Common use of Health Insurance Plan Design Changes, 2016 Clause in Contracts

Health Insurance Plan Design Changes, 2016. The projected 7.9% premium cost increase for 2016 will be mitigated by 0.75% with the following Plan Design changes. On-line Care Virtual on-line medical services are available at no cost to employees via Virtuwell (Health Partners Advantage) and Zipnosis (Fairview Health Advantage) and EVisit (HCMC / Northpoint) and MDLive (all plans). Please encourage your members to learn about and avail themselves of these services. Office Visit Co-Pays BeWell Clinic will not have an office visit co-pay. Advantage HCMC/NorthPoint will not have an office visit co-pay, however other provider locations in this network will have a $20.00 office visit co-pay.