s right to use the Card entirely or in respect of specific facilities or refuse to reissue, renew or replace any Card, without any case affecting the Cardholder’s obligations under this Agreement, which shall continue to be in force. In case of a Cardholder returning the Card voluntarily, obligations under the Agreement will continue to be in force until all such obligations of the Cardholder hereunder have been satisfied by the cardholder, to the satisfactions of the Bank will be treated as same.
The Card. You agree to sign the back of the Card before using it. The Card is the property of the Bank. We can require you to surrender your Card to us, or to any merchant or financial institution where you have presented the Card. The Card is not valid after its printed expiration date, but we may suspend, cancel, replace or renew your Card at any time. You may request additional Cards at no additional cost for family members or other persons that you authorize to use your Account, but you remain responsible for all of their charges.
The Card. YOU SHOULD TREAT THIS CARD THE SAME AS CASH. IF YOUR CARD IS LOST OR STOLEN, YOU COULD LOSE ALL OR SOME OF THE MONEY ON YOUR CARD. You agree that the Card is a non-reloadable prepaid debit card. The Card is not a credit card or a deposit account debit card. There is no credit line or credit card, overdraft protection or deposit account associated with your Card. You will not receive any interest on the money loaded on your Card. YOUR FUNDS ARE NOT INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION. The monetary value accessible through use of the Card is limited to the funds that were loaded on the Card at the time of purchase and may not exceed $500. Cards may be subject to a minimum load amount at the time of purchase. The Card is not and does not access an individual bank “account” for purposes of certain laws and regulations (including, but not limited to, Regulation E and Regulation DD of the Board of Governors of the Federal Reserve System). However, we may use the term “account” and related terms for convenience from time to time when communicating with you about the Card and transactions and inquiries made with the Card. You may access the funds loaded to the Card and perform Card transactions only as described in this Agreement. You cannot connect the Card to any deposit or credit account that you may have with us or with any other financial institution, except as provided in this Agreement. You may not obtain or write checks or drafts to access Card funds. In our sole discretion we may refuse to issue a Card to anyone for any reason. Please know that your Card cannot be reloaded with more money.
The Card. The Card is a debit card; it is not a credit, charge or pre-paid card. The Card is associated with your Account. After having received funds from you, we issue electronic money at par value. Please note that electronic money held in the Card shall not be interpreted as a deposit or other repayable funds and the Business will not earn any interest on any funds sent to the Account. You must ensure that there is sufficient Available Balance to enter into each Transaction that you enter into using the Card (including value added tax and any other taxes, charges and Fees that are applicable). Depending on your program you may receive a Virtual Card. In such cases we will provide You with the number of the Virtual Card, the Expiry Date of the Virtual Card and the CVV2 code. If for any reason a Transaction is processed and the Transaction amount exceeds the Available Balance, the Business must repay us the amount of such excess immediately and we will be entitled to stop any existing or subsequent Transactions from proceeding.
