Common use of Deposits to the Account Clause in Contracts

Deposits to the Account. Make deposits to your Account using any of the methods set forth below. These are the itemized deposit limits for your Account, which limits may be modified from time to time depending on prior activity both on this account and on other transactions and also whether or not you have activated the Card: Direct deposits of ACH transfers initiated from an outside financial institution* No limit to the number of times per calendar day and no maximum dollar limit. ACH transfers to the Account using the Mobile App $2,500.00 per day, MoCaFi may change such limits at any time at their sole discretion. Limits may be changed based on the length of time the Account has been open and prior account activity. Transfers from Your Bank Account, Debit or Credit Card** $1,000 per day $9,999 per month Account-to-Account Transfers $1,000 per day. Account-to-Account transfers may only be made to and from other MoCaFi Mobility Bank Accounts. Cash Deposits via Third Party Money Transfer Services*** and Allpoint+ ATMs**** $1,000.00 per calendar day (from midnight Eastern Standard Time to midnight Eastern Standard Time the following day) $7,000.00 within any period of seven (7) calendar days $10,000.00 within any period of thirty (30) calendar days. MoCaFi may change such limits at any time at their sole discretion. Limits may be changed based on the length of time the Account has been open and prior account activity. Check Deposits See Section III, Mobile Check Deposit for information on depositing checks. Checks must be in an amount that is between $5 and $5,000. Check Deposits are limited to: $5,000 per check, $5,000 in cumulative checks per day and $10,000 in cumulative checks per month. *Direct deposits from an outside financial institution: The recipient’s name on any such deposits we receive must match the name of the Accountholder. Any such deposits received in a name other than the name registered to the Account may be returned to the originator. ** Transfers from another bank account you own, from another debit card in your name or from your credit card may be made via the Connected Accounts feature in our mobile app. *** MANY THIRD PARTY MONEY TRANSFER services used to add cash to your Account may impose their own limits (per transaction, daily, weekly or monthly) on the frequency or amount of cash you may deposit to your Account. MoCaFi has established a fee free cash load option with Vanilla®. Please check for Vanilla® cash load locations in the Load Cash section in our mobile app or at xxxxxxxxxxxxx.xxx. **** Not all Allpoint ATMs are enabled to accept cash deposits. There are no fees for adding cash at those Allpoint+ ATMs which are enabled to accept cash deposits. Minimum deposits at Allpoint+ ATMs are $1.00 and may only be made in bills (no coins). Allpoint+ ATMs do not accept the following cash deposits: coins; foreign currency; torn bills; bills that cannot be read by the Allpoint+ ATM (e.g., folded, worn and defaced bills); any other item that Allpoint and/or MoCaFi, in their sole discretion, deem to be ineligible for cash deposit. Before accepting a cash deposit, an Allpoint+ ATM will require you to verify the amount of the cash deposit.

