Common use of Credit Score Clause in Contracts

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- NA 2 112,803 0.06 10.153 356 64.32 0 35.76 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 575 - 599 157 17,560,896 9.92 9.143 354 91.00 586 39.64 600 - 624 220 27,785,696 15.70 7.569 354 82.92 610 41.54 625 - 649 218 32,725,375 18.49 7.435 351 82.58 636 42.05 650 - 674 241 41,497,575 23.45 7.097 351 84.56 660 41.52 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 725 - 749 29 7,300,551 4.13 7.242 355 84.22 736 41.34 750 - 774 10 3,524,233 1.99 7.103 356 80.96 762 45.87 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 800 + 1 115,722 0.07 7.165 357 100.00 801 32.90 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,186 176,981,845 100.00 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 Maximum: 801 Non-Zero Weighted Average: 643

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- NA 2 112,803 0.06 10.153 1 39,941 0.02 10.880 356 64.32 80.00 0 35.76 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 1 82,096 0.04 8.550 354 80.00 517 525 - 549 51 5,962,770 3.37 9.210 8 586,709 0.27 9.848 357 79.91 534 38.26 79.70 531 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 27 2,688,314 1.22 9.072 357 87.41 558 575 - 599 157 17,560,896 9.92 9.143 354 91.00 586 39.64 38 4,324,475 1.96 8.327 357 86.54 587 600 - 624 220 27,785,696 15.70 7.569 354 82.92 610 41.54 258 43,716,354 19.76 7.132 357 80.02 614 625 - 649 218 32,725,375 18.49 7.435 351 82.58 233 41,844,577 18.92 7.014 357 79.80 636 42.05 650 - 674 241 41,497,575 23.45 7.097 351 84.56 221 48,544,086 21.95 6.700 356 79.87 660 41.52 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 117 28,534,966 12.90 6.740 357 79.40 687 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 85 20,750,390 9.38 6.727 357 79.63 710 725 - 749 29 7,300,551 4.13 7.242 355 84.22 64 17,302,113 7.82 6.625 356 79.58 736 41.34 750 - 774 10 3,524,233 1.99 7.103 356 80.96 762 45.87 26 8,189,795 3.70 6.634 357 79.56 760 775 - 799 12 2,119,648 1.20 6.879 347 80.82 14 4,244,122 1.92 6.233 356 78.36 785 35.52 800 + 1 115,722 0.07 7.165 3 351,505 0.16 6.464 357 100.00 801 32.90 80.00 802 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,186 176,981,845 1,096 221,199,443 100.00 7.622 352 83.91 643 41.38 6.905 357 79.96 664 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 517 Maximum: 801 809 Non-Zero Weighted Average: 643664

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- NA 2 112,803 0.06 10.153 356 64.32 0 35.76 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 1 73,401 0.25 9.725 355 80.00 516 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 7 721,087 2.44 8.077 338 58.41 542 550 - 574 71 8,750,405 4.94 8.874 356 80.48 9 1,315,592 4.46 7.927 357 76.99 562 41.36 575 - 599 157 17,560,896 9.92 9.143 354 91.00 586 39.64 10 1,044,911 3.54 7.947 357 66.48 588 600 - 624 220 27,785,696 15.70 7.569 354 82.92 610 41.54 14 1,930,747 6.54 8.048 357 75.76 611 625 - 649 218 32,725,375 18.49 7.435 351 82.58 34 5,411,750 18.33 7.394 357 79.93 636 42.05 650 - 674 241 41,497,575 23.45 7.097 351 84.56 29 4,513,614 15.29 7.598 350 80.07 660 41.52 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 32 5,373,419 18.20 7.123 354 82.95 685 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 19 2,184,897 7.40 7.564 350 84.53 713 725 - 749 29 7,300,551 4.13 7.242 355 84.22 736 41.34 16 2,929,514 9.92 6.928 357 83.28 733 750 - 774 10 3,524,233 1.99 7.103 13 2,073,702 7.03 6.893 356 80.96 762 45.87 82.10 758 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 800 + 1 115,722 0.07 7.165 357 100.00 801 32.90 10 1,944,035 6.59 6.641 349 83.51 780 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,186 176,981,845 194 29,516,669 100.00 7.622 352 83.91 643 41.38 7.366 354 80.16 673 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 516 Maximum: 801 794 Non-Zero Weighted Average: 643673

