Visa Debit Card. If approved, you may use your Visa® card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your share draft account. For ATM and one-time debit card transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Schedule of Fees and Charges.
Visa Debit Card. You may use your Card to purchase goods and services from participating merchants. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your Card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your Card purchases will be deducted from your checking account. If the balance in your account is not sufficient to pay the transaction amount, the Credit Union may pay the amount and treat the transaction as a request to transfer funds from other deposit accounts, approved overdraft protection accounts or loan accounts that you have established with the Credit Union. If you initiate a transaction that overdraws your Account, you agree to make immediate payment of any overdrafts together with any service charges to the Credit Union. In the event of repeated overdrafts, the Credit Union may terminate all services under this Agreement. You may use your Card and PIN (Personal Identification Number) in ATMs of the Credit Union, Plus, VISA, CO-OP, and ACCEL networks, and such other machines or facilities as the Credit Union may designate. At the present time, you may also use your Card to: • Make deposits to your share savings and checking accounts. • Transfer funds from your share savings and checking accounts. • Obtain balance information for your share savings and checking accounts. • Make certain loan payments from your share savings and checking accounts. • Access your Personal Line of Credit account. • Make POS (Point-of-Sale) transactions with your Card and PIN (Personal Identification Number) to purchase goods or services at merchants that accept Visa. • Order goods or services by mail, Internet or telephone from places that accept Visa. • Some functions may be limited at non-proprietary ATMs; features may be limited to POS only, according to merchant. • Withdraw funds from your share savings and checking accounts. The following limitations on the frequency and amount of Visa Debit Card transactions may apply: • You may make 15 Debit Card purchases per day. • You may purchase up to a maximum of $3,500.00 per day. • You may make 15 cash withdrawals in any one (1) day from an ATM machine. • You may withdraw up to a maximum of $500.00 in any one (1) day from an ATM machine, if there are sufficient funds in your account. • You may make 15 POS transactions in ...
Visa Debit Card. You may use your VISA Debit Card to purchase goods and services any place your Card is honored by participating merchants, including Point of Sale (POS) terminals within the Plus, Visa, and ACCEL and Allpoint Networks or such other POS terminals as the Credit Union may designate. Funds to cover your Card purchases will be deducted from your checking account. If the balance in your account is not sufficient to pay the transaction amount, the Credit Union may treat the transaction as an overdraft request pursuant to the Overdraft Service or may terminate all services under the Agreement. At the present time, you may use your Debit card to make the following transactions on your accounts: • Withdraw cash from your savings or checking accounts. • Transfer funds between your savings or checking accounts. • Obtain account balance information on savings and checking accounts. . You may not exceed your dollar or transaction limits disclosed to you at card issuance.
Visa Debit Card. You may use your Visa Debit Card and PIN to perform all of the functions listed above in the ATM Card Access section. Additionally, you may also: # •# Withdraw funds from your savings, checking and Line of Credit accounts. # •# Make deposits to your savings, checking and Line of Credit accounts. # •# Transfer funds between your savings, checking and Line of Credit accounts whenever you request. # •# Obtain balance information on your savings, checking and Line of Credit accounts. # •# Pay for purchases at places that have agreed to accept the Card. # •# Make POS (Point of Sale) transactions to purchase goods or services at POS terminals that have the Visa logo. # •# Pay bills or make other transactions on Non-Visa Networks (STAR, PRESTO) without a PIN* # •# Order goods or services by mail, telephone, or via the Internet from places that accept the Card. # •# Make cash withdrawals in foreign countries and in foreign currencies. # •# Pay bills directly by telephone from your savings and checking accounts in the amounts and on the days you request. # •# Take an advance from your Line of Credit account. Some services on ATM or Debit Cards may not be available at all terminals. The amount of purchases and/or cash obtained (if permitted) will be deducted from your checking account. Advances from your line-of-credit account are loans that must be repaid by you, and are governed by your line-of-credit agreement. *Non-Visa PIN-less transactions will not be processed as Visa transactions and therefore will not include Visa’s zero liability or chargeback and dispute resolution benefits. Additionally, provisions of this agreement relating only to Visa transactions are not applicable to non-Visa and PIN- less debit transactions. Limitations. The following limitations will apply to your Card: # •# The maximum dollar amount of cash withdrawals per day is $515.00. Sufficient funds must be available to make any withdrawal. # # You may make only 15 cash withdrawals in one day # •# The maximum purchase price for any one transaction at a POS Terminal is $5,000.00. You may make only 15 purchases in one day # •# For security reasons, there are other limitations to frequency and number of transfers you may make at ATMs. # •# Your available account balance may be reduced for preauthorizations for 3 business days or until the transaction clears. # •# You are not allowed to make deposits at an ATM that we do not operate or own.
