Common use of Disbursement Instructions Clause in Contracts

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Amount paid to Borrower directly: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26, 1996.

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Revolving Loan ------------ Term Loan -------------- --------- Amount paid to Borrower directly: $750,000 $ $ -------- -------- Undisbursed Funds $ ---------- $ -------- -------- Principal $ ---------- $ -------- -------- CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 62,500 Loan Fee $ $________ Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD $________ UCC Search Fees -------- $ TBD $________ UCC Filing Fees -------- $ TBD $________ Patent Filing Fees -------- $ TBD $________ Trademark Filing Fees -------- $ TBD $________ Copyright Filing Fees -------- $ TBD $________ Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $________ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26, 1996.1997. BORROWER: SEQUUS PHARMACEUTICALS, INC. ______________________________ ______________________________ Authorized Officer -------------------------------------------------------------------------------

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Advance Equipment/Leasehold ----------------- ------------------- Amount paid to Borrower directly: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- ---- $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ $TBD UCC Filing Fees -------- $ $TBD Patent Filing Fees -------- $ $TBD Trademark Filing Fees -------- $ $TBD Copyright Filing Fees -------- $ $TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26JULY 2, 19961997.

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Term Loan ------------ Revolving Line --------- -------------- Amount paid to Borrower directly: $750,000 _____ $_____ Undisbursed Funds $ ---------- $_____ $_____ Principal $ ---------- $575,000 $10,000,000 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 25,000 Loan Fee $ ________$Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD $100 UCC Search Fees -------- $ TBD $100 UCC Filing Fees -------- $ TBD ________$Patent Filing Fees -------- $ TBD ________$Trademark Filing Fees -------- $ TBD ________$Copyright Filing Fees -------- $ TBD ________$Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $________ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. At any time and for any reason, Borrower or Bank may voluntarily terminate Automatic Payments. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26DECEMBER 30, 1996.1997. BORROWER: Brio Technology ________________________________ Authorized Officer AGREEMENT TO PROVIDE INSURANCE GRANTOR: Brio Technology, Inc. BANK: Silicon Valley Bank INSURANCE REQUIREMENTS. Brio Technology, Inc. ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Term Loan ------------ Amount paid to Borrower directly: $750,000 ____ Undisbursed Funds $ ---------- $____ Principal $ ---------- $____ CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- Facility Fee: $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- 60,000 Other Charges Paid in Cash: $____ $ ---------- $ TBD 100 UCC Search Fees -------- $ TBD 100 UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $____ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26MAY 15, 1996.1998. BORROWER: __________________________________ __________________________________ Authorized Officer

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Line Amount paid to Borrower directly: $750,000 $ -------- Undisbursed Funds $ ---------- -------- Principal $ ---------- -------- CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 -------- $ 20 ,000 Loan Fee $ Accounts Receivable Receivables Audit Fee -------- --------- Other Charges Paid in Cash: $ ---------- $ -------- $TBD UCC Search Fees -------- $ TBD $75 UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ $TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- -------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26NOVEMBER 27, 1996.. BORROWER: ---------------------------------- ---------------------------------- Authorized Officer

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolver Amount paid to Borrower directly: $750,000 $ Undisbursed Funds $ ---------- Principal $ ---------- $7,000,000 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 17,500 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ $TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- Cash: $___________ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S Borrower's FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S Borrower's MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 2611, 1996.1999. BORROWER: ARTHROCARE CORPORATION Authorized Officer AGREEMENT TO PROVIDE INSURANCE Grantor: ARTHROCARE CORPORATION Bank: Silicon Valley Bank

Disbursement Instructions. Borrower Xxxxxxxx understands that no loan proceeds will be disbursed until all of Bank's Xxxxxx’s conditions for making the loan have been satisfied. Please disburse the loan proceeds of $479,984.97 as follows: Bridge Loan ------------ Amount paid to Borrower directlyOther Disbursements: $ 479,984.97 $750,000 Undisbursed Funds 479,984.97 CURRENT BALANCE AFTER $150,000.00 PRINCIPAL PAYDOWN Note Principal: $ ---------- Principal $ ---------- 479,984.97 CHARGES PAID IN CASH. Borrower Xxxxxxxx has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- 0.00 Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- 154,919.90 $1,000.00 LOAN FEE $3,919.90 INTEREST DUE MARCH 3, 2010 $150,000.00 PRINCIPAL PAYDOWN Total Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. 154,919.90 FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER XXXXXX REPRESENTS AND WARRANTS TO BANK THE LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S ’S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S ’S MOST RECENT FINANCIAL STATEMENT TO BANKLENDER. THIS AUTHORIZATION IS DATED AS MARCH 3, 2010 ICOP DIGITAL, INC By: /s/ Xxxxx X. Xxxx XXXXX X. XXXX, Chairman & CEO of ICOP DIGITAL, INC DESCRIPTION OF JUNE 26EXISTING INDEBTEDNESS. PROMISSORY NOTE DATED MARCH 3, 19962008 IN THE AMOUNT OF $780,000.00 TOGETHER WITH ANY AND ALL RENEWALS/MODIFICATIONS THEREOF (“NOTE”). DESCRIPTION OF CHANGE IN TERMS. EXTEND THE MATURITY DATE FROM MARCH 3, 2010 TO MARCH 3, 2011; DECREASE CURRENT PRINCIPAL BALANCE FROM $629,985.97 TO $479,984.97. PROMISE TO PAY. ICOP DIGITAL, INC (“Borrower”) promises to pay to Bank of Blue Valley (“lender”), or order, in lawful money of the United States of America, the principal amount of Four Hundred Seventy~nine Thousand Nine Hundred Eighty~four & 97/100 Dollars ($479,984.97), together with interest on the unpaid principal balance from March 3, 2010, calculated as described in the “INTEREST CALCULATION METHOD” paragraph using an interest rate of 8.000% per annum based on a year of 360 days, until paid in full. The interest rate may change under the terms and conditions of the “INTEREST AFTER DEFAULT” section.

