et seq. Effecxxxe Xxx 04, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. 27, 2003- July 5, 2004 -------------------------------- --------------------------------------------------------------------
Appears in 2 contracts
Samples: Pooling and Servicing Agreement (Cwalt Inc), Pooling and Servicing Agreement (Cwalt Inc)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- Consumer Credit Code (codified in various sections Oklahoma of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- South Carolina High Cost and Consumer Home Loans South Carolina Act, S.C. Code AnnXxx. ss.ssxx.xx. 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code AnnXxx. ss.ssxx.xx. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- --------------------------------------------------------------------------------------------- Standard & Poor's Covered High-Cost Loan Categorization ----------------------------------------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code AnnXxx. ss.ssxx.xx. 7-6A-1 March 6, 2003) et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seq. Effectivx Xxx. Effective Nov. 27, 2003- 2003-July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------------ ----------------------------------------------------
Appears in 1 contract
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 various sections of Oklahoma Title 14A). ) Mortgage Effective July 1, 2000; amended effective Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx -------------------------------------------------------------------------------- Effective for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential West Virginia Mortgage Lender, Broker and West Virginia Mortgage Loan Act Servicer Act, W. Va. Code AnnXxx. ss.ssLoan xx.xx. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction --------------------------------------------- -------------------------------------------------------------------------------- Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date -------------------------------- -------------------------------------------------------------------- Predatory Lending Law -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Covered Loan - Mar. 6, 2003) Code AnnXxx. ss.ssxx.xx. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Covered Home Loan Security Act of 2002, N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ----------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2007-Oa3)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code AnnXxx. ss.ssxx.xx. Act Loan 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard ---------------------------------------------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- POOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date -------------------------------- -------------------------------------------------------------------- Anti-Predatory Lending Law ---- -------------------------- ---------------------------------------------------------------------------------------------------------------------------------- Georgia Fair Lending Act(Oct. 1, Ga. 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code AnnXxx. ss.ssxx.xx. Covered Loan 2003) 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seq. Effectivx Xxx. Effective December 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (NAAC Alternative Loan Trust, Series 2004-Ar4)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Category under Applicable ------------------ ------------------------------------------------- ------------------------- Anti-Predatory Lending Law -------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ Georgia Fair Lending Act(Oct. 1, Ga. 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code AnnCovered Loan 2003) Xxx. ss.ssxx.xx. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------ ----------------------------------------------------- ------------------------------ Standard & Poor's Home Loan Categorization ------------------------------------------ -----------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-13t1)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 various sections of Oklahoma Title 14A). ) Mortgage Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage West Virginia Lender, Broker and West Virginia Servicer Act, W. Mortgage Loan Act Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Lxxx Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- -------------------------------------------------------------------------------- Category under -------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Applicable ------------------ ------------------------------ ---------- Law/Effective Date -------------------------------- -------------------------------------------------------------------- Anti-Predatory ------------------ -------------- Lending Law ----------- -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Code Xx. Xxxx Xxxxxxx Xxxx - Xxx. 0, 0003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. November 27, 2003- 2003 - July 5, 2004 -------------------------------- ---------------------------------------------------------------------------------------------------------------------------------------------------- Standard & Poor's Home Loan Categorization ------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-7cb)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. Act Loan 31-17-1 et seq. Effecxxxe Effective June 5, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered High Cost Loan Categorization ----------------------------------------------------------------------------------------------------- ----------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Category under -------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Date Predatory Lending Law ------------------ --------------------- ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 6, Georgia Fair Lending Act, Ga. Code AnnXxxx Xxx. ss.ssxx.xx. Xxxxxxx Xxxx 2003) 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------ ------------------------------------------------- --------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (CHL Mortgage Pass-Through Trust 2007-J1)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections of Oklahoma Subsection 10 Mortgage Title 14A). ) Effective July 1, 2000; amended effective Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home Loans Act, High Cost Home Loan S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, Broker and West Virginia Mortgage Loan Act Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Xxan Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Category under Applicable Anti-Predatory Lending Law ----------------------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 6, Georgia Fair Lending Act, Ga. Code AnnXx. ss.ss. 7-6A-1 et Geoxxxa (Xxxx Xxx. xx.xx. 0-0X-0 xx Xovered Xxxn 0000) seq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Covered Home Loan Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oa16)
