Common use of Definitions and Terms Clause in Contracts

Definitions and Terms. Section 1.01 Defined Terms 2 Section 1.02 Interpretation 16 Section 2.01 Closing 17 Section 2.02 The First Merger 17 Section 2.03 The Second Merger 18 Section 2.04 Conversion of the Shares 19 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 24 Section 2.08 Treatment of Company Warrants 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 Section 2.11 Intended Tax Treatment of the Mergers 26 Section 3.01 Exchange Agent 26 Section 3.02 Exchange Procedures 27 Section 3.03 No Further Ownership Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Section 4.01 Organization and Good Standing; Organizational Documents 29 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74

Definitions and Terms. Section 1.01 Defined Terms 1.1 Certain Definitions 2 Section 1.02 Interpretation 16 1.2 Other Terms 32 Section 2.01 1.3 Other Definitional Provisions 33 Section 2.1 Purchase and Sale 33 Section 2.2 Purchase Price 35 Section 2.3 Post-Closing 17 Purchase Price Adjustment 36 Section 2.02 The First Merger 17 2.4 Closing 42 Section 2.03 The Second Merger 18 2.5 Deliveries by Buyer 42 Section 2.04 Conversion 2.6 Deliveries by Seller 42 Section 2.7 Reserved. 44 Section 2.8 Certain Adjustments 44 Section 2.9 Section 116 of the Shares 19 Canadian Tax Act 44 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 24 Section 2.08 Treatment of Company Warrants 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 Section 2.11 Intended Tax Treatment of the Mergers 26 Section 3.01 Exchange Agent 26 Section 3.02 Exchange Procedures 27 Section 3.03 No Further Ownership Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Section 4.01 3.1 Organization and Good Standing; Organizational Documents 29 Qualification 45 Section 4.02 3.2 Ownership 45 Section 3.3 Corporate Authority for Agreement 30 46 Section 4.03 3.4 Binding Effect 46 Section 3.5 Consents and Approvals 46 Section 3.6 Non-Contravention 47 Section 3.7 Investment Purpose 47 Section 3.8 Finders’ Fees 47 Section 3.9 Litigation 48 Section 3.10 No Other Representations or Warranties 48 Section 4.1 Organization and Qualification 48 Section 4.2 Capitalization 30 49 Section 4.04 Company Subsidiaries 31 4.3 Consents and Approvals 50 Section 4.05 No Conflict; Required Filings 4.4 Non-Contravention 50 Section 4.5 Financial Information 51 Section 4.6 Litigation and Consents 31 Claims 52 Section 4.06 Compliance 32 4.7 Taxes 52 Section 4.07 Litigation 33 4.8 Employee Benefits 56 Section 4.08 Company Reports; Financial Statements 33 4.9 Permits 58 Section 4.09 4.10 Environmental Matters 59 Section 4.11 Intellectual Property 59 Section 4.12 Labor 61 Section 4.13 Contracts 61 Section 4.14 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 64 Section 4.15 Taxes 37 Compliance 64 Section 4.16 Related Party Transactions 39 Assets Under Management; Investment Advisory Activities 67 Section 4.17 Employee Benefit Plans 39 Funds 68 Section 4.18 Labor Relations 41 Advisory Clients 71 Section 4.19 Intellectual Property 41 ERISA Compliance 72 Section 4.20 Insurance Coverage 41 Absence of Undisclosed Liabilities 72 Section 4.21 Real Property 41 73 Section 4.22 Environmental Matters 41 No Other Business 73 Section 4.23 Information Provided 42 Compliance With Laws 73 Section 4.24 Takeover Statutes 42 Insurance 74 Section 4.25 Financial Advisor Opinion 42 Board and Stockholder Approval 75 Section 4.26 Brokers 42 Finders’ Fees 75 Section 4.27 Cybersecurity 42 Affiliate Arrangements 75 Section 4.28 No Other Representation Representations or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74Warranties 75

Definitions and Terms. Section 1.01 Defined Terms 2 Section 1.02 Interpretation 16 Section 2.01 Closing 17 Section 2.02 The First Merger 17 Section 2.03 The Second Merger 18 Section 2.04 Conversion of the Shares 19 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 24 Section 2.08 Treatment of Company Warrants 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 26 Section 2.11 Intended Tax Treatment of the Mergers 26 Section 3.01 Exchange Agent 26 Section 3.02 Exchange Procedures 27 Section 3.03 No Further Ownership Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Section 4.01 Organization and Good Standing; Organizational Documents 29 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74

Definitions and Terms. Section 1.01 Defined Terms 1.1. Definitions 2 Section 1.02 1.2. Other Definitional Provisions; Interpretation 13 Section 2.1. The Merger 14 Section 2.2. Closing 14 Section 2.3. Effective Time 15 Section 2.4. Certificate of Incorporation and Bylaws of the Surviving Corporation 15 Section 2.5. Directors and Officers of the Surviving Corporation 15 Section 3.1. Conversion of Capital Stock 15 Section 3.2. Exchange of Certificates Representing Common Stock; Payments 16 Section 2.01 Closing 17 Section 2.02 The First Merger 17 Section 2.03 The Second Merger 18 Section 2.04 Conversion of the Shares 3.3. Withholding Rights 19 Section 2.05 Exchange Mechanics; Proration 3.4. Shares of Dissenting Stockholders 19 Section 3.5. Treatment of Stock Options and Other Stock-Based Compensation 20 Section 2.06 3.6. Treatment of Company Equity Awards ESPP 21 Section 4.1. Organization 22 Section 2.07 Treatment of 4.2. Capitalization 22 Section 4.3. Company Preferred Shares Subsidiaries 24 Section 2.08 Treatment 4.4. Authorization; Validity of Agreement; Company Warrants Action 24 Section 4.5. Consents and Approvals; No