Common use of EXTENSIONS OF COVERAGE Clause in Contracts

EXTENSIONS OF COVERAGE. 1. The expense of removing debris from covered property which originates from a covered peril causing damage therein. There is no coverage for the expense of removing or containing contaminated property. Contamination is a pollutant. There is coverage for the cost of complying with any law, ordinance or order of civil authority regarding the removal or disposal of covered property at a covered location unless otherwise excluded. In no event shall payment for debris removal exceed 25% of the amount of the direct physical loss to covered property at the covered location as a result of any one loss. 2. Your covered property that has been temporarily removed from a covered location for the purpose of being repaired, serviced, exhibited, or to avoid threatened damage from any peril covered by this coverage part. This does not include property otherwise covered or insured, property excluded under this coverage part or property removed from a covered location for normal storage. Loss under this clause is limited to an amount not exceeding $50,000, or the declared amount of the property, whichever is smaller, for a period of sixty (60) days from the date of removal. 3. The premium paid by the qualified low bidder for any faithful performance or bid bond required by law or regulation that is applicable to the work required to restore the covered entity’s covered property to full use and occupancy. 4. The interest of the covered entity in the buildings and personal property of others in the covered entity’s care, custody or control or the covered entity’s liability imposed by law or assumed by agreement, for such property, except for automobiles. 5. Personal property, other than automobiles and their contents, of the covered entity’s officials and employees while on the premises of the covered entity, provided values do not exceed $250 per employee and are substantiated following a reported loss. 6. Subject to Excluded Cause of Loss 6, the cost to replace or restore valuable papers and records, which means assembled information relating to the covered entity's operations and is contained in written, printed, or otherwise inscribed documents or as electronic data, and for which duplicates do not exist. This coverage is in an amount not to exceed $10,000 and applies to damage or destruction resulting from specified perils. 7. The reproduction or replacement of software or licensed programs damaged or destroyed by specified perils, limited to $50,000. 8. Personal property in transit within and between the territorial limits of this coverage agreement including coastal waters, by any means of conveyance. Liability under this transit clause is limited to $10,000. 9. Loss or damage to outdoor fences, retaining walls, towers and antennas, signs, trees, shrubs, and plants caused by specified perils. The limit of this coverage is $10,000 (no single tree, shrub or plant in excess of $250) per loss and valuation will be actual cash value. 10. Loss or damage to covered property rented, leased, or occupied by you, or that is in your care, custody or control, resulting from a covered cause of loss. This coverage does not apply to property you own and payment will be adjusted for the account of the property owner. This coverage is limited to $100,000 per loss. (Fire/Tenant Legal)

EXTENSIONS OF COVERAGE. 1. The expense of removing debris from covered property which originates from a covered peril causing damage therein. There is no coverage for the expense of removing or containing contaminated property. Contamination is a pollutant. There is coverage for the cost of complying with any law, ordinance or order of civil authority regarding the removal or disposal of covered property at a covered location unless otherwise excluded. In no event shall payment for debris removal exceed 25% of the amount of the direct physical loss to covered property at the covered location as a result of any one loss. 2. Your covered property that has been temporarily removed from a covered location for the purpose of being repaired, serviced, exhibited, or to avoid threatened damage from any peril covered by this coverage part. This does not include property otherwise covered or insured, property excluded under this coverage part or property removed from a covered location for normal storage. Loss under this clause is limited to an amount not exceeding $50,000, or the declared amount of the property, whichever is smaller, for a period of sixty (60) days from the date of removal. 3. The premium paid by the qualified low bidder for any faithful performance or bid bond required by law or regulation that is applicable to the work required to restore the covered entity’s covered property to full use and occupancy. 4. The interest of the covered entity in the buildings and personal property of others in the covered entity’s care, custody or control or the covered entity’s liability imposed by law or assumed by agreement, for such property, except for automobiles. 