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Line -------------- Amount paid to Borrower directly: $750,000 ______ Undisbursed Funds $ ---------- $______ Principal $ ---------- $3,000,000 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 ______ $30,000 Loan Fee $ $1,671.18 Accounts Receivable Receivables Audit Fee -------- $13,000 Restructure Fees Other Charges Paid in Cash: $ ---------- $ TBD $______ $______UCC Search Fees -------- $ TBD $______UCC Filing Fees -------- $ TBD $______Patent Filing Fees -------- $ TBD $______Trademark Filing Fees -------- $ TBD $______Copyright Filing Fees -------- $ TBD $6,086 Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $______ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. At any time and for any reason, Borrower or Bank may voluntarily terminate Automatic Payments. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26FEBRUARY 12, 1996.1999. BORROWER: ReSound Corporation ------------------------------- Authorized Officer 29 AGREEMENT TO PROVIDE INSURANCE -------------------------------------------------------------------------------- GRANTOR: ReSound Corporation BANK: Silicon Valley Bank -------------------------------------------------------------------------------- INSURANCE REQUIREMENTS. ReSound Corporation ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands Disbursements from the Class Settlement Interchange Escrow Account are to be made only in accordance with the terms and provisions contained in Paragraphs 20 and 24 of the Superseding and Amended Class Settlement Agreement, upon written authorization of Rule 23(b)(3) Class Counsel and the Visa Defendants and the Mastercard Defendants, and include the following: (a) From the Settlement Preliminary Approval Date to the date twenty business days after the Settlement Final Date, the Escrow Agent may make payments from the Class Settlement Interchange Escrow Account only in the amounts approved by the Court, and only for: (i) the costs of maintaining or administering the Class Settlement Interchange Escrow Account, including Taxes and the administrative costs of paying such Taxes; and (ii) effecting the transfer from the Class Settlement Interchange Escrow Account to the Class Settlement Cash Escrow Account after the Settlement Final Date as provided in Paragraphs 20 and 24 of the Superseding and Amended Class Settlement Agreement. (b) All disbursements described in Section 8(a), above, and any other disbursements from the Class Settlement Interchange Escrow Account, must be authorized by an order of the Court. (c) Consistent with the orders of the Court, the Escrow Agent may rely on transfer or disbursement instructions provided in a signed writing on firm letterhead or an email by a counsel listed below in Section 16 for each of the Class Counsel, Visa Defendants, and Mastercard Defendants. Alternatively, the Escrow Agent may rely on such transfer or disbursement instructions provided in a signed writing on firm letterhead or an email by a counsel listed in Section 16 below for either Class Counsel, the Visa Defendants, or the Mastercard Defendants, if that no loan proceeds will be disbursed writing is copied to the counsel for the other Parties listed in Section 16 and one of those counsel for each of the other Parties confirms the instructions by email or other writing. If the Escrow Agent is unable to verify the instructions, or is not satisfied with the verification it receives, it shall not execute the instruction until all of Bank's conditions for making the loan issues have been satisfiedresolved. Please disburse The Escrow Agent shall provide prompt notice as provided in Section 16 that instructions and transactions have been executed, and the loan proceeds Parties agree to notify the Escrow Agent of any errors, delays, or other problems within 30 days after receiving notification that an instruction and transaction has been executed. If it is determined that the transaction was delayed or erroneously executed as follows: Bridge Loan ------------ Amount paid a result of the Escrow Agent’s error, the Escrow Agent’s sole obligation is to Borrower directly: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- CHARGES PAID IN CASH. Borrower has paid pay or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________refund the amount of such error and any loan paymentamounts as may be required by applicable law. If Any claim for interest payable will be at the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26, 1996then-published rate for United States Treasury Bills having a maturity of 91 days.

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of BankLender's conditions for making the loan have been satisfied. Please disburse the loan proceeds of $5,000,000.00 as follows: Bridge Loan ------------ Amount paid to Borrower directlyUNDISBURSED FUNDS: $750,000 Undisbursed Funds 4,550,000.00 OTHER DISBURSEMENTS: $ ---------- Principal $ ---------- 450,000.00 $450,000.00 Previously Disbursed ------------- NOTE PRINCIPAL: $5,000,000.00 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in CashPREPAID FINANCE CHARGES PAID IN CASH: $ ---------- 25,000.00 $10,000 25,000.00 Loan Origination Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash------------- TOTAL CHARGES PAID IN CASH: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total 25,000.00 DEBITING OF ACCOUNT. Borrower authorizes Lender to debit from Borrower's account number 4795118915, all of the above Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________and any other closing costs associated with the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the paymentLoan. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANKLENDER. THIS AUTHORIZATION IS DATED AUGUST 22, 2002. BORROWER: COLLEGIATE PACIFIC, INC. By: /s/ MICHAEL J. BLUMENFELD -------------------------------------------------- Xxxxxxx X. Blumenfeld, Chief Executive Officer of Collegiate Pacxxxx, Xxx. ================================================================================ [BANK OF AMERICA LOGO] NOTICE OF FINAL AGREEMENT ================================================================================ BORROWER: COLLEGIATE PACIFIC, INC. LENDER: BANK OF AMERICA, N.A. 13950 SENLAC DRIVE, SUITE 100 CLSC-COMMERCIAL BANKING FARMERS BRANCH, TX 75234 TX1-609-06-01 P.O. BOX 830632 XXXXXX, XX 00000-0000 ================================================================================ THE WRITTEN LOAN AGREEMENT REPRESENTS THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES. AS OF JUNE 26USED IN THIS NOTICE, 1996THE FOLLOWING TERMS HAVE THE FOLLOWING MEANINGS: LOAN. The term "Loan" means the following described loan: a non-precomputed Variable Rate Nondisclosable Revolving Line of Credit Loan to a Corporation for $5,000,000.00 due on July 15, 2004. A margin of 0.500% is added to the index rate. Lender will tell the Borrower the current index rate upon Borrower's request.

