Common use of Deposits Into Your Account Clause in Contracts

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Direct Deposits* No limits No limits ACH transfers to your Account from a linked bank account with another institution (See section 3.7)** $10,000/day $100,000/month $100,000/day $500,000/month Internal transfers between eligible accounts managed by the Program Partner No limits No limits Domestic wire No limits No limits Cash deposit at in-network ATM*** Not available $1,000/transaction $2,000/day Checks (via the Check Deposit Services) $50,000/day $100,000/month $100,000/day $250,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. *** You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Direct Deposits* No limits No limits Direct payments/ACH debits via ACH Origination Service (see Section 5) (deposits resulting from payment requests initiated from your Account) And ACH transfers to your Account from a linked bank account Linked Bank Account (as defined below) with another institution (See section 3.7)** $10,000/day $100,000/month $100,000/day $500,000day; 1,000,000/month Internal transfers between eligible accounts managed by the Program Partner No limits Repool No limits Domestic wire No limits No limits Cash deposit at in-network ATM*** Not available $1,000/transaction $2,000/day Checks (via the Check Deposit Services) $50,000/day $100,000/month $100,000/day $250,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked bank account Linked Bank Account must be located in the United States. *** You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. You understand and agree that that, to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described in Section 5.4 below. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders orders, or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you. We , and we are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim claim, or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to the applicable section belowSection 3.2.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Direct Deposits* No limits No limits ACH transfers to your Account from a linked connected bank account with another institution (See section see Section 3.7)** $10,00075,000/day $100,000500,000/month $100,000/day $500,0001,000,000/month Direct payments/ACH debits via ACH Origination Service (see Section 5)*** (Deposits resulting from payment requests initiated from your Account) Not available on Legacy Complete Accounts Internal transfers between eligible accounts managed by the Program Partner No limits No limits Domestic wire No limits No limits Cash deposit at in-network ATM*** Not available ATM $1,000/transaction $2,000/day Checks (via the Check Deposit Services) $50,000/day $100,000/month $100,000/day $250,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. *** You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. $1,000/transaction $2,000/day You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. Checks (via the Mobile Deposit Services) (see Section 6*) $50,000/day $100,000/month $50,000/day $100,000/month * The recipient’s name on any direct deposit, Check, or ACH transfer must match the name on the Account or the deposit may be returned to the originator or rejected. ** You may transfer funds between your Account and another bank account. The connected bank account must be located within the United States. *** ACH debit functionality through ACH Origination Services is available only to Xxxxxx Xxxxxxx Accounts. You understand and agree that that, to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described in Section 5.4 below. ▪ Cash: We do not accept cash deposits made in person or by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you. We you and we are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to the applicable section belowSection 3.2.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Direct Deposits* No limits No limits Direct payments/ACH debits via ACH Origination Service (Deposits resulting from payment requests initiated from your Account) And ACH transfers to your Account from a linked connected bank account with another institution (See section 3.7)institution** $10,000125,000/day $100,000/month $100,000/day $500,0003,875,000/month Internal transfers between eligible accounts managed by the Program Partner No limits No limits Domestic wire No limits No limits Cash deposit at in-network ATM*** Not available $1,000/transaction ATM $2,000/day Checks (via the Check Deposit Services) $50,000/day $100,000/month $100,000/day $250,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. *** You can use your debit card to make deposits at in-network ATMs. You can identify an in-in- network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. Checks (via the Check Deposit Services*) $100,000/day $3,100,000/month * The recipient’s name on any direct deposit, ACH, or check transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The connected bank account must be located in the United States. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. ▪ Cash: Certain cash deposits may be available depending on the services available for your Account. We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Direct Deposits* No limits No limits ACH transfers to your Account from a linked bank account with another institution (See section 3.7)** $10,000/day $100,000/month $100,000/day $500,000/month Internal transfers between eligible accounts managed by the Program Partner No limits No limits Domestic wire No limits No limits Cash deposit at in-network ATM*** Not available $1,000/transaction $2,000/day $1,000/transaction $2,000/day Checks (via the Check Mobile Deposit Services) (see Section 6) $50,000/day $100,000/month $100,00050,000/day $250,000100,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. *** You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Direct Deposits* No limits No limits Direct payments/ACH debits via ACH Origination Tier 1: Service $1,000/day (Deposits resulting from payment requests initiated $10,000/month from your Account) And Tier 2: ACH transfers to your Account from a linked connected $5,000/day bank account with another institution (See section 3.7)institution** $25,000/month Tier 3: $10,000/day $100,000/month $100,000/day $500,00050,000/month Internal transfers between eligible accounts No limits managed by the Program Partner No limits No limits Domestic wire No limits No limits Cash deposit at in-network ATM*** Not available ATM $1,000/transaction $2,000/day Checks (via You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Check Deposit Services) $50,000/day $100,000/month $100,000/day $250,000/month Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked connected bank account must be located in the United States. *** You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Direct Deposits* No limits No limits Direct payments/ACH debits via ACH Origination Service (Deposits resulting from payment requests initiated from your Account) And ACH transfers to your Account from a linked connected bank account with another institution (See section 3.7)institution** $10,000125,000/day $100,000/month $100,000/day $500,0003,875,000/month Internal transfers between eligible accounts managed by the Program Partner No limits No limits Domestic wire No limits No limits Cash deposit at in-network ATM*** Not available $1,000/transaction ATM $2,000/day Checks (via the Check Deposit Services) $50,000/day $100,000/month $100,000/day $250,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. *** You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. Checks (via the Check Deposit Services*) $100,000/day $3,100,000/month * The recipient’s name on any direct deposit, ACH, or check transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The connected bank account must be located in the United States. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. ▪ Cash: Certain cash deposits may be available depending on the services available for your Account. We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Accounts Regular Account Default Account VIP, VIP2, High-Limit ATM Withdrawal, Interest, and Interest Max Direct Deposits* No limits No limits No limits ACH transfers to your Account from a linked bank account with another institution (See section 3.7)** $10,000/day $25,000/month $10,000/day $100,000/month $100,000/day $500,000/month Internal transfers between eligible accounts managed by the Program Partner No limits No limits No limits Domestic wire No limits No limits No limits Cash deposit at in-network ATM*** Not available $1,000/transaction $2,000/day $1,000/transaction $2,000/day $1,000/transaction $2,000/day Checks (via the Check Deposit Services) $5,000/day $25,000/month $50,000/day $100,000/month $100,000/day $250,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. *** You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Direct Deposits* No limits No limits Direct payments/ACH debits via ACH Origination Service (Deposits resulting from payment requests initiated from your Account) And ACH transfers to your Account from a linked connected bank account with another institution (See section 3.7)institution** Tier 1: $1,000/day $10,000/month Tier 2: $5,000/day $25,000/month Tier 3: $10,000/day $100,00050,000/month Tier 4: $100,000500,000/day $500,0001,000,000/month Internal transfers between eligible accounts managed by the Program Partner No limits No limits Domestic wire No limits No limits Cash deposit at in-network ATM*** Not available ATM $1,000/transaction $2,000/day You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. Checks (via the Check Deposit Services) * $50,0001,000/day $100,000/month $100,000/day $250,00020,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked connected bank account must be located in the United States. *** You can use your debit card to make deposits at in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to the applicable section below.