5. Personal property, other than automobiles auto- mobiles and their contents, of the covered entity’s officials and employees while on the premises of the covered entity, provided values do not exceed $250 per employee and are substantiated following a reported loss. 6. Subject to Excluded Cause of Loss 6, the cost to replace or restore valuable papers and records, which means assembled information relating to the covered entity's operations and is contained in written, printed, or otherwise inscribed documents or as electronic data, and for which duplicates do not exist. This coverage is in an amount not to exceed $10,000 and applies to damage or destruction resulting from specified perils. 7. The reproduction or replacement of software or licensed programs damaged or destroyed by specified perils, limited to $50,000. 8. Personal property in transit within and between the territorial limits of this coverage agreement including coastal waters, by any means of conveyance. Liability under this transit clause is limited to $10,000. 9. Loss or damage to outdoor fences, retaining walls, towers and antennas, signs, trees, shrubs, and plants caused by specified perils. perils The limit of this coverage is $10,000 (no single tree, shrub or plant in excess of $250) per loss and valuation will be actual cash value. 10. Loss or damage to covered property rented, leased, or occupied by you, or that is in your care, custody or control, resulting from a covered cause of loss. This coverage does not apply to property you own and payment will be adjusted for the account of the property owner. This coverage is limited to $100,000 per loss. (Fire/Tenant Legal)

EXTENSIONS OF COVERAGE. 1. The expense of removing debris from covered property which originates from a covered peril causing damage therein. There is no coverage for the expense of removing or containing contaminated property. Contamination is a pollutant. There is coverage for the cost of complying with any law, ordinance or order of civil authority regarding the removal or disposal of covered property at a covered location unless otherwise excluded. In no event shall payment for debris removal exceed 25% of the amount of the direct physical loss to covered property at the covered location as a result of any one loss. 2. Your covered property that has been temporarily removed from a covered location for the purpose of being repaired, serviced, exhibited, or to avoid threatened damage from any peril covered by this coverage part. This does not include property otherwise covered or insured, property excluded under this coverage part or property removed from a covered location for normal storage. Loss under this clause is limited to an amount not exceeding $50,000, or the declared amount of the property, whichever is smaller, for a period of sixty (60) days from the date of removal. 3. The premium paid by the qualified low bidder for any faithful performance or bid bond required by law or regulation that is applicable to the work required to restore the covered entity’s covered property to full use and occupancy. 4. The interest of the covered entity in the buildings and personal property of others in the covered entity’s care, custody or control or the covered entity’s liability imposed by law or assumed by agreement, for such property, except for automobiles. 5. Personal property, other than automobiles and their contents, of the covered entity’s officials and employees while on the premises of the covered entity, provided values do not exceed $250 per employee and are substantiated following a reported loss. 6. Subject to Excluded Cause of Loss 6, the cost to replace or restore valuable papers and records, which means assembled information relating to the covered entity's operations and is contained in written, printed, or otherwise inscribed documents or as electronic data, and for which duplicates do not exist. This coverage is in an amount not to exceed $10,000 and applies to damage or destruction resulting from specified perils. 7. The reproduction or replacement of software or licensed programs damaged or destroyed by specified perils, limited to $50,000. 8. Personal property in transit within and between the territorial limits of this coverage agreement including coastal waters, by any means of conveyance. Liability under this transit clause is limited to $10,000. 9. Loss or damage to outdoor fences, retaining walls, towers and antennas, signs, trees, shrubs, and plants caused by specified perils. perils The limit of this coverage is $10,000 (no single tree, shrub or plant in excess of $250) per loss and valuation will be actual cash value. 10. Loss or damage to covered property rented, leased, or occupied by you, or that is in your care, custody or control, resulting from a covered cause of loss. This coverage does not apply to property you own and payment will be adjusted for the account of the property owner. This coverage is limited to $100,000 per loss. (Fire/Tenant Legal)

