Common use of Group Life and Accidental Death and Dismemberment Benefits Clause in Contracts

Group Life and Accidental Death and Dismemberment Benefits. 909 1. EMU shall pay the cost of maintaining life insurance in an amount equal to the Faculty Member’s annual salary, rounded up to the nearest $1,000 and accidental death and dismemberment insurance benefits in an equal amount for a period of one (1) year from a Faculty Member’s first (1st) day of actual work. Commencing with the month following completion of one (1) year of coverage as provided above, EMU shall pay the cost for maintaining life insurance benefits in an amount equal to the Faculty Member’s annual salary (rounded up to the nearest $1,000) times two (2), and accidental death and dismemberment benefits in an equal amount, up to a maximum coverage level of $275,000. When a Faculty Member reaches age sixty-five (65) and continues working his/her insurance coverage is decreased by thirty-five percent (35%) with no further reduction based on age thereafter. 910 The following table illustrates examples of the insurance coverage levels described above: Examples of Salary Levels Less than one (1) Years of Service Over one (1) Years of Service Age Sixty-Five (65) and over $25,001 $26,000 $52,000 $33,800 $25,950 $26,000 $52,000 $33,800 $30,300 $31,000 $62,000 $40,300 $40,000 $40,000 $80,000 $52,000 $46,100 $47,000 $94,000 $61,100 $50,500 $51,000 $102,000 $66,300 Maximum Coverage level is $275,000. 911 2. To qualify for the life and accidental death and dismemberment insurance benefits as described above, each Faculty Member must individually enroll and make proper application for such coverage at the Benefits Office within thirty

Group Life and Accidental Death and Dismemberment Benefits. 909 906 1. EMU shall pay the cost of maintaining life insurance in an amount equal to the Faculty Member’s annual salary, rounded up to the nearest $1,000 and accidental death and dismemberment insurance benefits in an equal amount for a period of one (1) year from a Faculty Member’s first (1st) day of actual work. Commencing with the month following completion of one (1) year of coverage as provided above, EMU shall pay the cost for maintaining life insurance benefits in an amount equal to the Faculty Member’s annual salary (rounded up to the nearest $1,000) times two (2), and accidental death and dismemberment benefits in an equal amount, up to a maximum coverage level of $275,000. When a Faculty Member reaches age sixty-five (65) and continues working his/her insurance coverage is decreased by thirty-five percent (35%) with no further reduction based on age thereafter. 910 907 The following table illustrates examples of the insurance coverage levels described above: Examples of Salary Levels Less than one (1) Years of Service Over one (1) Years of Service Age Sixty-Five (65) and over $25,001 $26,000 $52,000 $33,800 $25,950 $26,000 $52,000 $33,800 $30,300 $31,000 $62,000 $40,300 $40,000 $40,000 $80,000 $52,000 $46,100 $47,000 $94,000 $61,100 $50,500 $51,000 $102,000 $66,300 Maximum Coverage level is $275,000. 911 908 2. To qualify for the life and accidental death and dismemberment insurance benefits as described above, each Faculty Member must individually enroll and make proper application for such coverage at the Benefits Office within thirty

Group Life and Accidental Death and Dismemberment Benefits. 909 885 1. EMU shall pay the cost of maintaining life insurance in an amount equal to the Faculty Member’s annual salary, rounded up to the nearest $1,000 and accidental death and dismemberment insurance benefits in an equal amount for a period of one (1) year from a Faculty Member’s first (1st) day of actual work. Commencing with the month following completion of one (1) year of coverage as provided above, EMU shall pay the cost for maintaining life insurance benefits in an amount equal to the Faculty Member’s annual salary (rounded up to the nearest $1,000) times two (2), and accidental death and dismemberment benefits in an equal amount, up to a maximum coverage level of $275,000. When a Faculty Member reaches age sixty-five (65) and continues working his/her insurance coverage is decreased by thirty-five percent (35%) with no further reduction based on age thereafter. 910 886 The following table illustrates examples of the insurance coverage levels described above: Examples of Salary Levels Less than one (1) Years of Service Over one (1) Years of Service Age Sixty-Five (65) and over $25,001 $26,000 $52,000 $33,800 $25,950 $26,000 $52,000 $33,800 $30,300 $31,000 $62,000 $40,300 $40,000 $40,000 $80,000 $52,000 $46,100 $47,000 $94,000 $61,100 $50,500 $51,000 $102,000 $66,300 Maximum Coverage level is $275,000. 911 2. To qualify for the life and accidental death and dismemberment insurance benefits as described above, each Faculty Member must individually enroll and make proper application for such coverage at the Benefits Office within thirty