Disbursement Instructions. Borrower understands that no loan xx xxxx proceeds will be disbursed until all of BankLender's conditions for making the maxxxx xhe loan have been satisfied. Please disburse the loan proceeds of $3,500,000.00 as follows: Bridge Loan ------------ Undisbursed Funds: $2,800,000.00 Amount paid to Borrower directlyon Borrower's account: $ 000,000.00 $700,000.00 Payment on Loan # 11620 (RENEW) -------------- Note Principal: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- 3,500,000.00 CHARGES PAID IN CASH. Borrower has paid or will pay in cash xxx xx xash as agreed the following charges: Prepaid Finance Charges Paid in In Cash: $ ---------- 2,000.00 $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges 2,000.00 DOCUMENT FEE ------------- Total Charger Paid in In Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTS2,000.00 LOAN ADVANCE AGREEMENT CONDITION. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the paymentUNDISBURSED FUNDS TO BE DISBURSED PER LOAN ADVANCE AGREEMENT. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS WXXXXXXX TO BANK LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANKLENDER. THIS AUTHORIZATION IS DATED AS OF JUNE 26XX XXTED DECEMBER 28, 1996.1998. BORROWER: FOTOBALL U.S.A. INC. By: /s/ DAVID G. FORSTER ------------------------------------ DAVID G. FORSTER, Vice Prexxxxxx/XXX LOAN AGREEMENT Borrower: FOTOBALL U.S.A. INC. Lender: Scripps Bank 3738 RUFFIN ROAD Xxxxxxxxe Lending SAN DIEGO, CA 92123 0000 Xxxxxxx Drive Xxx Xxxxx. XX 00000

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Line -------------- Amount paid to Borrower directly: $750,000 _________ Undisbursed Funds $ ---------- $_________ Principal $ ---------- $_________ CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 _________ $5,000 Loan Fee $ $______ Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD $_________ $______ UCC Search Fees -------- $ TBD $______ UCC Filing Fees -------- $ TBD $______ Patent Filing Fees -------- $ TBD $______ Trademark Filing Fees -------- $ TBD $______ Copyright Filing Fees -------- $ TBD $______ Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $_________ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26JULY 10, 1996.. BORROWER: INTEGRATED SENSOR SOLUTIONS, INC. /s/ XXXXX XXXXXXXXXXX --------------------------------------- Authorized Officer ------------------------------------------------------------------------------- AGREEMENT TO PROVIDE INSURANCE GRANTOR: INTEGRATED SENSOR SOLUTIONS, INC. BANK: Silicon Valley Bank ------------------------------------------------------------------------------- INSURANCE REQUIREMENTS. Integrated Silicon Solutions, Inc. ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands Boxxxxxx xnderstands that no loan proceeds will be disbursed until all of Bank's Lexxxx'x conditions for making the loan have been satisfied. Please disburse the loan proceeds of $6,000,000.00 as follows: Bridge Loan ------------ Amount paid to Borrower directlyUndisbursed Funds: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- 6,000,000.00 Note Principal: $6,000,000.00 CHARGES PAID IN CASH. Borrower has Boxxxxxx xas paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other 15,000.00 $15,000.00 LOAN FEES Total Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $15,000.00 TAX IDENTIFICATION CERTIFICATION. The Tax Identification Number for R.X. XXXXXXXX, INC. is 68-0000000. I certify under penalties of perjury the above tax identification information is correct. PAYMENT BY AUTOMATIC PAYMENTSDEDUCTION. Borrower hereby authorizes Bank Lender to automatically to deduct the amount of all principal and/or interest payments on this Note from Borrower's account numbered _____________the amount of any loan paymentnumber 8110-012690 with Lender or such other account as Borrower may designate in writing. If the there are insufficient funds in the account are insufficient to cover pay the automatic deduction in full, Lender may allow the account to become overdrawn, or Lender may reverse the automatic deduction. Borrower will pay all fees on the account which result from the automatic deductions, including any overdraft/NSF charges. If for any reason Lexxxx xoes not charge the account for a payment, Bank shall not be obligated or if an automatic payment is reversed, the payment is still due according to advance funds this Note. If the account is a Money Market Account, the number of withdrawals from that account is limited as set out in the account agreement. Lender may cancel the automatic deduction at any time in its discretion. COMMERCIAL SWEEP ACCOUNT LINE OF CREDIT ADDENDUM. An exhibit, titled "COMMERCIAL SWEEP ACCOUNT LINE OF CREDIT ADDENDUM," is attached to cover this Agreement and by this reference is made a part of this Agreement just as if all the paymentprovisions, terms and conditions of the Exhibit had been fully set forth in this Agreement. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS BOXXXXXX XEPRESENTS AND WARRANTS TO BANK LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANKLEXXXX. THIS AUTHORIZATION IS DATED AS OF JUNE 26APRIL 1, 1996.1997. BORROWER: R. X. XXXXXXXX, INC. By: //s// Laxx Xxxxxxxx By: //s// Roxxxx X. Xxxxx XITLE VP Operations TITLE CFO 11 ALTERNATIVE RATE OPTIONS PROMISSORY NOTE (PRIME RATE, IBOR) $ 6,000,000.00 Date: APRIL 1, 1997

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Equipment Line -------------- Amount paid to Borrower directly: directly $750,000 _____ Undisbursed Funds $ ---------- $_____ Principal $ ---------- $_____ CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 _____ $2.500 Loan Fee $ ------ N/A Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD $_____ $_____ UCC Search Fees -------- $ TBD $_____ UCC Filing Fees -------- $ TBD N/A Patent Filing Fees -------- $ TBD N/A Trademark Filing Fees -------- $ TBD N/A Copyright Filing Fees -------- $ TBD $_____ Outside Counsel Fees and Expenses (EstimateESTIMATE, DO NOT LEAVE BLANK) -------- Total Charges Paid in Cash $ ---------- $_____ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ________________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26_____________, 199619__.