EXTENSIONS OF COVERAGE. 1. The expense of removing debris from covered property which originates from a covered peril causing damage therein. There is no coverage for the expense of removing or containing contaminated property. Contamination is a pollutant. There is coverage for the cost of complying with any law, ordinance or order of civil authority regarding the removal or disposal of covered property at a covered location unless otherwise excluded. In no event shall payment for debris removal exceed 25% of the amount of the direct physical loss to covered property at the covered location as a result of any one loss. 2. Your covered property that has been temporarily removed from a covered location for the purpose of being repaired, serviced, exhibited, or to avoid threatened damage from any peril covered by this coverage part. This does not include property otherwise covered or insured, property excluded under this coverage part or property removed from a covered location for normal storage. Loss under this clause is limited to an amount not exceeding $50,000, or the declared amount of the property, whichever is smaller, for a period of sixty (60) days from the date of removal. 3. The premium paid by the qualified low bidder for any faithful performance or bid bond required by law or regulation that is applicable to the work required to restore the covered entity’s covered property to full use and occupancy. 4. The interest of the covered entity in the buildings and personal property of others in the covered entity’s care, custody or control or the covered entity’s liability imposed by law or HARRP (January 1, 2023) PROPERTY COVERAGE Page 1 of 10 assumed by agreement, for such property, except for automobiles. 5. Personal property, other than automobiles auto- mobiles and their contents, of the covered entity’s officials and employees while on the premises of the covered entity, provided values do not exceed $250 per employee and are substantiated following a reported loss. 6. Subject to Excluded Cause of Loss 6, the cost to replace or restore valuable papers and records, which means assembled information relating to the covered entity's operations and is contained in written, printed, or otherwise inscribed documents or as electronic data, and for which duplicates do not exist. This coverage is in an amount not to exceed $10,000 and applies to damage or destruction resulting from specified perils. 7. The reproduction or replacement of software or licensed programs damaged or destroyed by specified perils, limited to $50,000. 8. Personal property in transit within and between the territorial limits of this coverage agreement including coastal waters, by any means of conveyance. Liability under this transit clause is limited to $10,000. 9. Loss or damage to outdoor fences, retaining walls, towers and antennas, signs, trees, shrubs, and plants caused by specified perils. perils The limit of this coverage is $10,000 (no single tree, shrub or plant in excess of $250) per loss and valuation will be actual cash value. 10. Loss or damage to covered property rented, leased, or occupied by you, or that is in your care, custody or control, resulting from a covered cause of loss. This coverage does not apply to property you own and payment will be adjusted for the account of the property owner. This coverage is limited to $100,000 per loss. (Fire/Tenant Legal)

EXTENSIONS OF COVERAGE. 1. The expense of removing debris from covered property which originates from a covered peril causing damage therein. There is no coverage for the expense of removing or containing contaminated property. Contamination is a pollutant. There is coverage for the cost of complying with any law, ordinance or order of civil authority regarding the removal or disposal of covered property at a covered location unless otherwise excluded. In no event shall payment for debris removal exceed 25% of the amount of the direct physical loss to covered property at the covered location as a result of any one loss. 2. Your covered property that has been temporarily removed from a covered location for the purpose of being repaired, serviced, exhibited, or to avoid threatened damage from any peril covered by this coverage part. This does not include property otherwise covered or insured, property excluded under this coverage part or property removed from a covered location for normal storage. Loss under this clause is limited to an amount not exceeding $50,000, or the declared amount of the property, whichever is smaller, for a period of sixty (60) days from the date of removal. 3. The premium paid by the qualified low bidder for any faithful performance or bid bond required by law or regulation that is applicable to the work required to restore the covered entity’s covered property to full use and occupancy. 4. The interest of the covered entity in the buildings and personal property of others in the covered entity’s care, custody or control or the covered entity’s liability imposed by law or HARRP (January 1, 2024) PROPERTY COVERAGE Page 1 of 10 assumed by agreement, for such property, except for automobiles. 