Common use of Health Benefits After Retirement Clause in Contracts

Health Benefits After Retirement. The Township will provide the established limit for Health Benefits, Prescription Plan, and Dental Plan from date of retirement until the Employee becomes eligible for Medicare. In order to be eligible to receive the Township coverage under the Township’s Primary Health Plan (non-premium based) the following conditions shall apply: 1. Twenty-five (25) total years of service with Burlington Township: a. Health coverage will be provided to the Employee, his/her spouse and eligible dependents. Benefits will be provided at the same level entering retirement (i.e. if the Employee has eligible dependents at the time of the Employee’s retirement, they will be covered until their eligibility ends by any of the following reasons: Employee reaches Medicare age; retiree dies. Coverage will cease for eligible children dependents upon reaching the age of 23. Coverage will cease for the spouse upon his/her attaining Medicare age. No new dependents may be added after retirement. b. Members not employed by Burlington Township as a Police Officer for 25 years in the Police and Fire Retirement System prior to service as a police officer or related title other than Burlington Township would receive a 2% deduction for each year of service not with Burlington Township with the Employee being responsible for this cost balance. 2. Those retired Employees, who opt to receive the Township’s Premium Based Health Plan, the established limits shall be paid by the Township with the balance to be paid by the Employee. 3. Retiree payments must be made to the Township on a quarterly basis. The Township shall notify the retiree in the event of a rate change that will affect quarterly payments. Should payments not be received by the Township on the last day of the month due or within thirty (30) days, the Township provided coverage will be discontinued. It is fully understood and agreed between the parties that it shall be the retiree’s sole responsibility to maintain the prompt payment of any and all co-payment amounts. The Township will endeavor to contact the retiree should payment become delinquent in a reasonable manner. 4. Should a retiree opt not to avail to this benefit and decline participation at any time, there shall be no re-admission or availability of this benefit at any subsequent date. 5. It is the intent of Burlington Township to provide for the continuation of existing coverage at a level equal to that at the time of retirement to the eligible retiree, spouse, and eligible dependents until the Employee is eligible for Medicare. In the event that the chosen coverage provider amends its coverage requirements or imposes conditions on the retiree over which the Township has no actual or contractual control, the Township will not be obligated to provide additional or different insurance coverage to substitute for the coverage at the time of retirement. The Township shall continue such coverage for retirees as is set forth in this Agreement hereafter to the extent such coverage remains permissible under New Jersey law. Should the retiree opt to select the Township’s self-insurance plan, regardless of whichever carrier administers same, the retiree shall only be responsible for payment of the aforestated percentages to a maximum of the amount of the annual premium. Payment of the appropriate percentage to Burlington Township shall be quarterly on the basis of usage as reported to the Township by the self-insured Health Benefits provider. Payment to the Township shall cease when the actual usage is equal to the established annual premium. 6. An Employee awarded an accident (job-related) disability will be covered under this provision in accordance with his/her age regardless of length of service. 7. The Township will participate 50% up to $400.00 for supplemental insurance from age of Medicare eligibility for the Employee only until the death of the Employee who is eligible to receive the aforementioned health benefits after retirement.

Health Benefits After Retirement. The Township will provide the established limit for Health Benefits, Prescription Plan, Plan and Dental Plan from date of retirement until the Employee becomes eligible for Medicare. In order to be eligible to receive the Township coverage under the Township’s Primary Health Plan (non-premium based) the following conditions shall apply: 1. Twenty-five (25) total years of service with Burlington Township: a. Health coverage will be provided to the Employee, his/her spouse and eligible dependents. Benefits will be provided at the same level entering retirement (i.e. if the Employee has eligible dependents at the time of the Employee’s retirement, they will be covered until their eligibility ends by any of the following reasons: Employee reaches Medicare age; retiree dies. .) Coverage will cease for eligible children dependents upon reaching the age of 23twenty-six (26) unless dependent is offered coverage through their own employer proof of which is required. Coverage will cease for the spouse upon his/her attaining Medicare age. No new dependents may be added after retirement. b. Members not employed by Burlington Township as a Police Officer for 25 years but have an accumulated 25 years in the Police and Fire Retirement System for prior to service as a police officer or related title other than with Burlington Township would receive a be charged 2% deduction for each year of service not with Burlington Township with the Employee employee being responsible for this cost balancebalance outside of any state imposed obligation. 2. Those retired Employeesemployees, who opt to receive the Township’s Premium Based Self Insured Health Plan, the established limits shall be paid by the Township with the balance to be paid by the Employee. 3. Retiree payments must be made to the Township on a quarterly basis. The Township shall notify the retiree in the event of a rate change that will affect quarterly payments. Should payments not be received by the Township on the last day of the month due or within thirty (30) days, the Township provided coverage will be discontinued. It is fully understood and agreed between the parties that it shall be the retiree’s sole responsibility to maintain the prompt payment of any and all co-payment amounts. The Township will endeavor to contact the retiree should payment become delinquent in a reasonable manner. 4. Should a retiree opt not to avail to this benefit and decline participation at any time, there shall be no re-admission or availability of this benefit at any subsequent date. 5. It is the intent of Burlington Township to provide for the continuation of existing coverage at a level equal to that at the time of retirement to the eligible retiree, spouse, spouse and eligible dependents until the Employee is eligible for Medicare. In the event that the chosen coverage provider amends its coverage requirements or imposes conditions on the retiree over which the Township has no actual or contractual control, the Township will not be obligated to provide additional or different insurance coverage to substitute for the coverage at the time of retirement. The Township shall continue such coverage for retirees as is set forth in this Agreement hereafter to the extent such coverage remains permissible under New Jersey law. Should the retiree opt to select the Township’s self-insurance plan, regardless of whichever carrier administers same, the retiree shall only be responsible for payment of the aforestated percentages to a maximum of the amount of the annual premium. Payment of the appropriate percentage to Burlington Township shall be quarterly on the basis of usage as reported to the Township by the self-insured Health Benefits provider. Payment to the Township shall cease when the actual usage is equal to the established annual premium. 6. An Employee awarded an accident (job-related) disability will be covered under this provision in accordance with his/her age regardless of length of service. 7. The Township will participate 50% up to $400.00 When two township employees are married and one or both is retired with the appropriate years of service for supplemental insurance from age of Medicare eligibility for benefits, and the Employee only until the retired employee has a life altering event such as a death of spouse or divorce. The retired employee will be enrolled back into the Employee who is eligible to receive Township’s insurance plan under the aforementioned health benefits after retirementappropriate coverage.

