Common use of Financial Services Compensation Scheme (FSCS Clause in Contracts

Financial Services Compensation Scheme (FSCS. We subscribe to the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. You will find up-to-date details of the FSCS’s compensation limits, eligibility and details of how to make a claim on its website xxx.xxxx.xxx.xx. As at April 2019, the limits are:- Most types of investment business are covered for 100% of the first £85,000. • Insurance Business: there is no upper limit on the amount of protection. (for claims against firms declared in default from 3 July 2015). • Long-term insurance benefits are protected 100%. Claims under compulsory insurance, professional insurance and certain claims for injury, sickness or infirmity of the policyholder are protected at 100% • Protects 90% of other types of claim with no upper limit.

Financial Services Compensation Scheme (FSCS. We subscribe to the Financial Services Compensation Scheme (FSCS). You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim. You will find up-to-date details of the FSCS’s compensation limits, eligibility and details of how to make a claim on its website xxx.xxxx.xxx.xx. As at April 2019, the limits are:- Most types of investment business are covered for 100% of the first £85,000. •  Insurance Business: there is no upper limit on the amount of protection. (for claims against firms declared in default from 3 July 2015). •  Long-term insurance benefits are protected 100%. Claims under compulsory insurance, professional insurance and certain claims for injury, sickness or infirmity of the policyholder are protected at 100% •  Protects 90% of other types of claim with no upper limit.