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Line Equipment Line Amount paid to Borrower directly: $ ____ $750,000 __________ Undisbursed Funds $ ---------- ____ $__________ Principal $ ---------- ____ $__________ CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 ____ $10,0000 Loan Fee $ TBD Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $____ $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $_____ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 2619, 1996.1997. BORROWER: INNERDYNE, INC. _____________________________________ Authorized Officer ------------------------------------------------------------------------------- AGREEMENT TO PROVIDE INSURANCE GRANTOR: InnerDyne, Inc. BANK: Silicon Valley Bank ------------------------------------------------------------------------------- INSURANCE REQUIREMENTS. InnerDyne, Inc. ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bankxxx xx Lender's conditions for making the loan have been satisfied. Please disburse Plxxxx xisburse the loan proceeds of $1,000,000.00 as follows: Bridge Loan ------------ Amount paid to Borrower directlyUNDISBURSED FUNDS: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- CHARGES 794,641.28 AMOUNT PAID IN CASH. Borrower has paid or will pay in cash as agreed the following chargesON BORROWER S ACCOUNT: Prepaid Finance Charges Paid in Cash$205,358.72 $205,358.72 Payment on Loan # 630062 LOAN BALANCE ------------- NOTE PRINCIPAL: $ ---------- $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- 1,000,000.00 AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank Lender automatically to deduct from Borrower's account account, numbered _____________00000004, the amount of any loan payment. If the funds in the account are insufficient accouxx xxx xnsufficient to cover any payment, Bank . Lender shall not be obligated to advance funds to cover the paymentpayment At any time and for any reason Borrower or Lender may voluntarily terminate Automatic Payments. FINANCIAL CONDITION. , BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK LENDER THAT THE INFORMATION PROVIDED PXXXXXXX ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANKLENDER. THIS AUTHORIZATION IS DATED MARCH 31, 2005. GRANTOR: IROXXXXX PERFORMANCE WEAR CORPORATION /s/ Eduard A. Jaeger BY: -------------------------------------- EDXXXX X. XXXXXX, PRESIDENT & CEO OF IRONCLAD PERFORMANCE WEAR XXXXXXXXXXX BY SIGNING THIS DOCUMENT EACH PARTY REPRESENTS AND AGREES THAT: (A) THE WRITTEN LOAN AGREEMENT REPRESENTS THE FINAL AGREEMENT BETWEEN THE PARTIES, (B) THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES, AND (C) THE WRITTEN LOAN AGREEMENT MAY NOT BE CONTRADICTED BY EVIDENCE OF ANY PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OR UNDERSTANDINGS OF THE PARTIES. AS OF JUNE 26USED IN THIS NOTICE, 1996.THE FOLLOWING TERMS HAVE THE FOLLOWING MEANINGS:

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ TERM LOAN --------- Amount paid to Borrower directly: $750,000 $ -------- Undisbursed Funds $ ---------- -------- Principal $ ---------- -------- CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- SILICON VALLEY BANK LOAN FEE: $10,000 38,000 plus one-half of .75% of Advances available under the Second Term Loan Fee $ Accounts Receivable Audit Fee -------- Facility Other Charges Paid in Cash: $ ---------- -------- $ TBD 100 UCC Search Fees -------- $ TBD 100 UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- -------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26APRIL 30, 19961998.

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Line Amount paid to Borrower directly: $750,000 $ Undisbursed Funds $ ---------- Principal $ ---------- CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 27,500 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ $TBD Outside Counsel Fees and Expenses (Estimate) -------- $TBD UCC Search Fee $TBD UCC Filing Fee Total Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26APRIL 30, 19961997. BORROWER: CENTIGRAM COMMUNICATIONS CORPORATION Authorized Officer CORPORATE RESOLUTIONS TO BORROW Borrower: CENTIGRAM COMMUNICATIONS CORPORATION I, the undersigned Secretary or Assistant Secretary of Centigram Communications Corporation (the "Corporation"), HEREBY CERTIFY that the Corporation is organized and existing under and by virtue of the laws of the State of Delaware. I FURTHER CERTIFY that attached hereto as Attachments 1 and 2 are true and complete copies of the Certificate of Incorporation and Bylaws of the Corporation, each of which is in full force and effect on the date hereof.

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Equipment Line -------------- Amount paid to Borrower directly: directly $750,000 _____ Undisbursed Funds $ ---------- $_____ Principal $ ---------- $_____ CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 _____ $2,500 Loan Fee $ N/A Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD $_____ $_____ UCC Search Fees -------- $ TBD $_____ UCC Filing Fees -------- $ TBD N/A Patent Filing Fees -------- $ TBD N/A Trademark Filing Fees -------- $ TBD N/A Copyright Filing Fees -------- $ TBD $_____ Outside Counsel Fees and Expenses (EstimateESTIMATE, DO NOT LEAVE BLANK) -------- Total Charges Paid in Cash $ ---------- $_____ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _________________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26_______________________, 1996.19___. BORROWER: ___________________________________ Authorized Officer AGREEMENT TO PROVIDE INSURANCE Grantor: FaxSav Incorporated Bank: Silicon Valley Bank INSURANCE REQUIREMENTS. FaxSav Incorporated ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of BankLender's conditions for making the loan have been satisfied. Please disburse the loan proceeds of $4,500,000.00 as follows: Bridge Loan ------------ Amount paid to Borrower directlyAMOUNT PAID TO OTHERS ON BORROWERS BEHALF: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- CHARGES 4,500,000.00 $4,500,000.00 to EXTEND 505-7979623550-42 ------------- NOTE PRINCIPAL: $4,500,000.00 CHANGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in CashPREPAID FINANCE CHARGES PAID IN CASH: $ $23,000.00 $23,000.00 LOAN FEE ---------- TOTAL CHARGES PAID IN CASH: $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. 23,000.00 FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANKLENDER. THIS AUTHORIZATION IS DATED AS OF JUNE 26AUGUST 15, 19961995. BORROWER: SCIENTIFIC SOFTWARE - INTERCOMP, INC., A COLORADO CORPORATION BY: --------------------------------- RONAXX X. XXXXXXX, XXCRETARY ================================================================================ Variable Rate. Line of Credit 4 AMENDMENT TO BUSINESS LOAN AGREEMENT BUSINESS LOAN AGREEMENT dated September 10, 1994 between SCIENTIFIC SOFTWARE-INTERCOMP, INC., A COLORADO CORPORATION ("Borrower") and BANK ONE, BOULDER, N.A., now known as BANK ONE, COLORADO, N.A., ("Lender"), is herewith amended as follows:

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of BankLender's conditions for making the loan have been satisfied. Please disburse the loan proceeds of $500,000.00 as follows: Bridge Loan ------------ Amount paid to Borrower directlyAMOUNT PAID TO BORROWER DIRECTLY: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- 500,000.00 $500,000.00 Deposited to Account # . -------------- NOTE PRINCIPAL: $500,000.00 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in CashPREPAID FINANCE CHARGES PAID IN CASH: $ ---------- $10,000 Loan 0.00 OTHER CHARGES PAID IN CASH: $5,794.50 $5,000.00 Application Fee $ Accounts Receivable Audit $32.00 Flood Certification Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD $150.00 UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses Fee (Estimateest.) -------- Total Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. $70.00 Tax Services Contract $542.50 Attorney Fee -------------- TOTAL CHARGES PAID IN CASH: $5,794.50 FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANKLENDER. THIS AUTHORIZATION IS DATED OCTOBER 23, 1998. BORROWER: XXXX-SON GAMING SUPPLIES, INC. BY: /s/ Xxxx X. Xxxx ----------------------------- XXXX X. XXXX, EXECUTIVE VICE PRESIDENT/COO/SECRETARY/DIRECTOR ============================================================================= [NEVADA TITLE COMPANY LETTERHEAD] ESCROW DISCLAIMER ================= TO: NEVADA TITLE COMPANY RE: 98-10-1654 SBD DATE: NOVEMBER 2, 1998 The undersigned parties acknowledge that the Escrow Agent's function is to be a disinterested third party, taking mutual instructions from the parties to a transaction for preparation of documentation to complete the principals' prior agreements. The Escrow Agent is NOT AN ATTORNEY and CANNOT ADVISE the parties as to any legal business, regulations, disclosure requirements, or tax consequences of any provisions or instrument set forth or prepared in connection with this transaction. The undersigned have read and understand each document to which we have affixed our signature and have authorized and instructed Escrow Agent in the manner in which any blanks remaining in said forms are to be completed. With regard to any questions we may have had pertaining to the Escrow Instructions, the Escrow Agent's role or participation in this escrow, or to the role of the Real Estate Broker, if any, we have received sufficient explanation. We understand that the subject escrow shall close in accordance with the matters set forth on the documents we have executed. With regard to any questions we may have had pertaining to the new loan being obtained, if any, we have been made aware that the loan documents were not generated by Nevada Title Company, and that we have received sufficient explanation from the lender providing said loan. DO NOT AFFIX YOUR SIGNATURES BELOW UNTIL YOU HAVE READ AND AGREED WITH THE MATTERS SET FORTH ABOVE. SHOULD YOU STILL HAVE QUESTIONS WITH REGARD TO THE ABOVE, YOU ARE ADVISED TO SEEK THE ADVICE OF AN INDEPENDENT LEGAL COUNSEL. SELLERS BUYERS XXXX-SON GAMING SUPPLIES, INC. /s/ Xxxx X. Xxxx, C.O.O. ------------------------------ /s/ Xxxx X. Xxxxxx, C.F.O. ------------------------------ [NEVADA TITLE COMPANY LETTERHEAD] TO: NEVADA TITLE COMPANY RE: 98-10-1654 SBD DATE: NOVEMBER 2, 1998 COMPLIANCE AGREEMENT In the event a post-closing or post-disbursement adjustment is necessary by an entity involved with this escrow transaction, the undersigned authorizes Nevada Title Company to, if immediate action be necessary, advance funds on their behalf to effect an accurate closing settlement. The undersigned, upon notification, and the opportunity to investigate such advances, agrees to fully cooperate and pay to Nevada Title Company any and all funds so advanced on their behalf. DEMAND STATEMENTS, FEES, RECONVEYANCE FEES Escrow Agent is directed to file the necessary Trust Deeds and other instruments and pay any encumbrance which a title search reveals against the subject property, except as set forth herein. Nevada Title Company is authorized and directed to pay said encumbrances as directed by the lienholder thereof, acting solely upon the written direction of such lienholder, and it is expressly understood and agreed that Nevada Title Company assumes no liability for the accuracy of any such statement or direction. NOTWITHSTANDING ANY PROVISION IN THE TRUST DEEDS BEING PAID OFF THROUGH THIS TRANSACTION, NEVADA TITLE COMPANY SHALL CHARGE A TRUSTEE FEE AS MAY BE REQUIRED TO RECONVEY THE TRUST DEED OF JUNE 26RECORD. Escrow Agent is expressly authorized to charge to the account of the party obligated to pay same, 1996any charge or expense incurred in connection with this transaction or the terms thereof. Escrow Agent is further directed and authorized to reimburse itself for any charges which it may incur during this escrow by charging such amount to the party obligated to pay same. BORROWERS XXXX-SON GAMING SUPPLIES, INC. /s/ Xxxx X. Xxxx, C.O.O. ------------------------------ /s/ Xxxx X. Xxxxxx, C.F.O. ------------------------------ PROMISSORY NOTE ================================================================== Borrower: Xxxx-Son Gaming Supplies, Inc. Lender: Norwest Bank of Nevada, National Association (TIN: 00-0000000) Las Vegas Business Banking, Market 1 0000 Xxxxxxxxxx Xxxx 0000 Xxxx Xxxxxx Xxxxxx Xxx Xxxxx, XX 00000-0000 Div. 100 Xxx Xxxxx, XX 00000 ================================================================== Principal Amount: $1,000,000.00 Initial Rate: 9.750% Date of Agreement: October 23, 1998 PROMISE TO PAY. Xxxx-Son Gaming Supplies, Inc. ("Borrower") promises to pay to Norwest Bank Nevada, National Association ("Lender"), or order, in lawful money of the United States of America, the principal amount of Five Hundred Thousand & 00/100 Dollars ($500,000.00), together with interest on the unpaid principal balance from October 23, 1998, until paid in full.

Disbursement Instructions. Borrower Xxxxxxxx understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Amount paid to Borrower directly: $750,000 ______ Undisbursed Funds $ ---------- $______ Principal $ ---------- $______ CHARGES PAID IN CASH. Borrower Xxxxxxxx has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 ______ $______ Loan Fee $ $______ Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD $______ $______ UCC Search Fees -------- $ TBD $______ UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- $______ PATENT FILING FEES $______ TRADEMARK FILING FEES $______ COPYRIGHT FILING FEES $______ OUTSIDE COUNSEL FEES AND EXPENSES [ESTIMATE, DO NOT LEAVE BLANK] Total Charges Paid in Cash $ ---------- $______ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from BorrowerXxxxxxxx's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER XXXXXXXX REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26________________, 199619___. BORROWER: By:____________________________________ Authorized Officer 40 Mrs. Xxxxx Xxxx Xxx Xxxxxxxxxx, Esq. Solectron Corporation 000 Xxxxxxxxx Xxxxx Xxxxxxxx, XX 00000 This Loan Modification Agreement is entered into as of June 10, 1999, by and between Harmonic, Inc. (formerly known as Harmonic Lightwaves, Inc.) ("Borrower") and Silicon Valley Bank ("Bank").

