et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule: 1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 2 contracts
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oc10), Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oc10)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law ------------------ ------------------ --------------------- Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Xxx. Sections 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia 0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Sections Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction POOR'S COVERED LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ ------------------ --------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Sections Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey 0000 Xxx Xxxxxx Xxx Xxxxxx Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. Sections 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction POOR'S COVERED LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law ------------------ ------------------ --------------------- STANDARD & POOR'S HOME LOAN CATEGORIZATION Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ ------------------ --------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Sections Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;0000
Appears in 2 contracts
Samples: Asset Purchase Agreement (Origen Manufactured Housing Contract Trust 2004-B), Asset Purchase Agreement (Origen Residential Securities, Inc.)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. ss.ss. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard --------------------- ------------------------------------------------- -------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HIGH COST LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Category under Applicable Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Georgia Fair Xxxxxxx Xxx, Xx. Code Xxxx Xxx. xx.xx. Covered Loan Xxan 0000 - Mar. 6, 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seqsex. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard --------------------- ------------------------------------------------- -------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HIGH COST LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Category under Applicable Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Georgia Fair Xxxxxxx Xxx, Xx. Code Xxxx Xxx. xx.xx. Home Loan Loxx 2000 - Mar. 6, 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Category under Applicable Lending Law/Effective Date Anti-Predatory Lending Law --------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seqsex. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. EXHIBIT O CERTIFICATE GUARANTY INSURANCE POLICY ENDORSEMENT Attached to and forming Effective July 1, 2000; amended October 1, 2003 (adding open-end lines Date of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1Endorsement: part of Policy No. AB0824BE November 30, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESissued to: Wells Fargo Bank, Series 200_-__ [Date] Via Facsimile ____________________________Natixxxx Association, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to for the Pooling Holders of the Nomura Asset Acceptance Corporation, Alternative Loan Trust, Mortgage Pass-Through Certificates, Series 2004-AP3, Class A-4, A-5A and Servicing AgreementClass A-6 For all purposes of this Policy, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized following terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedulefollowing meanings:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 2 contracts
Samples: Pooling and Servicing Agreement (NAAC Alternative Loan Trust, Series 2004 - AP3), Pooling and Servicing Agreement (NAAC Alternative Loan Trust, Series 2004 - AP3)
et seq. Standard & Poor's High Cost Loan Categorization ----------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable Anti-Predatory Lending Law ----------------------------------------------------------------------------------------------------------------------------------- Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections of Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home Loans Act, High Cost Home Loan S.C. Code Ann. ss.ss. 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, Broker and West Virginia Mortgage Loan Broker and Act Servicer Act, W. Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Loax Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Standard & Poor's High Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, Xx. Code Xxxx Xxx. xx.xx. Covered 0-0X-0 Xxxxxed Loan 20030003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;-----------------------------------------------------------------------------------------------------------------------------------
Appears in 2 contracts
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oc7), Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oc7)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Q-3 ---------------------------------- ----------------------------------------------------- ----------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) Ann. ss.ss. 7-6A-1 et seq. -- --- Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, -- --- 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------ ---------------------------------- ----------------------------------------------------- ------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 0-0X-0 Xxxx Xxan 2003) 7-6A-1 et seq. -- --- Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. -- --- Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- -- --- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. [RESERVED] [RESERVED] EXHIBIT S-1 T [RESERVED] EXHIBIT U MONTHLY STATEMENT [On file with Trustee] EXHIBIT V-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on PERFORMANCE CERTIFICATION (Servicer) [On file with the Trustee. XXXXXXX X-0 ] EXHIBIT V-2 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on PERFORMANCE CERTIFICATION (Trustee) [On file with the Trustee. ] EXHIBIT T W [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT SERVICING CRITERIA TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBE ADDRESSED IN ASSESSMENT OF COMPLIANCE STATEMENT The assessment of compliance to be delivered by [the Master Servicer] [Trustee] [Name of Subservicer] shall address, Series 200_-__ [Date] Via Facsimile ____________________________at a minimum, the criteria identified as Trustee _____________________________ _____________________________ Dear Sir below as "Applicable Servicing Criteria": ------------------------------------------------------------------------------------------ ---------------------- Applicable Servicing Servicing Criteria Criteria ------------------------------------------------------------------------------------------ ---------------------- Reference Criteria --------------------- -------------------------------------------------------------------- ---------------------- General Servicing Considerations --------------------- ---------------------- Policies and procedures are instituted to monitor any performance or Madam: Reference is made other triggers and events of default in 1122(d)(1)(i) accordance with the transaction agreements. --------------------- ---------------------- If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the Pooling third party's performance and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement"compliance with such servicing activities. 1122(d)(1)(ii) among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms --------------------- ---------------------- Any requirements in the Pooling transaction agreements to maintain a 1122(d)(1)(iii) back-up servicer for the mortgage loans are maintained. --------------------- ---------------------- A fidelity bond and Servicing Agreement. __________________ hereby certifies that he/she errors and omissions policy is a Servicing Officer, holding in effect on the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth party participating in the attached schedule:
1servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. A Principal Prepayment 1122(d)(1)(iv) --------------------- ---------------------- Cash Collection and Administration --------------------- ---------------------- Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of 1122(d)(2)(i) days specified in full the transaction agreements. --------------------- ---------------------- Disbursements made via wire transfer on behalf of an obligor or in part was received during the related Prepayment Period;to 1122(d)(2)(ii) an investor are made only by authorized personnel. W-2
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2007-1t1)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential West Virginia Mortgage Lender, West Virginia Broker and Mortgage Loan Broker and Act Loan Servicer Act, W. Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable ------------------ ------------------------------ ---------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory ------------------ -------------- Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ----------- --------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Covered Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) Code Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Covered Home Loan Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------ --------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable ------------------ ------------------------------ ---------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory ------------------ -------------- Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ----------- --------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Home Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) Code Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Home Loan Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Home Loan Rev. Stat. Home Loan xx.xxss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OFRESERVED] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on EXHIBIT S-2 [RESERVED] EXHIBIT T [RESERVED] EXHIBIT U MONTHLY STATEMENT [On file with the Trustee. XXXXXXX X-0 ] EXHIBIT V-1 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on PERFORMANCE CERTIFICATION (Servicer) [On file with the Trustee. ] EXHIBIT T V-2 [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ PERFORMANCE CERTIFICATION (Trustee) [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.On file with Trustee], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-J8)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken closed on or after January 128, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- 2003 ------------------------------------------------------------------------------------------------------------ O-1 Standard & Poor's Covered High Cost Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------- ------------------------------------------------------------------------------------------------------------ Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ------------------------------------------------------------------------------------------------------------ Florida Fair Lending Act, Fla. Stat. Ann. ss.ss. High Cost Homx Xoax 494.0078 et seq. Effective October 2, 2002 ------------------------------------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code High Cost Home Loan Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002------------------------------------------------------------------------------------------------------------ Georgia as amended Georgia Fair Lending Act, Covered Ga. Code High Cost Home Loan N.J. Rev. Stat(Mar. 7, 2003 - current) Ann. xx.xxss.ss. 46:10B-22 7-6A-1 et seq. Effective November 27for loans closed on or after March 7, 2003 - July 5------------------------------------------------------------------------------------------------------------ HOEPA Section 32 Home Ownership and Equity Protection High Cost Loan Act of 1994, 15 U.S.C. ss. 1639, 12 C.F.R. ss.ss. 226.32 and 226.34 Effective October 1, 1995, amendments October 1, 2002 ------------------------------------------------------------------------------------------------------------ Illinois High Risk Home Loan Act, Ill. Comp. High Risk Home Loan Stat. tit. 815, ss.ss. 137/5 et seq. Effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001) ------------------------------------------------------------------------------------------------------------ Indiana Indiana Home Loan Practices Act, Ind. High Cost Home Loan Code Ann. ss.ss. 24-9-1-1 et seq. Effective for loans originated on or after January 1, 2005. ------------------------------------------------------------------------------------------------------------ Standard & Poor's Covered High Cost Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------- ------------------------------------------------------------------------------------------------------------ Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia ------------------ --------------------- ------------------------------------------------------------------------------------------------------------ Kansas Consumer Credit Code, Kan. Stat. Ann. High Loan to Value ss.ss. 16a-1-101 et seq. Consumer Loan (Oct. id. ss. 16a-3-207) and; Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999; Section 16a-3-308a became effective July 1, 2002 1999 ------------------------------- High APR Consumer Loan (id. ss. 16a-3-308a) ------------------------------------------------------------------------------------------------------------ Kentucky 2003 KY H.B. 287 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. High Cost Home High Cost Home Loan 2003) 7-6A-1 Loan Act, Ky. Rev. Stat. ss.ss. 360.100 et seq. Effective October 1, 2002 - March 6June 24, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002------------------------------------------------------------------------------------------------------------ Maine Truth in Lending, Home Loan N.J. Me. Rev. Stat. xx.xxtit. 46:10B-22 9- High Rate High Fee A, ss.ss. 8-101 et seq. -- --- Mortgage Effective for loans closed on or after November 27September 29, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective 1995 and as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered from time to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;time ------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2005-45)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- --------------------------------------- ---------------------------------------------------------- --------------------------------- Oklahoma Consumer Credit Code (codified in various sections of Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------------------------- ---------------------------------------------------------- --------------------------------- South Carolina South Carolina High Cost and Consumer Home Loans Act, High Cost Home Loan S.C. Code Ann. ss.ss. 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------------------------- ---------------------------------------------------------- --------------------------------- West Virginia West Virginia Residential Mortgage Lender, Broker and West Virginia Mortgage Loan Broker and Act L Servicer Act, W. Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S COVERED LOAN CATEGORIZATION --------------------------------------- ---------------------------------------------------------- --------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------------------------- ---------------------------------------------------------- --------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et seq. Coverex Xoax Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------------------------- ---------------------------------------------------------- --------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard --------------------------------------- ---------------------------------------------------------- --------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HOME LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------------------------- ---------------------------------------------------------- --------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) Georgia Fair Lending Act, Ga. Code Ann. ss.ss. 7-6A-1 et seq. Home Lxxx Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------------------------- ---------------------------------------------------------- --------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------------------------- ---------------------------------------------------------- --------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xxss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;.
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RASC Series 2005-Ks2 Trust)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Mortgage Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage West Virginia Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Mortgage Loan Act Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Loan Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Category under Applicable Name of Anti-Predatory Lending Anti-Predatory State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Gx. Xxxx Covered Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:00X 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ------------------------------------------ Category under Applicable Name of Anti-Predatory Lending Anti-Predatory State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Gx. Xxxx Home Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:00X 02 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Rev.Stat. Home Loan xx.xxss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OFXXXX XX] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________--------------------, as Trustee _____________________________ _____________________________ --------------------- --------------------- Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALTCWMBS, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-8t1)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- South Carolina South Carolina High Cost and Consumer High Cost Home Loan Home Loans Act, S.C. Code Ann.ss.ss. 37-23-10 et seq. Xxxective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Loan Act Loan Va. Code Xxx. Act Loan xx.xx. 31Ann.ss.ss.31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard ---------------------------- ---------------------------------------- -------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S COVERED LOAN CATEGORIZATION ---------------------------- ---------------------------------------- -------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law/Effective Date Law ---- ---------------------------- ---------------------------------------- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Covered Loan Mar. 6, 2003) 7Ann.ss.ss.7-6A-1 et seq. Effective October 1, 2002 - March Xarch 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act Covered Home Loan of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 Stat.ss.ss.46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard ---------------------------- ---------------------------------------- -------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HOME LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------ ---------------------------- ---------------------------------------- -------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law/Effective Date Law ---- ---------------------------- ---------------------------------------- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Home Loan Mar. 6, 2003) 7Ann.ss.ss.7-6A-1 et seq. Effective October 1, 2002 - March Xarch 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act Home Loan of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 Stat.ss.ss.46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58Stat.ss.ss.58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Cost Home Loans, N.C. Gen. Stat. xx.xxStat.ss.ss. 24-1.1E et seq. Effective Xxxxctive July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective ---------------------------- ---------------------------------------- -------------------------- ---------------------------- ---------------------------------------- -------------------------- South Carolina South Carolina High Cost and Consumer Consumer Home Loan Home Loans Act, S.C. Code Ann.ss.ss. 37-23-10 et seq. Xxxective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;---------------------------- ---------------------------------------- --------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RALI Series 2006-Qo3 Trust)
et seq. Effective May Mxx 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer High Cost Home Loan Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Mortgage Loan Act Loan xx.xxAnn. §§ 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's ’s Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. Georgia Fair Lending Act, Ga. Code Covered Loan 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) Ann. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered ’s Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. Georgia Fair Lending Act, Ga. Code Home Loan 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) Ann. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Consumer Home Loan Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for xxx loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ------------------------------- ----------------- --------------------- Offered Certificates S&P Moody’s ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-A-1 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-A-2 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-A-3 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-X AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-A-1 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-A-2 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-1 AA+ Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-2 AA Aa1 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-3 AA- Aa2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-4 A+ Aa3 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-5 A A2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-6 BBB Baa2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-7 BBB- Baa3 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-8 BBB A3 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-9 BBB- Baa2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-B-1 AA Aa1 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-B-2 A Aa2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-B-3 BBB A1 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-B-4 BBB- A3 ------------------------------- ----------------- --------------------- The Class I-XP, Class II-XP, Class I-R, Class II-R, Class I-B-IO and Class II-B-IO Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [I FORM OF] SWAP CONTRACT Delivered OF TRUSTEE LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Wells Fargo Bank, National Association, a banking corporation, having a place of business at 0000 Old Annapolis Road, Columbia, Maryland, as Trustee (and in no personal or other represenxxxxxx xxxxxxxx) xxxxx xxx Xxxxxxx xxx Xxxxxxing Agreement, dated as of September 1, 2006, by and among Structured Asset Mortgage Investments II Inc., the Trustee and EMC Mortgage Corporation (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Stearns Mortgage Funding Trust 2006-AR2, Mortgage Pass-Through Certificates, Series 200_-__ [Date] Via Facsimile _____________2006-AR2, xxxxxx appoints _______________, in its capacity as Servicer under the Agreement, as the Trustee’s true and lawful Special Attorney-in-Fact, in the Trustee’s name, place and stead and for the Trustee’s benefit, but only in its capacity as Trustee _____________________________ _____________________________ Dear Sir aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or Madam: Reference real estate owned from time to time owned (beneficially or in title, whether the Trustee is made named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Pooling Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and Servicing only to the extent the respective Trustee has an interest therein under the Agreement, dated and in respect of which the Servicer is acting as of _________, 200_, servicer pursuant to the Agreement (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee“Mortgage Documents”). Capitalized terms used herein This appointment shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect apply to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in following enumerated transactions under the attached scheduleAgreement only:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Grantor Trust Agreement (Bear Stearns Mortage Funding Trust 2006-Ar2)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ----------------------------------------------- ------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ----------------------------------------------- ------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code -------------------------------------- ----------------------------------------------- ------------------------------- STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION -------------------------------------- ----------------------------------------------- ------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Law/Effective for Date Anti-Predatory Lending Law -------------------------------------- ----------------------------------------------- ------------------------------- Ann. ss.ss. 37-23-10 et seq. Exxxctxxx xor loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ----------------------------------------------- ------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. ss.ss. Act Loan xx.xx. 31-17-1 et seqex xeq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------- ----------------------------------------------- ------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S COVERED LOAN CATEGORIZATION -------------------------------------- ----------------------------------------------- ------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ----------------------------------------------- ------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xxss.ss. Covered Loan 2003) 7-6A-1 et seq6X-0 ex xxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ----------------------------------------------- ------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan 2002, N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective Effecxxxx November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------- ----------------------------------------------- ------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HOME LOAN CATEGORIZATION -------------------------------------- ----------------------------------------------- ------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ----------------------------------------------- ------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xxss.ss. Home Loan 2003) 7-6A-1 et seqxx sxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ---------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan -------------------------------------- ---------------------------------------------- -------------------------------- STANDARD & POOR'S HOME LOAN CATEGORIZATION -------------------------------------- ----------------------------------------------- ------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Law/Effective Date Anti-Predatory Lending Law -------------------------------------- ----------------------------------------------- ------------------------------- Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ---------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seqsxx. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ---------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Home Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------- ---------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES Public Certificates Class S&P Moody's --------- ------- --------- I-A-1 AAA Aaa I-A-2 AAA Aaa I-A-3 AAA Aaa I-M-1 AA+ Aa1 I-M-2 AA Aa2 I-M-3 AA- Aa3 I-M-4 A A2 I-B-1 A- A3 I-B-2 BBB+ Baa1 I-B-3 BBB Baa2 I-B-4 BBB- Baa3 II-A-1 AAA Aaa II-A-2 AAA Aaa II-A-3 AAA Aaa II-M-1 AA+ Aa1 II-M-2 AA Aa2 II-M-3 AA- Aa3 II-M-4 A A2 II-B-1 A- A3 II-B-2 BBB+ Baa1 II-B-3 BBB Baa2 II-B-4 BBB- Baa3 None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. Private Certificates Class S&P Moody's --------- ----------- ----------- I-B-6 BB+ Ba1 I-B-7 BB Ba2 II-B-6 BB+ Ba1 II-B-7 BB Ba2 I-R-1 Not Rated Not Rated I-R-2 Not Rated Not Rated I-R-3 Not Rated Not Rated I-RX Not Rated Not Rated II-R-1 Not Rated Not Rated II-R-2 Not Rated Not Rated II-R-3 Not Rated Not Rated II-RX Not Rated Not Rated EXHIBIT R N SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE KEY: ---- X - obligation [FORM OFX] SWAP CONTRACT Delivered - under consideration for obligation Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the Trustee at closing and on file with portion of the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms distribution chain they are responsible for in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;transaction agreements.