Violation 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 Section 2.11 Intended Tax Treatment of the Mergers 4.6. SEC Reports; Internal Control 26 Section 3.01 Exchange Agent 26 Section 3.02 Exchange Procedures 4.7. Proxy Statement; Other Information 27 Section 3.03 4.8. No Further Ownership Rights 28 Undisclosed Liabilities 27 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Section 4.01 Organization and Good Standing; Organizational Documents 29 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 4.9. Absence of Certain Changes or Events 34 27 Section 4.10 4.10. Litigation; Orders 28 Section 4.11. Company Permits; Compliance with Law 28 Section 4.12. Taxes 28 Section 4.13. Material Contracts 35 31 Section 4.11 4.14. Intellectual Property 32 Section 4.15. Real Property 32 Section 4.16. Stockholder Approval 33 Section 4.17. Insurance Reports 35 33 Section 4.12 Insurance Business 4.18. Employee Matters 33 Section 4.19. Environmental Matters 36 Section 4.13 Reinsurance 4.20. Brokers or Finders 36 Section 4.21. Opinion of Financial Advisor 36 Section 4.22. Takeover Statutes 36 Section 4.23. Information Technology 36 Section 5.1. Organization 37 Section 4.14 Investment Assets 5.2. Authorization; Validity of Agreement; Necessary Action 37 Section 4.15 Taxes 37 5.3. Consents and Approvals; No Violations 38 Section 4.16 Related Party Transactions 5.4. Proxy Statement; Other Information 38 Section 5.5. Merger Sub’s Operations 38 Section 5.6. Brokers or Finders 39 Section 4.17 Employee Benefit Plans 5.7. Share Ownership 39 Section 4.18 Labor Relations 5.8. Independent Investigation 39 Section 5.9. Non-Reliance on Company Estimates 39 Section 5.10. Litigation 40 Section 5.11. No Parent Vote or Approval Required 40 Section 5.12. Parent Capitalization 40 Section 5.13. No Other Arrangements 40 Section 5.14. No Discussions 40 Section 5.15. Solvency 41 Section 4.19 Intellectual Property 5.16. Bank Account 41 Section 4.20 Insurance Coverage 5.17. Financing 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 5.18. No Other Representation or Warranty Representations 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 6.1. Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 44 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 6.2. Access to Information and Employees; Confidentiality 59 47 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 6.3. Acquisition Proposals 48 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 6.4. Publicity 53 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 6.5. Directors’ and Officers’ Insurance and Indemnification 53 Section 6.6. SEC Filings; Other Actions 55 Section 6.7. Reasonable Best Efforts 57 Section 6.8. Merger Sub and Insurance 70 Surviving Corporation 59 Section 6.11 6.9. Section 16 Matters 71 59 Section 6.12 No Control 6.10. Takeover Statutes 59 Section 6.11. Stock Exchange Delisting 59 Section 6.12. Stockholder Litigation 59 Section 6.13. Certain Contracts 59 Section 6.14. Special Committee 60 Section 6.15. Financing 60 Section 6.16. Cooperation. 62 Section 6.17. Employees; Compensation and Benefits 63 Section 6.18. Parent Vote 64 Section 6.19. Conduct of the Other Party’s Business 72 64 Section 6.13 Shareholder Litigation 72 6.20. Parent Bank Account 64 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 746.21. Additional Agreements 64

Definitions and Terms. Section 1.01 Defined Terms 2 1.1 Certain Definitions 1 Section 1.02 Interpretation 16 1.2 Calculation of Time Periods 23 Section 2.01 Closing 17 1.3 Other Definitional Provisions 23 Section 2.02 The First Merger 17 Section 2.03 The Second Merger 18 Section 2.04 Conversion of the Shares 19 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 1.4 Withholding Taxes 24 Section 2.08 Treatment 2.1 Purchase and Sale 24 Section 2.2 Purchase Price 24 Section 2.3 Payment of Company Warrants Purchase Price 25 Section 2.09 Dissenting Shares 25 2.4 Post-Closing Adjustment 26 Section 2.5 Closing 27 Section 2.6 Deliveries by Buyer and ENLC 28 Section 2.7 Deliveries by Seller 28 Section 2.8 Deliveries by the Company 29 Section 2.9 Payments 29 Section 2.10 Adjustments to Prevent Dilution 25 No Duplicative Effect 29 Section 2.11 Intended Tax Treatment of the Mergers 26 Proration 30 Section 3.01 Exchange Agent 26 2.12 Anti-Dilution Adjustments 30 Section 3.02 Exchange Procedures 27 Section 3.03 No Further Ownership Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Section 4.01 3.1 Organization and Good Standing; Organizational Documents 29 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries Standing 31 Section 4.05 No Conflict; Required Filings and Consents 3.2 Corporate Authorization 31 Section 4.06 Compliance 3.3 Ownership of the Securities 31 Section 3.4 Non-Contravention 31 Section 3.5 Consents and Approvals 32 Section 3.6 Litigation and Claims 32 Section 4.07 Litigation 3.7 Tax Matters 32 Section 3.8 No Brokers or Finders 33 Section 4.08 Company Reports; Financial Statements 3.9 Investment Intent 33 Section 4.09 4.1 Organization and Good Standing 34 Section 4.2 Capitalization 34 Section 4.3 Consents and Approvals 35 Section 4.4 Non-Contravention 36 Section 4.5 Financial Statements; Controls and Procedures 36 Section 4.6 Absence of Certain Liabilities 37 Section 4.7 Absence of Changes or Events 34 37 Section 4.8 Material Contracts 37 Section 4.9 Litigation and Claims 38 Section 4.10 Contracts 35 Compliance with Law; Permits 38 Section 4.11 Insurance Reports 35 Properties 39 Section 