Common use of Deposits Into Your Account Clause in Contracts

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Direct Deposit* No limits Internal transfers between eligible accounts managed by the Program Partner No limits Domestic wire No limits Cash deposit at in-network ATM $1,000/transaction $2,000/day You can use your debit card to make deposits at in- network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. We do not accept cash deposits by mail, or paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Direct DepositDeposits* No limits Direct payments/ACH debits via ACH Origination Service (see Section 5) (deposits resulting from payment requests initiated from your Account) And ACH transfers to your Account from a Linked Bank Account (as defined below) with another institution (See section 3.7)** $100,000/day; 1,000,000/month Internal transfers between eligible accounts managed by the Program Partner Repool No limits Domestic wire No limits Cash deposit at in-network ATM $1,000/transaction $2,000/day You can use your debit card to make deposits at in- network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The Linked Bank Account must be located in the United States. You understand and agree that, to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described in Section 5.4 below. We do not accept cash deposits by mailmail or cash, or paper check check, or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders orders, or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file you, and we are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim claim, or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Accounts Default Tier VIP Standard Interest, VIP High Interest & High-Limit ATM Withdrawal Tiers Direct DepositDeposits* No limits No limits ACH transfers to your Account from a linked bank account with another institution (See section 3.7)** $10,000/day $100,000/month $100,000/day $500,000/month Internal transfers between eligible accounts managed by the Program Partner No limits No limits Domestic wire No limits No limits Cash deposit at in-network ATM ATM*** Not available $1,000/transaction $2,000/day Checks (via the Check Deposit Services) $50,000/day $100,000/month $100,000/day $250,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. *** You can use your debit card to make deposits at in- in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * The recipient’s name on any You understand and agree that to initiate deposits via direct deposit or payments/ACH transfer debit, you must match comply with the name on the Account or the deposit may be returned to the originatorACH Origination Service security procedures described below. We do not accept cash deposits by mail, or paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Direct Deposit* No limits Internal ACH transfers between eligible accounts managed by the Program Partner No limits Domestic wire No limits Cash deposit at in-network ATM to your Account from a linked bank account with another institution** $1,000/transaction daily; $2,00010,000/day You can use your debit card to make deposits at in- network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. monthly * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. For security reasons, we may impose other limits on the number or amount of transfers you can make using your Account. We do not accept cash deposits by mail, or cash, paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: We do not accept cash deposits made by maildeposits. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Standard Tier and Foyer+ Premium Subscription Tier Direct DepositDeposits* No limits Internal transfers between eligible accounts managed by the Program Partner No limits Direct payments/ACH debits via ACH Origination Service (Deposits resulting from payment requests initiated from your Account) And ACH transfers to your Account from a connected bank account with another institution** $10,000/day $30,000/month Domestic wire No limits Cash deposit at in-network ATM $1,000/transaction $2,000/day You can use your debit card to make deposits at in- network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * *The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The connected bank account must be located in the United States. We do not accept cash deposits by mail, or paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: Certain cash deposits may be available depending on the services available for your Account. We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Direct DepositDeposits* No limits Internal ACH transfers between eligible accounts managed by the Program Partner No limits Domestic wire No limits to your Account from a connected bank account with another institution** $2,500/day $10,000/month Cash deposit at in-network ATM $1,000/transaction $2,0002,500/day You can use your debit card to make deposits at in- in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * The recipient’s name on any direct deposit deposit, ACH transfer, or ACH transfer check must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The connected bank account must be located in the United States. We do not accept cash deposits by mail, or paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Accounts Default Tier VIP, Interest, and Interest Max Tiers Direct DepositDeposits* No limits No limits ACH transfers to your Account from a linked bank account with another institution (See section 3.7)** $10,000/day $100,000/month $100,000/day $500,000/month Internal transfers between eligible accounts managed by the Program Partner No limits No limits Domestic wire No limits No limits Cash deposit at in-network ATM ATM*** $1,000/transaction $2,000/day $1,000/transaction $2,000/day Checks (via the Mobile Deposit Services) (see Section 6) $50,000/day $100,000/month $50,000/day $100,000/month * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. *** You can use your debit card to make deposits at in- in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * The recipient’s name on any You understand and agree that to initiate deposits via direct deposit or payments/ACH transfer debit, you must match comply with the name on the Account or the deposit may be returned to the originatorACH Origination Service security procedures described below. We do not accept cash deposits by mail, or paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Direct Depositdeposits* No limits Internal transfers between eligible accounts managed by the Program Partner Tribevest No limits ACH transfers to your Account from a linked bank account with another institution** $25,000/daily Domestic wire No limits Cash deposit at in-network ATM $1,000/transaction $2,000/day You can use your debit card to make deposits at in- network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. We do not accept cash deposits by mail, or cash, paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: We do not accept cash deposits made by mailin cash. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Direct DepositDeposits* No limits Direct payments/ACH debits via ACH Origination Tier 1: Service $1,000/day (Deposits resulting from payment requests initiated $10,000/month from your Account) And Tier 2: ACH transfers to your Account from a connected $5,000/day bank account with another institution** $25,000/month Tier 3: $10,000/day $50,000/month Internal transfers between eligible accounts No limits managed by the Program Partner No limits Domestic wire No limits Cash deposit at in-network ATM $1,000/transaction $2,000/day You can use your debit card to make deposits at in- in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. Direct deposit is the deposit of funds electronically into your Account. ** You may transfer funds between your Account and another bank account. The connected bank account must be located in the United States. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. We do not accept cash deposits by mail, or paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Direct DepositDeposits* No limits Direct payments/ACH debits via ACH Origination Service (Deposits resulting from payment requests initiated from your Account) And ACH transfers to your Account from a connected bank account with another institution** $125,000/day $3,875,000/month Internal transfers between eligible accounts managed by the Program Partner No limits Domestic wire No limits Cash deposit at in-network ATM $1,000/transaction $2,000/day You can use your debit card to make deposits at in- in-network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. Checks (via the Check Deposit Services*) $100,000/day $3,100,000/month * The recipient’s name on any direct deposit deposit, ACH, or ACH check transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The connected bank account must be located in the United States. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. We do not accept cash deposits by mail, or paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: Certain cash deposits may be available depending on the services available for your Account. We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Direct DepositDeposits* No limits Direct payments/ACH debits via ACH Origination Service (Deposits resulting from payment requests initiated from your Account) And ACH transfers to your Account from a connected bank account with another institution** $125,000/day $3,875,000/month Internal transfers between eligible accounts managed by the Program Partner No limits Domestic wire No limits Cash deposit at in-network ATM $1,000/transaction $2,000/day You can use your debit card to make deposits at in- in-network ATMs. You can identify an in-in- network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. Checks (via the Check Deposit Services*) $100,000/day $3,100,000/month * The recipient’s name on any direct deposit deposit, ACH, or ACH check transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The connected bank account must be located in the United States. You understand and agree that to initiate deposits via direct payments/ACH debit, you must comply with the ACH Origination Service security procedures described below. We do not accept cash deposits by mail, or paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: Certain cash deposits may be available depending on the services available for your Account. We do not accept cash deposits made by mail. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal or business checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we you. We are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2the applicable section below.

Deposits Into Your Account. You may make deposits into your Account using any of these methods described below. We do not charge you any fees for making deposits. Deposit Method Limitations for Your Account Direct Depositdeposits* No limits Internal transfers between eligible accounts managed by the Program Partner Tribevest No limits ACH transfers to your Account from a linked bank account with another institution** $25,000/daily Domestic wire No limits Cash deposit at in-network ATM $1,000/transaction $2,000/day You can use your debit card to make deposits at in- network ATMs. You can identify an in-network ATM by looking for the Allpoint logo on or near the ATM. You cannot make cash deposits at out-of-network ATMs. * The recipient’s name on any direct deposit or ACH transfer must match the name on the Account or the deposit may be returned to the originator. ** You may transfer funds between your Account and another bank account. The linked bank account must be located in the United States. We do not accept cash deposits by mail, or cash, paper check or foreign currency deposits: We are not liable for deposits of any kind that you mail to us, including if it is lost in transit, lost in the mail, or otherwise not received by us. ▪ Cash: We do not accept cash deposits made by mailin cash. If you mail us a cash deposit, we will send the cash back to you. ▪ Paper Checks: If you mail a paper check to us, including personal checks, money orders or cashier’s checks, we may apply the check to any negative balance you may have on your Account or send the check back to you. ▪ Foreign Currency: We do not accept any deposits in foreign currency. Any deposits received in foreign currency, whether in the form of cash or check, will be sent back to you. We will send all items back to the address we have for you on file and we are not liable if you do not receive the items. You may only deposit with us funds that are immediately available, which under applicable law are irreversible and are not subject to any lien, claim or encumbrance. For more information about deposits and when funds from a deposit will be made available to you, please refer to Section 3.2.