Deposits to the Account. Make deposits to your Account using any of the methods set forth below. These are the itemized deposit limits for your Account, which limits may be modified from time to time depending on prior activity both on this account and on other transactions and also whether or not you have activated the Card: Direct deposits of ACH transfers initiated from an outside financial institution* No limit to the number of times per calendar day and no maximum dollar limit. ACH transfers to the Account using the Respect Mobile App No limits to the number of times per calendar day $2,500.00 1,000 per day, calendar day $9,999 per month MoCaFi may change such limits at any time at their sole discretion. Limits may be changed based on the length of time the Account has been open and prior account activity. Transfers from Your Bank Account, Debit or Credit Card** $1,000 per calendar day $9,999 per month Account-to-Account Transfers $1,000 per day. calendar day $9,999 per month Account-to-Account transfers may only be made to and from other MoCaFi Mobility Bank Accounts, including other Respect Bank Accounts. Cash Deposits via Third Party Money Transfer Services*** and Allpoint+ ATMs**** $1,000.00 per calendar day (from midnight Eastern Standard Time to midnight Eastern Standard Time the following day) $7,000.00 within any period of seven (7) calendar days $10,000.00 within any period of thirty (30) calendar days. MoCaFi may change such limits at any time at their sole discretion. Limits may be changed based on the length of time the Account has been open and prior account activity. Check Deposits See Section III, Mobile Cashed Check Deposit Loads for information on depositing checks. Checks must be in an amount that is between $5 and $5,000. Check Deposits are limited to: $5,000 per check, $5,000 in cumulative checks per calendar day and $10,000 in cumulative checks per month. *Direct deposits from an outside financial institution: The recipient’s name on any such deposits we receive must match the name of the Accountholder. Any such deposits received in a name other than the name registered to the Account may be returned to the originator. ** Transfers from another bank account you own, from another debit card in your name or from your credit card may be made via the Connected Accounts feature in our mobile appthe Respect Mobile App. *** MANY THIRD THIRD-PARTY MONEY TRANSFER services used to add cash to your Account may impose their own limits (per transaction, daily, weekly weekly, or monthly) on the frequency or amount of cash you may deposit to your Account. MoCaFi has established a fee free cash load option with Vanilla®. Please check for Vanilla® Vanilla cash load locations in the Load Cash section in our mobile app the Respect Mobile App or at xxxxxxxxxxxxx.xxx. **** Not all Allpoint ATMs are enabled to accept cash deposits. There are no fees for adding cash at those Allpoint+ ATMs which are enabled to accept cash deposits. Minimum deposits at Allpoint+ ATMs are $1.00 and may only be made in bills (no coins). Allpoint+ ATMs do not accept the following cash deposits: coins; foreign currency; torn bills; bills that cannot be read by the Allpoint+ ATM (e.g., folded, worn and defaced bills); any other item that Allpoint and/or MoCaFi, in their sole discretion, deem to be ineligible for cash deposit. Before accepting a cash deposit, an Allpoint+ ATM will require you to verify the amount of the cash deposit.

Deposits to the Account. Make deposits to your Account using any of the methods set forth below. These are the itemized deposit limits for your Account, which limits may be modified from time to time depending on prior activity both on this account and on other transactions and also whether or not you have activated the Card: Direct deposits of ACH transfers initiated from an outside financial institution* No limit to the number of times per calendar day and no maximum dollar limit. ACH transfers to the Account using the Mobile App No limits to the number of times per calendar day $2,500.00 1,000 per day, calendar day $9,999 per month MoCaFi may change such limits at any time at their sole discretion. Limits may be changed based on the length of time the Account has been open and prior account activity. Transfers from Your Bank Account, Debit or Credit Card** $1,000 per calendar day $9,999 per month Account-to-Account Transfers $1,000 per day. calendar day $9,999 per month Account-to-Account transfers may only be made to and from other MoCaFi Mobility Bank Accounts. Cash Deposits via Third Party Money Transfer Services*** and Allpoint+ ATMs**** $1,000.00 per calendar day (from midnight Eastern Standard Time to midnight Eastern Standard Time the following day) $7,000.00 within any period of seven (7) calendar days $10,000.00 within any period of thirty (30) calendar days. MoCaFi may change such limits at any time at their sole discretion. Limits may be changed based on the length of time the Account has been open and prior account activity. Check Deposits See Section III, Mobile Check Deposit for information on depositing checks. Checks must be in an amount that is between $5 and $5,000. Check Deposits are limited to: $5,000 per check, $5,000 in cumulative checks per day calendar day, and $10,000 in cumulative checks per month. *Direct deposits from an outside financial institution: The recipient’s name on any such deposits we receive must match the name of the Accountholder. Any such deposits received in a name other than the name registered to the Account may be returned to the originator. ** Transfers from another bank account you own, from another debit card in your name or from your credit card may be made via the Connected Accounts feature in our mobile app. *** MANY THIRD THIRD-PARTY MONEY TRANSFER services used to add cash to your Account may impose their own limits (per transaction, daily, weekly or monthly) on the frequency or amount of cash you may deposit to your Account. MoCaFi has established a fee free cash load option with Vanilla®. Please check for Vanilla® Vanilla cash load locations in the Load Cash section in our mobile app or at xxxxxxxxxxxxx.xxx. **** Not all Allpoint ATMs are enabled to accept cash deposits. There are no fees for adding cash at those Allpoint+ ATMs which are enabled to accept cash deposits. Minimum deposits at Allpoint+ ATMs are $1.00 and may only be made in bills (no coins). Allpoint+ ATMs do not accept the following cash deposits: coins; foreign currency; torn bills; bills that cannot be read by the Allpoint+ ATM (e.g., folded, worn and defaced bills); any other item that Allpoint and/or MoCaFi, in their sole discretion, deem to be ineligible for cash deposit. Before accepting a cash deposit, an Allpoint+ ATM will require you to verify the amount of the cash deposit.