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- NA 2 112,803 0.06 10.153 356 64.32 0 35.76 -------------------------------------------------------------------------------------------------------------------------------- 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 475 69,698,486 5.82 8.355 351 72.32 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 713 110,309,775 9.20 7.866 352 74.52 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 879 143,573,482 11.98 7.342 353 76.03 575 - 599 157 17,560,896 9.92 9.143 354 91.00 586 39.64 779 137,743,792 11.49 7.107 350 77.29 600 - 624 220 27,785,696 15.70 7.569 354 82.92 610 41.54 982 193,880,334 16.18 6.806 351 79.43 625 - 649 218 32,725,375 18.49 7.435 351 82.58 636 42.05 993 205,157,423 17.12 6.691 350 80.92 650 - 674 241 41,497,575 23.45 7.097 351 84.56 660 41.52 683 123,478,326 10.30 6.883 349 82.32 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 402 85,018,199 7.09 6.618 347 81.14 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 263 59,240,546 4.94 6.406 347 81.89 725 - 749 29 7,300,551 4.13 7.242 355 84.22 736 41.34 163 33,400,992 2.79 6.409 343 80.03 750 - 774 10 3,524,233 1.99 7.103 356 80.96 762 45.87 110 25,488,004 2.13 6.189 346 80.16 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 42 10,225,804 0.85 6.005 345 72.03 800 + 1 115,722 0.07 7.165 357 100.00 801 32.90 --------------------------------------------------------------------------------------------------------------------------------- 4 1,275,213 0.11 6.129 356 70.61 -------------------------------------------------------------------------------------------------------------------------------- Total: 1,186 176,981,845 6,488 1,198,490,375 100.00 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero 7.016 350 78.67 -------------------------------------------------------------------------------------------------------------------------------- Minimum: 500 Maximum: 801 813 Non-Zero Weighted Average: 643618

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- NA 2 112,803 0.06 10.153 356 64.32 0 35.76 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 2 277,787 4.18 10.737 355 76.32 517 29.89 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 5 893,678 13.44 8.622 354 73.98 541 42.56 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 3 430,836 6.48 7.111 354 82.96 561 41.22 575 - 599 157 17,560,896 9.92 9.143 354 91.00 586 39.64 6 772,387 11.61 7.325 353 86.26 585 37.33 600 - 624 220 27,785,696 15.70 7.569 4 790,736 11.89 6.810 354 82.92 610 41.54 76.01 614 44.44 625 - 649 218 32,725,375 18.49 7.435 351 82.58 636 42.05 7 1,314,606 19.76 7.925 337 86.02 632 45.12 650 - 674 241 41,497,575 23.45 7.097 351 84.56 660 41.52 4 441,852 6.64 7.494 319 82.73 661 43.45 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 3 910,912 13.69 6.825 354 80.00 676 43.24 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 1 400,000 6.01 7.350 354 80.00 711 44.56 725 - 749 29 7,300,551 4.13 7.242 355 84.22 736 41.34 750 - 774 10 3,524,233 1.99 7.103 356 80.96 762 45.87 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 800 + 1 115,722 0.07 7.165 357 100.00 801 32.90 418,635 6.29 6.900 354 80.00 748 44.18 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,186 176,981,845 36 6,651,429 100.00 7.622 352 83.91 643 41.38 7.603 348 80.85 623 42.44 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 516 Maximum: 801 748 Non-Zero Weighted Average: 643623