et seq. Effecxxxe Xxx 04Effective March 22, 2002 2001 and amended from time to time ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A)---------------------------------- ------------------------------------------------- -------------------------------- Nevada Assembly Bill No. Effective July 1284, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code AnnNev. Xxx. Stat. ss.ss. 37-23-10 Home Loan 598D.010 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. Effective October 1, 2004 2003 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, High Cost Home Loan N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective for loans closed on or after November 27, 2003- July 52003 ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. High Cost Home Xxxx 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- ------------------------------------------------------------------------------------------------------ ------------------------------------------------- -------------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home High Cost Home Loan Loans, N.C. Gen. Stat. ss.ss. 24-1.1E et seq. Effective August 1, 2000; amended October 1, 2003 (adding open-end lines of credit) ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- --------------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RFMSI Series 2006-S8 Trust)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- Consumer Credit Code (codified in various sections Oklahoma of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- South Carolina High Cost and Consumer Home Loans South Carolina Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia and Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- ---------------------------------------- ---------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 March 0, 2000) et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Nov. 27, 2003- 2003-July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------------ ----------------------------------------------------
Appears in 1 contract
et seq. Effecxxxe Xxx 04Effective May 24, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code AnnXxx. ss.ssAct Loan xx.xx. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Category under State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Applicable Anti- Law/Effective Date Predatory Lending Law ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act(Oct. 1, Ga. 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code AnnXxx. ss.ssxx.xx. Covered Loan 2003) 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------ ------------------------------------------------- --------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-27cb)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code AnnXxx. ss.ssxx.xx. Act Loan 31-17-1 et seqET SEQ. Effecxxxe Effective June 5, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's POOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- NAME OF ANTI-PREDATORY CATEGORY UNDER APPLICABLE STATE/JURISDICTION LENDING LAW/EFFECTIVE DATE ANTI-PREDATORY LENDING LAW ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss2003) xx.xx. 7-6A-1 et Geoxxxa (XxxET SEQ. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- P-25 ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seqET SEQ. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- --------------------------------------------------------------------STANDARD & POOR'S HOME LOAN CATEGORIZATION ---------------------------------------------
Appears in 1 contract
et seq. Effecxxxe Effectivx Xxx 0424, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx ) Efxxxtixx xxr loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ssAct Loan ss.sx. 31-17-1 et seq. Effecxxxe June Effectivx Xxxe 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction --------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Category under Applicable Anti- Name of Anti-Predatory Lending Predatory Lending State/Jurisdiction Law/Effective Date -------------------------------- -------------------------------------------------------------------- Law ---------------------------------- ----------------------------------------------------- ----------------------------- Georgia (Oct. 1, 2002 - Mar. 6, Georgia Fair Lending Act, Ga. Code Covered Xxxx 0000) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effexxxve Xxxxber 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Jersey New Jersey Home Ownership Security Act of Covered Home Loan 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effectixx Xxvember 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------ ----------------------------------------------------- ------------------------------ Standard & Poor's Home Loan Categorization ------------------------------------------ ---------------------------------- ----------------------------------------------------- -----------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-21cb)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------- ------------------------------------ -------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 various sections of Oklahoma Title 14A). ) Mortgage Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ----------------------- ------------------------------------ -------------------- West Virginia West Virginia Residential Mortgage West Virginia Lender, Broker and West Virginia Servicer Act, W. Mortgage Loan Act Va. Code AnnXxx. ss.ssxx.xx. 31-17-1 et Loan seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ----------------------- ------------------------------------ -------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- ----------------------- ------------------------------------ -------------------- Category under -------------- Applicable ---------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Anti-Predatory ------------------ ------------------------------ -------------- Law/Effective Date -------------------------------- -------------------------------------------------------------------- Lending Law ------------------ ----------- ----------------------- ------------------------------------ -------------------- Georgia Fair Lending Act(Oct. 1, Ga. 0000 Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code AnnCovered Loan - Mar. 6, 2003) Xxx. ss.ssxx.xx. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ----------------------- ------------------------------------ -------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------- ------------------------------------ -------------------- Standard & Poor's Home Loan Categorization ------------------------------------------ ----------------------- ------------------------------------ --------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-J2)
et seq. Effecxxxe Xxx 04Effective March 22, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A)2001 and amended from time to time ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Nevada Assembly Bill No. Effective July 1284, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Nev. Rev. Stat. Home Loans Act, S.C. Code Ann. Loan ss.ss. 37-23-10 598D.010 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. Effexxxxx October 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act High Cost Home Loan of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective for loans closed on or after November 27, 2003- July 52003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Mexico Home Loan Protection Act, N.M. Rev. High Cost Home Loan Stat. ss.ss. 58-21A-1 et seq. Exxxxxive as of January 1, 2004; Revised as of February 26, 2004 -------------------------------- ------------------------------------------------------------------------------------------------ ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- North Carolina Restrictions and Limitations on High High Cost Home Loan Cost Home Loans, N.C. Gen. Stat. ss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- --------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RALI Series 2006-Qs18 Trust)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- Consumer Credit Code (codified in various sections Oklahoma of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- South Carolina High Cost and Consumer Home Loans South Carolina Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx Effecxxxe for loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 March 0, 2000) et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------------------- ---------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective Nov. 27, 2003- 2003-July 5, 2004 -------------------------------- -----------------------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