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of BankLender's conditions for making the loan have been satisfied. Please disburse the loan proceeds of $3,000,000.00 as follows: Bridge Loan ------------ Amount paid to Borrower directlyAMOUNT PAID TO BORROWER DIRECTLY: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- 3,000,000.00 $3,000,000.00 Deposited to Account #38-000-000* ------------- NOTE PRINCIPAL: $3,000,000.00 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid PREPAID FINANCE CHARGES PAID IN CASH: $250.000 Documentation Fee $250.00 ------------- TOTAL CHARGES PAID IN CASH: $250.00 INTERNATIONAL SUB-LIMITS. Subject to conditions and limitations as specified in Cash: $ ---------- $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees the Credit Agreement dated March 27, 2000, as it may be revised from time to time. Proceeds are to be available and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- applied as required for international transactions. DISBURSEMENT PROVISION. *or by Cashier's Check or by wire transfer when advances are requested. AUTOMATIC PAYMENTSPAYMENT. Borrower hereby authorizes Bank Lender automatically to deduct from Borrower's account numbered _____________the 38-000-000 xxx amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank Lender shall not be obligated to advance funds to cover the payment. , FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANKLENDER. THIS AUTHORIZATION IS DATED AS MARCH 27, 2000. BORROWER: WEBSIDESTORY, INC. By: /s/ John Xxxxxxxx By: /s/ Michxxx Xxxxxxxxx --------------------------------- ---------------------------------- JOHN XXXXXXXX, XXESIDENT/CEO MICHXXX XXXXXXXXX, XXP ================================================================================ STATE OF JUNE 26CALIFORNIA UNIFORM COMMERCIAL CODE - FINANCING STATEMENT CHANGE - FORM UCC-2 ---------------------------------------------------------------------------------------------------------------------------- This STATEMENT is presented for filing pursuant to the CALIFORNIA Uniform Commercial Code ---------------------------------------------------------------------------------------------------------------------------- 1. FILE NO. OF ORIG. 1A. DATE OF FILING OF ORIG. 1B. DATE OF ORIG. 1C. PLACE OF FILING ORIG. FINANCING STATEMENT FINANCING STATEMENT FINANCING STATEMENT FINANCING STATEMENT 9924560816 8-23-99 SACRAMENTO ---------------------------------------------------------------------------------------------------------------------------- 2. DEBTOR (LAST NAME FIRST) 2A. SOCIAL SECURITY NO., 1996FEDERAL TAX NO. WEBSIDESTORY, INC., A CALIFORNIA CORPORATION 33-0000000 ---------------------------------------------------------------------------------------------------------------------------- 2B. MAILXXX XXXXXXX 0X. XXXX, XXXXX 0X. XXX XXXE 6450 XXXX XXXX., SUITE E205 SAN DIEGO, CA. 92121 ---------------------------------------------------------------------------------------------------------------------------- 3. ADDITIONAL DEBTOR (IF ANY) (LAST NAME FIRST) 3A. SOCIAL SECURITY OR FEDERAL TAX NO. ---------------------------------------------------------------------------------------------------------------------------- 4. SECURED PARTY 4A. SOCIAL SECURITY NO., FEDERAL TAX NO. OR BANK TRANSIT AND A.B.A. NO. NAME IMPERIAL BANK 16-144/1222 MAILING ADDRESS 701 X XXXXXX, XXXXX 000 XXXX XXX XXXXX XXXXX XX ZIP CODE 92101-8120 ---------------------------------------------------------------------------------------------------------------------------- 5. ASSIGNEE OF SECURED PARTY (IF ANY) 5A. SOCIAL SECURITY NO., FEDERAL TAX NO. OR BANK TRANSIT AND A.B.A. NO. NAME MAILING ADDRESS

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Line Equipment Line Amount paid to Borrower directly: $750,000 $ $ -------- ------- Undisbursed Funds $ ---------- $ -------- ------- Principal $ ---------- $ -------- ------- CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- ----------- $10,000 Loan Fee $ Accounts Receivable Receivables Audit Fee -------- ----- Other Charges Paid in Cash: $ ---------- ----------- $ TBD UCC Search Fees -------- ----- $ TBD UCC Filing Fees -------- ----- $ TBD Patent Filing Fees -------- ----- $ TBD Trademark Filing Fees -------- ----- $ TBD Copyright Filing Fees -------- ----- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- ----- Total Charges Paid in Cash $ ---------- ----------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26DECEMBER 9, 1996.1998. BORROWER: E-Loan, Inc. ---------------------------- Authorized Officer 34 AGREEMENT TO PROVIDE INSURANCE GRANTOR: E-Loan, Inc. BANK: Silicon Valley Bank INSURANCE REQUIREMENTS. E-Loan, Inc. ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Line -------------- Amount paid to Borrower directly: $750,000 $ -------- Undisbursed Funds $ ---------- -------- Principal $ ---------- -------- CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 -------- $ Loan Fee -------- $ Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- -------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- [ESTIMATE, DO NOT LEAVE BLANK] Total Charges Paid in Cash $ ---------- -------- AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26OF_________________________ , 1996.200___. BORROWER: By:____________________________________ Authorized Officer AGREEMENT TO PROVIDE INSURANCE TO: SILICON VALLEY BANK FROM: IMANAGE, INC. ("Borrower")

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Amount paid to Borrower directly: $750,000 ______ Undisbursed Funds $ ---------- $______ Principal $ ---------- $______ CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 ______ $______ Loan Fee $ $______ Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD $______ $______ UCC Search Fees -------- $ TBD $______ UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- $______ PATENT FILING FEES $______ TRADEMARK FILING FEES $______ COPYRIGHT FILING FEES $______ OUTSIDE COUNSEL FEES AND EXPENSES [ESTIMATE, DO NOT LEAVE BLANK] Total Charges Paid in Cash $ ---------- $______ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26________________, 199619___. BORROWER: By:____________________________________ Authorized Officer 40 Mrs. Xxxxx Xxxx Xxx Xxxxxxxxxx, Esq. Solectron Corporation 000 Xxxxxxxxx Xxxxx Xxxxxxxx, XX 00000 This Loan Modification Agreement is entered into as of June 10, 1999, by and between Harmonic, Inc. (formerly known as Harmonic Lightwaves, Inc.) ("Borrower") and Silicon Valley Bank ("Bank").

