Common use of Expedited Payments Clause in Contracts

Expedited Payments. For an additional fee, I may pay my bills faster with Expedited Bill Payments, avoiding the need to schedule my payments days in advance. I may elect one of two methods: Expedited Electronic Payment or Expedited Payment by Overnight Checks; however, not all payees accept payments by either or both methods. The bill pay service will tell me if my payee will not accept payment by the method I choose. If I choose to pay my bill by Expedited Bill Payment, the following additional terms apply: 1. A fee will be charged for the service, as disclosed in the then current applicable Fee Schedule. 2. Because these payments are processed quickly, I cannot stop an Expedited Bill Payment I have already ordered to be processed. 3. Expedited Electronic Payments are limited by the cut-off time established by the payee for accepting same day payments. Payee cut-off times vary by payee; Overnight Check payments must be ordered before 7:45 PM EST (6:45 PM CST) for overnight delivery. 4. Overnight Check payments can only be sent to payees with a valid street address within the continental United States. Northern Bank is responsible only for exercising ordinary care in making payments upon my authorization and for mailing or sending a payment to the designated payee. Northern Bank is not liable in any way for damages I incur if I do not have sufficient funds in my account to make the payment on the processing date, if the estimate of time to allow for delivery to the payee is inaccurate, or due to delays in mail delivery, changes of merchant address or account number, the failure of any merchant to account correctly for or credit the payment in a timely manner, or for any other circumstances beyond the control of Northern Bank. Online Banking Customer Service will attempt to notify me via email on the Scheduled Initiation Date if a Bill Payment or Transfer is not processed because there are insufficient funds available in my account. I may also set up an alert on my online account, so Online Banking will send a message to my online account if a payment or transfer is not processed. Northern Bank is not responsible if Online Banking customer service is unable to reach me, whether or not this is due to events beyond the control of Online Banking Customer Service. Moreover, to take advantage of this service, I must keep Online Banking Customer Service aware of any changes in my current email address. In all cases, I am responsible for either making alternate arrangements for the payment or rescheduling the payment through Online Banking. In no case will you automatically resubmit a payment for me after funds have become available. Payments executed electronically through an automated clearing house are subject to rules of the National Automated Clearing House Association (NACHA).

Expedited Payments. For You may use the Expedited Payment Service to make a same day ACH payment or overnight delivery of a check payment to a participating Xxxxxx for an additional fee, I . You may pay my bills faster with Expedited Bill Payments, avoiding any Xxxxxx that is approved by us and eligible for payment under the need to schedule my payments days in advance. I may elect one of two methods: Expedited Electronic Payment or Expedited Payment Service. Overnight delivery checks are not available to Billers with a post office box address or who are located in Alaska, Hawaii or any United States territory. By providing us with your Billing Account (including, but not limited to, Xxxxxx name, Billing Account number and the amount of your payment), you authorize us to initiate and complete the payment scheduled by Overnight Checks; howeveryou through the Expedited Payment Service. We reserve the right to select the Payment Method in which your funds will be remitted to the Xxxxxx. You will be notified whether the payment will be made by ACH or check when you are scheduling the payment. It is your sole responsibility to enter and verify any address for Expedited Payments by check to ensure that the address is correct and that it is a valid overnight package address of the specified Xxxxxx. You may access Expedited Payment Service online whenever the Xxxx Pay Service is available. However, not each individual Xxxxxx sets their own business days and payment cutoff times and they are subject to change. To ensure timely payment and obtain the full benefit of the Expedited Payment Service, your Xxxx Payment Account must be in good standing and you must submit an eligible, accurate Payment Instruction containing all payees accept payments by either or both methods. The bill pay service will tell me if my payee will not accept payment of the information required by the method I choose. If I choose to pay my bill by Expedited Bill Payment, the following additional terms apply: 1. A fee will be charged for the service, as disclosed in the then current applicable Fee Schedule. 2. Because these payments are processed quickly, I cannot stop an Expedited Bill Payment I have already ordered to be processed. 3. Expedited Electronic Payments are limited by Service before the cut-off time established by for the payee for accepting same applicable Xxxxxx’x business day paymentsas displayed. Payee Funds will be debited from your Xxxx Payment Account and credited to your Billing Account on the date we indicate at the time you submit your Payment Instruction. In the event you attempt to schedule a payment after the Xxxxxx’x cut-off times vary time, you will be asked whether you wish to schedule the payment for the Xxxxxx’x following business day or if you wish to cancel the transaction. If we are unable to complete the transaction because of insufficient funds in your Xxxx Payment Account or some other reason, we will send you an email at the email address you have provided with this Agreement. We are not responsible for any charges imposed or any other action taken by payee; Overnight Check payments must a Xxxxxx if your Billing Account is not in good standing with the Xxxxxx or that result from a payment that you have not scheduled properly, including any applicable finance charges and late fees. In addition, we will not be ordered before 7:45 PM EST (6:45 PM CST) liable if there are insufficient available funds in your Xxxx Payment Account or if any part of the electronic funds transfer system network is not working properly. The Xxxx Pay Service Guarantee does not apply to Expedited Payments. You cannot cancel an Expedited Payment. The fee for overnight delivery. 