et seq. Effective May 24, 2002 Covered Loan Oklahoma Consumer Credit Code (codified in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 Subsection 10 Mortgage Rhode Island Rhode Island Home Loan Protection Act, R.I. Gen. Laws §§ 34-25.2-1 et seq. Effective December 31, 2006 High Cost Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan Xxx~~Axx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx~~ 2004 High Cost Home Loan Tennessee Tennessee Home Loan Protection Act, Tenn. Code Axx. §§ 40-00-000 et seq. Effective January 1, 2007. High Cost Home Loan West Virginia West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code ~~Xxx~~Axx. §§ 31-17-1 et seq. Effective June 5, ~~0000~~ 2000 Xxxx Xxxxxxxx Mortgage Loan Act Loan Georgia (Oct. 1, 2002 – - Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code ~~Xxx~~Axx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, 2003 Covered Loan New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective November 27, 2003 – - July 5, 2004 Covered Home Loan Georgia (Oct. 1, 2002 ~~– Mar.~~ - March 6, ~~2003) Georgia Fair Lending Act~~2000 Xxxxxxx Xxxx Xxxxxxx Xxx, ~~Ga.~~ Xx. Code ~~Xxx~~Axx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, 2003 Home Loan New Jersey New Jersey Home Ownership Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 Home Loan New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~Xxx~~Axx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan ~~None~~ As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the party identified as responsible for preparing the Securities Exchange Act Reports pursuant to Section 5.06(a)(ii). Under Item 1 of Form 10-D: a) items marked “monthly statement” are required to be included in the periodic Distribution Date statement under Section 5.02, provided by the Securities Administrator based on information received from the Master Servicer; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the monthly statement, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. 10-D Must be filed within 15 days of the ~~above ratings has been lowered, qualified or withdrawn since~~ distribution date for the ~~dates of issuance of such ratings by the Rating Agencies~~asset-backed securities.

Appears in 2 contracts

Samples: Pooling and Servicing Agreement (ACE Securities Corp. Home Equity Loan Trust, Series 2007-He2), Pooling and Servicing Agreement (ACE Securities Corp. Home Equity Loan Trust, Series 2007-Asap2)

Appears in 2 contracts

Samples: Pooling and Servicing Agreement (Asset-Backed Certificates, Series 2005-He11), Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2005-Ec1)

Appears in 1 contract

Samples: Mortgage Loan Purchase Agreement (Carrington Mortgage Loan Trust, Series 2007-Fre1)

Appears in 1 contract

Samples: Sale and Servicing Agreement (Bear Stearns ARM Trust 2006-1)

et seq. Effective May 24, 2002 ~~Covered Loan~~ Oklahoma Consumer Credit Code (codified in various Subsection 10 Mortgage sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 ~~Subsection 10 Mortgage~~ State/Jurisdiction Name of Anti-Predatory Lending Category under Law/Effective Date Applicable Anti- Predatory Lending Law South Carolina South Carolina High Cost and High Cost Home Loan Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan~~ Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx Residential Mortgage Lender, West Virginia Mortgage Loan Act Broker and Servicer Act, W. Loan Va. Code Xxx. §§ 31-17-1 et seq. Effective June 5, ~~0000 Xxxx Xxxxxxxx Mortgage~~ 2002 Standard & Poor’s Covered Loan ~~Act Loan~~ Categorization Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law Georgia (Oct. 1, 2002 ~~– Mar. 6, 2003)~~ - Georgia Fair Lending Act, Ga. Code Covered Loan Mar. 6, 2003) Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, ~~2003 Covered Loan New Jersey New Jersey~~ 0000 Xxx Xxxxxx Xxx Xxxxxx Home Ownership Security Covered Home Loan Act of 2002, N.J. Rev. Stat. §§ ~~46:10B-22~~ 46:10B 22 et seq. Effective November 27, 2003 – - July 5, 2004 ~~Covered~~ Standard & Poor’s Home Loan Categorization Category under Name of Anti-Predatory Lending Applicable Anti- State/Jurisdiction Law/Effective Date Predatory Lending Law Georgia (Oct. 1, 2002 ~~– Mar. 6, 2003)~~ - Georgia Fair Lending Act, Ga. Code Home Loan Mar. 6, 2003) Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, ~~2003 Home Loan New Jersey New Jersey~~ 0000 Xxx Xxxxxx Xxx Xxxxxx Home Ownership Security Home Loan Act of 2002, N.J. Rev. Stat. §§ ~~46:10B-22~~ 46:10B- 22 et seq. Effective for loans closed on or after November 27, 2003 New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.

Appears in 1 contract

Samples: Assignment and Assumption Agreement (RALI Series 2006-Qs13 Trust)

et seq. Effective May 24, 2002 Covered Loan Oklahoma Consumer Credit Code (codified in various sections of Title 14A) Effective ~~July~~ August 1, 2000; amended effective January 1, 2004 Subsection 10 Mortgage South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan~~ Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx~~ 2004 High Cost Home Loan West Virginia West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq. Effective June 5, 0000 Xxxx Xxxxxxxx Mortgage Loan Act Loan Georgia (Oct. 1, 2002 – Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – March 6, 2003 Covered Loan New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective ~~November~~ December 27, 2003 – July 5, 2004 Covered Home Loan Georgia (Oct. 1, 2002 – Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – March 6, 2003 Home Loan New Jersey New Jersey Home Ownership Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after ~~November~~ December 27, 2003 Home Loan New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective ~~July~~ August 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan ~~None~~ The Loss Mit Type field should show the approved Loss Mitigation Code as follows: • ASUM- Approved Assumption • BAP- Borrower Assistance Program • CO- Charge Off • DIL- Deed-in-Lieu • FFA- Formal Forbearance Agreement • MOD- Loan Modification • PRE- Pre-Sale • SS- Short Sale • MISC- Anything else approved by the PMI or Pool Insurer NOTE: Xxxxx Fargo Bank will accept alternative Loss Mitigation Types to those above, provided that they are consistent with industry standards. If Loss Mitigation Types other than those above are used, the Servicer must supply Xxxxx Fargo Bank with a description of each of the ~~above ratings has been lowered, qualified or withdrawn since~~ Loss Mitigation Types prior to sending the ~~dates~~ file. The Occupant Code field should show the current status of ~~issuance~~ the property code as follows: • Mortgagor • Tenant • Unknown • Vacant The Property Condition field should show the last reported condition of ~~such ratings by~~ the ~~Rating Agencies.~~property as follows: • Damaged • Excellent • Fair • Gone • Good • Poor • Special Hazard • Unknown