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I LLC)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION -------------------------------------------------------------------------------------------------------- Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Date Anti-Predatory Lending Law -------------------------------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer High Cost Home Loan Home Loans Act, S.C. Code Xxx. Sections 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Va. Act Loan Code Xxx. Act Loan xx.xx. Sections 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction POOR'S COVERED LOAN CATEGORIZATION -------------------------------------------------------------------------------------------------------- Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Covered Loan Mar. 6, 2003) Sections 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. Sections 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction POOR'S HOME LOAN CATEGORIZATION -------------------------------------------------------------------------------------------------------- Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Home Loan Mar. 6, 2003) Sections 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act -------------------------------------------------------------------------------------------------------- EXHIBIT 1-4 STANDARD & POOR'S HOME LOAN CATEGORIZATION -------------------------------------------------------------------------------------------------------- Name of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58Date Anti-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;Predatory Lending Law --------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (Residential Funding Mortgage Securities Ii Inc)
et seq. Effective May 24, 2002 ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's High Cost Loan Categorization --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable Date Anti-Predatory Lending Law ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Xxx. xx.xx. 37-23-10 et seq. -- --- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. xx.xx. Act Loan xx.xx. 31-17-1 et seq. -- --- Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq. -- --- Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- O-4 ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. -- --- Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. xx.xx. Home Loan xx.xx. 58-21A-1 et seq. -- --- Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. -- --- Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan Loans Act, S.C. Code Xxx. xx.xx. 37-23-10 et seq. -- --- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- O-5 EXHIBIT R P [FORM OFReserved] SWAP CONTRACT Delivered to the Trustee at closing and on EXHIBIT Q MONTHLY REPORT [On file with Trustee] EXHIBIT R-1 FORM OF PERFORMANCE CERTIFICATION (Subservicer) Re: The Pooling and Servicing Agreement dated as of [________] (the Trustee. EXHIBIT S-1 "Pooling and Servicing Agreement") among CWALT, Inc., as Depositor, Countrywide Home Loans, Inc., as a Seller, Park Monaco Inc., as a Seller, Park Sienna LLC, as a Seller, Countrywide Home Loans Servicing LP, as Master Servicer, the undersigned, as Trustee and [FORM OFSubservicing Agreement] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to dated as of [ ] (the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES"Agreement") I, Series 200_-__ [Date] Via Facsimile _______________________________, the _______________________ of [NAME OF COMPANY] (the "Company"), certify to the Depositor and the Master Servicer, and their officers, with the knowledge and intent that they will rely upon this certification, that:
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the "Compliance Statement"), the report on assessment of the Company's compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the "Servicing Criteria"), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the "Exchange Act") and Item 1122 of Regulation AB (the "Servicing Assessment"), the registered public accounting firm's attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the "Attestation Report"), all servicing reports, officer's certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the Depositor, the Master Servicer or the Trustee pursuant to the Agreement (collectively, the "Company Servicing Information");
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the Depositor, the Master Servicer or the Trustee, as applicable;
(4) I am responsible for reviewing the activities performed by the Company as a servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and
(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the Master Servicer. Any material instances of noncompliance described in such reports have been disclosed to the Master Servicer. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports. Date: _________________________ By: ________________________________ Name: Title: XXXXXXX X-0 FORM OF PERFORMANCE CERTIFICATION (Trustee) Re: The Pooling and Servicing Agreement dated as of [________], (the "Pooling and Servicing Agreement") among CWALT, Inc., as Depositor, Countrywide Home Loans, Inc., as a Seller, Park Monaco Inc., as a Seller, Park Sienna LLC, as a Seller, Countrywide Home Loans Servicing LP, as Master Servicer, the undersigned, as Trustee I, ________________________________, the _______________________ of [NAME OF COMPANY] (the "Company"), certify to the Depositor and the Master Servicer, and their officers, with the knowledge and intent that they will rely upon this certification, that:
(1) I have reviewed the report on assessment of the Company's compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the "Servicing Criteria"), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the "Exchange Act") and Item 1122 of Regulation AB (the "Servicing Assessment"), the registered public accounting firm's attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the "Attestation Report"), [all reports on Form 10-D containing statements to certificateholders filed in respect of the period included in the year covered by the annual report of the Trust Fund] (collectively, the "Distribution Date Statements");
(2) Assuming the accuracy and completeness of the information delivered to the Company by the Master Servicer as provided in the Pooling and Servicing Agreement and subject to paragraph (4) below, the distribution information determined by the Company and set forth in the Distribution Date Statements contained in all Form 10-D's included in the year covered by the annual report of such Trust on Form 10-K for the calendar year 200[ ], is complete and does not contain any material misstatement of fact as of the last day of the period covered by such annual report;
(3) Based solely on the information delivered to the Company by the Master Servicer as provided in the Pooling and Servicing Agreement, (i) the distribution information required under the Pooling and Servicing Agreement to be contained in the Trust Fund's Distribution Date Statements and (ii) the servicing information required to be provided by the Master Servicer to the trustee for inclusion in the Trust Fund's Distribution Date Statements, to the extent received by the Trustee from the Master Servicer in accordance with the Pooling and Servicing Agreement, is included in such Distribution Date Statements;
(4) The Company is not certifying as to the accuracy, completeness or correctness of the information which it received from the Master Servicer and did not independently verify or confirm the accuracy, completeness or correctness of the information provided by the Master Servicer;
(5) I am responsible for reviewing the activities performed by the Company as a person "performing a servicing function" under the Pooling and Servicing Agreement, and based on my knowledge and the compliance review conducted in preparing the Servicing Assessment and except as disclosed in the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Pooling and Servicing Agreement; and
(6) The Servicing Assessment and Attestation Report required to be provided by the Company and by Subcontractor pursuant to the Pooling and Servicing Agreement, have been provided to the Master Servicer and the Depositor. Any material instances of noncompliance described in such reports have been disclosed to the Master Servicer and the Depositor. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports. Date: _________________________ By: ________________________________ Dear Sir Name: Title: EXHIBIT S [FORM OF] SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE STATEMENT The assessment of compliance to be delivered by [the Master Servicer] [Trustee] [Name of Subservicer] shall address, at a minimum, the criteria identified as below as "Applicable Servicing Criteria":
(i) Policies and procedures are instituted to monitor any performance or Madam: Reference other triggers and events of default in accordance with the transaction agreements. --------------------- ---------------------- If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance 1122(d)(1)(ii) with such servicing activities. --------------------- ---------------------- Any requirements in the transaction agreements to maintain 1122(d)(1)(iii) a back-up servicer for the mortgage loans are maintained. --------------------- ---------------------- A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with 1122(d)(1)(iv) the terms of the transaction agreements. --------------------- ---------------------- Cash Collection and Administration --------------------- ---------------------- Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of 1122(d)(2)(i) days specified in the transaction agreements. --------------------- ---------------------- Disbursements made via wire transfer on behalf of an 1122(d)(2)(ii) obligor or to an investor are made only by authorized personnel. --------------------- ---------------------- Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and 1122(d)(2)(iii) approved as specified in the Pooling and Servicing Agreementtransaction agreements. --------------------- ---------------------- The related accounts for the transaction, dated such as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], cash reserve accounts or accounts established as a Sellerform of overcollateralization, [Park Granada LLC]are separately maintained (e.g., as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With with respect to the Distribution Date in _________ 200_ and each Mortgage Loan commingling of cash) as set forth in the attached schedule:
11122(d)(2)(iv) transaction agreements. A Principal Prepayment --------------------- ---------------------- Each custodial account is maintained at a federally insured depository institution as set forth in full or in part was received during the related Prepayment Period;transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of 1122(d)(2)
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oa17)
et seq. Effective May Effectivx Xxx 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Code Coxxxxx Xxxx Xxxxxxx Xxx, Xx0000) Ann. Code Xxxss.ss. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October Effxxxivx Xxxober 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxxss.ss. xx.xx. Home Loan 2003) 7-6A-1 et seqHoxx Xxxx 0000) xt xxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective Effecxxxx for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 20X-0 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for Exxxctxxx xor loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OFReserved] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 EXHIBIT S-2 [FORM OFReserved] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.Reserved], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-25cb)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- N-3 STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION ----------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- NAME OF ANTI-PREDATORY CATEGORY UNDER APPLICABLE STATE/JURISDICTION LENDING LAW/EFFECTIVE DATE ANTI-PREDATORY LENDING LAW ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. ss.ss. Act Loan xx.xx. 31-17-1 et seqET SEQ. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard ---------------------------------- ------------------------------------------------- -------------------------------- STANDARD & Poor's Covered Loan Categorization POOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State----------------------------------------------------------------------------------------------------------------------- NAME OF ANTI-PREDATORY CATEGORY UNDER APPLICABLE STATE/Jurisdiction Name of AntiJURISDICTION LENDING LAW/EFFECTIVE DATE ANTI-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- PREDATORY LENDING LAW ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Georgia Fair Lexxxxx Xxx, Xx. Code Xxxx Xxx. xx.xxXxxered Loax 0003) ss.ss. Covered Loan 2003) 7-6A-1 et seqET SEQ. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seqET SEX. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard ---------------------------------- ------------------------------------------------- -------------------------------- STANDARD & Poor's Covered Loan Categorization POOR'S HOME LOAN CATEGORIZATION --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State----------------------------------------------------------------------------------------------------------------------- NAME OF ANTI-PREDATORY CATEGORY UNDER APPLICABLE STATE/Jurisdiction Name of AntiJURISDICTION LENDING LAW/EFFECTIVE DATE ANTI-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- PREDATORY LENDING LAW ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Georgia Fair Lexxxxx Xxx, Xx. Code Xxxx Xxx. xx.xxXxxe Loan 2000) ss.ss. Home Loan 2003) 7-6A-1 et seqET SEQ. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seqET SEX. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;---------------------------------- ------------------------------------------------- --------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (NAAC Alternative Loan Trust, Series 2005 - AP1)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Mortgage Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ West Virginia West Virginia Residential Mortgage West Virginia Lender, West Virginia Mortgage Loan Broker and Servicer Act, Mortgage Loan Act W. Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 Loan et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Anti- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxxx - Mar. Xxx. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx0003) Ann. Code Xxxss.ss. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10X 00 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Category under Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Anti- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Xxxx Xxxx Xxxx - Mar. Xxx. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx0000) Ann. Code Xxxss.ss. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10X 00 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Rev.Stat. Home Loan xx.xxss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------ EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OFXXXX XX] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-5t2)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------- South Carolina South Carolina High Cost and High Cost Home Loan Consumer Home Loans Act, S.C. Code Ann. ss.ss. 37-23-00 ex xxx. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, Loan Act Loan W. Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 0 et seqxxx. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S COVERED LOAN CATEGORIZATION -------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Category under Lending Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Anti- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------- Georgia (Oct. Oct 1, 2002 - Mar. 0Mar 6, Xxxxxxx Xxxx Xxxxxxx Xxx2003) Georgia Fair Lending Act, Xx. Ga. Code Xxx. xx.xx. Covered Loan 2003) Ann. ss.ss. 7-6A-1 et seq6A-0 xt xxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HOME LOAN CATEGORIZATION -------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Category under Lending Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Anti- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------- Georgia (Oct. Oct 1, 2002 - Mar. 0Mar 6, Xxxxxxx Xxxx Xxxxxxx Xxx2003) Georgia Fair Lending Act, Xx. Ga. Code Xxx. xx.xx. Home Loan 2003) Ann. ss.ss. 7-6A-1 et seq6A-0 xt xxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Home Loan Rev. Stat. Home Loan xx.xxss.ss. 58-21A-1 et seqex xxx. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;--------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xxAnn. ss.ss. 31-17-1 et seq0 XT XXX. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard ---------------------------------- ------------------------------------------------- -------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- StatePOOR'S COVERED LOAN CATEGORIZATION ---------------------------------- ------------------------------------------------- -------------------------------- STATE/Jurisdiction Name of AntiJURISDICTION NAME OF ANTI-Predatory Lending LawPREDATORY LENDING CATEGORY UNDER APPLICABLE LAW/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date AntiEFFECTIVE DATE ANTI-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- PREDATORY LENDING LAW ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Ann. ss.ss. Covxxxd Xxxx Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seqET SEQ. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seqEX XXX. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard ---------------------------------- ------------------------------------------------- -------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- StatePOOR'S HOME LOAN CATEGORIZATION ---------------------------------- ------------------------------------------------- -------------------------------- STATE/Jurisdiction Name of AntiJURISDICTION NAME OF ANTI-Predatory Lending LawPREDATORY LENDING CATEGORY UNDER APPLICABLE LAW/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date AntiEFFECTIVE DATE ANTI-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- PREDATORY LENDING LAW ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, XxGa. Code Ann. Code ss.ss. Homx Xoax Xxx. xx.xx. Home Loan 6, 2003) 7-6A-1 et seqET SEQ. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seqEX XXX. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seqET SEQ. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seqET XXX. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES PUBLIC CERTIFICATES Class S&P Moody's --------------- ------- ------- Class I-A-1 AAA Aaa Class II-A-1 AAA Aaa Class II-A-2 AAA Aaa Class II-A-3 AAA Aaa Class II-X-1 AAA Aaa Class III-A-1 AAA Aaa Class IV-A-1 AAA Aaa Class R-I AAA -- Class R-II AAA -- Class R-III AAA -- Class B-1 AA+ Aa1 Class B-2 AA+ Aa2 Class B-3 AA Aa3 Class B-4 AA A1 Class B-5 AA- A2 Class B-6 A+ A3 Class B-7 A Baa1 Class B-8 A- Baa2 Class B-9 BBB -- None of the Trustee at closing and on file with above ratings has been lowered since the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as respective dates of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;letters.