4an Expedited Payment is set forth in the Deposit Account Disclosure or Business Service Fee Schedule that applies to your Xxxx Payment Account. Overnight Check payments can only In addition, this fee will be sent to payees separately displayed at the time you submit your Payment Instruction. The fee will be deducted from your Xxxx Payment Account along with a valid street address within the continental United States. Northern Bank is responsible only for exercising ordinary care in making payments upon my authorization and for mailing or sending a amount of the payment to the designated payee. Northern Bank is not liable in any way for damages I incur if I do not have sufficient funds in my account to make the payment Xxxxxx on the processing date, if Business Day that you schedule the estimate of transaction. The Expedited Payment fee is subject to change from time to allow for delivery to the payee is inaccurate, or due to delays in mail delivery, changes of merchant address or account number, the failure of any merchant to account correctly for or credit the payment in a timely manner, or for any other circumstances beyond the control of Northern Bank. Online Banking Customer Service will attempt to notify me via email on the Scheduled Initiation Date if a Bill Payment or Transfer is not processed because there are insufficient funds available in my account. I may also set up an alert on my online account, so Online Banking will send a message to my online account if a payment or transfer is not processed. Northern Bank is not responsible if Online Banking customer service is unable to reach me, whether or not this is due to events beyond the control of Online Banking Customer Service. Moreover, to take advantage of this service, I must keep Online Banking Customer Service aware of any changes in my current email address. In all cases, I am responsible for either making alternate arrangements for the payment or rescheduling the payment through Online Banking. In no case will you automatically resubmit a payment for me after funds have become available. Payments executed electronically through an automated clearing house are subject to rules of the National Automated Clearing House Association (NACHA)time.

Expedited Payments. For You can select to make an additional feeExpedited Payment to send your payment via overnight for a check or same day for an electronic payment as long as the payment is set up prior to the 8:00 PM CST cut-off time. If it is a non-business date (weekends and certain Federal holidays) the payment will NOT be sent as an Expedited Payment. You can only process Expedited Payment on business processing days (Monday-Friday). The Bill Payment system can only determine how the payment will be sent either by check or electronic method. If you choose to use the Expedited Payment feature, I and the payee that you want to send an Expedited Payment to does not show within the eligible payees, you may pay my bills faster with not send an Expedited Payment for that payee. You can still schedule a normal single payment or recurring payment for that payee. It is your responsibility to authorize your payments in such a manner that your payments may be paid on time. You are responsible for ANY late payment fees or finance charges that may be imposed by the payee as a result of your failure to schedule your payments timely. Once you have completed the set up of an Expedited Payment and click on "Make Payment" on the Preview Payment screen, you no longer can can edit or cancel the expedited payment. Your individual Expedited Bill Payments, avoiding the need to schedule my payments days in advance. I may elect one of two methods: Expedited Electronic Payment or Expedited Payment by Overnight Checks; however, not all payees accept payments by either or both methodsTransaction Limit will be $2,500.00. The bill pay service will tell me if my payee will not accept payment by the method I choose. If I choose fees to pay my bill by Expedited Bill Payment, the following additional terms apply: 1. A fee will be charged for the service, as disclosed in the then current applicable Fee Schedule. 2. Because these payments are processed quickly, I cannot stop send an Expedited Bill Payment I have already ordered to be processed. 3are $20.00 for an overnight check or $20.00 for an electronic payment. Expedited Electronic Payments You are limited by responsible for this fee regardless of if your payee does not credit your payment timely or they do not receive the cut-off time established by payment and you receive a late payment fee from the payee for accepting same day payments. Payee cut-off times vary by payee; Overnight Check payments must be ordered before 7:45 PM EST (6:45 PM CST) for overnight delivery. 4. Overnight Check payments can only be sent to payees with a valid street address within the continental United States. Northern Bank is responsible only for exercising ordinary care in making payments upon my authorization and for mailing or sending a payment to the designated payee. Northern Bank is not liable in any way for damages I incur if I do not have sufficient funds in my account to make the payment on the processing dateAMERICAN BANK & TRUST COMPANY, if the estimate of time to allow for delivery to the payee is inaccurateN.A., or due to delays in mail delivery, changes of merchant address or account number, the failure of any merchant to account correctly for or credit the payment in a timely manner, or for any other circumstances beyond the control of Northern Bank. Online Banking Customer Service will attempt to notify me via email on the Scheduled Initiation Date if a Bill Payment or Transfer is not processed because there are insufficient funds available in my account. I may also set up an alert on my online account, so Online Banking will send a message to my online account if a payment or transfer is not processed. Northern Bank is not responsible if Online Banking customer service is unable to reach me, whether or not this is due to events beyond the control of Online Banking Customer Service. Moreover, to take advantage of this service, I must keep Online Banking Customer Service aware of any changes in my current email address. In all cases, I am responsible for either making alternate arrangements for the payment or rescheduling the payment through Online Banking. In no case will you automatically resubmit a payment for me after funds have become available. Payments executed electronically through an automated clearing house are subject to rules of the National Automated Clearing House Association (NACHA)IS NOT RESPONSIBLE FOR SCHEDULING YOUR PAYEE BILL PAYMENTS OR MAINTAINING CHANGES TO ANY PAYEE DETAILS THAT MAY OCCUR.