et seq. Effecxxxe Xxx 04, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Q-2 Standard & Poor's Covered High Cost Loan Categorization ----------------------------------------------------------------------------------------------------- ----------------------------------------------- -------------------------------------------------------------------------------- Category under -------------- Applicable ---------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Anti-Predatory ------------------ ------------------------------ -------------- Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending ActLaw ------------------ ----------- -------------------------------------------------------------------------------- Effective March 22, Ga. Code Ann2001 and amended from time to time -------------------------------------------------------------------------------- Nevada Assembly Bill No. ss.ss284, Nev. Rev. Home Loan Stat. 7-6A-1 xx.ss. 598D.010 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. October 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- 2000 -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security High Cost Home Loan Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effxxxxxe for loans closed on or after November 27, 2003- July 52003 -------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. High Cost Home Loan Stat. ss.ss. 58-21A-1 et seq. Effective as of January 0, 0004; Revised as of February 26, 2004 -------------------------------- ---------------------------------------------------------------------------------------------------------------------------------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 -------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Loan High Cost Home Loans, N.C. Gen. Stat. ss.ss. 24-1.1E et seq.
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Morgan Stanley Mortgage Loan Trust 2006-3ar)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections of Oklahoma Subsection 10 Mortgage Title 14A). ) Effective July 1, 2000; amended effective Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home Loans Act, High Cost Home Loan S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, Broker and West Virginia Mortgage Loan Act Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Xxan Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under Applicable State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- ------------------------- ------------------ ------------------------------------------------- Anti-Predatory Lending Law -------------------------- ----------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Code Xx. Xxxx Covered Loan - Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-45t1)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- ------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 Mortgage various sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- ------------------------- West Virginia West Virginia Residential Mortgage West Virginia Mortgage Lender, Broker and West Virginia Servicer Act, W. Loan Act Loan Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- ----------------------------------------------------------------------------------------------- Category under State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Applicable Anti- Law/Effective Date -------------------------------- -------------------------------------------------------------------- Predatory Lending Law ---------------------------- ---------------------------------------- ------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- ------------------------- New Jersey New Jersey Home Ownership Security Act Covered Home Loan of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- -------------------------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2007-3t1)
et seq. Effecxxxe Xxx 04Effective May 00, 2002 -------------------------------- -------------------------------------------------------------------- 0002 --------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code Ann. Act Loan ss.ss. 31-17-1 et seqsxx. Effecxxxe Effective June 50, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- 0002 -------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- ----------------------------------------------------------------------------------------------------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable Date -------------------------------- -------------------------------------------------------------------- Anti-Predatory Lending Law ----------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. Georgia Fair Lending Act, Ga. Code Ann. ss.ss. Covered Loan 6, 2003) 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of Covered Home Loan 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2007-Oh1)
et seq. Effecxxxe Xxx 04Effective March 22, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A)2001 and amended from time to time ---------------------------- ---------------------------------------- --------------------------- ---------------------------- ---------------------------------------- --------------------------- Nevada Assembly Bill No. Effective July 1284, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Nev. Rev. Stat. Home Loans Act, S.C. Code Ann. Loan ss.ss. 37-23-10 598D.010 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. Effective Xxxxxer 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- --------------------------- ---------------------------- ---------------------------------------- --------------------------- New Jersey New Jersey Home Ownership Security High Cost Home Loan Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B- 22 et seq. Effectivx Xxx. Effective for loans closed on or after November 27, 2003- July 52003 ---------------------------- ---------------------------------------- --------------------------- ---------------------------- ---------------------------------------- --------------------------- New Mexico Home Loan Protection Act, N.M. Rev. High Cost Home Loan Stat. ss.ss. 58-21A-1 et seq. Effective xx xx January 1, 2004; Revised as of February 26, 2004 -------------------------------- ------------------------------------------------------------------------------------------------ ---------------------------------------- --------------------------- ---------------------------- ---------------------------------------- --------------------------- New York N.Y. Banking Law Article 6-1 High Cost Home Loan Effective for applications made on or after April 1, 2003 ---------------------------- ---------------------------------------- --------------------------- ---------------------------- ---------------------------------------- --------------------------- North Carolina Restrictions and Limitations on High High Cost Home Loan Cost Home Loans, N.C. Gen. Stat. ss.ss. 24-1.1E et seq.