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Nomura Home Equity Loan, Inc., Home Equity Loan Trust, Series 2005-Fm1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Merrill Lynch Mortgage Investors Trust, Series 2005-A7)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Prime Mortgage Trust 2006-Cl1)

et seq. Effective May 24, 2002 Covered Loan Oklahoma Consumer Credit Code (codified in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 Subsection 10 Mortgage South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan~~ Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx~~ 2004 High Cost Home Loan West Virginia West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq. Effective June 5, 0000 Xxxx Xxxxxxxx Mortgage Loan Act Loan Georgia (Oct. 1, 2002 – Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – March 6, 2003 Covered Loan New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective November 27, 2003 – July 5, 2004 Covered Home Loan Georgia (Oct. 1, 2002 – Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – March 6, 2003 Home Loan New Jersey New Jersey Home Ownership Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 Home Loan New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan Class A-1 AAA Aaa Class A-2 AAA Aaa Class A-3 AAA Aaa Class A-4 AAA Aaa Class PO AAA Aaa Class X AAA Aaa Class R-1 AAA -- Class R-2 AAA -- Class B-1 AA Aa2 Class B-2 A A2 Class B-3 BBB Baa2 None of the above ratings have been lowered since the respective dates of such letters. Class B-4 BB Ba2 Class B-5 B B2 Class B-6 -- -- None of the above ratings have been lowered since the respective dates of such letters. Certificate No.1 Pass-Through Rate: [___]% Class [A]-[_] Senior Date of Pooling and Servicing Agreement and Cut-off Date: August 1, 2005 Aggregate Initial Current Principal Amount of this Senior Certificate as of the Cut-off Date: $[_____________] First Distribution Date: September 25, 2005 Initial Current Principal Amount of this Senior Certificate as of the Cut-off Date: $[_____________] Master Servicer: Xxxxx Fargo Bank, National Association CUSIP: [____________] Assumed Final Distribution Date: [____________] evidencing a fractional undivided interest in the distributions allocable to the Class [A]-[_] Certificates with respect to a portion of a Trust Fund consisting primarily of a pool of fixed rate mortgage loans secured by first liens on one-to-four family residential properties sold by STRUCTURED ASSET MORTGAGE INVESTMENTS II INC. This Certificate is payable solely from the assets of the Trust Fund, and does not represent an obligation of or interest in Structured Asset Mortgage Investments II Inc., the Master Servicer, the Securities Administrator or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Structured Asset Mortgage Investments II Inc., the Master Servicer or the Trustee or any of their affiliates or any other person. None of Structured Asset Mortgage Investments II Inc., the Master Servicer, Securities Administrator or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates. This certifies that Cede & Co. is the registered owner of the Fractional Undivided Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a portion of a trust (the “Trust Fund”) primarily consisting of fixed rate mortgage loans secured by first liens on one- to four- family residential properties (collectively, the “Mortgage Loans”) sold by Structured Asset Mortgage Investments II Inc. (“XXXX XX”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) to XXXX XX. Xxxxx Fargo Bank, National Association (“Xxxxx Fargo”) will act as master servicer of the Mortgage Loans and as securities administrator (the “Master Servicer”, the “Securities Administrator” and the “Paying Agent”, which terms includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the “Agreement”), among XXXX XX, as depositor (the “Depositor”), Xxxxx Fargo Bank, National Association as master servicer and securities administrator, EMC Mortgage Corporation, as seller and company, and U.S. Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound. Interest on this Certificate will accrue during the month prior to the month in which a Distribution Date (as hereinafter defined) occurs on the Current Principal Amount hereof at a per annum rate equal to the Pass-Through Rate set forth above and as further described in the Agreement.] The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last Business Day of the calendar month preceding the month of such Distribution Date, an amount equal to the product of the Fractional Undivided Interest evidenced by this Certificate and the amount [(of interest and] principal[, if any)] required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month immediately following the month of the latest scheduled maturity date of any Mortgage Loan and is not likely to be the date on which the Current Principal Amount of this Class of Certificates will be reduced to zero. Distributions on this Certificate will be made by the Certificate Registrar by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Securities Administrator in writing as specified in the Agreement by wire transfer. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Paying Agent of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Securities Administrator for that purpose and designated in such notice. The Initial Current Principal Amount of this Certificate is set forth above. The Current Principal Amount hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement. The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement. This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee. The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor, the Master Servicer, the Securities Administrator and the Trustee and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing Fractional Undivided Interests aggregating not less than 51% of the portion of the Trust Fund related to such Certificates (or in certain cases, Holders of Certificates of affected Classes evidencing such percentage of the Fractional Undivided Interests thereof). Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates. As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Certificate Registrar upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Securities Administrator for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Securities Administrator duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Fractional Undivided Interest will be issued to the designated transferee. The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Fractional Undivided Interest, as requested by the Holder surrendering the same. No service charge will be made to the Certificateholders for any such registration of transfer, but the Securities Administrator may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, Securities Administrator, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, Securities Administrator, the Trustee or any such agent shall be affected by notice to the contrary. The obligations created by the Agreement and the Trust Fund created thereby (other than the obligations to make payments to Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of the (A) final payment or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund and (B) disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan and the remittance of all funds due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the Distribution Date on which the aggregate unpaid principal balance of the Mortgage Loans is less than the percentage of the aggregate Outstanding Principal Balance specified in the Agreement of the Mortgage Loans at the Cut-off Date. The exercise of such right will effect the early retirement of the Certificates. In no event, however, will the Trust Fund created by the Agreement continue beyond the earlier of (i) the “latest possible maturity date” specified in Section 5.01(d) of the Agreement or (ii) the expiration of 21 years after the death of certain persons identified in the Agreement. Unless this Certificate has been ~~lowered~~countersigned by an authorized signatory of the Securities Administrator by manual signature, ~~qualified~~ this Certificate shall not be entitled to any benefit under the Agreement, or ~~withdrawn since the dates of issuance of such ratings by the Rating Agencies~~be valid for any purpose.