4.12 Insurance Business 36 Environmental Matters 40 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employees and Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.14 Tax Matters 43 Section 4.15 Insurance 44 Section 4.16 No Brokers or Finders 45 Section 4.17 No Other Business 45 Section 4.18 Intellectual Property 45 Section 4.19 Throughput Data 45 Section 4.20 FCC Licenses 45 Section 4.21 Regulatory Status 45 Section 4.22 Hydrocarbon Imbalances; Future Delivery of Hydrocarbons 46 Section 4.23 Information Provided 42 Guarantees 46 Section 4.24 Takeover Statutes 42 Bank Accounts 46 Section 4.25 Financial Advisor Opinion 42 Transactions with Affiliates; Releases 46 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation Representations or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74Warranties 46

Definitions and Terms. Section 1.01 Defined 1.1 Certain Definitions 4 Section 1.2 Other Terms 2 21 Section 1.02 Interpretation 16 1.3 Other Definitional and Interpretational Provisions 21 Section 2.01 2.1 Amendment and Recapitalization 22 Section 2.2 Assumption of Liabilities; Excluded Liabilities 24 Section 2.3 Purchase and Sale of LLC Interests and the Canadian Sub 25 Section 2.4 Pre-Closing 17 Adjustments 26 Section 2.02 The First Merger 17 2.5 Post-Closing True-Up 27 Section 2.03 The Second Merger 18 2.6 Closing 28 Section 2.04 Conversion 2.7 Deliveries by Buyer 29 Section 2.8 Deliveries by Seller and FTFC 29 Section 2.9 Deliveries by Opco and Holdco 31 Section 2.10 Nonassignability of Assets 31 Section 2.11 Transferred Contracts Adjustment 32 Section 2.12 Asset Identification Process 34 Section 3.1 Organization and Qualification; Capitalization 35 Section 3.2 Authorization 38 Section 3.3 Consents and Approvals 38 Section 3.4 Non-Contravention 39 Section 3.5 Binding Effect 39 Section 3.6 Financial Statements 39 Section 3.7 Litigation and Claims 40 Section 3.8 Employees and Employee Benefits 41 Section 3.9 Compliance with Laws 42 Section 3.10 Intellectual Property 42 Section 3.11 Labor 46 Section 3.12 Transferred Contracts 46 Section 3.13 Absence of Changes 47 Section 3.14 Sufficiency of Assets 48 Section 3.15 Title to Property 48 Section 3.16 Absence of Liabilities 48 Section 3.17 Finders’ Fees 48 Section 3.18 Taxes 48 Section 3.19 Environmental Matters 50 Section 3.20 Customers 51 Section 3.21 Suppliers 52 Section 3.22 Ownership and Operations of the Shares 19 Companies 52 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 24 Section 2.08 Treatment of Company Warrants 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 Section 2.11 Intended Tax Treatment of the Mergers 26 Section 3.01 Exchange Agent 26 Section 3.02 Exchange Procedures 27 Section 3.03 No Further Ownership Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Section 4.01 Organization and Good Standing; Organizational Documents 29 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 3.23 Related Party Transactions 39 53 Section 4.17 Employee Benefit Plans 39 3.24 Regulatory Matters; Security Breaches; Outages 53 Section 4.18 Labor Relations 41 3.25 Master Lease Agreement 54 Section 4.19 Intellectual Property 41 3.26 Transition Service Agreement 54 Section 4.20 3.27 Master Services Agreement 54 Section 3.28 Reserved 54 Section 3.29 Referral Agreement 54 Section 3.30 Sponsorship Agreement 54 Section 3.31 Representations under the Ancillary Agreements 55 Section 3.32 Insurance Coverage 41 55 Section 4.21 Real Property 41 3.33 Solvency 55 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 3.34 No Other Representation Representations or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74Warranties 55

Definitions and Terms. Section 1.01 Defined 1.1 Certain Definitions 3 Section 1.2 Other Terms 2 20 Section 1.02 Interpretation 16 1.3 Other Definitional and Interpretational Provisions 20 Section 2.01 2.1 Amendment and Recapitalization 20 Section 2.2 Assumption of Liabilities; Excluded Liabilities 22 Section 2.3 Purchase and Sale of LLC Interests 24 Section 2.4 Pre-Closing 17 Adjustments 24 Section 2.02 The First Merger 17 2.5 Post-Closing True-Up 25 Section 2.03 The Second Merger 18 2.6 Closing 27 Section 2.04 Conversion 2.7 Deliveries by Buyer 27 Section 2.8 Deliveries by Seller 27 Section 2.9 Deliveries by Opco and Holdco 29 Section 2.10 Nonassignability of Assets 29 Section 2.11 Transferred Contracts Adjustment 30 Section 2.12 Asset Identification Process 32 Section 3.1 Organization and Qualification; Capitalization 33 Section 3.2 Authorization 35 Section 3.3 Consents and Approvals 35 Section 3.4 Non-Contravention 36 Section 3.5 Binding Effect 36 Section 3.6 Financial Statements 36 Section 3.7 Litigation and Claims 37 Section 3.8 Employees and Employee Benefits 37 Section 3.9 Compliance with Laws 38 Section 3.10 Intellectual Property 39 Section 3.11 Labor 42 Section 3.12 Transferred Contracts 43 Section 3.13 Absence of Changes 43 Section 3.14 Sufficiency of Assets 44 Section 3.15 Title to Property 44 Section 3.16 Absence of Liabilities 44 Section 3.17 Finders’ Fees 44 Section 3.18 Taxes 44 Section 3.19 Environmental Matters 46 Section 3.20 Customers 47 Section 3.21 Suppliers 48 Section 3.22 Ownership and Operations of the Shares 19 Companies 48 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 24 Section 2.08 Treatment of Company Warrants 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 Section 2.11 Intended Tax Treatment of the Mergers 26 Section 3.01 Exchange Agent 26 Section 3.02 Exchange Procedures 