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RALI Series 2006-Qs12 Trust)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code AnnXxx. ss.ssXX.XX. 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code AnnXxx. ss.ssXX.XX. Act Loan 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard ---------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction POOR'S COVERED LOAN CATEGORIZATION ---------------------------------------------------------------------------------------------------------------- Name of Anti-Predatory Category under Applicable State/Jurisdiction Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Anti-Predatory Lending Law ---------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. Georgia Fair Lending Act, Ga. Code AnnXxx. ss.ssXX.XX. Covered Loan 6, 2003) 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. 27, 2003- July 5, 2004 -------------------------------- --------------------------------------------------------------------.
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RAMP Series 2006-Sp1 Trust)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- 2000 -------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 various sections of Oklahoma Title 14A). ) Mortgage Effective July 1, 2000; amended effective Jan. for lxxxs xxxxx on or after January 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential West Virginia Mortgage Lender, Broker and West Virginia Mortgage Loan Act Servicer Act, W. Va. Code Loan Ann. ss.ss. ss.ss 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- 0002 -------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction --------------------------------------------- Category under Applicable Name of Anti-Predatory Lending Anti-Predatory State/Jurisdiction Law/Effective Date -------------------------------- -------------------------------------------------------------------- Lending Law -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Covered Loan - Mar. 6, 2003) Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1October 0, 2002-2000 - March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Covered Home Loan Security Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. 27Effective November 00, 2003- 0003 - July 5, 2004 -------------------------------- ----------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (CHL Mortgage Pass-Through Trust 2007-Hyb1)
et seq. Effecxxxe Xxx 04Effective March 22, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A)2001 and amended from time to time ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Nevada Assembly Bill No. Effective July 1284, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code AnnNev. Rev. Stat. Hoxx Xoan ss.ss. 37-23-10 598D.010 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. Effective October 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act High Cost Home Loan of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective for loans closed on or after November 27, 2003- July 52003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Mexico Home Loan Protection Act, N.M. Rev. High Cost Home Loan Stat. ss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 -------------------------------- ------------------------------------------------------------------------------------------------ ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- North Carolina Restrictions and Limitations on High High Cost Home Loan Cost Home Loans, N.C. Gen. Stat. ss.ss. 00-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- --------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RASC Series 2004-Ks9 Trust)
et seq. Effecxxxe Xxx 04, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code AnnXxx. ss.ssxx.xx. Act Loan 31-17-1 et seqET SEQ. Effecxxxe Effective June 5, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- StatePOOR'S COVERED LOAN CATEGORIZATION ---------------------------------- ------------------------------------------------- -------------------------------- STATE/jurisdiction Name of AntiJURISDICTION NAME OF ANTI-Predatory Lending LawPREDATORY LENDING LAW/Effective Date EFFECTIVE CATEGORY UNDER APPLICABLE DATE ANTI-PREDATORY LENDING LAW ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. Oct. 1, 2002 - seqMar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 ET SEQ. -- --- Effective Oct. October 1, 2002-2002 - March 6, 2003 March 6, 2003) ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seqET SEQ. Effectivx Xxx. -- --- Effective November 27, 2003- 2003 - July 5, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- --------------------------------------------------------------------STANDARD & POOR'S HOME LOAN CATEGORIZATION
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Arm Trust 2005-3)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 Mortgage various sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx --------------------------------------------------------------------------------------------------------------------- Effective for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage West Virginia Mortgage Lender, Broker and West Virginia Servicer Act, W. Loan Act Loan Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Category under -------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Date -------------------------------- -------------------------------------------------------------------- Predatory Lending Law ------------------ --------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B- 22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Standard & Poor's Home Loan Categorization ------------------------------------------ ---------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2005-38)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 various sections of Oklahoma Title 14A). ) Mortgage Effective July 1, 2000; amended effective Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- South Carolina South Carolina High Cost and High Cost Home Loan Consumer Home Loans Act, S.C. Code Ann. ss.ss. §§ 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential West Virginia Mortgage Lender, Broker and West Virginia Mortgage Loan Act Servicer Act, W. Va. Code Ann. ss.ss. §§ Loan 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Covered Loan - Mar. 6, 2003) Code Ann. ss.ss. §§ 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Covered Home Loan Security Act of 2002, N.J. Rev. Stat. ss.ss. §§ 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ---------------------------------------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) -------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home Loan Consumer Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 -------------------------------------------------------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF NOTES Notes
Appears in 1 contract