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Prime Mortgage Trust, Mortgage Pass-Through Certificates, Series 2005-3)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2005-Cl1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Mortgage Funding Trust 2006-Ac1)

et seq. Effective May 24, 2002 Covered Loan Oklahoma Consumer Credit Code (codified in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 Subsection 10 Mortgage Rhode Island Rhode Island Home Loan Protection Act, R.I. Gen. Laws §§ 34-25.2-1 et seq. Effective December 31, 2006. High Cost Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan~~ Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx~~ 2004 High Cost Home Loan Tennessee Tennessee Home Loan Protection Act, Tenn. Code Xxx. §§ 00-00-000 et seq. Effective January 1, 2007. High Cost Home Loan West Virginia West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq. Effective June 5, 0000 Xxxx Xxxxxxxx Mortgage Loan Act Loan Georgia (Oct. 1, 2002 – - Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, 2003 Covered Loan New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective November 27, 2003 – - July 5, 2004 Covered Home Loan Georgia (Oct. 1, 2002 – - Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, 2003 Home Loan New Jersey New Jersey Home Ownership Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 Home Loan New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.

Appears in 1 contract

Samples: Pooling and Servicing Agreement (SACO I Trust 2007-1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (ACE Securities Corp. Home Equity Loan Trust, Series 2006-Fm2)

et seq. Effective May 24, 2002 ~~Covered Loan~~ Oklahoma Consumer Credit Code (codified Subsection 10 Mortgage in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 ~~Subsection 10 Mortgage~~ South Carolina South Carolina High Cost and High Cost Home Loan Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan Xxx~~Ann. §§ SS 37-23-10 et seq. Effective for ~~loans taken~~ loanx xaken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq.~~ 2004 Effective June 5, ~~0000 Xxxx Xxxxxxxx Mortgage~~ 2002 Standard & Poor's Covered Loan ~~Act Loan~~ Categorization Category under Applicable State/Jurisdiction Name of Anti-Predatory Lending Anti-Predatory Law/Effective Date Lending Law ---------------------- ----------------------------------- ------------------- Georgia (Oct. 1, 2002 ~~– Mar. 6, 2003)~~ Georgia Fair Lending Act, Ga. Code Covered Loan - Mar. 6, 2000) Xxx. ~~§§ 7~~XX 0-~~6A-1 et seq~~0X-0 xx xxx. Effective October 1, ~~2002 –~~ 0002 - March 6, 2003 ~~Covered Loan~~ New Jersey New Jersey Home Ownership Security Cxxxxxx Xxxx Xxxx Act of 2002, N.J. Rev. Stat. ~~§§ 46:10B-22~~ SS 46:10B 22 et seq. Effective November 27, 2003 – - July 5, 2004 ~~Covered~~ Standard & Poor's Home Loan Categorization Category under Applicable State/Jurisdiction Name of Anti-Predatory Lending Anti-Predatory Law/Effective Date Lending Law ---------------------- ----------------------------------- ------------------- Georgia (Oct. 1, 2002 ~~– Mar. 6, 2003)~~ Georgia Fair Lending Act, Ga. Code Home Loan - Mar. 6, 2003) Xxx. ~~§§ 7~~XX 0-~~6A-1 et seq~~0X-0 xx xxx. Effective October 1, ~~2002 –~~ 0002 - March 6, 2003 Home Loan New Jersey New Jersey Home Ownership Security Home Loan Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.2003

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2006-Oa11)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Fremont Home Loan Trust 2006-A)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2005-Ac7)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (ACE Securities Corp. Home Equity Loan Trust, Series 2006-Op1)

Appears in 1 contract

Samples: Sale and Servicing Agreement (GSR Trust 2005-Hel1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2005-He5)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2005-He4)

et seq. Effective May 24, 2002 Covered Loan Oklahoma Consumer Credit Code (codified in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 Subsection 10 Mortgage Rhode Island Rhode Island Home Loan Protection Act, R.I. Gen. Laws §§ 34-25.2-1 et seq. Effective December 31, 2006. High Cost Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan~~ Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx~~ 2004 High Cost Home Loan Tennessee Tennessee Home Loan Protection Act, Tenn. Code Xxx. §§ 00-00-000 et seq. Effective January 1, 2007. High Cost Home Loan West Virginia West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq. Effective June 5, 0000 Xxxx Xxxxxxxx Mortgage Loan Act Loan Georgia (Oct. 1, 2002 – - Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, 2003 Covered Loan New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective November 27, 2003 – - July 5, 2004 Covered Home Loan Georgia (Oct. 1, 2002 – - Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, 2003 Home Loan New Jersey New Jersey Home Ownership Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 Home Loan New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan Revised 10/20/06 Class A-1 AAA Aaa Class A-2 AAA Aaa Class A-3 AAA Aaa Class A-4 AAA Aaa Class A-5 AAA Aaa Class A-6 AAA Aaa Class A-7 AAA Aaa Class B-1 AA Aa2 Class B-2 A A2 Class B-3 BBB Baa2 Class X AAA Aaa Class PO AAA Aaa Class R-1 AAA Aaa Class R-2 AAA Aaa None of the above ratings ~~has~~ have been ~~lowered, qualified or withdrawn~~ lowered since the respective dates of ~~issuance~~ such letters. Class B-4 BB -- Class B-5 B -- Class B-6 -- -- None of the above ratings have been lowered since the respective dates of such ~~ratings by~~ letters. The [ ] agreement dated as of [ ], 200[ ] (the ~~Rating Agencies.~~“Agreement”), among [IDENTIFY PARTIES] I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Depositor] and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Prime Mortgage Trust 2007-1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2005-Cl1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Prime Mortgage Trust 2005-4)