Expedited Payments. For an additional feeThe Expedited Payments feature of the Online Bill Payment service enables you to have a payment processed faster. Depending on the intended payee and time of day, I may pay my bills faster with Expedited Bill Payments, avoiding Payments are available for same day or next day processing and posting. Online Banking will automatically determine whether the need to schedule my payments days in advance. I may elect one of two methods: Expedited Electronic Payment or Payments option is available for a payee and determine the date your Expedited Payment will be processed (the deliver by Overnight Checks; howeverdate). If the Expedited Payments feature is not available for a payee, it will not all payees accept payments by either or both methodsbe presented as an option. Depending on payee limitations and time of day, an Expedited Payment for same day processing may not be available. The bill pay service will tell me if my payee delivery by date may be delayed until the following business day. If Expedited Payments are initiated after the cutoff time for same day processing, the payment will not accept be processed until the following business day. Online Banking will notify you of the additional processing time before you approve the Expedited Payment. An Expedited Payment that is in-process cannot be canceled or stopped, for any reason, after it has been submitted to Peoples Bank. Expedited Payment fees will be assessed to the bill payment funding account selected for the Expedited Payment. Review the service fees section of this document for applicable fees. You may initiate stop payment requests online via Online Banking for paper checks (not pre-authorized or electronically established payment requests) you have written on your Bank accounts (not checks issued on your behalf using the Online Bill Payment Services). Online stop payment requests will be processed the same business day if initiated before the cutoff time below. Stop payment fees, according to the Deposit Agreement, will be assessed to the account on which the stop payment has been issued. The stop payment request must precisely identify the name of the payee, the check number, the amount, and the date of the check. It is understood that you are authorizing this stop payment action to occur by sending it to us under your user ID and password without your physical signature. All Online Banking transactions will appear on your periodic account statement with the method I chooseexception of stop payment requests. If I You may choose to pay my bill by Expedited Bill Paymentreceive checking, the following additional terms apply: 1savings, certificate of deposit, and loan statements online. A fee Online Statements will be charged for the service, as disclosed in the then current applicable Fee Schedule. 2. Because these payments are processed quickly, I cannot stop an Expedited Bill Payment I have already ordered to be processed. 3. Expedited Electronic Payments are limited by the cut-off time established by the payee for accepting same day payments. Payee cut-off times vary by payee; Overnight Check payments must be ordered before 7:45 PM EST (6:45 PM CST) for overnight delivery. 4. Overnight Check payments delivered within Online Banking and can only be accessed after you successfully login. If you choose to have your statement delivered online, it will not be sent to payees with a valid street address within in the continental United Statesmail. Northern Bank You will receive an alert when your statement is responsible only for exercising ordinary care in making payments upon my authorization and for mailing or sending a payment to the designated payeeavailable. Northern Bank is not liable in any way for damages I incur if I do not have sufficient funds in my account to make the payment on the processing date, if the estimate of time to allow for delivery to the payee is inaccurate, or due to delays in mail delivery, changes of merchant address or account number, the failure of any merchant to account correctly for or credit the payment in a timely manner, or for any other circumstances beyond the control of Northern Bank. Online Banking Customer Service will attempt You agree to notify me via email on the Scheduled Initiation Date if a Bill Payment or Transfer is not processed because there are insufficient funds available in my account. I may also set up an alert on my online account, so Online Banking will send a message to my online account if a payment or transfer is not processed. Northern Bank is not responsible if Online Banking customer service is unable to reach me, whether or not this is due to events beyond the control of Online Banking Customer Service. Moreover, to take advantage of this service, I must keep Online Banking Customer Service aware us of any changes in my current email to your mailing or e‐mail address. In all casesIf you do not notify us, I am responsible for either making alternate arrangements for the payment or rescheduling the payment through Online Banking. In no case you will you automatically resubmit a payment for me after funds have become available. Payments executed electronically through an automated clearing house are subject hold us harmless from any consequences, including financial loss, resulting from your failure to rules notify us of the National Automated Clearing House Association (NACHA)change in your mailing or e‐mail address.