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Amount paid to Borrower directly: $750,000 _________ Undisbursed Funds $ ---------- $_________ Principal $ ---------- $2,500,000 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 18,750 Initial Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ $TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- Cash: $___________ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26OCTOBER _______, 1996.1999. BORROWER: xXxxxxxx.xxx ______________________________________ Authorized Officer AGREEMENT TO PROVIDE INSURANCE Grantor: xXxxxxxx.xxx Bank: Silicon Valley Bank ================================================================================ INSURANCE REQUIREMENTS. xXxxxxxx.xxx ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Line -------------- Amount paid to Borrower directly: $750,000 $ --------- Undisbursed Funds $ ---------- --------- Principal $ ---------- $5,000,000 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 30,000 Loan Fee $ Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: ------ $ ---------- $ TBD 100 UCC Search Fees -------- $ TBD 100 UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- ------ Total Charges Paid in Cash $ ---------- ------ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26, 1996.19 . BORROWER: AG Associates, Inc. ----------------------------------------------------- Authorized Officer -------------------------------------------------------------------------------- 31 AGREEMENT TO PROVIDE INSURANCE GRANTOR: AG Associates, Inc. BANK: Silicon Valley Bank -------------------------------------------------------------------------------- INSURANCE REQUIREMENTS. AG Associates, Inc. ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of BankLender's conditions for making the loan have been satisfied. Please disburse the loan proceeds of $2,000,000.00 as follows: Bridge Loan ------------ Amount paid to Borrower directlyUndisbursed Funds: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- 993,493.50 Other Disbursements: $998,241.50 $998,241.50 TO RENEW NOTE 9001 Other Charges Financed: $265.00 $40.00 UCC Recording and Post Search $225.00 Documentation Fee Tool Financed Prepaid Finance Charges: $8,000.00 $8,000.00 RENEWAL FEE ------------- Note Principal: $2,000,000.00 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- 0.00 Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- $5,739.79 $5,739.79 interest as of August 7, 2002 ----------- Total Charges Paid in Cash $ ---------- AUTOMATIC PAYMENTSCash: $5,739.79 FINAL AGREEMENT. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________understands that the amount loan documents signed in connection with this loan are the final expression of the agreement between Lender and Borrower and may not be contradicted by evidence of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the paymentalleged oral agreement. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT AND THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL FINANCAIL STATEMENT TO BANKLENDER. THIS AUTHORIZATION IS DATED AS AUGUST 7, 2002. BORROWER: CATEGORY 5 TECHNOLOGIES, INC. By: ---------------------------------- PAUL S ANDERSON, CEO of CATEGORY 0 XXXXXXXXXXES, INC. NOTICE OF JUNE 26FINAL AGREEMENT Principal: $2,000,000.00 Loan Date: 08-07-2002 Maturity: 09-01-2003 Loan No.: 9001 Call/Coll: 2/7380 Account: 3147622 Officer: 54403 Initials: Xxxxrences in the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan or item. Any item above containing "***" has been omitted due to text length limitations. Borrower: CATEGORY 5 TECHNOLOGIES, 1996.INC. Lender: ZIONS FIRST NATIONAL BANK 2795 COTTONWOOD PARKWAY, SUITE 450 XXXX XXXX XXXXXXXXXX XXXXXXX XXXXXXXX XXXX LAKE CITY, UT 84121 00 XXXT SOUTH TEMPLE, SUITE 200 XXXX XXXX XXXX, XX 00000 XX XXXXXXX XXXX XXXXXXXX XXXX PARTY REPRESENTS AND AGREES THAT: (A) THE WRITTEN LOAN AGREEMENT REPRESENTS THE FINAL AGREEMENT BETWEEN THE PARTIES, (B) THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES, AND (C) THE WRITTEN LOAN AGREEMENT MAY NOT BE CONTRADICTED BY EVIDENCE OF ANY PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OR UNDERSTANDINGS OF THE PARTIES. As used in this Notice, the following terms have the following meanings:

Disbursement Instructions. Borrower understands Borxxxxx xxderstands that no loan proceeds will be disbursed until all of Bank's Lenxxx'x conditions for making the loan have been satisfied. Please disburse the loan proceeds of $500,000 as follows: Bridge Loan ------------ Amount paid to Borrower directlyUNDISBURSED FUNDS: $ 62,500.00 AMOUNT PAID ON BORROWER'S ACCOUNT: $750,000 Undisbursed Funds $ ---------- Principal $ ---------- 437,500.00 Payment on Loan #67/75 L/C $437,500.00 ----------- NOTE PRINCIPAL: $500,000.00 CHARGES PAID IN CASH. Borrower has Borxxxxx xxs paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in CashPREPAID FINANCE CHARGES PAID IN CASH: $ ---------- $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash1,300.00 $1,300.00 LOAN FEES --------- TOTAL CHARGES PAID IN CASH: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $1,300.00 PAYMENT BY AUTOMATIC PAYMENTSDEDUCTION. Borrower hereby authorizes Bank Lender to automatically to deduct the amount of all principal and/or interest payments on this Note from Borrower's account numbered _____________the amount of any loan paymentnumber 1-643-0112-0709 with Lender or such other account as Borrower may designate in writing. If the there are insufficient funds in the account are insufficient to cover pay the automatic deduction in full, Lender may allow the account to become overdrawn, or Lender may reverse the automatic deduction. Borrower will pay all fees on the account which result from the automatic deductions, including any overdraft/NSF charges. If for any reason Lenxxx xxes not charge the account for a payment, Bank shall not be obligated or if an automatic payment is reversed, the payment is still due according to advance funds to cover this Note. If the paymentaccount is a Money Market Account, the number of withdrawals from that account is limited as set out in the account agreement. Lender may cancel the automatic deduction at any time in its discretion. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS BORXXXXX XXPRESENTS AND WARRANTS TO BANK LENDER THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANKLENXXX. THIS XHIS AUTHORIZATION IS DATED AS OF JUNE 2622, 1996.2001. BORROWER CALIFORNIA BEACH RESTAURANTS, INC. BY: /s/ ALAX XXXXXXX -------------------------------- ALAX XXXXXXX, XRESIDENT =============================================================================== AGREEMENT TO PROVIDE INSURANCE --------------------------------------------------------------------------------------------------------- Principal Loan Date Maturity Loan No. Call Collateral Account Officer Initials 700,000.00 06-22-2001 09-15-2002 2789-34 070 1705522447 R-B83 /s/ [ILLEGIBLE] --------------------------------------------------------------------------------------------------------- References in the shaded area are for Lender's use only and do not limit the applicability of this document to any particular loan or item. BORROWER: CALIFORNIA BEACH RESTAURANTS, INC. LENDER: U.S. BANK NATIONAL ASSOCIATION 17300 XXXXXX XXXXXXXXX, XXXXX 000 00000 XXXXXXX XXXXXXXXX XXXXXXX XXXXXXXXX, XX 00000 XXXXXX, XX 00000 XRANTOR: CALIFORNIA BEACH RESTAURANTS, INC. AND SEA VIEW RESTAURANTS, INC. 17300 XXXXXX XXXXXXXXX, XXXXX 000 XXXXXXX XXLISADES, CA 90272 ========================================================================================================= INSURANCE REQUIREMENTS. We, CALIFORNIA BEACH RESTAURANTS, INC. and SEA VIEW RESTAURANTS, INC. ("Grantor), understand that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to CALIFORNIA BEACH RESTAURANTS, INC. ("Borrower") by Lenxxx. Xhese requirements are set forth in the security documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Equipment Line -------------- Amount paid to Borrower directly: $750,000 $ 0 Undisbursed Funds $ ---------- $8,000,000 Principal $ ---------- $8,000,000 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- (only for initial disbursement) $10,000 Loan Fee $ Accounts Receivable Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD 100 UCC Search Fees -------- $ TBD 100 UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD 5,000 Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- 15,200 AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26September 30, 1996.1997. BORROWER: AT HOME CORPORATION /s/ Xxxxxx X. Xxxxxx __________________________________ Authorized Officer -------------------------------------------------------------------------------- AGREEMENT TO PROVIDE INSURANCE GRANTOR: At Home Corporation BANK: Silicon Valley Bank --------------------------------------------------------------------------------

