Common use of DEATH BENEFIT PROVISIONS Clause in Contracts

DEATH BENEFIT PROVISIONS. DEATH OF If the Annuitant is not an Owner and the Annuitant ANNUITANT dies before the Annuity Date, you must designate a PRIOR TO THE ANNUITY new Annuitant. If no designation is made within 30 DATE days after we are notified of the Annuitant's death, you will become the Annuitant. If this Contract is owned by a non-natural person (for example, a corporation or trust), the death of the Annuitant will be treated as the death of the Owner. In this case, all references to "Owner" and "joint Owner" in these provisions are replaced by "Annuitant" and "joint Annuitant". DEATH OF OWNER If any Owner dies before the Annuity Date, we will PRIOR TO THE ANNUITY pay a death benefit to the: DATE - surviving Owner or joint Owner; or if there is no surviving Owner or joint Owner or if the Owner is a non-natural person, then - surviving primary Beneficiary(ies); or if none, then - surviving contingent Beneficiary(ies); or if none, then - the estate of the last Owner to die. If the death benefit is payable to the Owner's spouse, the spouse will have the option to continue the Contract and will then be the Owner of the Contract.

DEATH BENEFIT PROVISIONS. DEATH OF ANNUITANT PRIOR If the Annuitant is not an Owner and the Annuitant ANNUITANT TO THE ANNUITY DATE dies before the Annuity Date, you must designate a PRIOR TO THE ANNUITY new Annuitant. If no designation is made within 30 DATE days after we are notified of the Annuitant's death, you will become the Annuitant. If this Contract is owned by a non-natural person (for example, a corporation or trust), the death of the Annuitant will be treated as the death of the Owner. In this case, all references to "Owner" and "joint Owner" in these provisions are replaced by "Annuitant" and "joint Annuitant". DEATH OF OWNER If any Owner dies before the Annuity Date, we will PRIOR TO THE ANNUITY pay a death benefit to the: DATE - surviving Owner or joint Owner; or if there is no surviving Owner or joint Owner or if the Owner is a non-natural person, then - surviving primary Beneficiary(ies); or if none, then - surviving contingent Beneficiary(ies); or if none, then - the estate of the last Owner to die. If the death benefit is payable to the Owner's spouse, the spouse will have the option to continue the Contract and will then be the Owner of the Contract.

DEATH BENEFIT PROVISIONS. DEATH OF If the Annuitant is not an Owner and the Annuitant dies ANNUITANT dies before the Annuity Date, you must designate a new PRIOR TO THE ANNUITY new Annuitant. If no designation is made within 30 days DATE days after we are notified of the Annuitant's death, you will become the Annuitant. If this Contract is owned by a non-natural person (for example, a corporation or trust), the death of the Annuitant will be treated as the death of the Owner. In this case, all references to "Owner" and "joint Owner" in these provisions are replaced by "Annuitant" and "joint Annuitant". DEATH OF OWNER If any Owner dies before the Annuity Date, we will pay PRIOR TO THE ANNUITY pay a death benefit to the: DATE - surviving Owner or joint Owner; or if there is no surviving Owner or joint Owner or if the Owner is a non-natural personnone, then - surviving primary Beneficiary(ies); or if none, then - surviving contingent Beneficiary(ies); or if none, then - the estate of the last Owner to die. If the death benefit is payable to the Owner's spouse, the spouse will have the option to continue the Contract and will then be the Owner of the Contract.

DEATH BENEFIT PROVISIONS. DEATH OF ANNUITANT If the Annuitant is not an Owner and the Annuitant ANNUITANT PRIOR TO THE ANNUITY dies before the Annuity Date, you must designate a PRIOR TO THE ANNUITY DATE new Annuitant. If no designation is made within 30 DATE days after we are notified of the Annuitant's death, you will become the Annuitant. If this Contract is owned by a non-natural person (for example, a corporation or trust), the death of the Annuitant will be treated as the death of the Owner. In this case, all references to "Owner" and "joint Owner" in these provisions are replaced by "Annuitant" and "joint Annuitant". DEATH OF OWNER If any Owner dies before the Annuity Date, we will PRIOR TO THE ANNUITY pay a death benefit to the: DATE - surviving Owner or joint Owner; or if there is no surviving Owner or joint Owner or if the Owner is a non-natural person, then - surviving primary Beneficiary(ies); or if none, then - surviving contingent Beneficiary(ies); or if none, then - the estate of the last Owner to die. If the death benefit is payable to the Owner's spouse, the spouse will have the option to continue the Contract and will then be the Owner of the Contract.

DEATH BENEFIT PROVISIONS. DEATH OF ANNUITANT If the Annuitant is not an Owner and the Annuitant ANNUITANT PRIOR TO THE ANNUITY DATE dies before the Annuity Date, you must designate a PRIOR TO THE ANNUITY new Annuitant. If no designation is made within 30 DATE days after we are notified of the Annuitant's death, you will become the Annuitant. If this Contract is owned by a non-natural person (for example, a corporation or trust), the death of the Annuitant will be treated as the death of the Owner. In this case, all references to "Owner" and "joint Owner" in these provisions are replaced by "Annuitant" and "joint Annuitant". DEATH OF OWNER If any Owner dies before the Annuity Date, we will PRIOR TO THE ANNUITY DATE pay a death benefit to the: DATE - surviving Owner or joint Owner; or if there is no surviving Owner or joint Owner or if the Owner is a non-natural person, then - surviving primary Beneficiary(ies); or if none, then - surviving contingent Beneficiary(ies); or if none, then - the estate of the last Owner to die. If the death benefit is payable to the Owner's spouse, the spouse will have the option to continue the Contract and will then be the Owner of the Contract.