Health Benefits After Retirement. The Township will provide the established limit for Health Benefits, Prescription Plan, and Dental Plan from date of retirement until the Employee employee becomes eligible for Medicare. In order to be eligible to receive the Township coverage under the Township’s Primary Health Plan (non-premium based) the following conditions shall apply: 1. Twenty-five (25) total years of service with Burlington Township: a. Health coverage will be provided to the Employeeemployee, his/her spouse and eligible dependents. Benefits will be provided at the same level entering retirement (i.e. if the Employee has eligible dependents at the time of the Employeeemployee’s retirement, they will be covered until their eligibility ends by any of the following reasons: Employee reaches Medicare age; retiree dies). Coverage will cease for eligible children dependents upon reaching the age of 23. Coverage will cease for the spouse upon his/her attaining Medicare age. No new dependents may be added after retirement. b. Members not employed by Burlington Township as a Police Officer for 25 years in the Police and Fire Retirement System prior to service as a police officer or related title other than Burlington Township would receive a 2% deduction for each year of service not with Burlington Township with the Employee employee being responsible for this cost balance. **Employee having at least 22 years service with Burlington Township will not be responsible for 2% deduction. 2. Those retired Employees, who opt to receive the Township’s Premium Based Health Plan, the established limits shall be paid by the Township with the balance to be paid by the Employee. 3. Retiree payments must be made to the Township on a quarterly basis. The Township shall notify the retiree in the event of a rate change that will affect quarterly payments. Should payments not be received by the Township on the last day of the month due or within thirty (30) days, the Township provided coverage will be discontinued. It is fully understood and agreed between the parties that it shall be the retiree’s sole responsibility to maintain the prompt payment of any and all co-payment amounts. The Township will endeavor to contact the retiree should payment become delinquent in a reasonable manner. 43. Should a retiree opt not to avail to this benefit and decline participation at any time, there shall be no re-admission or availability of this benefit at any subsequent date. 54. It is the intent of Burlington Township to provide for the continuation of existing coverage at a level equal to that at the time of retirement to the eligible retiree, spouse, and eligible dependents until the Employee employee is eligible for Medicare. In the event that the chosen coverage provider amends its coverage requirements or imposes conditions on the retiree over which the Township has no actual or contractual control, the Township will not be obligated to provide additional or different insurance coverage to substitute for the coverage at the time of retirement. The Township shall continue such coverage for retirees as is set forth in this Agreement hereafter to the extent such coverage remains permissible under New Jersey law. Should the retiree opt to select the Township’s self-insurance plan, regardless of whichever carrier administers same, the retiree shall only be responsible for payment of the aforestated percentages to a maximum of the amount of the annual premium. Payment of the appropriate percentage to Burlington Township shall be quarterly on the basis of usage as reported to the Township by the self-insured Health Benefits provider. Payment to the Township shall cease when the actual usage is equal to the established annual premium. 65. An Employee awarded an accident (job-related) disability will be covered under this provision in accordance with his/her his age regardless of length of service. 76. The Township will participate 50% up to $400.00 for supplemental insurance from age of Medicare eligibility for the Employee employee only until the death of the Employee employee who is eligible to receive the aforementioned health benefits after retirement.