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Term Loan ------------ --------- Amount paid to Borrower directly: $750,000 __________ Undisbursed Funds $ ---------- $__________ Principal $ ---------- $__________ CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- --------------------- $10,000 25,000 Loan Fee $ Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD UCC Search Fees -------- $ TBD UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $__________ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered _____________the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26__________, 1996.1999. iPhysician Net Inc. --------------------------------------------- Authorized Officer --------------------------------------------- 28 AGREEMENT TO PROVIDE INSURANCE Grantor: iPhysician Net Inc. Bank: Far East National Bank -------------------------------------------------------------------------------- INSURANCE REQUIREMENTS. The undersigned ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands Borrowers understand that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Loan ------------ Revolving Equipment Manteca Refinance Line Facility Facility Facility --------- --------- --------- --------- Amount paid to Borrower Borrowers directly: $750,000 ______ $______ $______ $______ Undisbursed Funds $ ---------- $______ $______ $______ $______ Principal $ ---------- $______ $______ $______ $______ CHARGES PAID IN CASH. Borrower has Borrowers have paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 106,500 Loan Fee $ 2,250 Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- 8,500 Collateral Appraisals ($10,000 already received on $18,500 xxxx) $ TBD 300 UCC Search Fees -------- $ TBD 200 UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD $_______ Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $________ AUTOMATIC PAYMENTS. Cash Borrower hereby authorizes Bank automatically to deduct from such Borrower's account numbered _____________8501-092236 the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, EACH BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT IN ALL MATERIAL RESPECTS AND THAT THERE HAS BEEN NO MATERIAL ADVERSE CHANGE IN SUCH BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN SUCH BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26____________________, 1996.19____. BORROWER: ISE Labs, Inc. for itself and as Agent for ISE Technology, Inc. and Digital Testing Services, Inc. ____________________________________________________________ Authorized Officer ================================================================================ AGREEMENT TO PROVIDE INSURANCE GRANTORS: ISE Labs, Inc. BANK: Comerica Bank-California ISE Technology, Inc. Digital Testing Services, Inc. ================================================================================ INSURANCE REQUIREMENTS. ISE Labs, Inc., ISE Technology, Inc. and Digital Testing Services, Inc. ("Grantors") understand that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantors by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):

Disbursement Instructions. Borrower understands that no loan proceeds will be disbursed until all of Bank's conditions for making the loan have been satisfied. Please disburse the loan proceeds as follows: Bridge Revolving Line Equipment Loan ------------ Non-Formula -------------- -------------- ----------- Amount paid to Borrower directly: $750,000 ___________ $___________ $___________ Undisbursed Funds $ ---------- $___________ $___________ $___________ Principal $ ---------- $4,000,000 $1,500,000 $1,000,000 CHARGES PAID IN CASH. Borrower has paid or will pay in cash as agreed the following charges: Prepaid Finance Charges Paid in Cash: $ ---------- $10,000 5,000 Loan Fee $ $_____ Accounts Receivable Receivables Audit Fee -------- Other Charges Paid in Cash: $ ---------- $ TBD $_____ UCC Search Fees -------- $ TBD $_____ UCC Filing Fees -------- $ TBD Patent Filing Fees -------- $ TBD Trademark Filing Fees -------- $ TBD Copyright Filing Fees -------- $ TBD $_____ Outside Counsel Fees and Expenses (Estimate) -------- Total Charges Paid in Cash $ ---------- $_____ AUTOMATIC PAYMENTS. Borrower hereby authorizes Bank automatically to deduct from Borrower's account numbered ______________ the amount of any loan payment. If the funds in the account are insufficient to cover any payment, Bank shall not be obligated to advance funds to cover the payment. FINANCIAL CONDITION. BY SIGNING THIS AUTHORIZATION, BORROWER REPRESENTS AND WARRANTS TO BANK THAT THE INFORMATION PROVIDED ABOVE IS TRUE AND CORRECT AND THAT THERE HAS BEEN NO ADVERSE CHANGE IN BORROWER'S FINANCIAL CONDITION AS DISCLOSED IN BORROWER'S MOST RECENT FINANCIAL STATEMENT TO BANK. THIS AUTHORIZATION IS DATED AS OF JUNE 26_____________, 1996.1998. BORROWER: MARIMBA, INC. ------------------------------- Authorized Officer 34 -------------------------------------------------------------------------------- AGREEMENT TO PROVIDE INSURANCE GRANTOR: Marimba, Inc. BANK: Silicon Valley Bank -------------------------------------------------------------------------------- INSURANCE REQUIREMENTS. Marimba, Inc. ("Grantor") understands that insurance coverage is required in connection with the extending of a loan or the providing of other financial accommodations to Grantor by Bank. These requirements are set forth in the Loan Documents. The following minimum insurance coverages must be provided on the following described collateral (the "Collateral"):