Common use of HEALTH AND BENEFIT PLANS Clause in Contracts

HEALTH AND BENEFIT PLANS. (a) The Corporation agrees to pay for full time employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for benefits as currently and more particularly described in the Plan booklet with a $10/$20 deductible for: • Vision Care (every 24 months) $390.00 January 1, 2011, $400.00 effective January 1, 2013 • Private Hospitalization • Paramedical – January 1, 2011 $465.00 per individual per benefit year per practitioner, effective January 1, 2013 $475.00 per individual per benefit year per practitioner, maximum $55.00 per visit. Coverage commences from the first dollar. • Nursing Care - $5,000.00 per individual per benefit year • Hearing Aids - $400.00 per individual in each 5 year period The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for a zero deductible for Pay Direct Drug Cards for prescription drugs, with a maximum dispensing fee of $8.50. (b) The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for Dental Basic Restorative at one hundred percent (100%) co-insurance. The following benefits for full time employees and eligible dependents will be a fifty percent (50%) co-insurance level, between the insurance company and the full time employee for a Dental Plan with an orthodontic rider. • Orthodontics $1,500.00 per dependent (up to age 21) lifetime maximum. The above will be based on the Ontario Dental Association Fee schedule for the preceding year updated annually on January 1st. (c) The Corporation agrees to pay one hundred (100) percent of the premiums for a Long Term Disability Plan paying seventy percent (70%) (*) of gross regular pay to a maximum of three thousand two hundred dollars ($3,200.00) per month commencing after a waiting period of six (6) months. Premiums for the Benefit Plans as outlined in clause 16:00 (a), (b) and (c) will be paid by the Corporation for the first eighteen (18) months while the employee is on Long Term Disability. (*) O.M.E.R.S. disability payment is included in seventy (70) percent, if applicable. (d) The Corporation agrees to pay the Employer Health Tax. (e) The Corporation shall pay 100% of the premium cost of life insurance based on Group Life Insurance coverage at 1.5 times base salary. Optional insurance is available at the full-time employee’s cost. For details of these plans, refer to the booklet supplied by the Carrier. (f) In addition to the Canada Pension Plan, every full time employee shall join the Ontario Municipal Employee’s

HEALTH AND BENEFIT PLANS. (a) The Corporation agrees to pay for full time employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for benefits as currently and more particularly described in the Plan booklet with a $10/$20 deductible for: • Vision Care (every 24 months) $390.00 January 1, 2011, $400.00 450.00 effective January 1, 2013 date of ratification • Private Hospitalization • Paramedical – –Effective January 1, 2011 2021: $465.00 per individual per benefit year per practitioner, effective January 1, 2013 $475.00 550.00 per individual per benefit year per practitioner, maximum $55.00 per visit. Coverage commences from the first dollar. • Nursing Care - $5,000.00 per individual per benefit year • Hearing Aids - $400.00 per individual in each 5 year period The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for a zero deductible for Pay Direct Drug Cards for prescription drugs, with a maximum dispensing fee of $8.50. (b) The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for Dental Basic Restorative at one hundred percent (100%) co-insurance. The following benefits for full time employees and eligible dependents will be a fifty percent (50%) co-insurance level, between the insurance company and the full time employee for a Dental Plan with an orthodontic rider. • Periodontics, Endodontics, caps and crowns, full or partial dentures Maximum amount is $2,000.00 annually. • Orthodontics $1,500.00 1,900.00 per dependent (up to age 21) lifetime maximum. The above will be based on the Ontario Dental Association Fee schedule for the preceding year updated annually on January 1st. (c) The Corporation agrees to pay one hundred (100) percent of the premiums for a Long Term Disability Plan paying seventy percent (70%) (*) of gross regular pay to a maximum of three thousand two hundred dollars ($3,200.00) per month commencing after a waiting period of six (6) months. Premiums for the Benefit Plans as outlined in clause 16:00 (a), (b) and (c) will be paid by the Corporation for the first eighteen (18) months while the employee is on Long Term Disability. (*) O.M.E.R.S. disability payment is included in seventy (70) percent, if applicable. (d) The Corporation agrees to pay the Employer Health Tax. (e) The Corporation shall pay 100% of the premium cost of life insurance based on Group Life Insurance coverage at 1.5 times base salary. Optional insurance is available at the full-time employee’s cost. For details of these plans, refer to the booklet supplied by the Carrier. (f) In addition to the Canada Pension Plan, every full time employee shall join the Ontario Municipal Employee’s

HEALTH AND BENEFIT PLANS. (a) The Corporation agrees to pay for full time employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for benefits as currently and more particularly described in the Plan booklet with a $10/$20 deductible for: • Vision Care (every 24 months) $390.00 January 1, 2011, $400.00 420.00 effective January 1, 2013 date of ratification • Private Hospitalization • Paramedical – January 1, 2011 –$465.00 per individual per benefit year per practitioner, effective January 1, 2013 $475.00 500.00 per individual per benefit year per practitioner, maximum $55.00 per visit. Coverage commences from the first dollar. • Nursing Care - $5,000.00 per individual per benefit year • Hearing Aids - $400.00 per individual in each 5 year period The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for a zero deductible for Pay Direct Drug Cards for prescription drugs, with a maximum dispensing fee of $8.50. (b) The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for Dental Basic Restorative at one hundred percent (100%) co-insurance. The following benefits for full time employees and eligible dependents will be a fifty percent (50%) co-insurance level, between the insurance company and the full time employee for a Dental Plan with an orthodontic rider. • Periodontics, Endodontics, caps and crowns, full or partial dentures Maximum amount is $2,000.00 annually. • Orthodontics $1,500.00 1,800.00 per dependent (up to age 21) lifetime maximum. The above will be based on the Ontario Dental Association Fee schedule for the preceding year updated annually on January 1st. (c) The Corporation agrees to pay one hundred (100) percent of the premiums for a Long Term Disability Plan paying seventy percent (70%) (*) of gross regular pay to a maximum of three thousand two hundred dollars ($3,200.00) per month commencing after a waiting period of six (6) months. Premiums for the Benefit Plans as outlined in clause 16:00 (a), (b) and (c) will be paid by the Corporation for the first eighteen (18) months while the employee is on Long Term Disability. (*) O.M.E.R.S. disability payment is included in seventy (70) percent, if applicable. (d) The Corporation agrees to pay the Employer Health Tax. (e) The Corporation shall pay 100% of the premium cost of life insurance based on Group Life Insurance coverage at 1.5 times base salary. Optional insurance is available at the full-time employee’s 's cost. For details of these plans, refer to the booklet supplied by the Carrier. (f) In addition to the Canada Pension Plan, every full time employee shall join the Ontario Municipal Employee’s's