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns ARM Trust 2005-4)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION ----------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. ss.ss. Act Loan xx.xx. Loxx 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization POOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Georgia Fair Xxxxxxx Xxx, Xx. Code Xxxx Xxx. xx.xx. Covered Loan 2003Coverxx Loax 0003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seqxxx. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization --------------------------------------------- POOR'S HOME LOAN CATEGORIZATION ------------------------------------------ --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Georgia Fair Xxxxxxx Xxx, Xx. Code Xxxx Xxx. xx.xx. Home Loan 2003Xxxn 2000) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;---------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2004-Fr2)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. §§ Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's ’s Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. §§ Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered ’s Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. §§ Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF OFFERED CERTIFICATES Offered Certificates S&P Xxxxx’x DBRS Class A-1 AAA Aaa AAA Class A-2 AAA Aaa AAA Class A-3 AAA Aaa AAA Class B-1 AA Aa1 AA Class B-2 A Aa3 A Class B-3 BBB A3 BBB Class X-0 XXX- Xxx0 XXX The Class B-IO, Class XP, Class R and Class R-X Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [I FORM OF] SWAP CONTRACT Delivered OF TRUSTEE LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Xxxxx Fargo Bank, National Association, a banking corporation, having a place of business at 0000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxx, as Trustee (and in no personal or other representative capacity) under the Pooling and Servicing Agreement, dated as of February 1, 2007, by and among Structured Asset Mortgage Investments II Inc., the Trustee and EMC Mortgage Corporation (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Xxxxxxx Mortgage Funding Trust 2007-AR2, Mortgage Pass-Through Certificates, Series 200_-__ [Date] Via Facsimile _____________2007-AR2, hereby appoints _______________, in its capacity as Servicer under the Agreement, as the Trustee’s true and lawful Special Attorney-in-Fact, in the Trustee’s name, place and stead and for the Trustee’s benefit, but only in its capacity as Trustee _____________________________ _____________________________ Dear Sir aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or Madam: Reference real estate owned from time to time owned (beneficially or in title, whether the Trustee is made named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Pooling Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and Servicing only to the extent the respective Trustee has an interest therein under the Agreement, dated and in respect of which the Servicer is acting as of _________, 200_, servicer pursuant to the Agreement (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee“Mortgage Documents”). Capitalized terms used herein This appointment shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect apply to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in following enumerated transactions under the attached scheduleAgreement only:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Mortgage Funding Trust 2007-Ar2)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Date Predatory Lending Law ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Covered Loan 2003) Xxx. xx.xx. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Home Loan Categorization ---------------------------------------------------------------------------------------------------------------------- Category under Applicable ------------------ -------------------------------------------- ------------------------- Date -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Date Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered 7-6A-1 Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. xx.xx. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OFRESERVED] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OFRESERVED] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OFRESERVED] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.RESERVED], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-33cb)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. -- --- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. ss.ss. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard ---------------------------------- ------------------------------------------------- -------------------------------- STANDARD & Poor's POOR'S COVERED LOAN CATEGORIZATION ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable Date Anti-Predatory Lending Law ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 6, Georgia Fair Lending Act, Gx. Xxxx Xxx. xx.xx. Xxxxxxx Loan 2000) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan Categorization --------------------------------------------- N.J. Rev. Stat. ss.ss. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- STANDARD & POOR'S HOME LOAN CATEGORIZATION --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan Xxxx Xxan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered ---------------------------------- ------------------------------------------------- -------------------------------- Indiana Indiana Home Loan N.J. Rev. StatPractices Act, Ind. Code Ann. xx.xxHome Loan ss.ss. 46:10B-22 24-9-1-1 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. for loans originated on or after January 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx2005. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;2003
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RASC Series 2004-Ks10 Trust)
et seq. Effective May 24June 2, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma 2003 -------------------------------------------------------------------------------- Colorado Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1Equity Protection, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Covered Loan Colo.Stat. Xxx. xx.xx. 5-3.5-101 et seq. Effective for covered loans taken offered or entered into on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender2003. Other provisions of the Act took effect on June 7, West Virginia Mortgage 2002 -------------------------------------------------------------------------------- Connecticut Connecticut Abusive Home Loan Broker and Servicer High Cost Home Loan Lending Practices Act, W. Va. Code XxxConn. Gen. Stat. Act Loan xx.xx. 31-17-1 36a-746 et seq. Effective June 5October 1, 2002 --------------------------------------------------------------------------------------------------------------------- Standard 2001 -------------------------------------------------------------------------------- Exhibit A-1 -------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HIGH COST LOAN CATEGORIZATION -------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- District of Columbia Home Loan Protection Act, D.C. Covered Loan Code xx.xx. 26-1151.01 et seq. Effective for loans closed on or after January 28, 2003 -------------------------------------------------------------------------------- Florida Fair Lending Act, Fla. Stat. Xxx. High Cost Home Loan xx.xx. 494.0078 et seq. Effective October 2, 2002 -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. High Cost Home Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. 2003) Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002-------------------------------------------------------------------------------- Georgia as amended Georgia Fair Lending Act, Covered Ga. High Cost Home Loan N.J. Rev. Stat(Mar. 7, 2003 - Code Xxx. xx.xx. 46:10B-22 7-6A-1 et seq. current) Effective for loans closed on or after March 7, 2003 -------------------------------------------------------------------------------- HOEPA Section 32 Home Ownership and Equity High Cost Loan Protection Act of 1994, 15 U.S.C. ss. 1639, 12 C.F.R. xx.xx. 226.32 and 226.34 Effective October 1, 1995, amendments October 1, 2002 -------------------------------------------------------------------------------- Illinois High Risk Home Loan Act, Ill. High Risk Home Loan Comp. Stat. tit. 815, xx.xx. 137/5 et seq. Effective November 27, 2003 - July 5January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Standard (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001) -------------------------------------------------------------------------------- Indiana Indiana Home Loan Practices Act, High Cost Home Loans Ind. Code Xxx. xx.xx. 24-9-1-1 et seq. Effective January 1, 2005; amended by 2005 HB 1179, effective July 1, 2005 -------------------------------------------------------------------------------- Kansas Consumer Credit Code, Kan. Stat. High Loan to Value Xxx. xx.xx. 16a-1-101 et seq. Consumer Loan (id. ss. 16a-3-207) and; Sections 16a-1-301 and 16a-3-207 High APR Consumer became effective April 14, 1999; Loan (id. ss. Section 16a-3-308a became 16a-3-308a) effective July 1, 1999 -------------------------------------------------------------------------------- Exhibit A-2 -------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HIGH COST LOAN CATEGORIZATION -------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 -------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Kentucky 2003 KY H.B.287 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. High Cost Home High Cost Home Loan 2003) 7-6A-1 et seq. Effective October 1Loan Act, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Ky. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 360.100 et seq. Effective as of January 1June 24, 2004; Revised as of February 262003 -------------------------------------------------------------------------------- Maine Truth in Lending, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Me. Rev. Stat. High Rate High Fee tit. 9-A, xx.xx. 248-1.1E 101 et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;Mortgage
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RFMSI Series 2007-S9 Trust)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Loan Act Loan Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard ---------------------------- ---------------------------------------- -------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S COVERED LOAN CATEGORIZATION ---------------------------- ---------------------------------------- -------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law/Effective Date Law ---- ---------------------------- ---------------------------------------- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Covered Loan Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code 2003) Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act Covered Home Loan of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard ---------------------------- ---------------------------------------- -------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HOME LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law/Effective Date Law ---- ---------------------------- ---------------------------------------- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Home Loan Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code 2003) Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act Home Loan of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Cost Home Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to A REVISED July 11, 0000 XXXXXXXX X - STANDARD & POOR'S PREDATORY LENDING CATEGORIES Standard & Poor's has categorized loans governed by anti-predatory lending laws in the Trustee at closing and on file Jurisdictions listed below into three categories based upon a combination of factors that include (a) the risk exposure associated with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to assignee liability and (b) the Trustee at closing tests and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan thresholds set forth in those laws. Note that certain loans classified by the attached schedule:
1relevant statute as Covered are included in Standard & Poor's High Cost Loan Category because they included thresholds and tests that are typical of what is generally considered High Cost by the industry. A Principal Prepayment in full or in part was received during the related Prepayment Period;STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Anti-Predatory Lending Law/Effective Date Law ---------------------------- ---------------------------------------- -------------------------- Arkansas Arkansas Home Loan Protection Act, High Cost Home Loan Ark. Code Xxx. xx.xx. 00-00-000 et seq.
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RAMP Series 2006-Efc1 Trust)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Xxxered Loan 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home 0-0X-0 Xxxe Loan 20030003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OFXXXX XX] SWAP CONTRACT XXXX XONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________------------------, as Trustee _____________________________ _____________________________ --------------- ----------------------- Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oc6)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan Xxxxxxx Xxxn 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- --------------------------------
Q-4 Standard & Poor's Covered High Cost Loan Categorization --------------------------------------------- ----------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003Xxxx Xxxx 0003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 EXHIBIT S-2 EXHIBIT T [Reserved] EXHIBIT U MONTHLY STATEMENT [On file with Trustee] EXHIBIT V-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on PERFORMANCE CERTIFICATION (Servicer) [On file with the Trustee. XXXXXXX X-0 ] EXHIBIT V-2 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on PERFORMANCE CERTIFICATION (Trustee) [On file with the Trustee. ] EXHIBIT T W [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT SERVICING CRITERIA TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBE ADDRESSED IN ASSESSMENT OF COMPLIANCE STATEMENT The assessment of compliance to be delivered by [the Master Servicer] [Trustee] [Name of Subservicer] shall address, Series 200_-__ [Date] Via Facsimile ____________________________at a minimum, the criteria identified as Trustee _____________________________ _____________________________ Dear Sir below as "Applicable Servicing Criteria": ------------------------------------------------------------------------------------------ ---------------------- Applicable Servicing Servicing Criteria Criteria ------------------------------------------------------------------------------------------ ---------------------- Reference Criteria --------------------- -------------------------------------------------------------------- ---------------------- General Servicing Considerations --------------------- ---------------------- Policies and procedures are instituted to monitor any performance or Madam: other triggers and events of default in 1122(d)(1)(i) accordance with the transaction agreements. --------------------- ---------------------- If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party's performance and compliance 1122(d)(1)(ii) with such servicing activities. --------------------- ---------------------- Any requirements in the transaction agreements to maintain a 1122(d)(1)(iii) back-up servicer for the mortgage loans are maintained. --------------------- ---------------------- A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with 1122(d)(1)(iv) the terms of the transaction agreements. --------------------- ---------------------- Cash Collection and Administration --------------------- ---------------------- Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of 1122(d)(2)(i) days specified in the transaction agreements. --------------------- ---------------------- Disbursements made via wire transfer on behalf of an 1122(d)(2)(ii) obligor or to an investor are made only by --------------------- ----------------------
W-1 Applicable Servicing Servicing Criteria Criteria ------------------------------------------------------------------------------------------ ---------------------- Reference is made to Criteria --------------------- -------------------------------------------------------------------- ---------------------- authorized personnel. --------------------- ---------------------- Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and 1122(d)(2)(iii) approved as specified in the Pooling and Servicing Agreementtransaction agreements. --------------------- ---------------------- The related accounts for the transaction, dated such as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], cash reserve accounts or accounts established as a Sellerform of overcollateralization, [Park Granada LLC]are separately maintained (e.g., as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With with respect to the Distribution Date in _________ 200_ and each Mortgage Loan commingling of cash) as set forth in the attached schedule:
11122(d)(2)(iv) transaction agreements. A Principal Prepayment --------------------- ---------------------- Each custodial account is maintained at a federally insured depository institution as set forth in full or in part was received during the related Prepayment Period;transaction agreements. For purposes of this criterion, "federally insured depository institution" with respect to a foreign financial institution means a foreign financial institution that meets the requirements of 1122(d)(2)
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2007-8cb)
et seq. Effective May 24June 2, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma 0000 -------------------------------------------------------------------------------- Colorado Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1Equity Protection, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Colo. Covered Loan Stat. Ann. ss.ss. 5-3.5-101 et seq. Effective for covered loans taken offered or entered into on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender2003. Other provisions of the Act took effect on June 7, West Virginia Mortgage 2002 -------------------------------------------------------------------------------- Connecticut Connecticut Abusive Home Loan Broker and Servicer High Cost Home Loan Lending Practices Act, W. Va. Code XxxConn. Gen. Stat. Act Loan xx.xxss.ss. 31-17-1 36a-746 et seq. Effective June 5October 0, 2002 --------------------------------------------------------------------------------------------------------------------- 0001 -------------------------------------------------------------------------------- District of Columbia Home Loan Protection Act, D.C. Covered Loan Code ss.ss. 26-1151.01 et seq. Effective for xxxxx closed on or after January 28, 2003 -------------------------------------------------------------------------------- Florida Fair Lending Act, Fla. Stat. High Cost Home Loan Ann. ss.ss. 494.0078 et seq. Standard & Poor's Covered High Cost Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------- -------------------------------------------------------------------------------- Category under Applicable State/Jurisdiction Name of Anti-Predatory Lending Anti-Predatory Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Effective October 2, 2002 -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. High Cost Home Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) Code Ann. ss.ss. 7-6A-1 et seq. Effective October 1Octxxxr 0, 2002 0002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002-------------------------------------------------------------------------------- Georgia as amended Georgia Fair Lending Act, Covered Ga. High Cost Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. Effective November 27(Mar. 7, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, XxCode Ann. Code Xxxss.ss. xx.xx. Home Loan 2003) 7-6A-1 et seq. current) Effecxxxe xxx xoans closed on or after March 7, 2003 -------------------------------------------------------------------------------- HOEPA Section 32 Home Ownership and Equity High Cost Loan Protection Act of 1994, 15 U.S.C. ss. 1639, 12 C.F.R. ss.ss. 226.32 and 226.34 Effective Octobxx 0, 1995, amendments October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, -------------------------------------------------------------------------------- Illinois High Risk Home Loan N.J. Act, Ill. High Risk Home Loan Comp. Stat. tit. 815, ss.ss. 137/5 et seq. Xffective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001) -------------------------------------------------------------------------------- Kansas Consumer Credit Code, Kan. Stat. High Loan to Value Ann. ss.ss. 16a-1-101 et seq. Consumer Loan (id. ss. 16a-3-207) and; Sections 16a-1-301 and 16a-3-207 ----------------------- became effective April 14, 1999; High APR Consumer Section 16a-3-308a became Loan (id. ss. effective July 1, 1999 16a-3-308a) -------------------------------------------------------------------------------- Kentucky 2003 KY H.B. 287 - High Cost High Cost Home Loan Home Loan Act, Ky. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 360.100 et seq. Effective as of January 1June 24, 2004; Revised as of February 260003 -------------------------------------------------------------------------------- Maine Truth in Lending, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Me. Rev. Stat. xx.xxHigh Rate High Fee tit. 249-1.1E A, ss.ss. 8-101 et seq. Effective July 1Mortgage Effexxxxx September 29, 2000; 1995 and as amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered from time to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;time --------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Morgan Stanley Mortgage Loan Trust 2007-3xs)
et seq. Effective May 2400, 2002 --------------------------------------------------------------------------------------------------------------------- 0002 ---------------------------- ---------------------------------------- -------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- ------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Category under ------------------ ------------------------------ -------------- Law/Effective Date Applicable Anti- ------------------ ---------------- Predatory Lending Law --------------------- ---------------------------- ---------------------------------------- -------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Loan Act Loan Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Effective June 5Xxne 0, 2002 --------------------------------------------------------------------------------------------------------------------- 0002 ---------------------------- ---------------------------------------- -------------------------- Standard & Poor's Covered High Cost Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------- ------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Category under ------------------ ------------------------------ -------------- Law/Effective Category under Date Applicable Anti- ------------------ -------------------------------------------- ------------------------- Date Anti----------------- Predatory Lending Law ---- --------------------- ---------------------------- ---------------------------------------- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1Xxxobxx 0, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act Covered Home Loan of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------ ------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Category under ------------------ ------------------------------ -------------- Law/Effective Category under Date Applicable Anti- ------------------ -------------------------------------------- ------------------------- Date Anti----------------- Predatory Lending Law ---- --------------------- ---------------------------- ---------------------------------------- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Home Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1Xxxobxx 0, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- New Jersey New Jersey Home Ownership Security Act Home Loan of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ---------------------------------------- -------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;---------------------------- ---------------------------------------- --------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Morgan Stanley Mortgage Loan Trust 2006-1ar)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. §§ Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - – Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. §§ Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - – March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - – July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - – Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. §§ Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - – March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ------------------------------- ----------------- --------------------- Offered Certificates S&P Xxxxx'x ------------------------------- ----------------- --------------------- Class I-A-1 AAA Aaa ------------------------------- ----------------- --------------------- Class I-A-2 AAA Aaa ------------------------------- ----------------- --------------------- Class I-A-3 AAA Aaa ------------------------------- ----------------- --------------------- Class I-X AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-1 AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-2 AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-3 AAA Aaa ------------------------------- ----------------- --------------------- Class I-B-1 AA+ Aaa ------------------------------- ----------------- --------------------- Class I-B-2 AA Aa1 ------------------------------- ----------------- --------------------- Class I-B-3 AA- Aa2 ------------------------------- ----------------- --------------------- Class I-B-4 A+ Aa3 ------------------------------- ----------------- --------------------- Class I-B-5 A A2 ------------------------------- ----------------- --------------------- Class I-B-6 BBB Baa2 ------------------------------- ----------------- --------------------- Class I-B-7 BBB- Baa3 ------------------------------- ----------------- --------------------- Class II-B-1 AA Aa1 ------------------------------- ----------------- --------------------- Class II-B-2 A Aa2 ------------------------------- ----------------- --------------------- Class II-B-3 BBB A1 ------------------------------- ----------------- --------------------- Class II-B-4 BBB- A3 ------------------------------- ----------------- --------------------- The Class I-XP, Class II-XP, Class I-R, Class II-R, Class I-B-IO and Class II-B-IO Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [I FORM OF] SWAP CONTRACT Delivered OF TRUSTEE LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Xxxxx Fargo Bank, National Association, a banking corporation, having a place of business at 0000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxx, as Trustee (and in no personal or other representative capacity) under the Pooling and Servicing Agreement, dated as of July 1, 2006, by and among Structured Asset Mortgage Investments II Inc., the Trustee and EMC Mortgage Corporation (as amended, restated, supplemented or otherwise modified from time to time, the "Agreement"; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Xxxxxxx Mortgage Funding Trust 2006-AR1, Mortgage Pass-Through Certificates, Series 200_-__ [Date] Via Facsimile _____________2006-AR1, hereby appoints _______________, in its capacity as Servicer under the Agreement, as the Trustee's true and lawful Special Attorney-in-Fact, in the Trustee's name, place and stead and for the Trustee's benefit, but only in its capacity as Trustee _____________________________ _____________________________ Dear Sir aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or Madam: Reference real estate owned from time to time owned (beneficially or in title, whether the Trustee is made named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Pooling Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and Servicing only to the extent the respective Trustee has an interest therein under the Agreement, dated and in respect of which the Servicer is acting as of _________, 200_, servicer pursuant to the Agreement (the "Pooling and Servicing AgreementMortgage Documents") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee). Capitalized terms used herein This appointment shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect apply to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in following enumerated transactions under the attached scheduleAgreement only:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Mortgage Funding Trust 2006-Ar1)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. -- --- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. -- --- Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Xxxxxxx Loan 20032000) 7-6A-1 et seq. -- --- Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- --------------------------------