27 Section 3.03 No Further Ownership Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Section 4.01 Organization and Good Standing; Organizational Documents 29 Section 4.02 Authority for Agreement 30 Section 4.03 Capitalization 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 3.23 Related Party Transactions 39 48 Section 4.17 3.24 Regulatory Matters; Security Breaches; Outages 48 Section 3.25 Master License Agreement 49 Section 3.26 Transition Services Agreement 49 Section 3.27 Master Data Processing Agreement 49 Section 3.28 Master Employee Benefit Plans 39 Leasing Agreement 50 Section 4.18 Labor Relations 41 3.29 Referral Agreement 50 Section 4.19 Intellectual Property 41 3.30 Sponsorship Agreement 50 Section 4.20 3.31 Representations under the Ancillary Agreements 50 Section 3.32 Insurance Coverage 41 50 Section 4.21 Real Property 41 3.33 Solvency 51 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 3.34 No Other Representation Representations or Warranty 43 Warranties 51 Section 5.01 4.1 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes Qualification 51 Section 5.14 Related Party Transactions 4.2 Authorization 51 Section 4.3 Consents and Approvals 52 Section 5.15 Employee Benefit Plans 4.4 Non-Contravention 52 Section 5.16 Interim Operations of Merger Subs 4.5 Binding Effect 52 Section 4.6 Finders’ Fees 52 Section 4.7 Litigation and Claims 52 Section 4.8 Equity Commitments 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 4.9 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation Representations or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74Warranties 53

Definitions and Terms. Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Accounting Terms; GAAP 6759 Section 1.03 Terms Generally 6759 Section 1.04 [Reserved]. 6759 Section 1.05 Limited Condition Acquisitions. 6759 Section 1.06 Certain Determinations. 6860 Section 2.01 Closing 17 Establishment of the Credit Facility 6960 Section 2.02 The First Merger 17 Revolving Facility 6961 Section 2.03 The Second Merger 18 Protective Advances and Overadvances 7061 Section 2.04 Conversion of the Shares 19 Swing Line Facility 7162 Section 2.05 Exchange Mechanics; Proration 20 Letters of Credit 7364 Section 2.06 Treatment of Company Equity Awards 22 [Reserved] 7768 Section 2.07 Treatment of Company Preferred Shares 24 [Reserved] 7768 Section 2.08 Treatment Notice of Company Warrants 25 Borrowing 7868 Section 2.09 Dissenting Shares 25 Funding Obligations; Disbursement of Funds 7868 Section 2.10 Adjustments to Prevent Dilution 25 Evidence of Obligations 8069 Section 2.11 Intended Tax Treatment Interest; Default Rate 8070 Section 2.12 Conversion and Continuation of the Mergers 26 Loans 8171 Section 2.13 Fees 8272 Section 2.14 Termination and Reduction of Revolving Commitments 8373 Section 2.15 Voluntary and Mandatory Prepayments of Loans 8473 Section 2.16 Method and Place of Payment 8574 Section 2.17 Defaulting Lenders 8675 Section 2.18 Revolving Commitment Increases 8877 Section 2.19 Amend and Extend Transactions 9179 Section 2.20 [Reserved] 9381 Section 2.21 Cash Receipts 9381 Section 2.22 Reserves; Change in Reserves; Decisions by Agent 9582 Section 3.01 Exchange Agent 26 Increased Costs 9583 Section 3.02 Exchange Procedures 27 Taxes 9684 Section 3.03 No Further Ownership Rights 28 Mitigation Obligations; Replacement of Lenders 9986 Section 3.04 Termination of Exchange Fund 28 Breakage Compensation 10087 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Illegality 10087 Section 4.01 Organization and Good Standing; Organizational Documents 29 Conditions Precedent at Closing Date 10188 Section 4.02 Authority for Agreement 30 Conditions Precedent to All Credit Events 10490 Section 4.03 Capitalization 30 5.01 Organization; Powers 10490 Section 4.04 Company Subsidiaries 31 5.02 Authorization; Enforceability 10591 Section 4.05 5.03 Governmental Approvals; No ConflictConflicts 10591 Section 5.04 Financial Condition; Required Filings No Material Adverse Effect 10591 Section 5.05 Properties 10692 Section 5.06 Litigation and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 10692 Section 5.07 Litigation 47 Compliance with Laws. 10692 Section 5.08 Parent Reports; Financial Statements 47 Investment Company Status 10692 Section 5.09 Capacity 49 Taxes 10692 Section 5.10 Absence of Certain Changes or Events 49 ERISA 10692 Section 5.11 Insurance Reports 49 Disclosure 10793 Section 5.12 Insurance Business 50 Subsidiaries 10793 Section 5.13 Taxes 51 Intellectual Property; Licenses, Etc. 10793 Section 5.14 Related Party Transactions 52 Solvency 10793 Section 5.15 Employee Benefit Plans 52 Senior Indebtedness 10893 Section 5.16 Interim Operations of Merger Subs 53 Federal Reserve Regulations 10894 Section 5.17 Ownership Use of Shares 53 Proceeds 10894 Section 5.18 Vote/Approval Required 53 Section 5.19 Information Provided 53 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74[Reserved] 10894