et seq. Effective May 24, 2002 ~~Covered Loan~~ Oklahoma Consumer Credit Code (codified in Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 ~~Subsection 10 Mortgage South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code High Cost Home Loan Xxx. §§ 37-23-10 et seq.~~ Effective for loans taken on or after January 1, 0000 ~~Xxxx Xxxxxxxx Xxxx Xxxxxxxx Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq.~~ Effective June 5, ~~0000 Xxxx Xxxxxxxx Mortgage Loan Act Loan~~ 2002 STANDARD & POOR'S COVERED LOAN CATEGORIZATION Name of Anti-Predatory Category under Applicable State/Jurisdiction Lending Law/Effective Date Anti-Predatory Lending Law ------------------ ---------------------------------------- -------------------------- Georgia (Oct. 1, 2002 – - Mar. ~~6, 2003)~~ Georgia Fair Lending Act, Ga. Covered Loan 6, 2003) Code Xxx. §§ Sections 7-6A-1 et seq. Effective October 1, 2002 – - March 6, ~~2003 Covered Loan New Jersey New Jersey~~ 0000 Xxx Xxxxxx Xxx Xxxxxx Home Ownership Covered Home Loan Security Act of 2002, N.J. Rev. Stat. §§ Sections 46:10B-22 et seq. Effective November 27, 2003 – - July 5, 2004 ~~Covered Home Loan~~ STANDARD & POOR'S HOME LOAN CATEGORIZATION Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Date Anti-Predatory Lending Law ------------------ ---------------------------------------- -------------------------- Georgia (Oct. 1, 2002 – - Mar. ~~6, 2003)~~ Georgia Fair Lending Act, Ga. Home Loan 6, 2003) Code Xxx. §§ Sections 7-6A-1 et seq. Effective October 1, 2002 – - March 6, ~~2003~~ 0000 Xxx Xxxxxx Xxx Xxxxxx Home Ownership Home Loan ~~New Jersey New Jersey Home Ownership~~ Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ Sections 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.2003

Appears in 1 contract

Samples: Mortgage Loan Purchase Agreement (Merrill Lynch Alternative Note Asset Trust, Series 2007-Oar4)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (BSALTA 2005-10, Mortgage Pass-Through Certificates, Series 2005-10)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2006-Ac1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2006-St1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Suntrust Alternative Loan Trust, Series 2006-if Mortgage Pass-Through Certificates, Series 2006-1f)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bankunited Trust 2005-1, Mortgage Pass-Through Certificates, Series 2005-1)