Q-4 Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan Xxxx Xxxn 2003) 7-6A-1 et seq. -- --- Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. -- --- Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. -- --- Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan Loans Act, S.C. Code Ann. ss.ss. 37-23-10 et seq. -- --- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OFXXXX XX] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [Reserved] EXHIBIT U MONTHLY STATEMENT [On file with Trustee] EXHIBIT V-1 [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT PERFORMANCE CERTIFICATION (Servicer) [On file with Trustee] EXHIBIT V-2 [FORM OF] PERFORMANCE CERTIFICATION (Trustee) [On file with Trustee] EXHIBIT W [FORM OF] SERVICING CRITERIA TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBE ADDRESSED IN ASSESSMENT OF COMPLIANCE STATEMENT The assessment of compliance to be delivered by [the Master Servicer] [Trustee] [Name of Subservicer] shall address, Series 200_-__ [Date] Via Facsimile ____________________________at a minimum, the criteria identified as Trustee _____________________________ _____________________________ Dear Sir below as "Applicable Servicing Criteria": ------------------------------------------------------------------------------------------ ---------------------- Servicing Criteria Applicable Servicing Criteria ------------------------------------------------------------------------------------------ ---------------------- Reference Criteria --------------------- -------------------------------------------------------------------- ----------------------
(i) Policies and procedures are instituted to monitor any performance or Madam: Reference is made other triggers and events of default in accordance with the transaction agreements. --------------------- ---------------------- If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the Pooling third party's performance and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement"compliance 1122(d)(1)(ii) among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trusteewith such servicing activities. Capitalized terms used herein shall have the meanings ascribed to such terms --------------------- ---------------------- Any requirements in the Pooling transaction agreements to maintain a 1122(d)(1)(iii) back-up servicer for the mortgage loans are maintained. --------------------- ---------------------- A fidelity bond and Servicing Agreement. __________________ hereby certifies that he/she errors and omissions policy is a Servicing Officer, holding in effect on the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth party participating in the attached schedule:servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with 1122(d)(1)(iv) the terms of the transaction agreements. --------------------- ---------------------- Cash Collection and Administration --------------------- ---------------------- Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of 1122(d)(2)(i) days specified in the transaction agreements. --------------------- ---------------------- Disbursements made via wire transfer on behalf of an obligor or to 1122(d)(2)(ii) an investor are made only by --------------------- ----------------------
1W-1 Servicing Criteria Applicable Servicing Criteria ------------------------------------------------------------------------------------------ ---------------------- Reference Criteria --------------------- -------------------------------------------------------------------- ---------------------- authorized personnel. A Principal Prepayment in full or in part was received during the related Prepayment Period;--------------------- ----------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-41cb)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ------------------------------------------- ------------------------ Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ------------------------------------------- ------------------------ West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Va. Code Xxx. Loan Act Loan xx.xxCode Ann. ss.ss. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ------------------------------------------- ------------------------ Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ ---------------------------- ------------------------------------------- ------------------------- Category under Applicable Name of Anti-Predatory Lending Anti-Predatory Lending State/Jurisdiction Law/Effective Date Law ---------------------------- ------------------------------------------- ------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 ---------------------------- ------------------------------------------- ------------------------- New Jersey New Jersey Home Ownership Security Act of Covered Home Loan 2002, N.J. Rev. Stat. ss.ss. 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 ---------------------------- ------------------------------------------- ------------------------- Standard & Poor's Home Loan Categorization __________________________________________ Dear Sir ---------------------------- -------------------------------------------- ------------------------ Category under Applicable Name of Anti-Predatory Lending Law/Effective Anti-Predatory Lending State/Jurisdiction Law ---------------------------- -------------------------------------------- ------------------------ Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Ann. Home Loan Mar. 6, 2003) ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 ---------------------------- -------------------------------------------- ------------------------ New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, N.J. Rev. Stat. ss.ss. 00:10B 22 et seq. Effective for loans closed on or Madam: Reference is made to the Pooling and Servicing Agreementafter November 27, dated 2003 ---------------------------- -------------------------------------------- ------------------------ New Mexico Home Loan Protection Act, N.M. Rev.Stat. Home Loan ss.ss. 58-21A-1 et seq. Effective as of _________January 1, 200_2004; Revised as of February 26, (the "Pooling 2004 ---------------------------- -------------------------------------------- ------------------------ North Carolina Restrictions and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Limitations on High Cost Consumer Home Loan Home Loans, Inc.]N.C. Gen. Stat. ss.ss. 24-1.1E et seq. Effective for loans taken on or after January 1, as a Seller, 2004 ---------------------------- -------------------------------------------- ------------------------ EXHIBIT R [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer FORM OF] CORRIDOR CONTRACT Delivered to the Trustee at closing and __________________, as on file with the Trustee. Capitalized terms used herein EXHIBIT S-1 EXHIBIT S-2 EXHIBIT T [Reserved] T-1 EXHIBIT U MONTHLY STATEMENT [On file with Trustee] EXHIBIT V-1 [FORM OF] PERFORMANCE CERTIFICATION (Servicer) [On file with Trustee] EXHIBIT V-2 [FORM OF] PERFORMANCE CERTIFICATION (Trustee) [On file with Trustee] EXHIBIT W [FORM OF] SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE STATEMENT The assessment of compliance to be delivered by [the Master Servicer] [Trustee] [Name of Subservicer] shall have address, at a minimum, the meanings ascribed to such terms in the Pooling and criteria identified as below as "Applicable Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached scheduleCriteria":
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-24cb)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law ------------------- ------------------------------------------ --------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Xxx. Sections 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia 0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Loan Act Loan xx.xx. Sections 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction POOR'S COVERED LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ ------------------------------------------- ---------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 2002 - Mar. 6, Sections 7-6A-1 et seq. 2003) Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey 0000 Xxx Xxxxxx Xxx Xxxxxx Home Ownership Security Act of 2002, Covered Home Loan 2002, N.J. Rev. Stat. xx.xx. Sections 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction POOR'S HOME LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ ------------------------------------------- ---------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 2002 - Mar. 6, Sections 7-6A-1 et seq. 2003) Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act STANDARD & POOR'S HOME LOAN CATEGORIZATION Category under Name of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;Predatory Lending Law ------------------ ------------------------------------------- ----------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (RAMP Series 2006-Rs3 Trust)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Mortgage Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- South Carolina South Carolina High Cost and High Cost Home Loan Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential West Virginia Mortgage Lender, West Virginia Broker and Mortgage Loan Broker and Act Servicer Act, W. Va. Code Xxx. Act §§ Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Anti-Predatory Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Covered Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. 2003) Code Xxx. xx.xx. Covered Loan 2003) §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Covered Home Loan Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Anti-Predatory Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Home Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. 2003) Code Xxx. xx.xx. Home Loan 2003) §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Home Loan Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Home Loan Rev. Stat. Home Loan xx.xx. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home Loan Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;--------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns ALT-A Trust, Series 2005-9)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ South Carolina South Carolina High Cost and High Cost Home Loan Consumer Home Loans Act, S.C. Code Xxx. xx.xx. 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ West Virginia West Virginia Residential West Virginia Mortgage Mortgage Lender, West Virginia Mortgage Loan Broker and Loan Act Loan Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard ------------------------------------------------------------------------------------------------------------------ STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S COVERED LOAN CATEGORIZATION State/Jurisdiction Name of Anti-Predatory Category under Lending Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Anti- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ Georgia (Oct. Oct 1, 2002 - Mar. 0Mar 6, Xxxxxxx Xxxx Xxxxxxx Xxx2003) Georgia Fair Lending Act, Xx. Ga. Covered Loan Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Covered Home Loan Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard ------------------------------------------------------------------------------------------------------------------ STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HOME LOAN CATEGORIZATION State/Jurisdiction Name of Anti-Predatory Category under Lending Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Anti- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ Georgia (Oct. Oct 1, 2002 - Mar. 0Mar 6, Xxxxxxx Xxxx Xxxxxxx Xxx2003) Georgia Fair Lending Act, Xx. Ga. Home Loan Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ Indiana Indiana Home Loan Practices Act, Home Loan Ind. Code Xxx. xx.xx. 24-9-1-1 et seq. Effective for loans originated on or after January 1, 2005. ------------------------------------------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Home Loan Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ New Mexico Home Loan Protection Act, N.M. Home Loan Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ South Carolina South Carolina High Cost and Consumer Home Loan Consumer Home Loans Act, S.C. Code Xxx. xx.xx. 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. ------------------------------------------------------------------------------------------------------------------ SCHEDULE A Principal Prepayment in full or in part was received during the related Prepayment Period;REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ----------------------------------------------- Public Certificates -------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns ARM Trust 2004-10)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's High Cost Loan Categorization ---------------------------------------------------------------------------------------------------------------------- Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law ------------------ ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans Effectivx xor xxxxs taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. ss.ss. Act Loan xx.xx. 31-17-1 et seqsex. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ---------------------------------------------------------------------------------------------------------------------- Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xxAnn. Covered Loan Mar. 6, 2003) 7ss.ss. 0-6A-1 0A-1 et seq. Effective October 1Octobxx 0, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10I-B-22 et seq. Effective November Xxxxxber 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ---------------------------------------------------------------------------------------------------------------------- Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, XxGa. Code Ann. Code Xxxss.ss. xx.xx. Home Loan 2003) 7-6A-1 Home Loan Mar. 6, 2003) et seqxxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Indiana Indiana Home Loan Practices Act, Ind. Code Ann. Home Loan ss.ss. 24-9-0-1 et seq. Effective for xxxxx originated on or after January 1, 2005. ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10I-B-22 et seq. -- --- Effective for loans fxx xxans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seqex xxx. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans xxr xxxxx taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. ---------------------------------------------------------------------------------------------------------------------- SCHEDULE A Principal Prepayment in full or in part was received during the related Prepayment Period;REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES Public Certificates Class Fitch S&P ------------------------------- ------------- ----------------
Appears in 1 contract
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. xx.xx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard --------------------- ------------------------------------------------- -------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HIGH COST LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Category under Applicable Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2002 - Mar. 6, 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- --------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard --------------------- ------------------------------------------------- -------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S HIGH COST LOAN CATEGORIZATION ------------------------------------------------------------------------------------------------------------ State/Jurisdiction Name of Anti-Predatory Category under Applicable Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;--------------------- ------------------------------------------------- --------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (NAAC Alternative Loan Trust, Series 2004-Ar3)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's High Cost Loan Categorization ----------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Date Anti-Predatory Lending Law ---------------------------------- ------------------------------------------------- -------------------------------- Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ---------------------------------- ------------------------------------------------- -------------------------------- Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- ------------------------------------------ --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Home Loan Categorization ------------------------------------------ --------------------------------------------------------------------------------------------------------------------- Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Date Anti-Predatory Lending Law ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. xx.xx. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- EXHIBIT R R-1 [FORM OF] SWAP CLASS A-1 AND A-5 CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 R-2 [FORM OF] SWAP CLASS A-4 CORRIDOR CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T R-3 [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached scheduleCLASS A-9 CORRIDOR CONTRACT DATE:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2005-42cb)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken xxxen on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. §§ Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xx. §§ Covered Loan 2003) 70-6A-1 et seq0X-0 xx xeq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xx. §§ Home Loan 2003) 70-6A-1 et seq0X-0 xx xxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken xxxen on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ------------------------------- -------------------- --------------------- Offered Certificates S&P Moody's ------------------------------- -------------------- --------------------- Class A-1 AAA Aaa ------------------------------- -------------------- --------------------- Class A-2 AAA Aaa ------------------------------- -------------------- --------------------- Class B-1 AA Aaa ------------------------------- -------------------- --------------------- Class B-2 A Aa3 ------------------------------- -------------------- --------------------- Class B-3 BBB A3 ------------------------------- -------------------- --------------------- Class B-4 BBB- Baa1 ------------------------------- -------------------- --------------------- The Class XP, Class R, Class R-X and Class B-IO Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [I FORM OF] SWAP CONTRACT Delivered OF TRUSTEE LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Wells Fargo Bank, National Association, a banking corporation, havixx x place of business at 9062 Old Annapolis Road, Columbia, Maryland, as Trustee (and in no pxxxxxxx xx xxxxx xxxxxxxxxxxxxx xxxxxxxx) xxxer the Pooling and Servicing Agreement, dated as of November 1, 2006, by and among Structured Asset Mortgage Investments II Inc., the Trustee and EMC Mortgage Corporation (as amended, restated, supplemented or otherwise modified from time to time, the "Agreement"; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Stearns Mortgage Funding Trust 2006-AR4, Mortgage Pass-Through Certifxxxxxx, Series 200_-__ [Date] Via Facsimile _____________2006-AR4, hereby appoints _______________, in its capacity as Servicer under the Agreement, as the Trustee's true and lawful Special Attorney-in-Fact, in the Trustee's name, place and stead and for the Trustee's benefit, but only in its capacity as Trustee _____________________________ _____________________________ Dear Sir aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or Madam: Reference real estate owned from time to time owned (beneficially or in title, whether the Trustee is made named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Pooling Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and Servicing only to the extent the respective Trustee has an interest therein under the Agreement, dated and in respect of which the Servicer is acting as of _________, 200_, servicer pursuant to the Agreement (the "Pooling and Servicing AgreementMortgage Documents") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee). Capitalized terms used herein This appointment shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect apply to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in following enumerated transactions under the attached scheduleAgreement only:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Mortgage Funding Trust 2006-Ar4)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Mortgage Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- South Carolina South Carolina High Cost and High Cost Home Loan Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- West Virginia West Virginia Residential West Virginia Mortgage Lender, West Virginia Broker and Mortgage Loan Broker and Act Servicer Act, W. Va. Code Xxx. Act §§ Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Anti-Predatory Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Covered Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. 2003) Code Xxx. xx.xx. Covered Loan 2003) §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Covered Home Loan Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Anti-Predatory Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Home Loan - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. 2003) Code Xxx. xx.xx. Home Loan 2003) §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Home Loan Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Home Loan Rev. Stat. Home Loan xx.xx. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home Loan Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------- Certificates S&P Moodys Class I-1A-1 AAA Aaa Class I-1A-2 AAA Aaa Class I-2A-1 AAA Aaa Class I-2A-2 AAA Aaa Class I-2A-3 AAA Aaa Class II-1A-1 AAA Aaa Class II-2A-1 AAA Aaa Class II-2A-2 AAA Aaa Class II-3A-1 AAA Aaa Class II-4A-1 AAA Aaa Class II-5A-1 AAA Aaa Class II-6A-1 AAA Aaa Class I-M-1 AA Aa2 Class I-M-2 A A2 Class I-B-1 BBB Baa2 Class I-B-2 BBB- Baa3 Class I-B-3 BB Ba2 Class II-B-1 AA+ Aa1 Class II-B-2 AA Aa2 Class II-B-3 AA Aa3 Class II-B-4 AA- A1 Class II-B-5 A+ A2 Class XX-X-0 X X0 Xxxxx XX-X-0 X- Xxx0 Class II-B-8 BBB+ Baa2 Class II-B-9 BBB Baa3 Class II-B-10 BB NA Class II-B-11 B NA -------------------------------------------------------------------------------------------- The Class XP, Class B-IO, Class R, Class R-X and Class II-B-12 Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [FORM OF] SWAP CONTRACT Delivered L Pursuant to this Subsequent Transfer Instrument, dated September 30, 2005 (this "Instrument"), between Structured Asset Mortgage Investments II Inc., as seller (the Trustee at closing "Seller"), and on file with JPMorgan Chase Bank, National Association, as trustee of the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Xxxxxxx ALT-A Trust, Mortgage Pass-Through Certificates, Series 200_-__ [Date] Via Facsimile ____________________________2005-9, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made purchaser (the "Trustee"), and pursuant to the Pooling and Servicing Agreement, dated as of _________September 1, 200_, 2005 (the "Pooling and Servicing Agreement") ), among [CWALT, Inc.]the Seller, as Depositorthe seller, [Countrywide Home LoansXxxxx Fargo Bank, Inc.]National Association, as a Sellermaster servicer and securities administrator, [Park Granada LLC]EMC Mortgage Corporation and the Trustee, as a Sellertrustee, [Park Monaco Inc.]the Seller and the Trustee agree to the sale by the Seller and the purchase by the Trustee in trust, on behalf of the Trust, of the Subsequent Mortgage Loans listed on the Schedule of Mortgage Loans attached to this Instrument as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as TrusteeExhibit 1 hereto (the "Subsequent Mortgage Loans"). Capitalized terms used but not otherwise defined herein shall have the meanings ascribed to such terms set forth in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;.
