Common use of Financial Review and Recommendation Clause in Contracts

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of £500 payable on provision of the report containing our recommendation(s) to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of between £500 750 and £2,500 payable on provision of the report containing our recommendation(s) recommendations to you. The exact fee will depend upon the amount and complexity of the work undertaken in the preparation of the report. This fee will may be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; . • understanding of your investment knowledge and attitude and tolerance towards investment risk; . • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; . • preparation of our recommendations to you; . • arranging a second appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of £500 750 payable on provision of the report containing our recommendation(s) to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of £500 payable on provision of the report containing our recommendation(s) recommendations to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of £500 600 payable on provision of the report containing our recommendation(s) to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. Our charge of for this service is a fixed fee of £500 payable on provision of the report containing our recommendation(srecommendations(s) to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. detail Our standard charge for this service is a fixed fee of £500 1,495 payable on provision of the report containing our recommendation(s) to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations. For less complex advice such as simple regular premium savings and pension contracts our standard charge for this service is a fixed fee of £745.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering  Gathering of information about your existing financial arrangements and full personal circumstances; • understanding  Understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation  Recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation  Preparation of our recommendations to you; • arranging  Arranging a second appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of £500 300 payable on provision of the report containing our recommendation(s) recommendations to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. detail Our charge for this service is a fixed fee of £500 payable on provision of the report containing our recommendation(s) to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: •  gathering of information about your existing financial arrangements and full personal circumstances; •  understanding of your investment knowledge and attitude and tolerance towards investment risk; •  recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; •  preparation of our recommendations to you; •  arranging a second appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of £500 750 payable on provision of the report containing our recommendation(s) recommendations to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: •  gathering of information about your existing financial arrangements and full personal circumstances; •  understanding of your investment knowledge and attitude and tolerance towards investment risk; •  recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; •  preparation of our recommendations to you; •  arranging a second appointment to explain and discuss our recommendations in detail.  Our charge for this service is a fixed fee of £500 payable on provision of the report containing our recommendation(s) to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. • Our charge for this service is a fixed fee of £500 payable on provision of the report containing our recommendation(s) to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. Our charge for this service is a can be an agreed fixed fee of £500 payable on provision of the report containing our recommendation(s) recommendations to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment riskrisk and your capacity for loss; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our recommendations to you; • arranging a second appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of £500 600 payable on provision of the report containing our recommendation(s) recommendations to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering Gathering of information about your existing financial arrangements and full personal circumstances; • understanding Understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation Recommendation of an asset allocation model that matches your risk profile attitude and the subsequent assessment and of the suitability of any existing holdings; • preparation Preparation of our recommendations to you; • arranging Arranging a second further appointment to explain and discuss our recommendations in detail. Our charge for this service is a fixed fee of £500 1,000 payable on provision of the report containing our recommendation(s) recommendations to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: •  gathering of information about your existing financial arrangements and full personal circumstances; •  understanding of your investment knowledge and attitude and tolerance towards investment risk; •  recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; •  preparation of our recommendations to you; •  arranging a second appointment to explain and discuss our recommendations in detail. detail Our standard charge for this service is a fixed fee of £500 1,495 payable on provision of the report containing our recommendation(s) to you. This fee will be waived wholly or in part should you decide to implement any of our recommendations. For less complex advice such as simple regular premium savings and pension contracts our standard charge for this service is a fixed fee of £745.

Financial Review and Recommendation. This can be a continuation from the initial discussion, where agreed, or a further appointment. This process covers the: • gathering of information about your existing financial arrangements and full personal circumstances; • understanding of your investment knowledge and attitude and tolerance towards investment risk; • recommendation of an asset allocation model that matches your risk profile and the subsequent assessment and suitability of any existing holdings; • preparation of our my recommendations to you; • arranging a second appointment to explain and discuss our my recommendations in detail. Our The charge for this service is a fixed fee of £500 325 payable on provision of the report containing our recommendation(s) my recommendations to you. This fee will be waived wholly or in part should you decide to implement any of our my recommendations.