Definitions and Terms. Section 1.01 Defined Terms 2 1.1 Definitions 1 Section 1.02 1.2 Other Definitional Provisions; Interpretation 16 22 Section 2.01 2.1 The Merger 23 Section 2.2 Closing 17 24 Section 2.02 The First 2.3 Effective Time 24 Section 2.4 Effects of the Merger 17 24 Section 2.03 The Second Merger 18 2.5 Certificate of Incorporation and Bylaws of the Surviving Corporation 24 Section 2.04 2.6 Directors and Officers of the Surviving Corporation 24 Section 2.7 Further Assurances 25 Section 3.1 Conversion of the Shares 19 Section 2.05 Exchange Mechanics; Proration 20 Section 2.06 Treatment of Company Equity Awards 22 Section 2.07 Treatment of Company Preferred Shares 24 Section 2.08 Treatment of Company Warrants 25 Section 2.09 Dissenting Shares 25 Section 2.10 Adjustments to Prevent Dilution 25 Section 2.11 Intended Tax Treatment of the Mergers 26 Section 3.01 Exchange Agent 26 Section 3.02 3.2 Exchange Procedures 27 Section 3.03 No Further Ownership Rights 28 Section 3.04 Termination of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Section 4.01 Organization and Good Standing; Organizational Documents 29 Section 4.02 Authority for Agreement 3.3 Dissenting Shares 30 Section 4.03 Capitalization 3.4 Treatment of Company Stock Options and Company Restricted Stock Units 30 Section 4.04 Company Subsidiaries 31 Section 4.05 No Conflict; Required Filings and Consents 31 Section 4.06 Compliance 3.5 Withholding Rights 32 Section 4.07 Litigation 4.1 Organization 32 Section 4.2 Capitalization; Subsidiaries; Company Stockholders’ Rights Plan 33 Section 4.08 4.3 Authorization; Validity of Agreement; Company Action 35 Section 4.4 Consents and Approvals; No Violations 36 Section 4.5 Company SEC Reports; Company Financial Statements 33 36 Section 4.09 4.6 No Undisclosed Liabilities 37 Section 4.7 Absence of Certain Changes or Events 34 38 Section 4.8 Material Contracts 38 Section 4.9 Employee Benefit Plans; ERISA 40 Section 4.10 Contracts 35 Litigation 42 Section 4.11 Insurance Reports 35 Compliance with Law 42 Section 4.12 Insurance Business 36 Intellectual Property 44 Section 4.13 Reinsurance 37 Taxes 45 Section 4.14 Investment Real Property and Tangible Assets 37 46 Section 4.15 Taxes 37 Environmental 46 Section 4.16 Related Party Transactions 39 Labor Matters 47 Section 4.17 Employee Benefit Plans 39 Licenses and Permits 48 Section 4.18 Labor Relations 41 Insurance 48 Section 4.19 Intellectual Property 41 Significant Suppliers, Customers and Licensees 48 Section 4.20 Insurance Coverage 41 Company Indentures 49 Section 4.21 Real Property 41 Brokers or Finders 49 Section 4.22 Environmental Matters 41 Vote Required 49 Section 4.23 Information Provided 42 Board Recommendation 49 Section 4.24 Opinion of Financial Advisor 50 Section 4.25 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 50 Section 4.26 Brokers 42 Investigation by the Company 50 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation Representations or Warranty 43 Warranties 51 Section 5.01 5.1 Organization 51 Section 5.2 Capitalization; Subsidiaries 52 Section 5.3 Authorization; Validity of Agreement; Parent Action 53 Section 5.4 Consents and Good StandingApprovals; Organizational Documents 44 No Violations 54 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent 5.5 SEC Reports; Parent Financial Statements 47 54 Section 5.09 Capacity 49 Section 5.10 5.6 Absence of Certain Changes 55 Section 5.7 Brokers or Events 49 Finders 55 Section 5.8 Stock Ownership 56 Section 5.9 Litigation 56 Section 5.10 Financing 56 Section 5.11 Insurance Reports 49 Solvency 57 Section 5.12 Insurance Business 50 Vote Required 58 Section 5.13 Taxes 51 Board Recommendation 58 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Capitalization and Operations of Merger Subs 53 Sub 58 Section 5.15 No Undisclosed Liabilities 58 Section 5.16 Compliance with Law 59 Section 5.17 Ownership of Shares 53 Intellectual Property 59 Section 5.18 Vote/Approval Required 53 Taxes 60 Section 5.19 Information Provided 53 Environmental 61 Section 5.20 No Other Arrangements 54 Investigation by Parent and Merger Sub 61 Section 5.21 Brokers 54 Takeover Statutes 62 Section 5.22 No Other Representation Representations or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74Warranties 62

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 33 Section 1.03 Accounting Terms 33 Section 1.04 Terms Generally 33 ARTICLE II. THE TERMS OF THE CREDIT FACILITY 34 Section 2.01 Closing 17 Establishment of the Credit Facility 34 Section 2.02 The First Merger 17 Revolving Facility 34 Section 2.03 The Second Merger 18 Term Loans 34 Section 2.04 Conversion Notice of the Shares 19 Borrowing 34 Section 2.05 Exchange MechanicsFunding Obligations; Proration 20 Disbursement of Funds 35 Section 2.06 Treatment Evidence of Company Equity Awards 22 Obligations 36 Section 2.07 Treatment of Company Preferred Shares 24 Interest; Default Rate 37 Section 2.08 Treatment Conversion and Continuation of Company Warrants 25 Loans 38 Section 2.09 Dissenting Shares 25 Fees 38 Section 2.10 Adjustments to Prevent Dilution 25 Termination and Reduction of Revolving Commitments 39 Section 2.11 Intended Tax Treatment Voluntary and Mandatory Prepayments of the Mergers 26 Loans 39 Section 2.12 Method and Place of Payment 42 Section 2.13 Defaulting Lenders 42 Section 2.14 First Extension Option 44 Section 2.15 Second Extension Option 44 ARTICLE III. INCREASED COSTS, ILLEGALITY AND TAXES 45 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc 45 Section 3.02 Exchange Procedures 27 Breakage Compensation 46 Section 3.03 No Further Ownership Rights 28 Net Payments 47 Section 3.04 Termination Change of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding Lending Office; Replacement of Tax 29 Section 3.08 Fair Value 29 Lenders 50 ARTICLE IV. CONDITIONS PRECEDENT 51 Section 4.01 Organization and Good Standing; Organizational Documents 29 Conditions Precedent at Closing Date 51 Section 4.02 Conditions Precedent to All Credit Events 54 ARTICLE