5. Personal property, other than automobiles auto- mobiles and their contents, of the covered entity’s officials and employees while on the premises of the covered entity, provided values do not exceed $250 per employee and are substantiated following a reported loss. 6. Subject to Excluded Cause of Loss 6, the cost to replace or restore valuable papers and records, which means assembled information relating to the covered entity's operations and is contained in written, printed, or otherwise inscribed documents or as electronic data, and for which duplicates do not exist. This coverage is in an amount not to exceed $10,000 and applies to damage or destruction resulting from specified perils. 7. The reproduction or replacement of software or licensed programs damaged or destroyed by specified perils, limited to $50,000. 8. Personal property in transit within and between the territorial limits of this coverage agreement including coastal waters, by any means of conveyance. Liability under this transit clause is limited to $10,000. 9. Loss or damage to outdoor fences, retaining walls, towers and antennas, signs, trees, shrubs, and plants caused by specified perils. perils The limit of this coverage is $10,000 (no single tree, shrub or plant in excess of $250) per loss and valuation will be actual cash value. 10. Loss or damage to covered property rented, leased, or occupied by you, or that is in your care, custody or control, resulting from a covered cause of loss. This coverage does not apply to property you own and payment will be adjusted for the account of the property owner. This coverage is limited to $100,000 per loss. (Fire/Tenant Legal)

EXTENSIONS OF COVERAGE. 1. The expense of removing debris from covered property which originates from a covered peril causing damage therein. There is no coverage for the expense of removing or containing contaminated property. Contamination is a pollutant. There is coverage for the cost of complying with any law, ordinance or order of civil authority regarding the removal or disposal of covered property at a covered location unless otherwise excluded. In no event shall payment for debris removal exceed 25% of the amount of the direct physical loss to covered property at the covered location as a result of any one loss. 2. Your covered property that has been temporarily removed from a covered location for the purpose of being repaired, serviced, exhibited, or to avoid threatened damage from any peril covered by this coverage part. This does not include property otherwise covered or insured, property excluded under this coverage part or property removed from a covered location for normal storage. Loss under this clause is limited to an amount not exceeding $50,000, or the declared amount of the property, whichever is smaller, for a period of sixty (60) days from the date of removal. 3. The premium paid by the qualified low bidder for any faithful performance or bid bond required by law or regulation that is applicable to the work required to restore the covered entity’s covered property to full use and occupancy. 4. The interest of the covered entity in the buildings and personal property of others in the covered entity’s care, custody or control or the covered entity’s liability imposed by law or assumed by agreement, for such property, except for automobiles.. HARRP (January 1, 2021) PROPERTY COVERAGE Page 1 of 10 5. Personal property, other than automobiles auto- mobiles and their contents, of the covered entity’s officials and employees while on the premises of the covered entity, provided values do not exceed $250 per employee and are substantiated following a reported loss. 6. Subject to Excluded Cause of Loss 6, the cost to replace or restore valuable papers and records, which means assembled information relating to the covered entity's operations and is contained in written, printed, or otherwise inscribed documents or as electronic data, and for which duplicates do not exist. This coverage is in an amount not to exceed $10,000 and applies to damage or destruction resulting from specified perils. 7. The reproduction or replacement of software or licensed programs damaged or destroyed by specified perils, limited to $50,000. 8. Personal property in transit within and between the territorial limits of this coverage agreement including coastal waters, by any means of conveyance. Liability under this transit clause is limited to $10,000. 9. Loss or damage to outdoor fences, retaining walls, towers and antennas, signs, trees, shrubs, and plants caused by specified perils. perils The limit of this coverage is $10,000 (no single tree, shrub or plant in excess of $250) per loss and valuation will be actual cash value. 10. Loss or damage to covered property rented, leased, or occupied by you, or that is in your care, custody or control, resulting from a covered cause of loss. This coverage does not apply to property you own and payment will be adjusted for the account of the property owner. This coverage is limited to $100,000 per loss. (Fire/Tenant Legal)