Currency Conversion A3. For currency conversions of amounts in your PayPal business account that do not form part of a specific transaction into or out of your account (e.g. converting your balance to another currency) and for transactions involving a currency conversion for which the seller has agreed to bear the transaction exchange rate rather than the buyer: 3.0% above an external base exchange rate as described in our "How We Convert Currency" section).
Currency Conversion A3. 1.1 For currency conversions that occur within your PayPal account outside and/or prior to a Personal or Commercial Transaction (“In Account”) (converting balances to other currencies before withdrawal for example), as well as for transactions involving a currency conversion for which the seller has agreed to bear the conversion fee 3.0 % above the base exchange rate (to form the transaction exchange rate) A3.
1.2 For all other transactions involving a currency conversion (including conversion of amounts returned to you as refunds or refused payments) and for which the seller has not agreed to bear the conversion fee: 4.0% above the base exchange rate (to form the transaction exchange rate).
Currency Conversion A3. 1.1 For currency conversions of amounts in your PayPal account that do not form part of a specific transaction into or out of your account (e.g. converting your balance to another currency) and for transactions involving a currency conversion for which the seller has agreed to bear the conversion fee: 3.0% above the base exchange rate (to form the transaction exchange rate). A3.
1.2 For all other transactions involving a currency conversion and for which the seller has not agreed to bear the conversion fee (including conversion of amounts returned to you as refunds or refused payments): 4.0% above the base exchange rate (to form the transaction exchange rate).