V. REPRESENTATIONS AND WARRANTIES 55 Section 5.01 Corporate Status 55 Section 5.02 Corporate Power and Authority for Agreement 30 55 Section 4.03 Capitalization 30 5.03 No Violation 55 Section 4.04 Company Subsidiaries 31 5.04 Governmental Approvals 56 Section 4.05 No Conflict5.05 Litigation 56 Section 5.06 Use of Proceeds; Required Filings and Consents 31 Margin Regulations 56 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 56 Section 4.09 Absence of Certain Changes or Events 34 5.08 Solvency 57 Section 4.10 Contracts 35 5.09 No Material Adverse Change 57 Section 4.11 5.10 Tax Returns and Payments 57 Section 5.11 Title to Properties, etc 58 Section 5.12 Lawful Operations, etc 58 Section 5.13 Environmental Matters 58 Section 5.14 Compliance with ERISA 59 Section 5.15 Intellectual Property, etc 59 Section 5.16 Investment Company Act, etc 59 Section 5.17 Insurance Reports 35 59 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 5.18 Burdensome Contracts; Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 60 Section 5.19 Information Provided 53 Security Interests 60 Section 5.20 No Other Arrangements 54 True and Complete Disclosure 60 Section 5.21 Brokers 54 Defaults 60 Section 5.22 No Other Representation or Warranty 54 Capitalization 60 Section 6.01 5.23 Anti-Terrorism Law Compliance 61 Section 5.24 Location of Bank Accounts 61 Section 5.25 Material Contracts 61 Section 5.26 Affiliate Transactions 61 Section 5.27 Common Enterprise 61 Section 5.28 REIT Status 62 Section 5.29 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 7462

Definitions and Terms. Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Accounting Terms; GAAP 58 Section 1.03 Terms Generally 59 Section 1.04 [Reserved] 59 Section 1.05 Limited Condition Acquisitions 59 Section 1.06 Certain Determinations 59 Section 2.01 Closing 17 Establishment of the Credit Facility 6060 Section 2.02 The First Merger 17 Revolving Facility 6060 Section 2.03 The Second Merger 18 Protective Advances and Overadvances 61 Section 2.04 Conversion of the Shares 19 Swing Line Facility 62 Section 2.05 Exchange Mechanics; Proration 20 Letters of Credit 64 Section 2.06 Treatment of Company Equity Awards 22 [Reserved] 67 Section 2.07 Treatment of Company Preferred Shares 24 [Reserved] 67 Section 2.08 Treatment Notice of Company Warrants 25 Borrowing 67 Section 2.09 Dissenting Shares 25 Funding Obligations; Disbursement of Funds 68 Section 2.10 Adjustments to Prevent Dilution 25 Evidence of Obligations 69 Section 2.11 Intended Tax Treatment Interest; Default Rate 70 Section 2.12 Conversion and Continuation of the Mergers 26 Loans 71 Section 2.13 Fees 72 Section 2.14 Termination and Reduction of Revolving Commitments 73 Section 2.15 Voluntary and Mandatory Prepayments of Loans 74 Section 2.16 Method and Place of Payment 75 Section 2.17 Defaulting Lenders 76 Section 2.18 Revolving Commitment Increases 77 Section 2.19 Amend and Extend Transactions 79 Section 2.20 [Reserved] 82 Section 2.21 Cash Receipts 82 Section 2.22 Reserves; Change in Reserves; Decisions by Agent 83 Section 3.01 Exchange Agent 26 Increased Costs 83 Section 3.02 Exchange Procedures 27 Taxes 8384 Section 3.03 No Further Ownership Rights 28 Mitigation Obligations; Replacement of Lenders 87 Section 3.04 Termination of Exchange Fund 28 Breakage Compensation 87 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding of Tax 29 Section 3.08 Fair Value 29 Illegality 88 Section 4.01 Organization and Good Standing; Organizational Documents 29 Conditions Precedent at Closing Date 88 Section 4.02 Authority for Agreement 30 Conditions Precedent to All Credit Events 90 Section 4.03 Capitalization 30 5.01 Organization; Powers 91 Section 4.04 Company Subsidiaries 31 5.02 Authorization; Enforceability 91 Section 4.05 5.03 Governmental Approvals; No ConflictConflicts 91 Section 5.04 Financial Condition; Required Filings No Material Adverse Effect 92 Section 5.05 Properties 92 Section 5.06 Litigation and Consents 31 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; Financial Statements 33 Section 4.09 Absence of Certain Changes or Events 34 Section 4.10 Contracts 35 Section 4.11 Insurance Reports 35 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 92 Section 5.07 Litigation 47 Compliance with Laws 92 Section 5.08 Parent Reports; Financial Statements 47 Investment Company Status 93 Section 5.09 Capacity 49 Taxes 93 Section 5.10 Absence of Certain Changes or Events 49 ERISA 93 Section 5.11 Insurance Reports 49 Disclosure 93 Section 5.12 Insurance Business 50 Subsidiaries 93 Section 5.13 Taxes 51 Intellectual Property; Licenses, Etc. 94 Section 5.14 Related Party Transactions 52 Solvency 94 Section 5.15 Employee Benefit Plans 52 Senior Indebtedness 94 Section 5.16 Interim Operations of Merger Subs 53 Federal Reserve Regulations 94 Section 5.17 Ownership Use of Shares 53 Proceeds 94 Section 5.18 Vote/Approval Required 53 [Reserved] 94 Section 5.19 Information Provided 53 OFAC and PATRIOT Act 94 Section 5.20 No Other Arrangements 54 Section 5.21 Brokers 54 Section 5.22 No Other Representation or Warranty 54 Section 6.01 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 74Foreign Corrupt Practices Act 95

