General Terms A. The minimum Deposit is $500. b. On the Date of Issue, the amount of the Principal shall be invested in the form of a GIC for a term of five (5) years. c. The GIC is not transferable. There shall not be any secondary market for the GIC. d. The GIC may not be redeemed until the Date of Maturity. e. We guarantee the Principal at the Date of Maturity, we do not guarantee the Return on the Principal. f. The GIC is not subject to management fees. g. The GIC may only be hypothecated or given as security in favour of us, and only to the extent permitted by law. h. The Deposit, Principal and any Return are calculated and payable in Canadian dollars. i. The GIC is a deposit within the meaning of the Credit Unions and Caisses Populaires Act, 1994 (Ontario) and eligible for deposit insurance up to the maximum prescribed amount. More information is available online (xxx.xxxxx.xx).
General Terms A. GOVERNING LAW This Agreement and the corresponding relationships of the parties shall be governed by and construed in accordance with the laws of the State of California without giving effect to its conflict of law provisions.
General Terms A