et seq. Effective May 24, 2002 Covered Loan Oklahoma Consumer Credit Code (codified in various sections of Title 14A) Effective ~~July~~ September 1, 2000; amended effective January 1, 2004 Subsection 10 Mortgage South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan~~ Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx~~ 2004 High Cost Home Loan West Virginia West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq. Effective June 5, 0000 Xxxx Xxxxxxxx Mortgage Loan Act Loan Georgia (Oct. 1, 2002 – Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – March 6, 2003 Covered Loan New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective ~~November~~ December 27, 2003 – July 5, 2004 Covered Home Loan Georgia (Oct. 1, 2002 – Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – March 6, 2003 Home Loan New Jersey New Jersey Home Ownership Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after ~~November~~ December 27, 2003 Home Loan New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective ~~July~~ September 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan ~~None~~ SER_INVESTOR_NBR A value assigned by the Servicer to define a group of loans. Text up to 10 digits 20 LOAN_NBR A unique identifier assigned to each loan by the investor. Text up to 10 digits 10 SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR. Text up to 10 digits 10 BORROWER_NAME The borrower name as received in the file. It is not separated by first and last name. Maximum length of 30 (Last, First) 30 SCHED_PAY_AMT Scheduled monthly principal and scheduled interest payment that a borrower is expected to pay, P&I constant. 2 No commas(,) or dollar signs ($) 11 NOTE_INT_RATE The loan interest rate as reported by the Servicer. 4 Max length of 6 6 NET_INT_RATE The loan gross interest rate less the service fee rate as reported by the Servicer. 4 Max length of 6 6 SERV_FEE_RATE The servicer's fee rate for a loan as reported by the Servicer. 4 Max length of 6 6 SERV_FEE_AMT The servicer's fee amount for a loan as reported by the Servicer. 2 No commas(,) or dollar signs ($) 11 NEW_PAY_AMT The new loan payment amount as reported by the Servicer. 2 No commas(,) or dollar signs ($) 11 NEW_LOAN_RATE The new loan rate as reported by the Servicer. 4 Max length of 6 6 ARM_INDEX_RATE The index the Servicer is using to calculate a forecasted rate. 4 Max length of 6 6 ACTL_BEG_PRIN_BAL The borrower's actual principal balance at the beginning of the ~~above ratings~~ processing cycle. 2 No commas(,) or dollar signs ($) 11 ACTL_END_PRIN_BAL The borrower's actual principal balance at the end of the processing cycle. 2 No commas(,) or dollar signs ($) 11 BORR_NEXT_PAY_DUE_DATE The date at the end of processing cycle that the borrower's next payment is due to the Servicer, as reported by Servicer. MM/DD/YYYY 10 SERV_CURT_AMT_1 The first curtailment amount to be applied. 2 No commas(,) or dollar signs ($) 11 SERV_CURT_DATE_1 The curtailment date associated with the first curtailment amount. MM/DD/YYYY 10 CURT_ADJ_ AMT_1 The curtailment interest on the first curtailment amount, if applicable. 2 No commas(,) or dollar signs ($) 11 SERV_CURT_AMT_2 The second curtailment amount to be applied. 2 No commas(,) or dollar signs ($) 11 SERV_CURT_DATE_2 The curtailment date associated with the second curtailment amount. MM/DD/YYYY 10 CURT_ADJ_ AMT_2 The curtailment interest on the second curtailment amount, if applicable. 2 No commas(,) or dollar signs ($) 11 SERV_CURT_AMT_3 The third curtailment amount to be applied. 2 No commas(,) or dollar signs ($) 11 SERV_CURT_DATE_3 The curtailment date associated with the third curtailment amount. MM/DD/YYYY 10 CURT_ADJ_AMT_3 The curtailment interest on the third curtailment amount, if applicable. 2 No commas(,) or dollar signs ($) 11 PIF_AMT The loan "paid in full" amount as reported by the Servicer. 2 No commas(,) or dollar signs ($) 11 PIF_DATE The paid in full date as reported by the Servicer. MM/DD/YYYY 10 Action Code Key: 15=Bankruptcy, 00=Xxxxxxxxxxx, , 00=XXX, 63=Substitution, 65=Repurchase,70=REO 2 ACTION_CODE The standard FNMA numeric code used to indicate the default/delinquent status of a particular loan. INT_ADJ_AMT The amount of the interest adjustment as reported by the Servicer. 2 No commas(,) or dollar signs ($) 11 SOLDIER_SAILOR_ADJ_AMT The Soldier and Sailor Adjustment amount, if applicable. 2 No commas(,) or dollar signs ($) 11 NON_ADV_LOAN_AMT The Non Recoverable Loan Amount, if applicable. 2 No commas(,) or dollar signs ($) 11 LOAN_LOSS_AMT The amount the Servicer is passing as a loss, if applicable. 2 No commas(,) or dollar signs ($) 11 SCHED_BEG_PRIN_BAL The scheduled outstanding principal amount due at the beginning of the cycle date to be passed through to investors. 2 No commas(,) or dollar signs ($) 11 SCHED_END_PRIN_BAL The scheduled principal balance due to investors at the end of a processing cycle. 2 No commas(,) or dollar signs ($) 11 SCHED_PRIN_AMT The scheduled principal amount as reported by the Servicer for the current cycle -- only applicable for Scheduled/Scheduled Loans. 2 No commas(,) or dollar signs ($) 11 SCHED_NET_INT The scheduled gross interest amount less the service fee amount for the current cycle as reported by the Servicer -- only applicable for Scheduled/Scheduled Loans. 2 No commas(,) or dollar signs ($) 11 ACTL_PRIN_AMT The actual principal amount collected by the Servicer for the current reporting cycle -- only applicable for Actual/Actual Loans. 2 No commas(,) or dollar signs ($) 11 ACTL_NET_INT The actual gross interest amount less the service fee amount for the current reporting cycle as reported by the Servicer -- only applicable for Actual/Actual Loans. 2 No commas(,) or dollar signs ($) 11 PREPAY_PENALTY_ AMT The penalty amount received when a borrower prepays on his loan as reported by the Servicer. 2 No commas(,) or dollar signs ($) 11 PREPAY_PENALTY_ WAIVED The prepayment penalty amount for the loan waived by the servicer. 2 No commas(,) or dollar signs ($) 11 MOD_DATE The Effective Payment Date of the Modification for the loan. MM/DD/YYYY 10 MOD_TYPE The Modification Type. Varchar - value can be alpha or numeric 30 DELINQ_P&I_ADVANCE_AMT The current outstanding principal and interest advances made by Servicer. 2 No commas(,) or dollar signs ($) 11 SERVICER_LOAN_NBR A unique number assigned to a loan by the Servicer. This may be different than the LOAN_NBR LOAN_NBR A unique identifier assigned to each loan by the originator. CLIENT_NBR Servicer Client Number SERV_INVESTOR_NBR Contains a unique number as assigned by an external servicer to identify a group of loans in their system. BORROWER_FIRST_NAME First Name of the Borrower. BORROWER_LAST_NAME Last name of the borrower. PROP_ADDRESS Street Name and Number of Property PROP_STATE The state where the property located. PROP_ZIP Zip code where the property is located. BORR_NEXT_PAY_DUE_DATE The date that the borrower's next payment is due to the servicer at the end of processing cycle, as reported by Servicer. MM/DD/YYYY LOAN_TYPE Loan Type (i.e. FHA, VA, Conv) BANKRUPTCY_FILED_DATE The date a particular bankruptcy claim was filed. MM/DD/YYYY BANKRUPTCY_CHAPTER_CODE The chapter under which the bankruptcy was filed. BANKRUPTCY_CASE_NBR The case number assigned by the court to the bankruptcy filing. POST_PETITION_DUE_DATE The payment due date once the bankruptcy has been ~~lowered, qualified or withdrawn since the dates of issuance of such ratings~~ approved by the ~~Rating Agencies.~~courts MM/DD/YYYY BANKRUPTCY_DCHRG_DISM_DATE The Date The Loan Is Removed From Bankruptcy. Either by Dismissal, Discharged and/or a Motion For Relief Was Granted. MM/DD/YYYY LOSS_MIT_APPR_DATE The Date The Loss Mitigation Was Approved By The Servicer MM/DD/YYYY LOSS_MIT_TYPE The Type Of Loss Mitigation Approved For A Loan Such As; LOSS_MIT_EST_COMP_DATE The Date The Loss Mitigation /Plan Is Scheduled To End/Close MM/DD/YYYY LOSS_MIT_ACT_COMP_DATE The Date The Loss Mitigation Is Actually Completed MM/DD/YYYY FRCLSR_APPROVED_DATE The date DA Admin sends a letter to the servicer with instructions to begin foreclosure proceedings. MM/DD/YYYY ATTORNEY_REFERRAL_DATE Date File Was Referred To Attorney to Pursue Foreclosure MM/DD/YYYY FIRST_LEGAL_DATE Notice of 1st legal filed by an Attorney in a Foreclosure Action MM/DD/YYYY FRCLSR_SALE_EXPECTED_DATE The date by which a foreclosure sale is expected to occur. MM/DD/YYYY FRCLSR_SALE_DATE The actual date of the foreclosure sale. MM/DD/YYYY FRCLSR_SALE_AMT The amount a property sold for at the foreclosure sale. 2 No commas(,) or dollar signs ($) EVICTION_START_DATE The date the servicer initiates eviction of the borrower. MM/DD/YYYY EVICTION_COMPLETED_DATE The date the court revokes legal possession of the property from the borrower. MM/DD/YYYY LIST_PRICE The price at which an REO property is marketed. 2 No commas(,) or dollar signs ($) LIST_DATE The date an REO property is listed at a particular price. MM/DD/YYYY OFFER_AMT The dollar value of an offer for an REO property. 2 No commas(,) or dollar signs ($) OFFER_DATE_TIME The date an offer is received by DA Admin or by the Servicer. MM/DD/YYYY REO_CLOSING_DATE The date the REO sale of the property is scheduled to close. MM/DD/YYYY REO_ACTUAL_CLOSING_DATE Actual Date Of REO Sale MM/DD/YYYY OCCUPANT_CODE Classification of how the property is occupied. PROP_CONDITION_CODE A code that indicates the condition of the property. PROP_INSPECTION_DATE The date a property inspection is performed. MM/DD/YYYY APPRAISAL_DATE The date the appraisal was done. MM/DD/YYYY CURR_PROP_VAL The current "as is" value of the property based on brokers price opinion or appraisal. 2 REPAIRED_PROP_VAL The amount the property would be worth if repairs are completed pursuant to a broker's price opinion or appraisal. 2 DELINQ_STATUS_CODE FNMA Code Describing Status of Loan DELINQ_REASON_CODE The circumstances which caused a borrower to stop paying on a loan. Code indicates the reason why the loan is in default for this cycle. MI_CLAIM_FILED_DATE Date Mortgage Insurance Claim Was Filed With Mortgage Insurance Company. MM/DD/YYYY MI_CLAIM_AMT Amount of Mortgage Insurance Claim Filed No commas(,) or dollar signs ($) MI_CLAIM_PAID_DATE Date Mortgage Insurance Company Disbursed Claim Payment MM/DD/YYYY MI_CLAIM_AMT_PAID Amount Mortgage Insurance Company Paid On Claim 2 No commas(,) or dollar signs ($) POOL_CLAIM_FILED_DATE Date Claim Was Filed With Pool Insurance Company MM/DD/YYYY POOL_CLAIM_AMT Amount of Claim Filed With Pool Insurance Company 2 No commas(,) or dollar signs ($) POOL_CLAIM_PAID_DATE Date Claim Was Settled and The Check Was Issued By The Pool Insurer MM/DD/YYYY POOL_CLAIM_AMT_PAID Amount Paid On Claim By Pool Insurance Company 2 No commas(,) or dollar signs ($) FHA_PART_A_CLAIM_FILED_DATE Date FHA Part A Claim Was Filed With HUD MM/DD/YYYY FHA_PART_A_CLAIM_AMT Amount of FHA Part A Claim Filed 2 No commas(,) or dollar signs ($) FHA_PART_A_CLAIM_PAID_DATE Date HUD Disbursed Part A Claim Payment MM/DD/YYYY FHA_PART_A_CLAIM_PAID_AMT Amount HUD Paid on Part A Claim 2 No commas(,) or dollar signs ($) FHA_PART_B_CLAIM_FILED_DATE Date FHA Part B Claim Was Filed With HUD MM/DD/YYYY FHA_PART_B_CLAIM_AMT Amount of FHA Part B Claim Filed 2 No commas(,) or dollar signs ($) FHA_PART_B_CLAIM_PAID_DATE Date HUD Disbursed Part B Claim Payment MM/DD/YYYY FHA_PART_B_CLAIM_PAID_AMT Amount HUD Paid on Part B Claim 2 No commas(,) or dollar signs ($) VA_CLAIM_FILED_DATE Date VA Claim Was Filed With the Veterans Admin MM/DD/YYYY VA_CLAIM_PAID_DATE Date Veterans Admin. Disbursed VA Claim Payment MM/DD/YYYY VA_CLAIM_PAID_AMT Amount Veterans Admin. Paid on VA Claim 2 No commas(,) or dollar signs ($)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Nomura Asset Acceptance Corporation, Alternative Loan Trust, Series 2006-Ar1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Nomura Asset Acceptance Corporation, Alternative Loan Trust, Series 2005-Ar4)