Samples: Mortgage Loan Purchase Agreement (MortgageIT Trust 2004-1)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina for xxxxx taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Broker and West Virginia Servicer Act, W. Va. Code Ann. Loan Act Loan ss.ss. 31-1700-1 et seq. Effecxxxe Effective June 50, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- 0002 --------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction --------------------------------------------------------------------------------------------------------------- Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date -------------------------------- -------------------------------------------------------------------- Predatory Lending Law --------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Ann. Covered Loan Mar. 6, 2003) ss.ss. 7-6A-1 0X-1 et Geoxxxa (Xxxseq. 1Effective Octobex 0, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effective Novxxxxx 27, 2003- 2003 - July 5, 2004 -------------------------------- -----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (Residential Asset Mortgage Products Inc)
et seq. Effecxxxe Xxx 04Effective March 22, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A)2001 and amended from time to time ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Nevada Assembly Bill No. Effective July 1284, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Nev. Rev. Xxat. Home Loans Act, S.C. Code Ann. Loan ss.ss. 37-23-10 598D.010 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. Effective October 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act High Cost Home Loan of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective for loans closed on or after November 27, 2003- July 52003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Mexico Home Loan Protection Act, N.M. Rev. High Cost Home Loan Stat. ss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 -------------------------------- ------------------------------------------------------------------------------------------------ ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- North Carolina Restrictions and Limitations on High High Cost Home Loan Cost Home Loans, N.C. Gen. Stat. ss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- --------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RFMSI Series 2006-S9 Trust)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------------------------ Consumer Credit Code (codified in various sections Oklahoma of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------------------------ South Carolina High Cost and Consumer Home Loans South Carolina Act, S.C. Code AnnXxx. ss.ssxx.xx. 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------------------------ West Virginia West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code AnnXxx. ss.ssxx.xx. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------------------------ Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------ State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code AnnXxx. ss.ssxx.xx. 7-6A-1 March 6, 2003) et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seq. Effectivx Xxx. Effective Nov. 27, 2003- 2003-July 5, 2004 -------------------------------- -------------------------------------------------------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------ Standard & Poor's Home Loan Categorization ------------------------------------------------------------------------------------------------ State/jurisdiction Name of Anti-Predatory Lending Category under Law/Effective Date applicable anti-predatory lending law ------------------------------------------------------------------------------------------------
Appears in 1 contract
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Category under Applicable ------------------ ------------------------------------------------- ------------------------- Anti-Predatory Lending Law -------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Georgia (Oct. 1, 2002 - Mar. 6, Georgia Fair Lending Act, Ga. Code Gx. Xxxx Xxxxxxx Loan 2003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------ ----------------------------------------------------- ------------------------------ Standard & Poor's Home Loan Categorization ------------------------------------------ -----------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (CHL Mortgage Pass-Through Trust 2006-Oa5)
et seq. Effecxxxe Xxx 04Xxxxctive May 24, 2002 --------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. January 1, 2004 --------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on Effective for loaxx taxxx xn or after Jan. January 1, 2004 --------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. Act Loan 31-17-1 et seq. Effecxxxe Effective June 5, 2002 --------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- POOR'S HIGH COST LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------------------ State/jurisdiction Jurisdiction Name of Anti-Predatory Category under Applicable Lending Law/Effective Date Anti-Predatory Lending Law --------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Georgia (Oct. 1, Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Covered Loxx 0000 - Xxx. 0, 0000) 0-0X-0 xx xeq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) --------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 0003 - July 5, 2004 -------------------------------- ----------------------------------------------------------------------------------------- ------------------------------------------------- --------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns ARM Trust 2004-12)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- ----------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Category under Applicable ------------------ ------------------------------------------------- ------------------------- Anti-Predatory Lending Law -------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Georgia (Oct. 1, 2002 - Mar. 6, Georgia Fair Lending Act, Ga. Code Xxxx Xxxxxxx Loan 2003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ Standard & Poor's Home Loan Categorization ----------------------------------------------- ----------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oc3)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------ Oklahoma Consumer Credit Code (codified in Subsection 10 various sections of Oklahoma Title 14A). ) Mortgage Effective July 1, 2000; amended effective Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------ South Carolina South Carolina High Cost and High Cost Home Consumer Home Loans Act, S.C. Code Loan Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------ West Virginia West Virginia Residential Mortgage West Virginia Lender, Broker and West Virginia Servicer Act, W. Mortgage Loan Act Va. Code Ann. ss.ss. 31-17-1 Loan et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction --------------------------------------------- Category under Applicable Anti- Name of Anti-Predatory Lending Predatory Lending State/Jurisdiction Law/Effective Date -------------------------------- -------------------------------------------------------------------- Law ------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Code Xx. Xxxx Xxxxxxx Xxxx - Xxx. 0, 0003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. 