Common use of FINANCIAL PLANNING AND HOW WE CHARGE FOR IT Clause in Contracts

FINANCIAL PLANNING AND HOW WE CHARGE FOR IT. We will always inform you of our specific advice fees in advance. This will be in writing. Normally within the proposal summary report and confirmed in a suitability letter. Most clients prefer to pay their advice fees through their policies. This is not always possible. Some clients prefer to make payments through direct payments from their own accounts. In this case we will issue invoices. It is the client’s choice how they pay. We will also let you know if there are any other costs that might be incurred in connection with the services we provide to you. This may include third party work. Financial advice and arrangement of investments are exempt of VAT. For report writing only, the fees may attract vat. We will always tell you if you must pay VAT before we undertake any work for you. In the event of the HMRC charging retrospective VAT then we reserve the right to come back and do the same for clients. Charges for the ongoing service will not be liable to VAT (unless the initial service was liable to VAT) where both the initial and ongoing services are part of the same package.

FINANCIAL PLANNING AND HOW WE CHARGE FOR IT.  We will always inform you of our specific advice fees in advance. This will be in writing. Normally within the proposal summary report and confirmed in a suitability letter.  Most clients prefer to pay their advice fees through their policies. This is not always possible. Some clients prefer to make payments through direct payments from their own accounts. In this case we will issue invoices. It is the client’s choice how they pay.  We will also let you know if there are any other costs that might be incurred in connection with the services we provide to you. This may include third party work.  Financial advice and arrangement of investments are exempt of VAT. For report writing only, the fees may attract vat. We will always tell you if you must pay VAT before we undertake any work for you. In the event of the HMRC charging retrospective VAT then we reserve the right to come back and do the same for clients.  Charges for the ongoing service will not be liable to VAT (unless the initial service was liable to VAT) where both the initial and ongoing services are part of the same package.

FINANCIAL PLANNING AND HOW WE CHARGE FOR IT. We will always inform you of our specific advice fees in advance. This will be in writing. Normally within the proposal summary report and confirmed in a suitability letter. • Most clients prefer to pay their advice fees through their policies. This is not always possible. Some clients prefer to make payments through direct payments from their own accounts. In this case we will issue invoices. It is the client’s choice how they pay. • We will also let you know if there are any other costs that might be incurred arise in connection with the services we provide to you. This may include third party work. • Financial advice and arrangement of investments are exempt of VATVat. For report writing only, only the fees may attract vat. We will always tell you if you must have to pay VAT before we undertake any work for you. In the event of the HMRC charging retrospective VAT vat then we reserve the right to come back and do the same for clients. • Charges for the ongoing service will not be liable to VAT (unless the initial service was liable to VAT) where both the initial and ongoing services are part of the same package.

FINANCIAL PLANNING AND HOW WE CHARGE FOR IT. We will always inform you of our specific advice fees in advance. This will be in writing. Normally within the proposal summary report and confirmed in a suitability letter. • Most clients prefer to pay their advice fees through their policies. This is not always possible. Some clients prefer to make payments through direct payments from their own accounts. In this case we will issue invoices. It is the client’s choice how they pay. • We will also let you know if there are any other costs that might be incurred in connection with the services we provide to you. This may include third party work. • Financial advice and arrangement of investments are exempt of VAT. For report writing only, the fees may attract vat. We will always tell you if you must pay VAT before we undertake any work for you. In the event of the HMRC charging retrospective VAT then we reserve the right to come back and do the same for clients. • Charges for the ongoing service will not be liable to VAT (unless the initial service was liable to VAT) where both the initial and ongoing services are part of the same package.