Appears in 1 contract

Samples: Grantor Trust Agreement (Bear Stearns Arm Trust, Mortgage-Backed Notes, Series 2005-5)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (SACO I Trust 2006-9)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bankunited Trust 2005-1, Mortgage Pass-Through Certificates, Series 2005-1)

et seq. Effective May 24, 2002 Covered Loan Oklahoma Consumer Credit Code (codified in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 Subsection 10 Mortgage Rhode Island Rhode Island Home Loan Protection Act, R.I. Gen. Laws §§ 34-25.2-1 et seq. Effective December 31, 2006. High Cost Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan Xxx~~Axx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx~~ 2004 High Cost Home Loan Tennessee Tennessee Home Loan Protection Act, Tenn. Code Axx. §§ 40-00-000 et seq. Effective January 1, 2007. High Cost Home Loan West Virginia West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code ~~Xxx~~Axx. §§ 31-17-1 et seq. Effective June 5, ~~0000~~ 2000 Xxxx Xxxxxxxx Mortgage Loan Act Loan Georgia (Oct. 1, 2002 – - Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code ~~Xxx~~Axx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, 2003 Covered Loan New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective November 27, 2003 – - July 5, 2004 Covered Home Loan Georgia (Oct. 1, 2002 – - Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code ~~Xxx~~Axx. §§ 7-6A-1 et seq. Effective October 1, 2002 – - March 6, 2003 Home Loan New Jersey New Jersey Home Ownership Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 Home Loan New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~Xxx~~Axx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan Revised 10/20/06 Class A-1 AAA Aaa Class A-2 AAA Aaa Class A-3 AAA Aaa Class B-1 AA AA Class B-2 A A Class B-3 BBB BBB Class X AAA Aaa Class PO AAA Aaa Class R AAA Aaa None of the above ratings ~~has~~ have been ~~lowered, qualified or withdrawn~~ lowered since the respective dates of ~~issuance~~ such letters. Class B-0 XX XX Xxxxx X-0 X X Class B-6 -- -- None of the above ratings have been lowered since the respective dates of such ~~ratings by~~ letters. EXHIBITS Exhibit A Mortgage Loan Schedule Exhibit B Custodial Account Letter Agreement Exhibit C Escrow Account Letter Agreement Exhibit D Form of Request for Release Exhibit E Remittance Overview Report Exhibit F Remittance Summary Report Exhibit G Form of Owner Certification Exhibit H Summary of Regulation AB Servicing Criteria Exhibit I Summary of Applicable Regulation AB Requirements Exhibit J Servicing Criteria to be Addressed in Assessment of Compliance Exhibit K Default Overview Report Exhibit L Delinquent Summary Report Exhibit M Calculation of Gain-Loss Delinquent Loans Exhibit N Modified Loans Report Exhibit O Claims Submitted Report Exhibit P Loss Severity Summary Report THIS IS A SERVICING AGREEMENT, dated as of April 1, 2007, and is executed between Structured Asset Mortgage Investments II Inc. (the ~~Rating Agencies~~"Owner") and EMC Mortgage Corporation (the "Servicer").