27, 2003- November 27,2003 - July 5, 2004 -------------------------------- --------------------------------------------------------------------Standard & Poor's Home Loan Categorization ------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-4cb)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- Oklahoma Consumer Credit Code Subsection 10 (codified in various Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential West Virginia Mortgage Lender, Broker Mortgage Loan Act and West Virginia Servicer Act, W. Va. Loan Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Standard & Poor's Covered High Cost Loan Categorization ----------------------------------------------------------------------------------------------------- ----------------------------------------------- -------------------------------------------------------------------------------- Category under Applicable State/jurisdiction Jurisdiction Name of Anti-Predatory Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Lending Law -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Covered Loan Mar. 6, 2003) Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Covered Home Loan Security Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 Effectixx et seq. Effectivx Xxx. November 27, 2003- 2003 - July 5, 2004 -------------------------------- ---------------------------------------------------------------------------------------------------------------------------------------------------- Standard & Poor's High Cost Loan Categorization -----------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-17t1)
et seq. Effecxxxe Xxx 04Effective March 22, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A)2001 and amended from time to time ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Nevada Assembly Bill No. Effective July 1284, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Nev. Rev. Stat. Home Loans Act, S.C. Code Ann. Loan ss.ss. 37-23-10 598D.010 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. Effective Oxxxxxr 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act High Cost Home Loan of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective for loans closed on or after November 27, 2003- July 52003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Mexico Home Loan Protection Act, N.M. Rev. High Cost Home Loan Stat. ss.ss. 58-21A-1 et seq. Effective as of Xxxxxry 1, 2004; Revised as of February 26, 2004 -------------------------------- ------------------------------------------------------------------------------------------------ ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- North Carolina Restrictions and Limitations on High High Cost Home Loan Cost Home Loans, N.C. Gen. Stat. ss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- --------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RALI Series 2006-Qa3 Trust)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- --------------------------------- ------------------------------------------- Consumer Credit Code (codified in various Oklahoma sections of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- --------------------------------- ------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. South Carolina 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- --------------------------------- ------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. West Virginia Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Effectixx June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- --------------------------------- ------------------------------------------- ----------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------- ------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- --------------------------------- ------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. Georgia (Oct. 1, 2002 - ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 10, March 6, 2003) 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- New Jersey --------------------------------- ------------------------------------------- New Jersey Home Ownership Security Act of New Jersey 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective Nov. 27, 2003- 2003-July 5, 2004 -------------------------------- ----------------------------------------------------------------------------------------------------- -------------------------------------------
Appears in 1 contract
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 Mortgage various sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage West Virginia Mortgage Lender, Broker and West Virginia Servicer Act, W. Loan Act Loan Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Category under -------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Date -------------------------------- -------------------------------------------------------------------- Predatory Lending Law ------------------ --------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B- 22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Standard & Poor's Home Loan Categorization ------------------------------------------ ---------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2005-47cb)
et seq. Effecxxxe Xxx 04, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- POOR'S HIGH COST LOAN CATEGORIZATION -------------------------------------- ----------------------------------------------- ------------------------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Category under Applicable Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Anti-Predatory Lending ActLaw -------------------------------------- ----------------------------------------------- ------------------------------- Effective March 22, Ga. Code Ann2001 and amended from time to time -------------------------------------- ----------------------------------------------- ------------------------------- Nevada Assembly Bill No. 284, Nev. Rev. Stat. ss.ss. 7-6A-1 et Geoxxxa (XxxHome Loan 598D.010 ex xxx. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- -------------------------------------- ----------------------------------------------- ------------------------------- New Jersey New Jersey Home Ownership Security Act of High Cost Home Loan 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effecxxxx for loans closed on or after November 27, 2003- July 52003 -------------------------------------- ----------------------------------------------- ------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. High Cost Home Loan 58-00X-0 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 -------------------------------- ---------------------------------------------------------------------------------------------------------- ----------------------------------------------- ------------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 -------------------------------------- ----------------------------------------------- ------------------------------- North Carolina Restrictions and Limitations on High Cost High Cost Home Loan Home Loans, N.C. Gen. Stat. ss.ss. 24-1.1E et seq.
