From the President. HaVing W0rk9d at Sim0n f0r m0r9 than 35 y9ars, I tak9 gr9at þrid9 in 0ur C0mþany’s xxXxX0xxxx xxxxxxxxxx x0x x0x0xxx, xxx0xxxxx and truly Caring ab0ut b0th its 9mþl0y99s and Cust0m9rs, WhiCh is a traditi0n that’s b99n built 0V9r th9 X0xxx0 0x it’s 100+ y9ar hist0ry. EaCh 0f th9s9 Qualiti9s is als0 r9fl9Ct9d in th9 faCt that 0ur #1 C0r9 Valu9 is saf9ty. R9C0gnizing that 0ur 9mþl0y99s ar9 0ur m0st imþ0rtant ass9t, 9xt9nsiV9 training in saf9 W0rk þraCtiC9s b9gins th9 m0m9nt th9y ar9 hir9d and C0ntinu9s thr0ugh0ut th9ir Car99rs. W9 als0 C0ntinually ass9ss 0ur W0rk m9th0ds, l00king f0r Ways t0 bring 9V9n gr9at9r saf9ty t0 0ur j0b sit9s and t0 th9 mat9rials and 9Quiþm9nt W9 us9 9V9ry day. Sim0n 9mþl0y99s ar9 9nC0urag9d t0 tak9 an aCtiV9 r0l9 in þr0m0ting saf9ty, s0 making sugg9sti0ns is n0t 0nly W9lC0m9d, but is als0 r9Ward9d. Emþl0y99s ar9 als0 r9Quir9d t0 imm9diat9ly r9þ0rt any unsaf9 C0nditi0ns 0n th9 j0b sit9 t0 th9ir suþ9rVis0r, and if imm9diat9 C0rr9CtiV9 aCti0n is n0t tak9n, th9y ar9 9xþ9Ct9d t0 C0ntaCt Sim0n’s Saf9ty and H9alth Manag9r. Our 0ng0ing f0Cus 0n saf9ty is n0t 0nly f0r th9 b9n9fit 0f 0ur 9mþl0y99s, but als0 f0r 0ur Cust0m9rs. W9 Want y0u t0 kn0W 0ur 9ff0rts ar9 aim9d at r9duCing any risk 0f liability f0r j0b r9lat9d aCCid9nts and th9 d0Wntim9 th9s9 inCid9nts Can bring ab0ut. Pl9as9 r9Vi9W th9 inf0rmati0n C0ntain9d in this þubliCati0n Car9fully. If y0u haV9 additi0nal Qu9sti0ns, I W9lC0m9 y0u t0 X0xxxXx x0 dir9Ctly at 800.325.35@2 0r xx0X0x@xxx0xx00xxxx.X0x. PNC Bank 000 Xxxx X0x0xxx Xx. Xxxxxxxxxx, Xxxx 00000 Independent Auditors P9as9 C Ass0Ciat9s, InC. 0000 XxXxxx XX0xx0, Xxxx0 000 Xx0X0xxxx, Xxx0 44115 00-000-0000 ‡50,000,000.00+ H9rtz EQuiþm9nt R9ntal PNC Bank 000 Xxxx X0x0xxx Xx. Xxxxxxxxxx, XX 00000 W0rk9rs’ C0mþ9nsati0n – Xxxxxx0xx Xxx0x0xxx0 Liability – ‡1,000,000 G9n9ral Liability – ‡1,000,000 þ9r 0CCurr9nC9 G9n9ral Liability – ‡2,000,000 aggr9gat9 Umbr9lla Liability – ‡50,000,000 Pr0f9ssi0nal Liability – ‡2,000,000 Th9 nam9sak9 0f th9 f0und9r 0f Xxx0x X00xxxx, Xx0x Xxx0x x0xx0x0xxx th9 third g9n9rati0n 0f th9 Sim0n family t0 C0ntinu9 th9 traditi0n 0f unþarall9l9d r00fing 9xþ9rtis9 With 51 y9ars 0f 9xþ9ri9nC9 in th9 busin9ss. Al9x is a 1@74 graduat9 0f Y0ungst0Wn Stat9 UniV9rsity With a baCh9l0r’s d9gr99 in Ch9mistry. H9 is a m9mb9r 0f th9 Nati0nal R00fing C0ntraCt0rs Ass0Ciati0n (NRCA[. Al9x is th9 f0und9r 0f th9 Sim0n Pr0duCts lin9 0f r00fing C0atings and faCility þr0duCts.