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Prime Mortgage Trust 2007-2)

Appears in 1 contract

Samples: Sale and Servicing Agreement (Luminent Mortgage Trust 2005-1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Nomura Home Equity Loan, Inc., Home Equity Loan Trust, Series 2006-Fm1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (ACE Securities Corp. Home Equity Loan Trust, Series 2007-Wm2)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Nomura Home Equity Loan Trust, Series 2005-He1)

Appears in 1 contract

Samples: Sale and Servicing Agreement (GSC Capital Corp. Mortgage Trust 2006-1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (GreenPoint MFT 2006-Ar2)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2006-Ac5)

Appears in 1 contract

Samples: Sale and Servicing Agreement (ACE Securities Corp. Home Equity Loan Trust, Series 2006-Gp1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Saco I Trust, 2005-Wm2)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Nomura Asset Acceptance Corporation, Alternative Loan Trust, Series 2006-Wf1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (ACE Securities Corp. Home Equity Loan Trust, Series 2006-Op2)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Nomura Asset Acceptance Corporation, Alternative Loan Trust, Series 2006-Wf1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Saco I Trust, 2005-Wm2)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2005-Cl1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2005-Ac6)

Appears in 1 contract

Samples: Sale and Servicing Agreement (Bear Stearns ARM Trust 2005-7)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2005-Ac9)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Merrill Lynch Mortgage Investors Trust, Series 2005-A4)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (ACE Securities Corp. Home Equity Loan Trust, Series 2006-Sd2)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Alternative Loan Trust 2007-7t2)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Saco I Trust 2005-8)

Appears in 1 contract

Samples: Grantor Trust Agreement (Bear Stearns Arm Trust, Mortgage-Backed Notes, Series 2005-5)

et seq. Effective May 24, 2002 ~~Covered Loan~~ Oklahoma Consumer Credit Code (codified in Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 ~~Subsection 10 Mortgage South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code High Cost Home Loan Xxx. §§ 37-23-10 et seq.~~ Effective for loans taken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq.~~ 2004 Effective June 5, ~~0000 Xxxx Xxxxxxxx Mortgage Loan Act Loan~~ 2002 STANDARD & POOR'S COVERED LOAN CATEGORIZATION Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Date Anti-Predatory Lending Law ------------------ --------------------------------- --------------------------- Georgia (Oct. 1, 2002 – - Mar. ~~6, 2003)~~ Georgia Fair Lending Act, Ga. Covered Loan 6, 2003) Code ~~Xxx~~Ann. §§ Sections 7-6A-1 et seq. ~~Effective~~ Effxxxive October 1, 2002 – - March 6, 2003 ~~Covered Loan~~ New Jersey New Jersey Home Ownership Xxxxxxx Xxxx Xxxx Security Act of 2002, N.J. Rev. Stat. §§ Sections 46:10B-22 et seq. Effective November 27, 2003 – - July 5, 2004 ~~Covered Home Loan~~ STANDARD & POOR'S HOME LOAN CATEGORIZATION Name of Anti-Predatory Lending Category under Applicable State/Jurisdiction Law/Effective Date Anti-Predatory Lending Law ------------------ --------------------------------- --------------------------- Georgia (Oct. 1, 2002 – - Mar. ~~6, 2003)~~ Georgia Fair Lending Act, Ga. Home Loan 6, 2003) Code ~~Xxx~~Ann. §§ Sections 7-6A-1 et seq. ~~Effective~~ Effxxxive October 1, 2002 – - March 6, 2003 ~~Home Loan~~ New Jersey New Jersey Home Ownership Xxxx Xxxx Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ Sections 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.2003

Appears in 1 contract

Samples: Mortgage Loan Purchase Agreement (Merrill Lynch Alternative Note Asset Trust, Series 2007-Af1)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Saco I Trust 2005-8)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Fremont Mortgage Securities Corp)