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 33 Section 1.03 Accounting Terms 33 Section 1.04 Terms Generally 33 ARTICLE II. THE TERMS OF THE CREDIT FACILITY 34 Section 2.01 Closing 17 Establishment of the Credit Facility 34 Section 2.02 The First Merger 17 Revolving Facility 34 Section 2.03 The Second Merger 18 [Reserved] 34 Section 2.04 Conversion Notice of the Shares 19 Borrowing 34 Section 2.05 Exchange MechanicsFunding Obligations; Proration 20 Disbursement of Funds 35 Section 2.06 Treatment Evidence of Company Equity Awards 22 Obligations 36 Section 2.07 Treatment of Company Preferred Shares 24 Interest; Default Rate 37 Section 2.08 Treatment Conversion and Continuation of Company Warrants 25 Loans 38 Section 2.09 Dissenting Shares 25 Fees 38 Section 2.10 Adjustments to Prevent Dilution 25 Termination and Reduction of Revolving Commitments 39 Section 2.11 Intended Tax Treatment Voluntary and Mandatory Prepayments of the Mergers 26 Loans 39 Section 2.12 Method and Place of Payment 42 Section 2.13 Defaulting Lenders 42 Section 2.14 Increased Commitments 44 ARTICLE III. INCREASED COSTS, ILLEGALITY AND TAXES 45 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc 45 Section 3.02 Exchange Procedures 27 Breakage Compensation 46 Section 3.03 No Further Ownership Rights 28 Net Payments 47 Section 3.04 Termination Change of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding Lending Office; Replacement of Tax 29 Section 3.08 Fair Value 29 Lenders 50 ARTICLE IV. CONDITIONS PRECEDENT 51 Section 4.01 Organization and Good Standing; Organizational Documents 29 Conditions Precedent at Closing Date 51 Section 4.02 Conditions Precedent to All Credit Events 54 ARTICLE V. REPRESENTATIONS AND WARRANTIES 55 Section 5.01 Corporate Status 55 Section 5.02 Corporate Power and Authority for Agreement 30 55 Section 4.03 Capitalization 30 5.03 No Violation 55 Section 4.04 Company Subsidiaries 31 5.04 Governmental Approvals 56 Section 4.05 No Conflict5.05 Litigation 56 TABLE OF CONTENTS (continued) Page Section 5.06 Use of Proceeds; Required Filings and Consents 31 Margin Regulations 56 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 56 Section 4.09 Absence of Certain Changes or Events 34 5.08 Solvency 57 Section 4.10 Contracts 35 5.09 No Material Adverse Change 57 Section 4.11 5.10 Tax Returns and Payments 57 Section 5.11 Title to Properties, etc 58 Section 5.12 Lawful Operations, etc 58 Section 5.13 Environmental Matters 58 Section 5.14 Compliance with ERISA 59 Section 5.15 Intellectual Property, etc 59 Section 5.16 Investment Company Act, etc 59 Section 5.17 Insurance Reports 35 59 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 5.18 Burdensome Contracts; Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 60 Section 5.19 Information Provided 53 Security Interests 60 Section 5.20 No Other Arrangements 54 True and Complete Disclosure 60 Section 5.21 Brokers 54 Defaults 60 Section 5.22 No Other Representation or Warranty 54 Capitalization 60 Section 6.01 5.23 Anti-Terrorism Law Compliance 61 Section 5.24 Location of Bank Accounts 61 Section 5.25 Material Contracts 61 Section 5.26 Affiliate Transactions 61 Section 5.27 Common Enterprise 61 Section 5.28 REIT Status 62 Section 5.29 Conduct of Business by the Company Pending the Mergers 55 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 7462

Definitions and Terms. 1 Section 1.01 Certain Defined Terms 2 1 Section 1.02 Interpretation 16 Computation of Time Periods 30 Section 1.03 Accounting Terms 31 Section 1.04 Terms Generally 31 ARTICLE II. THE TERMS OF THE CREDIT FACILITY 31 Section 2.01 Closing 17 Establishment of the Credit Facility 31 Section 2.02 The First Merger 17 Revolving Facility 31 Section 2.03 The Second Merger 18 Notice of Borrowing 32 Section 2.04 Conversion Funding Obligations; Disbursement of the Shares 19 Funds 32 Section 2.05 Exchange Mechanics; Proration 20 Evidence of Obligations 33 Section 2.06 Treatment of Company Equity Awards 22 Interest; Default Rate 34 Section 2.07 Treatment Conversion and Continuation of Company Preferred Shares 24 Loans 35 Section 2.08 Treatment of Company Warrants 25 Fees 35 Section 2.09 Dissenting Shares 25 Termination and Reduction of Revolving Commitments 36 Section 2.10 Adjustments to Prevent Dilution 25 Voluntary and Mandatory Prepayments of Loans 36 Section 2.11 Intended Tax Treatment Method and Place of the Mergers 26 Payment 38 Section 2.12 Defaulting Lenders 39 ARTICLE III. INCREASED COSTS, ILLEGALITY AND TAXES 40 Section 3.01 Exchange Agent 26 Increased Costs, Illegality, etc 40 Section 3.02 Exchange Procedures 27 Breakage Compensation 42 Section 3.03 No Further Ownership Rights 28 Net Payments 42 Section 3.04 Termination Change of Exchange Fund 28 Section 3.05 No Liability 28 Section 3.06 Lost, Stolen or Destroyed Certificates 28 Section 3.07 Withholding Lending Office; Replacement of Tax 29 Section 3.08 Fair Value 29 Lenders 45 ARTICLE IV. CONDITIONS PRECEDENT 46 Section 4.01 Organization and Good Standing; Organizational Documents 29 Conditions Precedent at Closing Date 46 Section 4.02 Conditions Precedent to All Credit Events 50 ARTICLE V. REPRESENTATIONS AND WARRANTIES 50 Section 5.01 Corporate Status 50 Section 5.02 Corporate Power and Authority for Agreement 30 50 Section 4.03 Capitalization 30 5.03 No Violation 51 Section 4.04 Company Subsidiaries 31 5.04 Governmental Approvals 51 Section 4.05 No Conflict5.05 Litigation 51 Section 5.06 Use of Proceeds; Required Filings and Consents 31 Margin Regulations 51 Section 4.06 Compliance 32 Section 4.07 Litigation 33 Section 4.08 Company Reports; 5.07 Financial Statements 33 52 Section 4.09 Absence of Certain Changes or Events 34 5.08 Solvency 52 Section 4.10 Contracts 35 5.09 No Material Adverse Change 53 Section 