HEALTH AND BENEFIT PLANS. (a) The Corporation agrees to pay for full time employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for benefits as currently and more particularly described in the Plan booklet with a $10/$20 deductible for: • Vision Care (every 24 months) $390.00 January 1, 2011, $400.00 360.00 effective January 1, 2013 2008; $370.00 January 1, 2009. • Private Hospitalization • Paramedical – Effective January 1, 2011 2008 $465.00 per individual per benefit year per practitioner, effective 400.00; January 1, 2013 2009 $475.00 425.00 per individual per benefit year per practitioner, maximum of $55.00 40.00 per visitvisit effective January 1, 2008 and $45.00 per visit effective January 1, 2009. Coverage commences from the first dollar. • Nursing Care - $5,000.00 per individual per benefit year • Hearing Aids - $400.00 per individual in each 5 year period The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for a zero deductible for Pay Direct Drug Cards for prescription drugs, with a maximum dispensing fee of $8.50. (b) The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for Dental Basic Restorative at one hundred percent (100%) co-insurance. The following benefits for full time employees and eligible dependents will be a fifty percent (50%) co-insurance level, between the insurance company and the full time employee for a Dental Plan with an orthodontic rider. • Periodontics, Endodontics, caps and crowns, full or partial dentures Maximum amount is $2,000.00 annually. • Orthodontics $1,500.00 per dependent (up to age 21) lifetime maximum. The above will be based on the Ontario Dental Association Fee schedule for the preceding year updated annually on January 1st. (c) The Corporation agrees to pay one hundred (100) percent of the premiums for a Long Term Disability Plan paying seventy percent (70%) (*) of gross regular pay to a maximum of three thousand two hundred dollars ($3,200.00) per month commencing after a waiting period of six (6) months. Premiums for the Benefit Plans as outlined in clause 16:00 (a), (b) and (c) will be paid by the Corporation for the first eighteen (18) months while the employee is on Long Term Disability. (*) O.M.E.R.S. disability payment is included in seventy (70) percent, if applicable. (d) The Corporation agrees to pay the Employer Health Tax. (e) The Corporation shall pay 100% of the premium cost of life insurance based on Group Life Insurance coverage at 1.5 times base salary. Optional insurance is available at the full-time employee’s cost. For details of these plans, refer to the booklet supplied by the Carrier. (f) In addition to the Canada Pension Plan, every full time employee shall join the Ontario Municipal Employee’s

HEALTH AND BENEFIT PLANS. ‌ (a) The Corporation agrees to pay for full time employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for benefits as currently and more particularly described in the Plan booklet with a $10/$20 deductible for: • Vision Care (every 24 months) $390.00 January 1, 2011, $400.00 420.00 effective January 1, 2013 date of ratification • Private Hospitalization • Paramedical – January 1, 2011 –$465.00 per individual per benefit year per practitioner, effective January 1, 2013 $475.00 500.00 per individual per benefit year per practitioner, maximum $55.00 per visit. Coverage commences from the first dollar. • Nursing Care - $5,000.00 per individual per benefit year • Hearing Aids - $400.00 per individual in each 5 year period The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for a zero deductible for Pay Direct Drug Cards for prescription drugs, with a maximum dispensing fee of $8.50. (b) The Corporation agrees to pay for full time employees and probationary employees after thirty (30) days and eligible dependents one hundred percent (100%) of the premium for Dental Basic Restorative at one hundred percent (100%) co-insurance. The following benefits for full time employees and eligible dependents will be a fifty percent (50%) co-insurance level, between the insurance company and the full time employee for a Dental Plan with an orthodontic rider. • Periodontics, Endodontics, caps and crowns, full or partial dentures Maximum amount is $2,000.00 annually. • Orthodontics $1,500.00 1,800.00 per dependent (up to age 21) lifetime maximum. The above will be based on the Ontario Dental Association Fee schedule for the preceding year updated annually on January 1st. (c) The Corporation agrees to pay one hundred (100) percent of the premiums for a Long Term Disability Plan paying seventy percent (70%) (*) of gross regular pay to a maximum of three thousand two hundred dollars ($3,200.00) per month commencing after a waiting period of six (6) months. Premiums for the Benefit Plans as outlined in clause 16:00 (a), (b) and (c) will be paid by the Corporation for the first eighteen (18) months while the employee is on Long Term Disability. (*) O.M.E.R.S. disability payment is included in seventy (70) percent, if applicable. (d) The Corporation agrees to pay the Employer Health Tax. (e) The Corporation shall pay 100% of the premium cost of life insurance based on Group Life Insurance coverage at 1.5 times base salary. Optional insurance is available at the full-time employee’s cost. For details of these plans, refer to the booklet supplied by the Carrier. (f) In addition to the Canada Pension Plan, every full time employee shall join the Ontario Municipal Employee’s