Common use of Expense Cap Clause in Contracts

Expense Cap. For each of the Fund’s full fiscal years that this Agreement remains in force, the Adviser agrees that if total annual expenses of each Series of the Fund identified below, exclusive of interest, taxes, extraordinary expenses (such as litigation), brokerage fees and commissions, and 12b-1 fees paid under a Fund’s Class A, Class B or Class C Distribution Plans, but inclusive of the Adviser’s compensation, exceeds the amount set forth below (the “Expense Cap”), the Adviser shall contribute to such Series such funds or waive such portion of its fee, adjusted monthly, as may be required to insure that the total annual expenses of the Series shall not exceed the Expense Cap. If this Agreement shall be effective for only a portion of a Series’ fiscal year, then the maximum annual expenses shall be prorated for such portion. Large Cap Concentrated Growth Series, Class A, B and C – 1.75%

Expense Cap. For each of the Fund’s 's full fiscal years that this Agreement remains in force, the Adviser agrees that if total annual expenses of each Series of the Fund identified below, exclusive of interest, taxes, extraordinary expenses (such as litigation), brokerage fees and commissions, and 12b-1 fees paid under a Fund’s 's Class A, Class B or Class C Distribution Plans, but inclusive of the Adviser’s 's compensation, exceeds the amount set forth below (the “"Expense Cap”"), the Adviser shall contribute to such Series such funds or waive such portion of its fee, adjusted monthly, as may be required to insure that the total annual expenses of the Series shall not exceed the Expense Cap. If this Agreement shall be effective for only a portion of a Series’ ' fiscal year, then the maximum annual expenses shall be prorated for such portion. Large Cap Concentrated Growth EXPENSE CAP Select 25 Series, Class A, B and C – - 1.75%

Expense Cap. For each of the Fund’s 's full fiscal years that this Agreement remains in force, the Adviser agrees that if total annual expenses of each Series of the Fund identified below, exclusive of interest, taxes, extraordinary expenses (such as litigation), brokerage fees and commissions, and 12b-1 fees paid under a Fund’s 's Class A, Class B or Class C Distribution Plans, but inclusive of the Adviser’s 's compensation, exceeds the amount set forth below (the “"Expense Cap”"), the Adviser shall contribute to such Series such funds or waive such portion of its fee, adjusted monthly, as may be required to insure that the total annual expenses of the Series shall not exceed the Expense Cap. If this Agreement shall be effective for only a portion of a Series’ ' fiscal year, then the maximum annual expenses shall be prorated for such portion. Large Expense Cap Concentrated Growth Select 25 Series, Class A, B and C – - 1.75%