et seq. Effective May 24, 2002 Covered Loan Oklahoma Consumer Credit Code (codified in various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 Subsection 10 Mortgage Rhode Island Rhode Island Home Loan Protection Act, R.I. Gen. Laws §§ 34-25.2-1 et seq. Effective December 31, 2006. High Cost Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code ~~High Cost Home Loan~~ Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, ~~0000 Xxxx Xxxxxxxx Xxxx Xxxxxxxx~~ 2004 High Cost Home Loan Tennessee Tennessee Home Loan Protection Act, Tenn. Code Xxx. §§ 00-00-000 et seq. Effective January 1, 2007. High Cost Home Loan West Virginia West Virginia Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq. Effective June 5, 0000 Xxxx Xxxxxxxx Mortgage Loan Act Loan Georgia (Oct. 1, 2002 – Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – March 6, 2003 Covered Loan New Jersey New Jersey Home Ownership Security Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective November 27, 2003 – July 5, 2004 Covered Home Loan Georgia (Oct. 1, 2002 – Mar. 6, 2003) Georgia Fair Lending Act, Ga. Code Xxx. §§ 7-6A-1 et seq. Effective October 1, 2002 – March 6, 2003 Home Loan New Jersey New Jersey Home Ownership Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 Home Loan New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ ~~58-~~58- 21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan ~~None~~ Revised 03/01/07 Xxxx of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies. Primary Servicer – transaction party having borrower contact Master Servicer – aggregator of pool assets Trustee – waterfall calculator; fiduciary of the transaction Back-up Servicer – named in the transaction (in the event a Back up Servicer becomes the Primary Servicer, follow Primary Servicer obligations) Custodian – safe keeper of pool assets Note: The definitions above describe the essential function that the party performs, rather than the party’s title. Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements. 1122(d)(1)(i) Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements. X X X 1122(d)(1)(ii) If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities. X X X 1122(d)(1)(iii) Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained. 1122(d)(1)(iv) A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements. X X 1122(d)(2)(i) Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements. X X X 1122(d)(2)(ii) Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel. X X X 1122(d)(2)(iii) Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements. X X X 1122(d)(2)(iv) The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements. X X X 1122(d)(2)(v) Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act. X X X 1122(d)(2)(vi) Unissued checks are safeguarded so as to prevent unauthorized access. X X 1122(d)(2)(vii) Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements. X X X 1122(d)(3)(i) Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer. X X X 1122(d)(3)(ii) Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements. X X X 1122(d)(3)(iii) Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements. X X X 1122(d)(3)(iv) Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements. X X X 1122(d)(4)(i) Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents. X X 1122(d)(4)(ii) Pool assets and related documents are safeguarded as required by the transaction agreements X X 1122(d)(4)(iii) Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements. X X 1122(d)(4)(iv) Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents. X 1122(d)(4)(v) The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance. X 1122(d)(4)(vi) Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents. X X 1122(d)(4)(vii) Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements. X X 1122(d)(4)(viii) Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment). X 1122(d)(4)(ix) Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents. X 1122(d)(4)(x) Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements. X 1122(d)(4)(xi) Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements. X 1122(d)(4)(xii) Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission. X 1122(d)(4)(xiii) Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements. X 1122(d)(4)(xiv) Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements. X X 1122(d)(4)(xv) Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements. (In this transaction there is no external enhancement or other support.) X X As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the party identified as responsible for preparing the Securities Exchange Act Reports pursuant to Section 4.18 of the Pooling and Servicing Agreement. Under Item 1 of Form 10-D: a) items marked “Monthly Statements to Certificateholders” are required to be included in the periodic Distribution Date statement under Section 6.06, provided by the Trustee based on information received from the party providing such information; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the Monthly Statements to Certificateholders, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. All such information and any other Items on Form 8-K and Form 10-D set forth in this Exhibit shall be sent to the Trustee and the Depositor.

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Bear Stearns Asset Backed Securities I Trust 2007-Ac5)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Structured Asset Mortgage Investments Ii Trust 2005-Ar5)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Nomura Asset Acceptance Corporation, Alternative Loan Trust, Series 2005-S2)

Appears in 1 contract

Samples: Pooling and Servicing Agreement (Nomura Home Equity Loan, Inc., Home Equity Loan Trust, Series 2006-Fm2)

et seq. Effective May 24, 2002 ~~Covered Loan~~ Oklahoma Consumer Credit Code (codified in Subsection 10 Mortgage various sections of Title 14A) Effective July 1, 2000; amended effective January 1, 2004 ~~Subsection 10 Mortgage South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code High Cost Home Loan Xxx. §§ 37-23-10 et seq.~~ Effective for loans taken on or after January 1, 0000 ~~Xxxx Xxxxxxxx Xxxx Xxxxxxxx Residential Mortgage Lender, Broker and Servicer Act, W. Va. Code Xxx. §§ 31-17-1 et seq.~~ Effective June 5, ~~0000 Xxxx Xxxxxxxx Mortgage Loan Act Loan~~ 2002 STANDARD & POOR'S COVERED LOAN CATEGORIZATION Name of Anti-Predatory Category under Applicable State/Jurisdiction Lending Law/Effective Date Anti-Predatory Lending Law ----------------------------- --------------------------------- ---------------------------- Georgia (Oct. 1, 2002 – - Mar. ~~6, 2003)~~ Georgia Fair Lending Act, Ga. Covered Loan 6, 2003) Code Xxx. §§ Sections 7-6A-1 et seq. Effective October 1, 2002 – - March 6, ~~2003 Covered Loan New Jersey New Jersey~~ 0000 Xxx Xxxxxx Xxx Xxxxxx Home Ownership Covered Home Loan Security Act of 2002, N.J. Rev. Stat. §§ Sections 46:10B-22 et seq. Effective November 27, 2003 – - July 5, 2004 ~~Covered Home Loan~~ STANDARD & POOR'S HOME LOAN CATEGORIZATION Name of Anti-Predatory Category under Applicable State/Jurisdiction Lending Law/Effective Date Anti-Predatory Lending Law ----------------------------- --------------------------------- ---------------------------- Georgia (Oct. 1, 2002 – - Mar. ~~6, 2003)~~ Georgia Fair Lending Act, Ga. Home Loan 6, 2003) Code Xxx. §§ Sections 7-6A-1 et seq. Effective October 1, 2002 – - March 6, ~~2003~~ 0000 Xxx Xxxxxx Xxx Xxxxxx Home Ownership Home Loan ~~New Jersey New Jersey Home Ownership~~ Security ~~Home Loan~~ Act of 2002, N.J. Rev. Stat. §§ Sections 46:10B-22 et seq. Effective for loans closed on or after November 27, 2003 New Mexico Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq. Effective as of January 1, 2004; Revised as of February 26, 2004 Home Loan North Carolina Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq. Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit) Consumer Home Loan South Carolina South Carolina High Cost and Consumer Home Loans Act, S.C. Code Xxx. §§ 37-23-10 et seq. Effective for loans taken on or after January 1, 2004 Consumer Home Loan None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.2003