Visa Debit Card. If we provide you with a Visa Debit Card, you may use your Card to purchase goods and services any place your Card is honored by participating merchants. Funds to cover your Card purchases will be deducted from your checking account. The Credit Union enables non-Visa debit transaction processing and does not require that all such transactions to be authenticated by a PIN. Provisions of the cardholder agreement relating only to Visa transactions are not applicable to non-Visa transactions.
Visa Debit Card. You may use your Visa Debit Card to purchase goods and services any place Visa is honored by participating merchants and mer- chants accepting the Card and PIN at point of sale (POS) terminals. Funds to cover your Card purchases will be deducted from the checking account. If the balance in the account is not sufficient to pay the transaction amount, we may treat the transaction as an overdraft request pursuant to any overdraft protection plan, or we may terminate all services under the MSA. Some merchants may permit you to initiate debit and bill payment transactions with your card using either the Visa network or another network shown on your card. We will honor your debit transactions processed by any of these networks. Depending on our authorization protocols and network availability, transactions processed over other networks may or may not re- quire you to use your PIN to validate a transaction. Generally, you enter your card number or swipe your card and provide or enter a PIN. You may instead be asked to sign a receipt or payment au- thorization. Provisions applicable only to Visa transactions (such as Visa’s zero liability protections) will not apply to non-Visa debit transactions and the liability rules for other EFTs in the section ti- tled “Member Liability” will apply.
Visa Debit Card. If we approve your application, you may use your VISA Debit Card to purchase goods and services any place your VISA Debit Card is honored by participating merchants. Funds to cover your VISA Debit card purchases will be deducted from your checking account. The daily transaction limit is the amount you have available in your checking account. The daily limit for transactions initiated through a POS terminal is $1,000. POS Purchase transactions may require your signature. There is no limit on the number of purchase transactions you may make by VISA Debit Card during a statement period. However, no purchase may exceed the available funds in your account. If the balance in your account is not sufficient to pay the transaction amount, the Credit Union may treat the transaction as an overdraft request and access your shareholder draft protection account or may decline to permit the transaction. Any overdraft advances made to cover purchases will be governed by the business account agreement. The Credit Union reserves the right to refuse any transaction which would draw upon insufficient funds. The Credit Union may set other limits on the amount of any transaction and you will be notified of these limits.
Visa Debit Card. If approved, you may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of gambling transaction. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree that you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your Savings and Checking account. For one-time debit card transactions, you must consent to the Credit Union’s overdraft protection plan in order for the transaction amount to be covered under the plan. Without your consent, the Credit Union may not authorize and pay an overdraft resulting from these types of transactions. Services and fees for overdrafts are shown in the document the Credit Union uses to capture the member’s opt-in choice for overdraft protection and the Rate Addendum, Truth in Savings Disclosures and Schedule of Fees and Charges. MOM (Audio Response). If we approve MOM (Audio Response) for your accounts, a separate access code will be assigned to you. You must use your access code along with your account number to access your accounts. Online Banking. If we approve Online Banking for your accounts, a separate Logon ID and security code will be selected by you. You must use your security code along with your Logon ID to access your accounts. At the present time, you may use Online Banking to:
Visa Debit Card. You may use your card to purchase goods and services from participating merchants. However, you may not use your card to initiate any type of electronic gambling transactions through the Internet. If you wish to pay for goods or services over the Internet, you may be required to provide card number security information before you will be permitted to complete the transaction. You agree you will not use your card for any transaction that is illegal under applicable federal, state, or local law. Funds to cover your card purchases will be deducted from your Credit Union checking account.
Visa Debit Card. If we approve your application, you may use your VISA Debit Card to purchase goods and services any place your VISA Debit Card is honored by participating merchants. Funds to cover your VISA Debit card purchases will be deducted from your checking account. The daily transaction limit is the amount you have available in your checking account. The daily limit for transactions initiated through a POS terminal is $1,000. POS Purchase transactions may require your signature.