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ NA 2 112,803 0.06 10.153 356 64.32 0 35.76 95 11,970,358 0.77 7.972 354 73.49 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 885 146,451,659 9.46 8.183 355 73.11 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 1,040 167,428,850 10.81 7.930 355 72.74 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 973 165,115,035 10.66 7.583 355 74.21 575 - 599 157 17,560,896 9.92 9.143 1,111 195,899,890 12.65 7.214 354 91.00 586 39.64 76.39 600 - 624 220 27,785,696 15.70 7.569 1,578 264,244,724 17.07 7.043 354 82.92 610 41.54 78.88 625 - 649 218 32,725,375 18.49 7.435 351 82.58 636 42.05 1,310 236,374,763 15.27 6.863 353 78.77 650 - 674 241 41,497,575 23.45 7.097 351 84.56 660 41.52 883 165,798,001 10.71 6.724 353 80.08 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 442 83,958,211 5.42 6.744 353 81.33 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 280 55,226,974 3.57 6.807 354 81.47 725 - 749 29 7,300,551 4.13 7.242 355 84.22 736 41.34 170 32,182,963 2.08 6.743 356 80.91 750 - 774 10 3,524,233 1.99 7.103 356 80.96 762 45.87 81 17,426,867 1.13 6.513 355 80.15 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 28 5,436,270 0.35 6.352 356 78.09 800 + 1 115,722 0.07 7.165 357 100.00 801 32.90 --------------------------------------------------------------------------------------------------------------------------------- 3 780,365 0.05 5.526 342 70.70 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,186 176,981,845 8,879 1,548,294,930 100.00 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- 7.232 354 77.20 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 801 806 Non-Zero Weighted Average: 643608

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- NA 2 112,803 0.06 10.153 356 64.32 0 35.76 ---------------------------------------------------------------------------------------------------------------------------- 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 225 31,311,565 4.64 8.195 350 71.71 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 418 60,813,543 9.02 7.733 352 74.06 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 571 89,735,795 13.30 7.229 352 74.87 575 - 599 157 17,560,896 9.92 9.143 354 91.00 586 39.64 525 82,519,847 12.24 7.097 349 77.10 600 - 624 220 27,785,696 15.70 7.569 354 82.92 610 41.54 635 106,070,162 15.73 6.870 350 79.45 625 - 649 218 32,725,375 18.49 7.435 351 82.58 636 42.05 663 114,121,080 16.92 6.758 349 81.10 650 - 674 241 41,497,575 23.45 7.097 351 84.56 660 41.52 473 73,785,369 10.94 6.903 347 82.06 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 260 45,473,581 6.74 6.671 346 81.84 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 182 33,199,558 4.92 6.441 342 81.61 725 - 749 29 7,300,551 4.13 7.242 355 84.22 736 41.34 107 18,201,842 2.70 6.590 342 78.58 750 - 774 10 3,524,233 1.99 7.103 356 80.96 762 45.87 75 14,615,757 2.17 6.273 348 79.89 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 25 4,477,214 0.66 6.032 335 64.32 800 + 1 115,722 0.07 7.165 357 100.00 801 32.90 --------------------------------------------------------------------------------------------------------------------------------- 127,407 0.02 6.000 356 80.00 ---------------------------------------------------------------------------------------------------------------------------- Total: 1,186 176,981,845 4,160 674,452,720 100.00 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero 7.009 349 78.43 ---------------------------------------------------------------------------------------------------------------------------- Minimum: 500 Maximum: 801 803 Non-Zero Weighted Average: 643618