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns ALT-A Trust, Series 2005-9)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. §§ Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's ’s Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. §§ Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered ’s Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. §§ Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ------------------------------- ----------------- --------------------- Offered Certificates S&P Xxxxx’x ------------------------------- ----------------- --------------------- Class I-A-1 AAA Aaa ------------------------------- ----------------- --------------------- Class I-A-2 AAA Aaa ------------------------------- ----------------- --------------------- Class I-A-3 AAA Aaa ------------------------------- ----------------- --------------------- Class I-X AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-1 AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-2 AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-3 AAA Aaa ------------------------------- ----------------- --------------------- Class I-B-1 AA+ Aaa ------------------------------- ----------------- --------------------- Class I-B-2 AA Aa1 ------------------------------- ----------------- --------------------- Class I-B-3 AA- Aa1 ------------------------------- ----------------- --------------------- Class I-B-4 A+ Aa2 ------------------------------- ----------------- --------------------- Class I-B-5 A Aa3 ------------------------------- ----------------- --------------------- Class I-B-6 A- A1 ------------------------------- ----------------- --------------------- Class I-B-7 BBB+ A3 ------------------------------- ----------------- --------------------- Class I-B-8 BBB Baa2 ------------------------------- ----------------- --------------------- Class I-B-9 BBB- Baa3 ------------------------------- ----------------- --------------------- Class II-B-1 AA Aaa ------------------------------- ----------------- --------------------- Class II-B-2 A Aa3 ------------------------------- ----------------- --------------------- Class II-B-3 BBB A3 ------------------------------- ----------------- --------------------- Class II-B-4 BBB- Baa1 ------------------------------- ----------------- --------------------- The Class I-XP-1, Class I-XP-2, Class II-XP, Class R, Class R-X, Class I-B-IO, Class II-B-5 and Class II-B-IO Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [I FORM OF] SWAP CONTRACT Delivered OF TRUSTEE LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Xxxxx Fargo Bank, National Association, a banking corporation, having a place of business at 0000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxx, as Trustee (and in no personal or other representative capacity) under the Pooling and Servicing Agreement, dated as of December 1, 2006, by and among Structured Asset Mortgage Investments II Inc., the Trustee and EMC Mortgage Corporation (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Xxxxxxx Mortgage Funding Trust 2006-AR5, Mortgage Pass-Through Certificates, Series 200_-__ [Date] Via Facsimile _____________2006-AR5, hereby appoints _______________, in its capacity as Servicer under the Agreement, as the Trustee’s true and lawful Special Attorney-in-Fact, in the Trustee’s name, place and stead and for the Trustee’s benefit, but only in its capacity as Trustee _____________________________ _____________________________ Dear Sir aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or Madam: Reference real estate owned from time to time owned (beneficially or in title, whether the Trustee is made named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Pooling Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and Servicing only to the extent the respective Trustee has an interest therein under the Agreement, dated and in respect of which the Servicer is acting as of _________, 200_, servicer pursuant to the Agreement (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee“Mortgage Documents”). Capitalized terms used herein This appointment shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect apply to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in following enumerated transactions under the attached scheduleAgreement only:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Mortgage Funding Trust 2006-Ar5)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's High Cost Loan Categorization ----------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under ------------------ ------------------------------ -------------- Law/Effective Date Applicable Anti- ------------------ ---------------- Predatory Lending Law --------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. ss.ss. Act Loan xx.xx. 31-17-1 et seqxxq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under ------------------ ------------------------------ -------------- Law/Effective Category under Date Applicable Anti- ------------------ -------------------------------------------- ------------------------- Date Anti----------------- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xxss.ss. Covered Loan 2003Loax 0000) 7-6A-1 6A-0 et seqxxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective Effecxxxx November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- ------------------------------------------ --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under ------------------ ------------------------------ -------------- Law/Effective Category under Date Applicable Anti- ------------------ -------------------------------------------- ------------------------- Date Anti----------------- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xxss.ss. Home Loan 20032000) 7-6A-1 et seqxx sex. Effective October 1, 2002 - March 6, 2003 ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Home Loan Categorization ------------------------------------------ --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under ------------------ ------------------------------ -------------- Law/Effective Date Applicable Anti- ------------------ ---------------- Predatory Lending Law --------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective Effecxxxx for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seqsex. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July Effectixx Xxly 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for ---------------------------------- ------------------------------------------------- -------------------------------- Exxxctxxx xor loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________OF LOST NOTE AFFIDAVIT - LA SALLE AS CUSTODIAN I, as Trustee _____________________________ (title) of ________ (the "Custodian"), am authorized to make this Lost Note Affidavit on behalf of __________. In connection with the administration of the Mortgage Loans held by _______________ as Custodian on behalf of ____________ ("____") or the Trust of such mortgage loans, as the case may be (the "Investor"), I (hereinafter called "Deponent"), being duly sworn, depose and say that: Custodian's address is: [CUSTODIAN'S Address] Custodian previously delivered to the Investor a signed Trust Receipt with respect to the Mortgage Note referred to below; Such Mortgage Note was endorsed or sold to the Investor by _________________________ Dear Sir or Madam: Reference is made pursuant to the Pooling terms and Servicing Agreement, provisions of a ____________________ Agreement dated and effective as of _________ ______, 200____; Such Mortgage Note is not outstanding pursuant to a Request for Release of Documents; Such Mortgage Note (hereinafter called the "Original") has been lost; Deponent has made or has caused to be made diligent search for Original and has been unable to find or recover same; The Custodian was the Custodian of the Original at the time of loss; and Deponent agrees that, if the Original should ever come into Custodian's possession, custody or power, Custodian will immediately and without consideration surrender Original to the Investor. Attached hereto is a true and correct copy of the (i) Mortgage Note, endorsed in blank by the Mortgagee, and (ii) [Mortgage][Deed of Trust] with evidence of recording thereon which secures the Mortgage Note. Deponent hereby agrees that the Custodian shall indemnify and hold harmless the Purchaser, the Trust, the Servicer of the related Mortgage Loan and their respective employees, officers, directors and agents against any loss, liability or damage, including reasonable attorney's fees, resulting from the unavailability of the Mortgage Note, including but not limited to any loss, liability or damage arising from (i) any false statement contained in this Lost Note Affidavit, (ii) any claim of any party that it has already purchased a mortgage loan evidenced by the lost Mortgage Note or any interest in such mortgage loan, (iii) any claim of any borrower with respect to the existence of terms of a Mortgage Loan evidenced by the lost Mortgage Note, (iv) the issuance of new instrument in lieu thereof and (v) any claim whether or not based upon or arising from honoring or refusing to honor the Original when presented by anyone (items (i) through (iv) above are hereinafter referred to as the "Pooling and Servicing AgreementLosses") among [CWALTand (b) if required by any Rating Agency in connection with placing such lost Mortgage Note into a securitization transaction, Inc.]shall obtain a surety bond from an insurer acceptable to the applicable Rating Agency in an amount acceptable to such Rating Agency to cover any Losses with respect to such lost Mortgage Note. Capitalized terms used herein but not defined herein have the meanings given them in the Custodial Agreement, dated as Depositorof July 1, [Countrywide Home Loans2006, Inc.]between Morgan Stanley Mortgage Capital Inc. and the Custodian. Txxx Xxsx Xxxx Affidavit is intended to be relied on by the Investor, as a Sellerits successors, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and assigns and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies represents and warrants that he/she is a Servicing Officer, holding it has the office set forth beneath his/her name and hereby further certifies as follows: With respect authority to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;perform its obligations under this Lost Note Affidavit.
