Common use of Florida Residents Clause in Contracts

Florida Residents. You (borrower) agree that, should we obtain a judgment against you, a portion of your disposable earnings may be attached or garnished (paid to us by your employer), as provided by Florida and Federal law. Kentucky Residents: You may pay the unpaid balance of your account in whole or in part at any time. Maryland Residents: To the extent federal law and the laws of the Commonwealth of Puerto Rico do not apply, this Agreement is governed by Title 12, Subtitle 9 of the Maryland Commercial Law Article. Missouri Residents: Oral agreements or commitments to loan money, extend credit or to forbear from enforcing repayment of a debt including promises to extend or renew such debt are not enforceable. To protect you (borrower(s)) and us (creditor) from misunderstanding or disappointment, any agreements we reach covering such matters are contained in this writing, which is the complete and exclusive statement of the agreement between us, except as we may later agree in writing to modify it. New Jersey Residents: Because certain provisions of this Agreement are subject to governing law, they may be void, unenforceable or inapplicable in some jurisdictions. None of these provisions are void, unenforceable or inapplicable within New Jersey. New Hampshire Residents: Reasonable attorney’s fees will be rewarded to you if you prevail in any action, suit or proceeding brought by us or an action brought by you. Also, if you successfully assert a partial defense or set-off, recoupment or counterclaim to an action brought by us, the court may withhold from us the entire amount or such portion of the attorney’s fees as the court considers equitable. Washington Residents: Pursuant to the Revised Code of Washington, Section 63.14.167, you are not responsible for payment of any service charges that result solely from a merchant’s failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant’s delay in posting such credit, or our failure to post such credit to your account within three working days of our receipt of the credit. Notice Legal Rights and Protections under the Military Lending Act If you are a servicemember on “active duty” or “active service”, or a spouse or dependent of such servicemember you may be entitled to certain protections pursuant to the Military Lending Act (MLA) [32 CFR Part 232]. The following statement only applies if you are a covered borrower under the Military Lending Act (MLA) [32 CFR Part 232]. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forced and his or her dependent may not exceed an annual percentage rate of 36%. This rate must Include, as applicable to the credit transaction or account: the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). If you would like to obtain these disclosures orally, you may call the toll-free number 0-000-000-0000. YOUR BILLING RIGHTS – Keep this document for future use

Florida Residents. You (borrower) agree that, should we obtain a judgment against you, a portion of your disposable earnings may be attached or garnished (paid to us by your employer), as provided by Florida and Federal law. Kentucky Residents: You may pay the unpaid balance of your account in whole or in part at any time. Maryland Residents: To the extent federal law and the laws of the Commonwealth of Puerto Rico do not apply, this Agreement is governed by Title 12, Subtitle 9 of the Maryland Commercial Law Article. Missouri Residents: Oral agreements or commitments to loan money, extend credit or to forbear from enforcing repayment of a debt including promises to extend or renew such debt are not enforceable. To protect you (borrower(s)) and us (creditor) from misunderstanding or disappointment, any agreements we reach covering such matters are contained in this writing, which is the complete and exclusive statement of the agreement between us, except as we may later agree in writing to modify it. New Jersey Residents: Because certain provisions of this Agreement are subject to governing law, they may be void, unenforceable or inapplicable in some jurisdictions. None of these provisions are void, unenforceable or inapplicable within New Jersey. New Hampshire Residents: Reasonable attorney’s fees will be rewarded to you if you prevail in any action, suit or proceeding brought by us or an action brought by you. Also, if you successfully assert a partial defense or set-off, recoupment or counterclaim to an action brought by us, the court may withhold from us the entire amount or such portion of the attorney’s fees as the court considers equitable. Washington Residents: Pursuant to the Revised Code of Washington, Section 63.14.167, you are not responsible for payment of any service charges that result solely from a merchant’s failure to transmit to us within seven working days a credit for goods or services accepted for return or forgiven if you have notified us of the merchant’s merchants delay in posting such credit, credit or our failure to post such credit to your account within three working days of our receipt of the credit. Notice Legal Rights and Protections under the Military Lending Act If you are a servicemember on “active duty” or “active service”, or a spouse or dependent of such servicemember you may be entitled to certain protections pursuant to the Military Lending Act (MLA) [32 CFR Part 232]. The following statement only applies if you are a covered borrower under the Military Lending Act (MLA) [32 CFR Part 232]. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forced and his or her dependent may not exceed an annual percentage rate of 36%. This rate must Include, as applicable to the credit transaction or account: the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). If you would like to obtain these disclosures orally, you may call the toll-free number 0-000-000-0000. YOUR BILLING RIGHTS – Keep this document for future use