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ NA 2 112,803 1 371,640 0.06 10.153 356 64.32 0 35.76 9.600 358 80.00 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 292 54,152,492 9.05 8.317 354 74.08 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 340 61,886,299 10.35 8.047 354 73.17 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 319 59,538,520 9.95 7.720 354 75.56 575 - 599 157 17,560,896 9.92 9.143 373 78,139,960 13.07 7.220 354 91.00 586 39.64 76.49 600 - 624 220 27,785,696 15.70 7.569 520 106,421,803 17.79 6.992 354 82.92 610 41.54 78.47 625 - 649 218 32,725,375 18.49 7.435 351 82.58 636 42.05 412 94,308,046 15.77 6.852 352 78.54 650 - 674 241 41,497,575 23.45 7.097 351 84.56 660 41.52 273 63,737,432 10.66 6.669 354 81.07 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 132 30,314,522 5.07 6.692 354 81.36 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 92 23,918,488 4.00 6.778 354 79.81 725 - 749 29 7,300,551 4.13 7.242 355 84.22 736 41.34 60 14,247,490 2.38 6.755 357 79.50 750 - 774 10 3,524,233 1.99 7.103 30 8,314,907 1.39 6.590 356 80.96 762 45.87 79.14 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 8 2,360,978 0.39 6.570 356 79.97 800 + 1 115,722 0.07 7.165 357 100.00 801 32.90 --------------------------------------------------------------------------------------------------------------------------------- 370,810 0.06 5.500 355 56.09 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,186 176,981,845 2,853 598,083,387 100.00 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- 7.231 354 77.49 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 801 805 Non-Zero Weighted Average: 643609

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Comb Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------------ NA 2 112,803 0.06 10.153 356 64.32 0 35.76 94 11,598,718 1.22 7.920 354 73.28 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 593 92,299,167 9.71 8.105 355 72.54 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 700 105,542,551 11.11 7.862 355 72.48 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 654 105,576,514 11.11 7.506 355 73.45 575 - 599 157 17,560,896 9.92 9.143 354 91.00 586 39.64 738 117,759,930 12.39 7.210 353 76.33 600 - 624 220 27,785,696 15.70 7.569 1,058 157,822,921 16.61 7.078 354 82.92 610 41.54 79.16 625 - 649 218 32,725,375 18.49 7.435 351 82.58 636 42.05 898 142,066,717 14.95 6.870 353 78.92 650 - 674 241 41,497,575 23.45 7.097 351 84.56 660 41.52 610 102,060,569 10.74 6.758 353 79.46 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 310 53,643,690 5.65 6.773 352 81.31 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 188 31,308,487 3.29 6.830 354 82.75 725 - 749 29 7,300,551 4.13 7.242 355 84.22 736 41.34 110 17,935,473 1.89 6.733 356 82.03 750 - 774 10 3,524,233 1.99 7.103 356 80.96 762 45.87 51 9,111,960 0.96 6.442 355 81.08 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 20 3,075,292 0.32 6.185 355 76.65 800 + 1 115,722 0.07 7.165 357 100.00 801 32.90 --------------------------------------------------------------------------------------------------------------------------------- 2 409,555 0.04 5.550 330 83.93 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,186 176,981,845 6,026 950,211,543 100.00 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- 7.232 354 77.02 ------------------------------------------------------------------------------------------------------------------------------------ Non-Zero Minimum: 500 Maximum: 801 806 Non-Zero Weighted Average: 643606