4.11 5.10 Tax Returns and Payments 53 Section 5.11 Title to Properties, etc 53 Section 5.12 Lawful Operations, etc 53 Section 5.13 Environmental Matters 53 Section 5.14 Compliance with ERISA 54 Section 5.15 Intellectual Property, etc 54 Section 5.16 Investment Company Act, etc 55 Section 5.17 Insurance Reports 35 55 Section 4.12 Insurance Business 36 Section 4.13 Reinsurance 37 Section 4.14 Investment Assets 37 Section 4.15 Taxes 37 Section 4.16 Related Party Transactions 39 Section 4.17 Employee Benefit Plans 39 Section 4.18 5.18 Burdensome Contracts; Labor Relations 41 Section 4.19 Intellectual Property 41 Section 4.20 Insurance Coverage 41 Section 4.21 Real Property 41 Section 4.22 Environmental Matters 41 Section 4.23 Information Provided 42 Section 4.24 Takeover Statutes 42 Section 4.25 Financial Advisor Opinion 42 Section 4.26 Brokers 42 Section 4.27 Cybersecurity 42 Section 4.28 No Other Representation or Warranty 43 Section 5.01 Organization and Good Standing; Organizational Documents 44 Section 5.02 Authority for Agreement 44 Section 5.03 Capitalization 45 Section 5.04 Parent Subsidiaries 46 Section 5.05 No Conflict; Required Filings and Consents 46 Section 5.06 Compliance 47 Section 5.07 Litigation 47 Section 5.08 Parent Reports; Financial Statements 47 Section 5.09 Capacity 49 Section 5.10 Absence of Certain Changes or Events 49 Section 5.11 Insurance Reports 49 Section 5.12 Insurance Business 50 Section 5.13 Taxes 51 Section 5.14 Related Party Transactions 52 Section 5.15 Employee Benefit Plans 52 Section 5.16 Interim Operations of Merger Subs 53 Section 5.17 Ownership of Shares 53 Section 5.18 Vote/Approval Required 53 55 Section 5.19 Information Provided 53 Security Interests 55 Section 5.20 No Other Arrangements 54 True and Complete Disclosure 55 Section 5.21 Brokers 54 Defaults 56 Section 5.22 No Other Representation or Warranty 54 Capitalization 56 Section 6.01 5.23 Anti-Terrorism Law Compliance 56 Section 5.24 Location of Bank Accounts 56 Section 5.25 Material Contracts 56 Section 5.26 Affiliate Transactions 56 Section 5.27 Common Enterprise 57 Section 5.28 REIT Status 57 Section 5.29 Conduct of Business 57 ARTICLE VI. AFFIRMATIVE COVENANTS 57 Section 6.01 Reporting Requirements 57 Section 6.02 Books, Records and Inspections 61 Section 6.03 Insurance 61 Section 6.04 Payment of Taxes and Claims 62 Section 6.05 Corporate Franchises 62 Section 6.06 Good Repair 62 Section 6.07 Compliance with Statutes, etc 62 Section 6.08 Compliance with Environmental Laws 62 Section 6.09 Certain Subsidiaries to Join in Guaranty 63 Section 6.10 Additional Security; Real Property Matters; Further Assurances 64 Section 6.11 Control Agreements 67 Section 6.12 Material Contracts 67 Section 6.13 Senior Debt 67 Section 6.14 Subordination 67 Section 6.15 Lender Meetings 67 Section 6.16 REIT Status 67 Section 6.17 Post Closing Covenants 67 ARTICLE VII. NEGATIVE COVENANTS 68 Section 7.01 Changes in Business 68 Section 7.02 Consolidation, Merger, Acquisitions, Asset Sales, etc 68 Section 7.03 Liens 69 Section 7.04 Indebtedness 69 Section 7.05 Investments and Guaranty Obligations 70 Section 7.06 Restricted Payments 71 Section 7.07 Financial Covenants 72 Section 7.08 Limitation on Certain Restrictive Agreements 72 Section 7.09 Transactions with Affiliates 73 Section 7.10 Plan Terminations, Minimum Funding, etc 73 Section 7.11 PAC REIT Covenant 73 Section 7.12 New Mezzanine Loan Documentation; Modification of Certain Agreements 73 Section 7.13 Bank Accounts 74 Section 7.14 Anti-Terrorism Laws 74 Section 7.15 Fiscal Year 74 Section 7.16 Issuance of Disqualified Equity Interests 74 ARTICLE VIII. EVENTS OF DEFAULT 75 Section 8.01 Events of Default 75 Section 8.02 Remedies 77 Section 8.03 Application of Certain Payments and Proceeds 77 ARTICLE IX. THE ADMINISTRATIVE AGENT 78 Section 9.01 Appointment 78 Section 9.02 Delegation of Duties 79 Section 9.03 Exculpatory Provisions 79 Section 9.04 Reliance by Administrative Agent 80 Section 9.05 Notice of Default 80 Section 9.06 Non-Reliance 81 Section 9.07 No Reliance on Administrative Agent’s Customer Identification Program 81 Section 9.08 USA Patriot Act 81 Section 9.09 Indemnification 81 Section 9.10 The Administrative Agent in Individual Capacity 82 Section 9.11 Successor Administrative Agent 82 Section 9.12 Other Agents 82 Section 9.13 Collateral Matters 83 Section 9.14 Agency for Perfection 83 Section 9.15 Proof of Claim 83 Section 9.16 Posting of Approved Electronic Communications 84 Section 9.17 Credit Bidding 85 ARTICLE X. GUARANTY 85 Section 10.01 Guaranty by the Company Pending the Mergers 55 Borrower 85 Section 6.02 Conduct of Business by Parent Pending the Mergers 58 Section 6.03 Access to Information and Employees; Confidentiality 59 Section 6.04 Reasonable Best Efforts to Consummate Mergers; Notification 60 Section 6.05 Registration Statement; Proxy Statement/Prospectus 63 Section 6.06 Shareholders Meetings 64 Section 6.07 Takeover Proposals; Go-Shop Period 65 Section 6.08 Public Announcements 68 Section 6.09 Employee Matters 68 Section 6.10 Directors’ and Officers’ Indemnification and Insurance 70 Section 6.11 Section 16 Matters 71 Section 6.12 No Control of the Other Party’s Business 72 Section 6.13 Shareholder Litigation 72 Section 6.14 Stock Exchange Listing 72 Section 6.15 Stock Exchange De-listing 72 Section 6.16 Tax Matters 73 Section 6.17 Resignation or Removal of Directors 73 Section 6.18 Remediation Agreement 7410.02 Additional Undertaking 86