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I LLC)
et seq. Effecxxxe Xxx 04Effective May 00, 2002 -------------------------------- -------------------------------------------------------------------- 0002 ---------------------------- ---------------------------------------- -------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 Mortgage various sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- South Carolina South Carolina High Cost and Consumer High Cost Home Loan Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- West Virginia West Virginia Residential Mortgage West Virginia Mortgage Lender, Broker and West Virginia Servicer Act, W. Loan Act Loan Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5Effectivx Xunx 0, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard ---------------------------- ---------------------------------------- -------------------------- STANDARD & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- POOR'S COVERED LOAN CATEGORIZATION ---------------------------- ---------------------------------------- -------------------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Category under Applicable Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Law ---------------------------- ---------------------------------------- -------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effectivx Xctxxxx 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act Covered Home Loan of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- --------------------------------------------------------------------2004
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RASC Series 2005-Ks1 Trust)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 various sections of Oklahoma Title 14A). ) Mortgage Effective July 1, 2000; amended effective Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- South Carolina South Carolina High Cost and High Cost Home Consumer Home Loans Act, S.C. Code AnnLoan Xxx. ss.ss. Sections 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage West Virginia Lender, Broker and West Virginia Servicer Act, W. Mortgage Loan Va. Code AnnXxx. ss.ss. Sections 31-17-1 et Act Loan seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction POOR'S COVERED LOAN CATEGORIZATION -------------------------------------------------------------------------------- Category under Applicable Anti- Name of Anti-Predatory Lending Predatory State/Jurisdiction Law/Effective Date -------------------------------- -------------------------------------------------------------------- Lending Law -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code AnnCovered Loan Mar. 6, 2003) Xxx. ss.ss. Sections 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. 27, 2003- July 5, 2004 -------------------------------- --------------------------------------------------------------------.
Appears in 1 contract
et seq. Effecxxxe Xxx 04Effective May 24, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. January 1, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37P-26 STANDARD & POOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- NAME OF ANTI-23PREDATORY CATEGORY UNDER APPLICABLE STATE/JURISDICTION LENDING LAW/EFFECTIVE DATE ANTI-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. PREDATORY LENDING LAW ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender2002 - Mar. 0, Broker and West Virginia Servicer ActXxxxxxx Xxxx Xxxxxxx Xxx, W. Va. Xx. Code AnnXxx. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss2003) xx.xx. 7-6A-1 et Geoxxxa (XxxET SEQ. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seqET SEQ. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------ ------------------------------------------------- --------------------------------
Appears in 1 contract
et seq. Effecxxxe Xxx 04, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A). Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential West Virginia Mortgage Mortgage Lender, Broker and West Virginia Loan Act Mortgage Servicer Act, W. Va. Code AnnXxx. ss.ssxx.xx. Loan 31-17-1 et seqET SEQ. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- StatePOOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- -------------------------------------------------------------------------------- CATEGORY UNDER APPLICABLE NAME OF ANTI-PREDATORY LENDING ANTI-PREDATORY STATE/jurisdiction Name of Anti-Predatory Lending LawJURISDICTION LAW/Effective Date -------------------------------- -------------------------------------------------------------------- EFFECTIVE DATE LENDING LAW -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Covered Loan - Mar. 6, 2003) Code AnnXxx. ss.ssxx.xx. 7-6A-1 et Geoxxxa (XxxET SEQ. E-6-4 -------------------------------------------------------------------------------- Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Covered Home Loan Security Act of 2002, N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seqET SEQ. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ---------------------------------------------------------------------------------------------------------------------------------------------------- STANDARD & POOR'S HOME LOAN CATEGORIZATION ------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2004-He11)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. January 1, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx Effective for loans South Carolina taken on or after Jan. January 1, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code Ann. Act Loan ss.ss. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Category under Applicable Law/Effective Date Anti-Predatory Lending Law ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 6, Georgia Fair Lending Act, Ga. Code AnnGx. ss.ssXxxx Xxx. xx.xx. Xxxxxxx Xxxn 2003) 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ------------------------------------------------------------------------------------------------------ ------------------------------------------------- --------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2007-8cb)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------ Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------ Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------ State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Category under Applicable ------------------ ------------------------------ ------------------------- Law/Effective Date -------------------------------- -------------------------------------------------------------------- Anti-Predatory Lending Law ------------------ -------------------------- ------------------------------------------------------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 - Mar. 6, Georgia Fair Lending Act, Ga. Code Gx. Xxxx Xxxxxxx Loan 2003) Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxxseq. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Standard & Poor's Home Loan Categorization ------------------------------------------ ------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (CHL Mortgage Pass-Through Trust 2006-Hyb2)
et seq. Effecxxxe Xxx 04Effective November 7, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A)2004 ------------------------------------------------------------------------------------------------------------------------- Nevada Assembly Xxxx No. 284, Nev. Rev. Stat. xx.xx. Home Loan 598D.010 ET SEQ. Effective July October 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, High Cost Home Loan N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seqET SEQ. Effectivx Xxx. Effective for loans closed on or after November 27, 2003- July 52003 ------------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. High Cost Home Loan Stat. xx.xx. 58-21A-1 ET SEQ. Effective as of January 1, 2004; Revised as of February 26, 2004 -------------------------------- --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or ------------------------------------------------------------------------------------------------------------------------- STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION ----------------------------------------------- ------------------------------------------------------------------------------------------------------------------------- STATE/JURISDICTION NAME OF ANTI-PREDATORY LENDING CATEGORY UNDER APPLICABLE LAW/EFFECTIVE DATE ANTI-PREDATORY LENDING LAW ------------------------------------------------------------------------------------------------------------------------- after April 1, 2003 ------------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home High Cost Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E ET SEQ.