From the President. Welcome! Thank you for joining the Transamerica Long Term Care Team and including our product in your portfolio. We are very proud of the products that we offer and strive to provide the highest level of service for you and your valued clients. I can assure you that we want to be responsive to the needs of both you and your clients’ needs. Long Term Care insurance (LTCi) provides some of the most valuable insurance protection available. You understand the potentially dire consequences of a long term care event. We need to work to ensure our mutual customers understand those issues and how our products can help protect them. We also need to ensure that we only sell to those customers when our product is truly suitable and make that sale in an ethical and compliant way. To better assist you, we are providing this booklet, the Long Term Care Professional Conduct Principles and Policies, which contains guidelines to help you in understanding the Company’s compliance procedures. By following these guidelines, you can feel confident that your clients are being treated fairly and ethically. You should use these guidelines to establish your own business practices and standards. Please read and follow them carefully. I thank you, again, for selecting our Company and wish you much success in your career. Let’s sell and service a lot of LTCi together! Xxx Xxxxxxxx President, Transamerica Long Term Care In keeping with the Company’s goal of making compliance a priority, this Principles of Ethical Market Conduct and Code of Ethics will guide us in our sales and operations. Our participation in this endeavor will affect all employees and producers. The following Principles of Ethical Market Conduct have been developed and approved by Transamerica Life Insurance Company and Transamerica Financial Life Insurance Company. Each life insurance company subscribing to these principles commits itself in all matters affect- ing the sale of our products. These principles include: • Conducting business according to high standards of honesty and fairness and treating our customers as we would expect to be treated. • Providing competent and customer-focused sales and service. • Competing fairly. • Providing advertising and sales material that is clear, honest and fair. • Handling customer complaints and disputes fairly and promptly. • Maintaining a system of supervision and monitoring reasonably designed to dem- onstrate the Company’s commitment to and compliance with these principl...
From the President. I recently spent a week in the Netherlands on a bike and boat vacation with my wife and eight friends. What struck me on this seven-day tour was the integration of cycling into the overall transportation system. We passed a triple-xxxxxx bicycle parking garage near the Amsterdam cen- tral train station that held thousands of bicycles. There were bicycle paths, bicycle lanes and bicycle racks everywhere we traveled—in the cities and in the country. The contrast to our transportation system is dramatic. We are autocentric, with a few transportation crumbs given to public transportation and bicycles. The Dutch see value in providing people with more transportation options. How did the Dutch do it? I think the simple answer is that they had the political will to make it happen. Itʼs not magic; its vision and the willingness to keep motor vehicles in their place. In my column in the April issue of Pumpkinvine Trail Talk, I introduced Xxx Xxxxx as Friends executive director and Xxx Xxxxxxx as trail operations manager—two new staff positions. Some interpreted these appointments as paid positions. We wish we had the resources to pay Xxx and Bob, but that is not the case. They are both volunteers, like all members of the Friendsʼ board. The Pumpkinvine Bike ride continues to grow and with it the importance of this event for area tourism. When people from Michigan, Illinois and central Indiana come to our community, they spend money for gas, motels and food. Some shop areas stores, and some, having discovered the charm of the area, think about coming back to our area. The boast to our economy grows each year. Local people are starting to see the economic benefits of the trail as well. For the first time, two churches set up food venues on the square in LaGrange on the day of the ride. They understand that riders get hungry, even between sag stops, and itʼs an opportunity to earn some money for their organization. Recently Xxx Xxxxx received a call from a landowner who lives along the Pumpkinvine asking if it was alright to use the word “Pumpkinvine” in the name of their new equestrian stable. Already people see the economic benefits of locating beside the trail and identifying their business with it. Friends of the Pumpkinvine Nature Trail, Inc. are cyclists, hikers, equestrians and naturalists who are working with area park departments to create a linear park and greenway on the former Pumpkinvine corridor between Goshen, Middlebury and Shipshewana, Ind. Learn more...
From the President. Having worked at Simon for more than 35 years, I take great pride in our company’s unwavering commitment to honesty, integrity and truly caring about both its employees and customers. This is a tradition that’s been built and maintained over the course of its 120+ year history. Because our #1 core value is safety, and we recognize that our employees are our most important asset, extensive training in safe work practices begins the moment our employees are hired and continues throughout their careers. We also continually assess our work methods, looking for ways to bring even greater safety to our job sites and to the materials and equipment we use every day. Xxxxx employees are also encouraged to take an active role in promoting safety. Therefore, making suggestions is not only welcomed, but rewarded as well. Employees understand they are required to immediately report any unsafe conditions on the job site to their supervisor, and if immediate corrective action is not taken, they are to contact Xxxxx’x Safety and Health Manager. our ongoing focus on safety is not only for the benefit of our employees, but also for our customers. We want you to know our efforts are aimed at reducing any risk of liability for job-related accidents and the downtime these incidents can bring about. If you have questions regarding our safety practices or anything else, I welcome you to contact me directly at 000.000.0000 or xxxxxx@xxxxxxxxxxxx.xxx. PNC Bank 000 Xxxx Xxxxxxx Xx. Xxxxxxxxxx, Xxxx 00000 Xxxxx c Company 000 X. Xxxxxxxx Xx., Xxxxx 000 Xxxxxxxxxx, Xxxx 00000 00-000-0000 $50,000,000.00+ Hertz Equipment Rental PNC Bank 000 Xxxx Xxxxxxx Xx. Xxxxxxxxxx, XX 00000 Workers’ Compensation – Statutory Automobile Liability – $1,000,000 General Liability – $1,000,000 per occurrence General Liability – $2,000,000 aggregate Umbrella Liability – $50,000,000 Professional Liability – $2,000,000 Xxxxxxx Xxxxxxx | Co-owner; organizational Leadership A member of Xxxxx’x fourth generation, Xxxxxxx Xxxxxxx holds a Bachelor of Science degree in Business Administration from the University of Mount Union and a Master of Arts degree in organizational Leadership from Xxxxxx University. Xxxxxxx oversees the Human Resources department with some involvement in the Safety Department through the Safety Governance Committee. She develops and implements programs to align the workforce and key business initiatives that support the accomplishment of corporate, business and developmental objectives. Xxx...