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Morgan Stanley Mortgage Loan Trust 2007-2ax)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------------ West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. xx.xx. Loan Act Loan xx.xx. 31-17-1 et seqET SEQ. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard ------------------------------------------------------------------------------------------------------------------ STANDARD & Poor's Covered Loan Categorization POOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- StateSTATE/Jurisdiction Name of AntiJURISDICTION NAME OF ANTI-Predatory Lending LawPREDATORY LENDING CATEGORY UNDER APPLICABLE LAW/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date AntiEFFECTIVE DATE ANTI-Predatory Lending Law ---- -------------------------- PREDATORY LENDING LAW --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seqET SEQ. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seqET SEQ. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard STANDARD & Poor's Covered Loan Categorization --------------------------------------------- POOR'S HOME LOAN CATEGORIZATION ------------------------------------------ --------------------------------------------------------------------------------------------------------------------- StateSTATE/Jurisdiction Name of AntiJURISDICTION NAME OF ANTI-Predatory Lending LawPREDATORY LENDING LAW/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date AntiEFFECTIVE CATEGORY UNDER APPLICABLE DATE ANTI-Predatory Lending Law ---- -------------------------- PREDATORY LENDING LAW --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seqET SEQ. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seqET SEQ. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. xx.xx. Home Loan xx.xx. 58-21A-1 et seqET SEQ. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seqET SEQ. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. SCHEDULE A Principal Prepayment in full or in part was received during the related Prepayment Period;REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ----------------------------------------------- Public Notes ------------
Appears in 1 contract
Samples: Grantor Trust Agreement (Bear Stearns Arm Trust, Mortgage-Backed Notes, Series 2005-2)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Q-3 ---------------------------------- ----------------------------------------------------- ----------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ----------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) Ann. ss.ss. 7-6A-1 et seq. -- --- Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, -- --- 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------ ---------------------------------- ----------------------------------------------------- ------------------------------ State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 0-0X-0 Xxxx Xxxn 2003) 7-6A-1 et seq. -- --- Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. -- --- Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- -- --- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ----------------------------------------------------- ------------------------------ EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. [RESERVED] [RESERVED] EXHIBIT S-1 T [RESERVED] EXHIBIT U MONTHLY STATEMENT [On file with Trustee] EXHIBIT V-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on PERFORMANCE CERTIFICATION (Servicer) [On file with the Trustee. XXXXXXX X-0 ] EXHIBIT V-2 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on PERFORMANCE CERTIFICATION (Trustee) [On file with the Trustee. ] EXHIBIT T W [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT SERVICING CRITERIA TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBE ADDRESSED IN ASSESSMENT OF COMPLIANCE STATEMENT The assessment of compliance to be delivered by [the Master Servicer] [Trustee] [Name of Subservicer] shall address, Series 200_-__ [Date] Via Facsimile ____________________________at a minimum, the criteria identified as Trustee _____________________________ _____________________________ Dear Sir below as "Applicable Servicing Criteria": ------------------------------------------------------------------------------------------ ---------------------- Applicable Servicing Servicing Criteria Criteria ------------------------------------------------------------------------------------------ ---------------------- Reference Criteria --------------------- -------------------------------------------------------------------- ---------------------- General Servicing Considerations --------------------- ---------------------- Policies and procedures are instituted to monitor any performance or Madam: Reference is made other triggers and events of default in 1122(d)(1)(i) accordance with the transaction agreements. --------------------- ---------------------- If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the Pooling third party's performance and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement"compliance with such servicing activities. 1122(d)(1)(ii) among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms --------------------- ---------------------- Any requirements in the Pooling transaction agreements to maintain a 1122(d)(1)(iii) back-up servicer for the mortgage loans are maintained. --------------------- ---------------------- A fidelity bond and Servicing Agreement. __________________ hereby certifies that he/she errors and omissions policy is a Servicing Officer, holding in effect on the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth party participating in the attached schedule:
1servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. A Principal Prepayment 1122(d)(1)(iv) --------------------- ---------------------- Cash Collection and Administration --------------------- ---------------------- Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of 1122(d)(2)(i) days specified in full the transaction agreements. --------------------- ---------------------- Disbursements made via wire transfer on behalf of an obligor or in part was received during the related Prepayment Period;to 1122(d)(2)(ii) an investor are made only by authorized personnel. W-2
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2007-1t1)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Loan Act Loan Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ O-4 Standard & Poor's Covered High Cost Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------- ------------------------------------------------------------------------------------------------------------ Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Date Predatory Lending Law ------------------ --------------------- ------------------------------------------------------------------------------------------------------------ Effective June 5, 2002 Standard & Poor's Covered Loan Categorization --------------------------------------------- ------------------------------------------------------------------------------------------------------------ Category under Applicable ------------------ -------------------------------------------- ------------------------- Date -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Date Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ------------------------------------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B- 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------ ------------------------------------------------------------------------------------------------------------ Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ------------------------------------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Home Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ O-5 Standard & Poor's Home Loan Categorization ------------------------------------------ ------------------------------------------------------------------------------------------------------------ Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Date Predatory Lending Law ------------------ --------------------- ------------------------------------------------------------------------------------------------------------ New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Stat. Home Loan xx.xxss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Cost Home Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------------------------------ EXHIBIT R P [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT SUPPLEMENTAL TRANSFER AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESTHIS SUPPLEMENTAL TRANSFER AGREEMENT, Series 200_-__ [Date] Via Facsimile ________________dated as of ____________, 200_ (this "Supplemental Transfer Agreement"), among CWALT, INC., a Delaware corporation, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to depositor (the "Depositor"), COUNTRYWIDE HOME LOANS, INC. ("CHL"), a New York corporation, as a seller (a "Seller"), PARK GRANADA LLC ("Park Granada"), a Delaware limited liability company, as a seller (a "Seller"), PARK MONACO INC. ("Park Monaco"), a Delaware limited liability corporation, as a seller (a "Seller"), PARK SIENNA LLC ("Park Sienna"), a Delaware limited liability company, as a seller (a "Seller" and together with CHL, Park Granada and Park Monaco, the "Sellers") under the Pooling and Servicing AgreementAgreement referred to below, dated and THE BANK OF NEW YORK, a New York banking corporation, as of _________, 200_, trustee (the "Pooling and Servicing AgreementTrustee") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period);
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2005-45)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Xxxxred Loan 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home 0-0X-0 Xxxx Loan 20032000) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OFReserved] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on EXHIBIT S-2 [Reserved] EXHIBIT T [Reserved] EXHIBIT U MONTHLY STATEMENT [On file with the Trustee. XXXXXXX X-0 ] EXHIBIT V-1 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on PERFORMANCE CERTIFICATION (Servicer) [On file with the Trustee. ] EXHIBIT T V-2 [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT PERFORMANCE CERTIFICATION (Trustee) [On file with Trustee] EXHIBIT W [FORM OF] SERVICING CRITERIA TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBE ADDRESSED IN ASSESSMENT OF COMPLIANCE STATEMENT The assessment of compliance to be delivered by [the Master Servicer] [Trustee] [Name of Subservicer] shall address, Series 200_-__ [Date] Via Facsimile ____________________________at a minimum, the criteria identified as Trustee _____________________________ _____________________________ Dear Sir below as "Applicable Servicing Criteria": ------------------------------------------------------------------------------ Applicable Servicing Servicing Criteria Criteria ------------------------------------------------------------------------------ Reference Criteria ------------------------------------------------------------------------------ General Servicing Considerations --------------- ---------------- Policies and procedures are instituted to monitor any performance or Madam: Reference is made other triggers and events of default in accordance with the 1122(d)(1)(i) transaction agreements. --------------- ---------------- If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the Pooling third party's performance and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement"compliance 1122(d)(1)(ii) among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trusteewith such servicing activities. Capitalized terms used herein shall have the meanings ascribed to such terms --------------- ---------------- Any requirements in the Pooling transaction agreements to maintain a back-up servicer 1122(d)(1)(iii) for the mortgage loans are maintained. --------------- ---------------- A fidelity bond and Servicing Agreement. __________________ hereby certifies that he/she errors and omissions policy is a Servicing Officer, holding in effect on the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth party participating in the attached schedule:
1servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the 1122(d)(1)(iv) transaction agreements. A Principal Prepayment --------------- ---------------- Cash Collection and Administration --------------- ---------------- Payments on mortgage loans are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in full the 1122(d)(2)(i) transaction agreements. --------------- ---------------- Disbursements made via wire transfer on behalf of an obligor or in part was received during the related Prepayment Period;to an investor are 1122(d)(2)(ii) made only by --------------- ----------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-29t1)
et seq. Effective Xxxective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken on or after afxxx January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. §§ Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - -- Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xx. §§ Covered Loan 2003) 70-6A-1 et seq0X-0 xx xxx. Effective October 1, 2002 - -- March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - -- July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - -- Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xx. §§ Home Loan 2003) 70-6A-1 et seq0X-0 xx xxx. Effective October 1, 2002 - -- March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken on or after afxxx January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ------------------------------------- ------------- --------------------- Offered Certificates S&P Moody's ------------------------------------- ------------- --------------------- Class I-A-1 AAA Aaa ------------------------------------- ------------- --------------------- Class I-A-2A AAA Aaa ------------------------------------- ------------- --------------------- Grantor Trust Class I-A-2B AAA Aaa ------------------------------------- ------------- --------------------- Underlying Class I-A-2B AAA Aaa ------------------------------------- ------------- --------------------- Class I-A-3 AAA Aaa ------------------------------------- ------------- --------------------- Class I-X AAA Aaa ------------------------------------- ------------- --------------------- Class II-A-1 AAA Aaa ------------------------------------- ------------- --------------------- Class II-A-2A AAA Aaa ------------------------------------- ------------- --------------------- Underlying Class II-A-2B AAA Aaa ------------------------------------- ------------- --------------------- Grantor Trust Class II-A-2B AAA Aaa ------------------------------------- ------------- --------------------- Class II-A-3 AAA Aaa ------------------------------------- ------------- --------------------- Class I-B-1 AA+ Aaa ------------------------------------- ------------- --------------------- Class I-B-2 AA Aa1 ------------------------------------- ------------- --------------------- Class I-B-3 AA- Aa2 ------------------------------------- ------------- --------------------- Class I-B-4 A+ Aa3 ------------------------------------- ------------- --------------------- Class I-B-5 A A2 ------------------------------------- ------------- --------------------- Class I-B-6 BBB Baa2 ------------------------------------- ------------- --------------------- Class I-B-7 BBB- Baa3 ------------------------------------- ------------- --------------------- Class I-B-8 BBB A3 ------------------------------------- ------------- --------------------- Class I-B-9 BBB- Baa2 ------------------------------------- ------------- --------------------- Class II-B-1 AA Aa1 ------------------------------------- ------------- --------------------- Class II-B-2 A Aa2 ------------------------------------- ------------- --------------------- Class II-B-3 BBB A1 ------------------------------------- ------------- --------------------- Class II-B-4 BBB- A3 ------------------------------------- ------------- --------------------- The Class I-XP-1, Class I-XP-2, Class II-XP, Class I-R, Class II-R, Class I-B-IO and Class II-B-IO Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [I FORM OF] SWAP CONTRACT Delivered OF TRUSTEE LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Wells Fargo Bank, National Association, a banking corporation, having a place of xxxxness at 9062 Old Annapolis Road, Columbia, Maryland, as Trustee (and in no personal or oxxxx xxxxxxxxxxxxxx xxxxxxxx) xxxxx xxx Xxxxxng and Servicing Agreement, dated as of October 1, 2006, by and among Structured Asset Mortgage Investments II Inc., the Trustee and EMC Mortgage Corporation (as amended, restated, supplemented or otherwise modified from time to time, the "Agreement"; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Stearns Mortgage Funding Trust 2006-AR3, Mortgage Pass-Through Certificates, Series 200_-__ [Date] Via Facsimile _____________2000-XX0, hereby appoints _______________, in its capacity as Servicer under the Agreement, as the Trustee's true and lawful Special Attorney-in-Fact, in the Trustee's name, place and stead and for the Trustee's benefit, but only in its capacity as Trustee _____________________________ _____________________________ Dear Sir aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or Madam: Reference real estate owned from time to time owned (beneficially or in title, whether the Trustee is made named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Pooling Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and Servicing only to the extent the respective Trustee has an interest therein under the Agreement, dated and in respect of which the Servicer is acting as of _________, 200_, servicer pursuant to the Agreement (the "Pooling and Servicing AgreementMortgage Documents") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee). Capitalized terms used herein This appointment shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect apply to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in following enumerated transactions under the attached scheduleAgreement only:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Mortgage Funding Trust 2006-Ar3)
et seq. Standard & Poor's High Cost Loan Categorization ----------------------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable Anti-Predatory Lending Law ----------------------------------------------------------------------------------------------------------------------------------- Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections of Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer Home Loans Act, High Cost Home Loan S.C. Code Ann. ss.ss. 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, Broker and West Virginia Mortgage Loan Broker and Act Servicer Act, W. Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Xoax Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, Xx. Code Xxxx Xxx. xx.xx. 0-0X-0 xx Covered Loan 2003Xxan 0000) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;-----------------------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2007-6)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. §§ Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. §§ Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. §§ Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ------------------------------- ----------------- --------------------- Offered Certificates S&P Xxxxx'x ------------------------------- ----------------- --------------------- Class I-A-1 AAA Aaa ------------------------------- ----------------- --------------------- Class I-A-2 AAA Aaa ------------------------------- ----------------- --------------------- Class I-A-3 AAA Aaa ------------------------------- ----------------- --------------------- Class I-X AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-1 AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-2 AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-3 AAA Aaa ------------------------------- ----------------- --------------------- Class II-A-4 AAA Aaa ------------------------------- ----------------- --------------------- Class I-B-1 AA+ Aaa ------------------------------- ----------------- --------------------- Class I-B-2 AA Aa1 ------------------------------- ----------------- --------------------- Class I-B-3 AA- Aa1 ------------------------------- ----------------- --------------------- Class I-B-4 A+ Aa2 ------------------------------- ----------------- --------------------- Class I-B-5 A Aa3 ------------------------------- ----------------- --------------------- Class I-B-6 A- A1 ------------------------------- ----------------- --------------------- Class I-B-7 BBB+ A3 ------------------------------- ----------------- --------------------- Class I-B-8 BBB Baa2 ------------------------------- ----------------- --------------------- Class I-B-9 BBB- Baa3 ------------------------------- ----------------- --------------------- Class II-B-1 AA Aaa ------------------------------- ----------------- --------------------- Class II-B-2 A Aa3 ------------------------------- ----------------- --------------------- Class II-B-3 BBB A3 ------------------------------- ----------------- --------------------- Class II-B-4 BBB- Baa1 ------------------------------- ----------------- --------------------- The Class I-XP-1, Class I-XP-2, Class I-B-IO, Class II-XP, Class II-B-IO, Class R and Class R-X Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [I FORM OF] SWAP CONTRACT Delivered OF TRUSTEE LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Xxxxx Fargo Bank, National Association, a banking corporation, having a place of business at 0000 Xxx Xxxxxxxxx Xxxx, Xxxxxxxx, Xxxxxxxx, as Trustee (and in no personal or other representative capacity) under the Pooling and Servicing Agreement, dated as of January 1, 2007, by and among Structured Asset Mortgage Investments II Inc., the Trustee and EMC Mortgage Corporation (as amended, restated, supplemented or otherwise modified from time to time, the "Agreement"; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Xxxxxxx Mortgage Funding Trust 2007-AR1, Mortgage Pass-Through Certificates, Series 200_-__ [Date] Via Facsimile _____________2007-AR1, hereby appoints _______________, in its capacity as Servicer under the Agreement, as the Trustee's true and lawful Special Attorney-in-Fact, in the Trustee's name, place and stead and for the Trustee's benefit, but only in its capacity as Trustee _____________________________ _____________________________ Dear Sir aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or Madam: Reference real estate owned from time to time owned (beneficially or in title, whether the Trustee is made named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Pooling Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and Servicing only to the extent the respective Trustee has an interest therein under the Agreement, dated and in respect of which the Servicer is acting as of _________, 200_, servicer pursuant to the Agreement (the "Pooling and Servicing AgreementMortgage Documents") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee). Capitalized terms used herein This appointment shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect apply to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in following enumerated transactions under the attached scheduleAgreement only:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Mortgage Funding Trust 2007-Ar1)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Xxxered Loan 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- O-4 ----------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Date Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home 0-0X-0 Xxxe Loan 20030003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------------- EXHIBIT R P [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT SUPPLEMENTAL TRANSFER AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESTHIS SUPPLEMENTAL TRANSFER AGREEMENT, Series 200_-__ [Date] Via Facsimile ________________dated as of ____________, 200_ (this "Supplemental Transfer Agreement"), among CWALT, INC., a Delaware corporation, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to depositor (the "Depositor"), COUNTRYWIDE HOME LOANS, INC. ("CHL"), a New York corporation, as a seller (a "Seller"), PARK GRANADA LLC ("Park Granada"), a Delaware limited liability company, as a seller (a "Seller"), PARK MONACO INC. ("Park Monaco"), a Delaware limited liability corporation, as a seller (a "Seller"), PARK SIENNA LLC ("Park Sienna"), a Delaware limited liability company, as a seller (a "Seller" and together with CHL, Park Granada and Park Monaco, the "Sellers") under the Pooling and Servicing AgreementAgreement referred to below, dated and THE BANK OF NEW YORK, a New York banking corporation, as of _________, 200_, trustee (the "Pooling and Servicing AgreementTrustee") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period);