Deposits to the Account. Make deposits to your Account using any of the methods set forth below. These are the itemized deposit limits for your Account, which limits may be modified from time to time depending on prior activity both on this account and on other transactions and also whether or not you have activated the Card: Direct deposits of ACH transfers initiated from an outside financial institution* No limit to the number of times per calendar day and no maximum dollar limit. ACH transfers to the Account using the Mobile App No limits to the number of times per calendar day $2,500.00 1,000 per day, day $9,999 per month MoCaFi may change such limits at any time at their sole discretion. Limits may be changed based on the length of time the Account has been open and prior account activity. Transfers from Your Bank Account, Debit or Credit Card** $1,000 per day $9,999 per month Account-to-Account Transfers $1,000 per day. day $9,999 per month Account-to-Account transfers may only be made to and from other MoCaFi Mobility Bank Accounts. Cash Deposits via Third Party Money Transfer Services*** and Allpoint+ ATMs**** $1,000.00 per calendar day (from midnight Eastern Standard Time to midnight Eastern Standard Time the following day) $7,000.00 within any period of seven (7) calendar days $10,000.00 within any period of thirty (30) calendar days. MoCaFi may change such limits at any time at their sole discretion. Limits may be changed based on the length of time the Account has been open and prior account activity. Check Deposits See Section III, Mobile Check Deposit for information on depositing checks. Checks must be in an amount that is between $5 and $5,000. Check Deposits are limited to: $5,000 per check, $5,000 in cumulative checks per day and $10,000 in cumulative checks per month. *Direct deposits from an outside financial institution: The recipient’s name on any such deposits we receive must match the name of the Accountholder. Any such deposits received in a name other than the name registered to the Account may be returned to the originator. ** Transfers from another bank account you own, from another debit card in your name or from your credit card may be made via the Connected Accounts feature in our mobile app. *** MANY THIRD THIRD-PARTY MONEY TRANSFER services used to add cash to your Account may impose their own limits (per transaction, daily, weekly or monthly) on the frequency or amount of cash you may deposit to your Account. MoCaFi has established a fee free cash load option with Vanilla®. Please check for Vanilla® Vanilla cash load locations in the Load Cash section in our mobile app or at xxxxxxxxxxxxx.xxx. **** Not all Allpoint ATMs are enabled to accept cash deposits. There are no fees for adding cash at those Allpoint+ ATMs which are enabled to accept cash deposits. Minimum deposits at Allpoint+ ATMs are $1.00 and may only be made in bills (no coins). Allpoint+ ATMs do not accept the following cash deposits: coins; foreign currency; torn bills; bills that cannot be read by the Allpoint+ ATM (e.g., folded, worn and defaced bills); any other item that Allpoint and/or MoCaFi, in their sole discretion, deem to be ineligible for cash deposit. Before accepting a cash deposit, an Allpoint+ ATM will require you to verify the amount of the cash deposit.