Appears in 1 contract
Samples: Custodial Agreement (Bear Stearns Asset Backed Securities I Trust 2005-He2)
et seq. Effecxxxe Xxx 04Effective March 22, 2002 -------------------------------- -------------------------------------------------------------------- Consumer Credit Code (codified in various sections of Oklahoma Title 14A). Effective July 1, 2000; 2001 and amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina from time to time ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Massachusetts Predatory Home Loan High Cost and Consumer Home Loans ActMortgage Practices Act Loan Mass. Gen. Laws ch. 183C, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- West Virginia Residential Mortgage Lender, Broker and West Virginia Servicer Act, W. Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe June 5Effective November 7, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard & Poor's Covered 2004 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Nevada Assembly Bill No. 284, Nev. Rev. Stat. Hxxx Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 598D.010 et Geoxxxa (Xxx. 1, 2002 - seq. Effective Oct. October 1, 2002-March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act High Cost Home Loan of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effectivx Xxx. Effective for loans closed on or after November 27, 2003- July 52003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Mexico Home Loan Protection Act, N.M. Rev. High Cost Home Loan Stat. ss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 -------------------------------- ------------------------------------------------------------------------------------------------ ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- North Carolina Restrictions and Limitations on High High Cost Home Loan Cost Home Loans, N.C. Gen. Stat. ss.ss. 00-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- --------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RAMP Series 2004-Rz4 Trust)
et seq. Effecxxxe Xxx 04Effective May 24, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx for loans South Carolina taken on or after Jan. January 1, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and West Virginia Servicer Act, W. Va. Code AnnXxx. ss.ssxx.xx. Act Loan 31-17-1 et seqET SEQ. Effecxxxe Effective June 5, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's POOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- NAME OF ANTI-PREDATORY CATEGORY UNDER APPLICABLE STATE/JURISDICTION LENDING LAW/EFFECTIVE DATE ANTI-PREDATORY LENDING LAW ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. Covered Loan Categorization ----------------------------------------------------------------------------------------------------- State/jurisdiction Name of Anti-Predatory Lending Law/Effective Date -------------------------------- -------------------------------------------------------------------- Georgia Fair Lending Act, Ga. Code Ann. ss.ss2003) xx.xx. 7-6A-1 et Geoxxxa (XxxET SEQ. Effective October 1, 2002 - seq. Effective Oct. 1, 2002-March 6, 2003 March 6, 2003) ---------------------------------- ------------------------------------------------- -------------------------------- -------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. ss.ssxx.xx. 46:10B-22 et seqET SEQ. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- --------------------------------------------------------------------STANDARD & POOR'S HOME LOAN CATEGORIZATION ---------------------------------------------
Appears in 1 contract
et seq. Effecxxxe Xxx 04Effective May 24, 2002 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in Subsection 10 Mortgage various sections of Oklahoma Title 14A). ) Effective July 1, 2000; amended effective Jan. for loanx xakxx xx or after January 1, 2004 -------------------------------- -------------------------------------------------------------------- South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. Effexxxve xxx loans South Carolina taken on or after Jan. 1, 2004 -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage West Virginia Mortgage Lender, Broker and West Virginia Servicer Act, W. Loan Act Loan Va. Code Ann. ss.ss. 31-17-1 et seq. Effecxxxe Effective June 5, 2002 -------------------------------- -------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------- 2000 -------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization ----------------------------------------------------------------------------------------------------- --------------------------------------------- -------------------------------------------------------------------------------- Category under -------------- Applicable ---------- State/jurisdiction Jurisdiction Name of Anti-Predatory Lending Anti-Predatory ------------------ ------------------------------ -------------- Law/Effective Date -------------------------------- -------------------------------------------------------------------- Lending Law ------------------ ----------- -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et Geoxxxa (Covered Loan - Mar. 6, 0000) Xxx. 1, 2002 - xx.xx. 0-0X-0 xt seq. Effective Oct. Octoxxx 1, 2002-0002 - March 6, 2003 March 6, 2003) -------------------------------- -------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, N.J. Rev. Stat. ss.ss. 46:10B-22 46:10B 22 et seq. Effectivx Xxx. Effective November 27, 2003- 2003 - July 5, 2004 -------------------------------- ---------------------------------------------------------------------------------------------------------------------------------------------------- Standard & Poor's Home Loan Categorization ------------------------------------------ --------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oc2)