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2005-59)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- 0000 ------------------------------------------------------------------------------------ Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Mortgage Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken fox xoaxx xxken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------ West Virginia West Virginia Residential Mortgage West Virginia Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Mortgage Loan Act Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Loan Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------ Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ------------------------------------------------ ------------------------------------------------------------------------------------ Category under Applicable Anti- Name of Anti-Predatory Lending Predatory Lending State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Code Covered Loax - Mar. Xxx. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code 0000) Xxx. xx.xxxx.xs. Covered Loan 2003) 7-6A-1 et seq. Effective October Octoxxx 1, 2002 0002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27Novembex 00, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ------------------------------------------------------------------------------------ Category under Applicable Anti- Name of Anti-Predatory Lending Predatory Lending State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------ Georgia (Oct. 1, 2002 Georgia Fair Lending Act, Ga. Code Home Loax - Mar. Xxx. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code 0000) Xxx. xx.xxxx.xs. Home Loan 2003) 7-6A-1 et seq. Effective October Octoxxx 1, 2002 0002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------ New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------ New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Rev.Stat. Home Loan xx.xxss.ss. 58-21A-1 et seq. Effective as of January Jxxxxxy 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ------------------------------------------------------------------------------------ North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken fox xoaxx xxken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------- EXHIBIT R [FORM OFRESERVED] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OFRESERVED] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 EXHIBIT S-2 [FORM OFRESERVED] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________------------------, as Trustee _____________________________ _____________________________ --------------- ----------------------- Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Hy3)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Loan Act Loan Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. --------------------------------------------------------------------------------------------------------------------- O-4 Standard & Poor's High Cost Loan Categorization ----------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Date Predatory Lending Law ------------------ --------------------- --------------------------------------------------------------------------------------------------------------------- Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- ------------------ --------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B- 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- ------------------------------------------ --------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- ------------------ --------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Home Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B- 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;---------------------------------------------------------------------------------------------------------------------
Appears in 1 contract
et seq. Effective Effectixx May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer High Cost Home Loan Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken on or after January Janxxxy 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Mortgage Loan Act Loan xx.xxAnn. §§ 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's ’s Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. Georgia Fair Lending Act, Ga. Code Covered Loan 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) Ann. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered ’s Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. Georgia Fair Lending Act, Ga. Code Home Loan 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) Ann. §§ 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Consumer Home Loan Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effectxxx for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ------------------------------- ----------------- --------------------- Offered Certificates S&P Moody’s ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-A-1 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-A-2 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-A-3 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-X AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-A-1 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-A-2 AAA Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-1 AA+ Aaa ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-2 AA Aa1 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-3 AA- Aa2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-4 A+ Aa3 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-5 A A2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-6 BBB Baa2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-7 BBB- Baa3 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-8 BBB A3 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class I-B-9 BBB- Baa2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-B-1 AA Aa1 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-B-2 A Aa2 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-B-3 BBB A1 ------------------------------- ----------------- --------------------- ------------------------------- ----------------- --------------------- Class II-B-4 BBB- A3 ------------------------------- ----------------- --------------------- The Class I-XP, Class II-XP, Class I-R, Class II-R, Class I-B-IO and Class II-B-IO Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [I FORM OF] SWAP CONTRACT Delivered OF TRUSTEE LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Wells Fargo Bank, National Association, a banking corporation, having a place of businesx xx 9062 Old Annapolis Road, Columbia, Maryland, as Trustee (and in no personal or other reprxxxxxxxxxx xxxxxxxx) xxxxx xxx Xxxxxxx xxx Xxrvicing Agreement, dated as of September 1, 2006, by and among Structured Asset Mortgage Investments II Inc., the Trustee and EMC Mortgage Corporation (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Stearns Mortgage Funding Trust 2006-AR2, Mortgage Pass-Through Certificates, Series 200_-__ [Date] Via Facsimile _____________2006-XX0, xxreby appoints _______________, in its capacity as Servicer under the Agreement, as the Trustee’s true and lawful Special Attorney-in-Fact, in the Trustee’s name, place and stead and for the Trustee’s benefit, but only in its capacity as Trustee _____________________________ _____________________________ Dear Sir aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or Madam: Reference real estate owned from time to time owned (beneficially or in title, whether the Trustee is made named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Pooling Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and Servicing only to the extent the respective Trustee has an interest therein under the Agreement, dated and in respect of which the Servicer is acting as of _________, 200_, servicer pursuant to the Agreement (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee“Mortgage Documents”). Capitalized terms used herein This appointment shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect apply to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in following enumerated transactions under the attached scheduleAgreement only:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Mortage Funding Trust 2006-Ar2)
et seq. Effective May 24June 2, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma 2003 --------------------------------------------------------------------------------------------------------------- Colorado Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1Equity Protection, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Colo. Stat. Xxx. xx.xx. Covered Loan 5-3.5-101 et seq. Effective for covered loans taken offered or entered into on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender2003. Other provisions of the Act took effect on June 7, West Virginia Mortgage 2002 --------------------------------------------------------------------------------------------------------------- Connecticut Connecticut Abusive Home Loan Broker and Servicer Lending Practices High Cost Home Loan Act, W. Va. Code XxxConn. Gen. Stat. Act Loan xx.xx. 31-17-1 36a-746 et seq. Effective June 5October 1, 2001 --------------------------------------------------------------------------------------------------------------- District of Columbia Home Loan Protection Act, D.C. Code xx.xx. Covered Loan 26-1151.01 et seq. Effective for loans closed on or after January 28, 2003 --------------------------------------------------------------------------------------------------------------- Florida Fair Lending Act, Fla. Stat. Xxx. xx.xx. 494.0078 High Cost Home Loan et seq. Effective October 2, 2002 --------------------------------------------------------------------------------------------------------------------- Standard --------------------------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction POOR'S HIGH COST LOAN CATEGORIZATION --------------------------------------------------------------------------------------------------------------- Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Covered High Cost Home Loan Mar. 6, 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002--------------------------------------------------------------------------------------------------------------- Georgia as amended Georgia Fair Lending Act, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. High Cost Home Loan 2003(Mar. 7, 2003 - current) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27March 7, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico --------------------------------------------------------------------------------------------------------------- HOEPA Section 32 Home Ownership and Equity Protection Act of High Cost Loan 1994, 15 U.S.C. ss. 1639, 12 C.F.R. xx.xx. 226.32 and 226.34 Effective October 1, 1995, amendments October 1, 2002 --------------------------------------------------------------------------------------------------------------- Illinois High Risk Home Loan Protection Act, N.M. Rev. Ill. Comp. Stat. tit. High Risk Home Loan 815, xx.xx. 137/5 et seq. Effective January 1, 2004 (prior to this date, regulations under Residential Mortgage License Act effective from May 14, 2001) --------------------------------------------------------------------------------------------------------------- Indiana Indiana Home Loan Practices Act, Ind. Code Xxx. High Cost Home Loan xx.xx. 5824-21A-1 9-1-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken originated on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered 2005. --------------------------------------------------------------------------------------------------------------- Kansas Consumer Credit Code, Kan. Stat. Xxx. xx.xx. High Loan to the Trustee at closing Value Consumer 16a-1-101 et seq. Loan (id. ss. 16a-3-207) and; ----------------------------- Sections 16a-1-301 and on file with the Trustee16a-3-207 became High APR Consumer Loan effective April 14, 1999; Section 16a-3-308a (id. ss. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee16a-3-308a) became effective July 1, 1999 --------------------------------------------------------------------------------------------------------------- Kentucky 2003 KY H.B. 000 - Xxxx Xxxx Xxxx Xxxx Xxx, Xx. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the TrusteeHigh Cost Home Loan Rev. Stat. EXHIBIT T [FORM OF] OFFICERxx.xx. 360.100 et seq. Effective June 24, 2003 --------------------------------------------------------------------------------------------------------------- STANDARD & POOR'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESHIGH COST LOAN CATEGORIZATION --------------------------------------------------------------------------------------------------------------- Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Date Anti-Predatory Lending Law --------------------------------------------------------------------------------------------------------------- Maine Truth in Lending, Series 200_-__ [Date] Via Facsimile ____________________________Me. Rev. Stat. tit. 9-A, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trusteexx.xx. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each High Rate High Fee Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;8-101 et seq.
Appears in 1 contract
Samples: Mortgage Loan Purchase Agreement (Carrington Mortgage Loan Trust, Series 2006-Nc3)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- South Carolina South Carolina High Cost and Consumer High Cost Home Loan Home Loans Act, S.C. Code -------------------------------------------------------------------------------------------------------- STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law -------------------------------------------------------------------------------------------------------- Ann. Sections 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage West Virginia Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Mortgage Loan Act Code XxxAnn. Act Loan xx.xx. Sections 31-17-1 et seq. Loan Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction POOR'S COVERED LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Georgia Fair Lending Act, Ga. Xxxx Xxx. Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 20030000) Sections 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act Covered Home Loan of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. Sections 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction POOR'S HOME LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003Xxxx Xxxx 0000) Sections 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan -------------------------------------------------------------------------------------------------------- STANDARD & POOR'S HOME LOAN CATEGORIZATION Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law -------------------------------------------------------------------------------------------------------- Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. Sections 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Stat. Home Loan xx.xx. Sections 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Cost Home Loans, N.C. Gen. Stat. xx.xx. Sections 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. -------------------------------------------------------------------------------------------------------- SCHEDULE A Principal Prepayment in full or in part was received during the related Prepayment Period;REQUIRED RATINGS FOR EACH CLASS OF NOTES Public Notes
Appears in 1 contract
Samples: Sale and Servicing Agreement (Merrill Lynch Mortgage Investors Trust, Series 2005-2)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- West Virginia West Virginia Residential West Virginia Mortgage Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Loan Act Loan Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seqET SEQ. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------- STANDARD & Poor's POOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- -------------------------------------------------------------------------------------------- STATE/JURISDICTION NAME OF ANTI-PREDATORY LENDING CATEGORY UNDER APPLICABLE LAW/EFFECTIVE DATE ANTI-PREDATORY LENDING LAW -------------------------------------------------------------------------------------------- Georgia Georgia Fair Lending Act, Ga. Code Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seqET SEQ. Mar. 6, 2003) Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seqET SEQ. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of AntiPOOR'S HOME LOAN CATEGORIZATION ------------------------------------------ E-7-Predatory Lending Law/4 Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. for loans originated on or after January 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx2005. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seqET SEQ. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Stat. Home Loan xx.xx. 58-21A-1 et seqET SEQ. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;ET SEQ.
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2004-Ac6)
et seq. Effective May 24Xxxxh 22, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; 2001 and amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia from time to time ---------------------------------- ------------------------------------------------- -------------------------------- Massachusetts Predatory Home Loan Practices Act High Cost Home Mortgage Loan Broker and Servicer ActMass. Gen. Laws ch. 183C, W. Va. Code Xxxss.ss. Act Loan xx.xx. 31-17-1 et seq. Effective June 5Novxxxxx 7, 2002 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered 2004 ---------------------------------- ------------------------------------------------- -------------------------------- Nevada Assembly Bill No. 284, Nev. Rev. Stat. ss.ss. Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq598D.010 ex xxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered High Cost Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard 46:10B- Stanxxxx & Poor's Covered High Cost Loan Categorization --------------------------------------------- ----------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Applicable ------------------------------ ------------------------- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- ------------------ ------------------ -------------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home Loan 2003) 7-6A-1 ---------------------------------- ------------------------------------------------- -------------------------------- 22 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. High Cost Home Loan xx.xx. 5800-21A-1 01A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New York N.Y. Banking Law Article 6-l High Cost Home Loan Effective for applications made on or after April 1, 2003 ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer High Cost Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July Effectixx Xxly 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;---------------------------------- ------------------------------------------------- --------------------------------
Appears in 1 contract
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Loan Act Loan Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ---------------------------------------------------------------------------------------------------------------------- Name of Anti-Predatory Lending Category under ------------------------------ -------------- State/Jurisdiction Law/Effective Category under Date Applicable Anti- ------------------ -------------------------------------------- ------------------------- Date Anti------------------- ---------------- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Covered Loan Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code 2003) Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 46:10B- 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- Name of Anti-Predatory Lending Category under ------------------------------ -------------- State/Jurisdiction Law/Effective Category under Date Applicable Anti- ------------------ -------------------------------------------- ------------------------- Date Anti------------------- ---------------- Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Georgia Fair Lending Act, Ga. Code Home Loan Mar. 06, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Code 2003) Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 46:10B- 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Cost Home Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oc11)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. §§ Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, Xx. Ga. Code Xxx. xx.xx. Covered Loan 2003§§ Xxxxxxx Xxxx 0000) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, Xx. Ga. Code Xxx. xx.xx. Home Loan 2003§§ Xxxx Xxxx 0000) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- --------------------------------
Appears in 1 contract
Samples: Assignment and Assumption Agreement (Residential Asset Securities Corp)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- STANDARD & POOR'S HIGH COST LOAN CATEGORIZATION ----------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Loan Act Loan Va. Code Xxx. Act Loan xx.xxAnn.ss.ss. 31-17-1 et seq0 XX XXX. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization POOR'S COVERED LOAN CATEGORIZATION --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State-------------------------------------------------------------------------------------------- CATEGORY UNDER STATE/Jurisdiction Name of AntiJURISDICTION NAME OF ANTI-Predatory Lending LawPREDATORY LENDING APPLICABLE ANTI- LAW/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- EFFECTIVE DATE PREDATORY LENDING LAW -------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Covered Loan Mar. 6, 2003) Ann.ss.ss. 7-6A-1 et seqXX XXX. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxStat.ss.ss. 46:10B-22 et seqET SEQ. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------------------------------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- StatePOOR'S HOME LOAN CATEGORIZATION ------------------------------------------ -------------------------------------------------------------------------------------------- CATEGORY UNDER STATE/Jurisdiction Name of AntiJURISDICTION NAME OF ANTI-Predatory Lending LawPREDATORY LENDING APPLICABLE ANTI- LAW/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- EFFECTIVE DATE PREDATORY LENDING LAW -------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Home Loan Mar. 6, 2003) Ann.ss.ss. 7-6A-1 et seqXX XXX. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- STANDARD & POOR'S HOME LOAN CATEGORIZATION ------------------------------------------ -------------------------------------------------------------------------------------------- CATEGORY UNDER STATE/JURISDICTION NAME OF ANTI-PREDATORY LENDING APPLICABLE ANTI- LAW/EFFECTIVE DATE PREDATORY LENDING LAW -------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxStat.ss.ss. 46:10B-22 et seqET SEQ. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. Home Loan xx.xxStat.ss.ss. 58-21A-1 et seq21X-0 XX XXX. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24Stat.ss.ss.24-1.1E et seqET SEQ. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. -------------------------------------------------------------------------------------------- SCHEDULE A Principal Prepayment in full or in part was received during the related Prepayment Period;---------- REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES Public Certificates ------------------- Class S&P Moody's ----------------------- --------------------------- ---------------------
Appears in 1 contract
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Loan Act Loan Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- ------------------ --------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B- 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- ------------------------------------------ --------------------------------------------------------------------------------------------------------------------- O-4 --------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- ------------------ --------------------- --------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Home Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B- 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Stat. Home Loan xx.xxss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Cost Home Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R P [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT SUPPLEMENTAL TRANSFER AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESTHIS SUPPLEMENTAL TRANSFER AGREEMENT, Series 200_-__ [Date] Via Facsimile ________________dated as of ____________, 200_ (this "Supplemental Transfer Agreement"), among CWALT, INC., a Delaware corporation, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to depositor (the "Depositor"), COUNTRYWIDE HOME LOANS, INC. ("CHL"), a New York corporation, as a seller (a "Seller"), PARK GRANADA LLC ("Park Granada"), a Delaware limited liability company, as a seller (a "Seller"), PARK MONACO INC. ("Park Monaco"), a Delaware limited liability corporation, as a seller (a "Seller"), PARK SIENNA LLC ("Park Sienna"), a Delaware limited liability company, as a seller (a "Seller" and together with CHL, Park Granada and Park Monaco, the "Sellers") under the Pooling and Servicing AgreementAgreement referred to below, dated and THE BANK OF NEW YORK, a New York banking corporation, as of _________, 200_, trustee (the "Pooling and Servicing AgreementTrustee") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period);