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Comb Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%Rate (%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- NA 2 112,803 0.06 10.153 356 64.32 0 35.76 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 ------------------------------------------------------------------------------------------------------------------------------------ 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 2 470,050 0.29 6.205 357 80.80 559 575 - 599 157 17,560,896 9.92 9.143 354 91.00 586 39.64 227 59,158,900 35.89 6.703 356 80.84 590 600 - 624 220 27,785,696 15.70 7.569 354 82.92 610 41.54 173 43,418,069 26.34 6.577 356 83.69 611 625 - 649 218 32,725,375 18.49 7.435 351 82.58 636 42.05 117 27,116,470 16.45 6.459 356 83.48 637 650 - 674 241 41,497,575 23.45 7.097 351 84.56 660 41.52 80 20,608,443 12.50 6.208 356 82.02 662 675 - 699 119 20,288,141 11.46 7.168 351 84.33 686 41.17 45 11,204,873 6.80 6.186 352 81.52 684 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 1 244,800 0.15 5.875 357 80.00 704 725 - 749 29 7,300,551 4.13 7.242 355 84.22 736 41.34 4 1,064,000 0.65 6.514 357 85.33 740 750 - 774 10 3,524,233 1.99 7.103 356 80.96 762 45.87 3 836,000 0.51 5.968 357 80.00 763 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 800 + 1 115,722 0.07 7.165 357 100.00 801 32.90 --------------------------------------------------------------------------------------------------------------------------------- 3 691,430 0.42 5.980 356 82.67 784 ------------------------------------------------------------------------------------------------------------------------------------ Total: 1,186 176,981,845 655 164,813,034 100.00 7.622 352 83.91 643 41.38 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero 6.522 356 82.25 621 ------------------------------------------------------------------------------------------------------------------------------------ Minimum: 500 551 Maximum: 801 786 Non-Zero Weighted Average: 643621 ------------------------------------------------------------------------------------------------------------------------------------

Credit Score. of Mortgage Pool by Aggregate Aggregate Weighted Weighted Weighted Number Cut-off Cut-off Average Average Average Weighted of Date Date Gross Remaining Combined Average Back Mortgage Principal Principal Interest Term Original FICO DTI Credit Score Loans Balance ($) Balance Rate(%) (months) LTV Score Ratio --------------------------------------------------------------------------------------------------------------------------------- NA 2 112,803 0.06 10.153 356 64.32 0 35.76 500 - 524 5 512,188 0.29 8.739 357 72.27 511 41.28 75 12,820,544 2.92 8.000 358 75.73 512 42.71 525 - 549 51 5,962,770 3.37 9.210 357 79.91 534 38.26 109 19,756,780 4.49 7.944 358 76.14 536 43.63 550 - 574 71 8,750,405 4.94 8.874 356 80.48 562 41.36 158 28,399,944 6.46 7.636 358 79.02 561 41.83 575 - 599 157 17,560,896 9.92 9.143 354 91.00 586 39.64 207 39,491,667 8.98 7.434 357 82.77 589 43.55 600 - 624 220 27,785,696 15.70 7.569 354 82.92 610 41.54 407 79,847,217 18.16 7.093 355 82.78 613 43.71 625 - 649 218 32,725,375 18.49 7.435 351 82.58 565 102,189,221 23.25 7.309 346 83.39 636 42.05 43.10 650 - 674 241 41,497,575 23.45 7.097 351 84.56 660 41.52 365 70,154,198 15.96 7.133 350 82.74 661 43.13 675 - 699 119 20,288,141 11.46 7.168 205 39,097,670 8.89 6.873 351 84.33 83.00 686 41.17 43.60 700 - 724 50 8,725,843 4.93 7.263 351 82.26 712 43.61 109 21,930,207 4.99 6.952 346 82.70 711 44.00 725 - 749 29 7,300,551 4.13 7.242 355 84.22 75 15,647,366 3.56 6.630 351 81.37 736 41.34 43.00 750 - 774 10 3,524,233 1.99 7.103 356 80.96 762 45.87 35 6,596,925 1.50 6.967 344 83.23 764 43.37 775 - 799 12 2,119,648 1.20 6.879 347 80.82 785 35.52 16 3,250,640 0.74 6.509 357 79.81 786 43.39 800 + 1 115,722 0.07 7.165 3 402,216 0.09 6.923 357 100.00 801 32.90 86.78 807 41.87 --------------------------------------------------------------------------------------------------------------------------------- Total: 1,186 176,981,845 2,329 439,584,596 100.00 7.622 7.231 352 83.91 643 41.38 82.12 634 43.28 --------------------------------------------------------------------------------------------------------------------------------- Non-Zero Minimum: 500 Maximum: 801 816 Non-Zero Weighted Average: 643634