ENTIRE CONTRACT; CHANGES. This policy, the Application of the Group, and the individual applications, if any, of the Members shall constitute the entire contract between the parties, and all statements made by the Group, or by Members shall, in the absence of fraud, be deemed representations and not warranties, and no such statement shall be used in defense to a claim under the Policy, unless it is contained in a written application. No change in this policy shall be valid unless approved by an executive officer of the Insurance Company and unless such approval be endorsed hereon or attached hereto. No agent has authority to change this Policy or to waive any of its provisions. This policy is not in lieu of and does not affect any requirement for coverage by workers' compensation insurance.
Appears in 5 contracts
Samples: Group Agreement, Group Agreement, Group Agreement