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2005-58)
et seq. Exh 2-4 Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- South Carolina South Carolina High Cost and High Cost Home Loan Consumer Home Loans Act, S.C. Code Xxx. xx.xx. 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Lender, Broker and Servicer Act, W. Loan Act Loan Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------- ------------------------------------- ---------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S ----------------- COVERED LOAN CATEGORIZATION --------------------------- State/Jurisdiction Name of Anti-Predatory Category under Lending Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- Georgia (Oct. Oct 1, 2002 - Mar. 0Mar 6, Xxxxxxx Xxxx Xxxxxxx Xxx2003) Georgia Fair Lending Act, Xx. Ga. Code Covered Loan Xxx. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- New Jersey New Jersey Home Ownership Security Covered Home Loan Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- Standard -------------------------------------------------- ------------------------------------- ---------------------------- STANDARD & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- POOR'S ----------------- HOME LOAN CATEGORIZATION ------------------------ Exh 2-5 State/Jurisdiction Name of Anti-Predatory Category under Lending Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- Georgia (Oct. Oct 1, 2002 - Mar. 0Mar 6, Xxxxxxx Xxxx Xxxxxxx Xxx2003) Georgia Fair Lending Act, Xx. Ga. Code Home Loan Xxx. xx.xx. Home Loan 2003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- Indiana Indiana Home Loan Practices Act, Home Loan Ind. Code Xxx. xx.xx. 24-9-1-1 ET SEQ. Effective for loans originated on or after January 1, 2005. -------------------------------------------------- ------------------------------------- ---------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Home Loan Stat. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- North Carolina Restrictions and Limitations on Consumer Home Loan High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- South Carolina South Carolina High Cost and Consumer Home Loan Consumer Home Loans Act, S.C. Code Xxx. xx.xx. 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- -------------------------------------------------- ------------------------------------- ---------------------------- Exh 2-6 EXHIBIT R [FORM OF] SWAP CONTRACT Delivered Q CERTIFICATE GUARANTY INSURANCE POLICY Ambac Ambac Assurance Corporation Xxx Xxxxx Xxxxxx Xxxxx, 00xx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 Telephone: (000) 000 0000 CERTIFICATE GUARANTY INSURANCE POLICY Insured Obligations: Policy Number: Homestar Mortgage Acceptance Corp. AB0826BE Asset-Backed Pass-Through Certificates, Series 2004-6, Class A-3B Premium: As specified in the endorsement attached hereto. AMBAC ASSURANCE CORPORATION (AMBAC), a Wisconsin stock insurance corporation, in consideration of the payment of the premium and subject to the terms of this Policy, hereby agrees unconditionally and irrevocably to pay to the Trustee at closing and on file with for the Trusteebenefit of the Holders of the Insured Obligations, that portion of the Insured Amounts which shall become Due for Payment but shall be unpaid by reason of Nonpayment. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered Ambac will make such payments to the Trustee at closing from its own funds on the later of (a) one (1) Business Day following notification to Ambac of Nonpayment or (b) the Business Day on which the Insured Amounts are Due for Payment. Such payments of principal or interest shall be made only upon presentation of an instrument of assignment in form and substance satisfactory to Ambac, transferring to Ambac all rights under such insured Obligations to receive the principal of and Interest on file with the Insured Obligation. Ambac shall be subrogated to all the Holders' rights to payment on the Insured Obligations to the extent of the insurance disbursements so made. Once payments of the Insured Amounts have been made to the Trustee, Ambac shall have no further obligation hereunder in respect of such Insured Amounts. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to In the event the Trustee at closing for the Insured Obligations has notice that any payment of principal or interest on an Insured Obligation which has become Due for Payment and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference which is made to a Holder by or on behalf of the Pooling Trustee has been deemed a preferential transfer and Servicing Agreementtheretofore recovered from its Holder pursuant to the United States Bankruptcy Code in accordance with a final, dated as nonappealable order of _________a court of competent jurisdiction, 200_such Holder will be entitled to payment from Ambac to the extent of such recovery if sufficient funds are not otherwise available. This Policy is noncancelable by Ambac for any reason, (including failure to receive payment of any premium due hereunder. The premium on this Policy is not refundable for any reason. This Policy does not insure against loss of any prepayment or other acceleration payment which at any time may become due in respect of any Insured Obligation, other than at the "Pooling sole option of Ambac, nor against any risk other than Nonpayment, including failure of the Trustee to make any payment due Holders of Insured Amounts. To the fullest extent permitted by applicable law, Ambac hereby waives and Servicing Agreement") among [CWALTagrees not to assert any and all rights and defenses, Inc.]to the extent such rights and defenses may be available to Ambac, as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trusteeto avoid payment of its obligations under this Policy in accordance with the express provisions hereof. Capitalized Any capitalized terms used not defined herein shall have the meanings ascribed to meaning given such terms in the Pooling and Servicing endorsement attached hereto or in the Agreement. __________________ hereby certifies that he/she is a Servicing OfficerIn witness whereof, holding Ambac has caused this Policy to be affixed with its corporate seal and to be signed by its duly authorized officers in facsimile to become effective as their original signatures and binding upon Ambac by virtue of the office set forth beneath his/her name countersignature of its duly authorized representative. President Secretary [Seal] Effective Date: November 19, 2004 Authorized Representative CERTIFICATE GUARANTY INSURANCE POLICY ENDORSEMENT Attached to and hereby further certifies forming Effective Date of Endorsement: part of Policy No. AB0826BE November 19, 2004 issued to: HSBC Bank USA, National Association, as follows: With respect to Trustee for the Distribution Date in _________ 200_ and each Holders of the Homestar Mortgage Loan set forth in Acceptance Corp. Asset-Backed Pass-Through Certificates, Series2004-6, Class A-3B For all purposes of this Policy, the attached schedulefollowing terms shall have the following meanings:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- --------------------------- --------------------------------------- ---------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Mortgage Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- --------------------------- --------------------------------------- ---------------------- West Virginia West Virginia Residential Mortgage West Virginia Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Mortgage Loan Act Va. Code XxxAnn. Act Loan xx.xxss.ss. 31-17-1 et seq. Loax Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- --------------------------- --------------------------------------- ---------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------------- -------------------------------------------- ---------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------------- -------------------------------------------- ---------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xx. Covered Loan Mar. 6, 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ------------------------------------------- ------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan 2002, N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- ------------------------------------------- ------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------- --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------- State/Jurisdiction Name of Anti-Predatory Lending Category under Law/Effective Category under Date Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- --------------------------- --------------------------------------------- ---------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xxAnn. Home Loan Mar. 6, 2003) ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- -------------------------------------------- ------------------------ New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 00:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------- -------------------------------------------- ------------------------ New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. Home Loan xx.xxss.ss. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- -------------------------------------------- ------------------------ North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Home Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------- -------------------------------------------- ------------------------ EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OFRESERVED] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OFRESERVED] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-2cb)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Xxxxred Loan 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home 0-0X-0 Xxxx Loan 20032000) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OFRESERVED] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OFRESERVED] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 EXHIBIT S-2 [FORM OFRESERVED] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________------------------, as Trustee _____________________________ _____________________________ --------------- ----------------------- Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALTCWMBS, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (CHL Mortgage Pass-Through Trust 2006-J4)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's High Cost Loan Categorization ---------------------------------------------------------------------------------------------------------------------- Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law ------------------ ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans Effectixx fox xxxns taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. ss.ss. Act Loan xx.xx. 31-17-1 et seqsxx. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ---------------------------------------------------------------------------------------------------------------------- Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, Xx. Ga. Code Xxx. xx.xxAnn. Covered Loan Mar. 6, 2003) 7ss.ss. 0-6A-1 et seq. Effective October 1Octoxxx 0, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10I-B-22 et seq. Effective November Xxxxmber 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- State/Jurisdiction ---------------------------------------------------------------------------------------------------------------------- Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 0Georgia Fair Lending Act, Xxxxxxx Xxxx Xxxxxxx Xxx, XxGa. Code Ann. Code Xxxss.ss. xx.xx. Home Loan 2003) 7-6A-1 Home Loan Mar. 6, 2003) et seqxxq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Indiana Indiana Home Loan Practices Act, Ind. Code Ann. Home Loan ss.ss. 24-0-0-1 et seq. Effective for xxxxs originated on or after January 1, 2005. ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10I-B-22 et seq. -- --- Effective for loans xxx xoans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seqxx xxq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans Effectivx xor xxxxs taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________, as Trustee _____________________________ _____________________________ Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. ---------------------------------------------------------------------------------------------------------------------- SCHEDULE A Principal Prepayment in full or in part was received during the related Prepayment Period;REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES Public Certificates Class Fitch S&P ------------------------------- ------------- ----------------
Appears in 1 contract
et seq. Effective May Effectixx Xxy 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Ga. Code Cxxxxxx Xxxx Xxxxxxx Xxx, Xx0000) Ann. Code Xxxss.ss. xx.xx. Covered Loan 2003) 7-6A-1 et seq. Effective October Efxxxtixx Xxtober 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective Effecxxxx November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxxss.ss. xx.xx. Home Loan 2003) 7-6A-1 Hxxx Xxxx 0000) et seqxxx. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective Effexxxxx for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 00X-0 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective Xxxecxxxx for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 EXHIBIT S-2 [FORM OFReserved] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________------------------, as Trustee _____________________________ _____________________________ --------------- ----------------------- Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-J4)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Xxxered Loan 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home 0-0X-0 Xxxe Loan 20030003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CORRIDOR CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OFRESERVED] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 EXHIBIT S-2 [FORM OFRESERVED] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________------------------, as Trustee _____________________________ _____________________________ --------------- ----------------------- Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-6cb)
et seq. Effective May 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Oklahoma Consumer Credit Code (codified in various sections Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code Xxx. Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Covered Xxxered Loan 2003) Ann. ss.ss. 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. Effective November 27, 2003 - July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------------------------------ ---------------------------------------------------------------------------------------------------------------------- Category under -------------- State/Jurisdiction Name of Anti-Predatory Lending Applicable Anti- ------------------ ------------------------------ ---------------- Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ------------------ --------------------- ---------------------------------------------------------------------------------------------------------------------- Georgia (Oct. 1, 2002 - Mar. 06, Xxxxxxx Georgia Fair Lending Act, Gx. Xxxx Xxxxxxx Xxx, Xx. Code Xxx. xx.xx. Home 0-0X-0 Xxxe Loan 20030003) 7-6A-1 et seq. Effective October 1, 2002 - March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xxss.ss. 46:10B-22 46:10B 22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Rev.Stat. ss.ss. Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xxss.ss. 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- Effective for loans taken on or after January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------------------------------------------------------------------------------------------- EXHIBIT R [FORM OF] SWAP CONTRACT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OFXXXX XX] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATES, Series 200_-__ [Date] Via Facsimile ____________________________------------------, as Trustee _____________________________ _____________________________ --------------- ----------------------- Dear Sir or Madam: Reference is made to the Pooling and Servicing Agreement, dated as of _________, 200_, (the "Pooling and Servicing Agreement") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee. Capitalized terms used herein shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in the attached schedule:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oc4)
et seq. Effective May Xxy 24, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home High Cost Home Loan Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken on or after January Januaxx 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- West Virginia West Virginia Residential Mortgage Lender, West Virginia Mortgage Loan Broker and Servicer Act, W. Va. Code XxxAnn. §§ Act Loan xx.xx. 31-17-1 et seq. Effective June 5, 2002 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - -- Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xx. §§ Covered Loan 2003) 70-6A-1 et seq0X-0 xx xxx. Effective October 1, 2002 - -- March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Act of 2002, Covered Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. Effective November 27, 2003 - -- July 5, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Standard & Poor's Covered Home Loan Categorization --------------------------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- State/Jurisdiction Name of Anti-Predatory Lending Law/Effective Category under Applicable ------------------ -------------------------------------------- ------------------------- Date Anti-Predatory Lending Law ---- -------------------------- --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- Georgia (Oct. 1, 2002 - -- Mar. 06, Xxxxxxx Xxxx Xxxxxxx XxxGeorgia Fair Lending Act, XxGa. Code Ann. Code Xxx. xx.xx. §§ Home Loan 2003) 7-6A-1 et seq6X-0 xx xxx. Effective October 1, 2002 - -- March 6, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, Home Loan N.J. Rev. Stat. xx.xx. §§ 46:10B-22 et seq. -- --- Effective for loans closed on or after November 27, 2003 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ Home Loan xx.xx. 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- North Carolina Restrictions and Limitations on High Cost Home Consumer Home Loan Loans, N.C. Gen. Stat. xx.xx. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- South Carolina South Carolina High Cost and Consumer Home Consumer Home Loan Loans Act, S.C. Code Ann. §§ 37-23-10 et seq. Effective for loans taken on or after January Januaxx 1, 2004 --------------------------------------------------------------------------------------------------------------------- ---------------------------------- ------------------------------------------------- -------------------------------- SCHEDULE A REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES ------------------------------------- ------------- --------------------- Offered Certificates S&P Moody's ------------------------------------- ------------- --------------------- Class I-A-1 AAA Aaa ------------------------------------- ------------- --------------------- Class I-A-2A AAA Aaa ------------------------------------- ------------- --------------------- Grantor Trust Class I-A-2B AAA Aaa ------------------------------------- ------------- --------------------- Underlying Class I-A-2B AAA Aaa ------------------------------------- ------------- --------------------- Class I-A-3 AAA Aaa ------------------------------------- ------------- --------------------- Class I-X AAA Aaa ------------------------------------- ------------- --------------------- Class II-A-1 AAA Aaa ------------------------------------- ------------- --------------------- Class II-A-2A AAA Aaa ------------------------------------- ------------- --------------------- Underlying Class II-A-2B AAA Aaa ------------------------------------- ------------- --------------------- Grantor Trust Class II-A-2B AAA Aaa ------------------------------------- ------------- --------------------- Class II-A-3 AAA Aaa ------------------------------------- ------------- --------------------- Class I-B-1 AA+ Aaa ------------------------------------- ------------- --------------------- Class I-B-2 AA Aa1 ------------------------------------- ------------- --------------------- Class I-B-3 AA- Aa2 ------------------------------------- ------------- --------------------- Class I-B-4 A+ Aa3 ------------------------------------- ------------- --------------------- Class I-B-5 A A2 ------------------------------------- ------------- --------------------- Class I-B-6 BBB Baa2 ------------------------------------- ------------- --------------------- Class I-B-7 BBB- Baa3 ------------------------------------- ------------- --------------------- Class I-B-8 BBB A3 ------------------------------------- ------------- --------------------- Class I-B-9 BBB- Baa2 ------------------------------------- ------------- --------------------- Class II-B-1 AA Aa1 ------------------------------------- ------------- --------------------- Class II-B-2 A Aa2 ------------------------------------- ------------- --------------------- Class II-B-3 BBB A1 ------------------------------------- ------------- --------------------- Class II-B-4 BBB- A3 ------------------------------------- ------------- --------------------- The Class I-XP-1, Class I-XP-2, Class II-XP, Class I-R, Class II-R, Class I-B-IO and Class II-B-IO Certificates have not been rated. None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. SCHEDULE B MORTGAGE LOAN SCHEDULE (Provided upon request) EXHIBIT R [I FORM OF] SWAP CONTRACT Delivered OF TRUSTEE LIMITED POWER OF ATTORNEY KNOW ALL MEN BY THESE PRESENTS, that Wells Fargo Bank, National Association, a banking corporation, having a place of business xx 0062 Old Annapolis Road, Columbia, Maryland, as Trustee (and in no personal or other repxxxxxxxxxxx xxxxxxxx) xxxxx xxx Xxxxxxx xxx Xxrvicing Agreement, dated as of October 1, 2006, by and among Structured Asset Mortgage Investments II Inc., the Trustee and EMC Mortgage Corporation (as amended, restated, supplemented or otherwise modified from time to time, the "Agreement"; capitalized terms not defined herein have the definitions assigned to such terms in the Agreement), relating to the Trustee at closing and on file with the Trustee. EXHIBIT S-1 [FORM OF] SWAP CONTRACT ASSIGNMENT AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. XXXXXXX X-0 [FORM OF] SWAP CONTRACT ADMINISTRATION AGREEMENT Delivered to the Trustee at closing and on file with the Trustee. EXHIBIT T [FORM OF] OFFICER'S CERTIFICATE WITH RESPECT TO PREPAYMENTS MORTGAGE BACKED CERTIFICATESBear Stearns Mortgage Funding Trust 2006-AR3, Mortgage Pass-Through Certificates, Series 200_-__ [Date] Via Facsimile _____________2006-AR3, hereby appoints _______________, in its capacity as Servicer under the Agreement, as the Trustee's true and lawful Special Attorney-in-Fact, in the Trustee's name, place and stead and for the Trustee's benefit, but only in its capacity as Trustee _____________________________ _____________________________ Dear Sir aforesaid, to perform all acts and execute all documents as may be customary, necessary and appropriate to effectuate the following enumerated transactions in respect of any mortgage, deed of trust, promissory note or Madam: Reference real estate owned from time to time owned (beneficially or in title, whether the Trustee is made named therein as mortgagee or beneficiary or has become mortgagee or beneficiary by virtue of endorsement, assignment or other conveyance) or held by or registered to the Pooling Trustee (directly or through custodians or nominees), or in respect of which the Trustee has a security interest or other lien, all as provided under the applicable Agreement and Servicing only to the extent the respective Trustee has an interest therein under the Agreement, dated and in respect of which the Servicer is acting as of _________, 200_, servicer pursuant to the Agreement (the "Pooling and Servicing AgreementMortgage Documents") among [CWALT, Inc.], as Depositor, [Countrywide Home Loans, Inc.], as a Seller, [Park Granada LLC], as a Seller, [Park Monaco Inc.], as a Seller, [Park Sienna LLC], as a Seller, [Countrywide Home Loans Servicing LP], as Master Servicer and __________________, as Trustee). Capitalized terms used herein This appointment shall have the meanings ascribed to such terms in the Pooling and Servicing Agreement. __________________ hereby certifies that he/she is a Servicing Officer, holding the office set forth beneath his/her name and hereby further certifies as follows: With respect apply to the Distribution Date in _________ 200_ and each Mortgage Loan set forth in following enumerated transactions under the attached scheduleAgreement only:
1. A Principal Prepayment in full or in part was received during the related Prepayment Period;
Appears in 1 contract
Samples: Grantor Trust Agreement (Bear Stearns Mortgage Funding Trust 2006-Ar3)
