Hour Telephone Banking. Telephone transfers are those services that allow you to transfer funds between your accounts by use of your telephone. This includes the use of our automated 24-Hour Telephone Banking service and requests you make by telephone to one of our associates. Once enrolled for 24-Hour Telephone Banking, you may access specified account(s) by touch tone phone 24 hours a day at 0-000-000-0000 using your account number(s) and a personal identification number. Our associates are available during our normal banking hours at the telephone number listed on your bank statement and at the end of this disclosure. At present, you may use these services to: Obtain balance and account history information about your checking, savings, and loan accounts; Transfer funds between checking and savings accounts; Transfer funds from lines of credit to checking or savings accounts; or Make payments from checking or savings accounts to loan accounts with us. Limitations on Frequency and Amount of Transfers - Please see the section Limitations on Transfers for important limitations that apply to savings and money market accounts. Fees – There is no fee for the use of our automated 24-Hour Telephone Banking service. There is a $2.00 Telephone Transfer of Funds Fee for each transfer request when you call and speak to an associate directly. Card Services - Once requested, you may access or inquire about the funds in your specified account(s) by using a Prairie State Bank & Trust Debit Card and/or Prairie State Bank & Trust ATM Card (collectively “Card”). Using your Card at an Electronic Fund Transfer Terminal (“Terminal”), you may do the following: Obtain account balance information about your checking or savings account(s); Make deposits to checking or savings account(s); Get cash withdrawals from checking or savings account(s); Transfer funds among checking and savings account(s); or Access your checking account(s) to purchase goods or services in person, by phone or by computer; or get cash from a merchant, if the merchant permits; or do anything that a participating merchant will accept (these types of transactions are commonly known as Point of Sale “POS” transactions). Some of these services may not be available at all Terminals or merchants, or with all Cards. For POS transactions, the bank reserves the right to place a temporary hold on your account in an amount equal to the authorization amount received through the card network. In certain circumstances, Authorization amounts may be estimated and the amount may exceed or be less than the final amount of the transaction. Limitations on Frequency and Amount of Transfers - In addition to those limitations on transfers elsewhere described, the following limitations apply to Card transactions. As a security measure, when using your Card at a merchant or an ATM, there will be a limit on the number of debits and the amount that may be debited from your account over certain periods of time. Card transactions are limited to no more than 10 transactions per day. Card transactions are authorized from the available balance in your account plus any available Overdraft Privilege limit, if applicable. Cash withdrawals using your Card are limited to $500.00 per day. Total purchases using your Debit Card by way of your signature and by way of your Personal Identification Number (“PIN”) are limited to $750.00 per each method per day. For security reasons, there may be times when we further limit the amount or frequency of your Card transactions. The bank has the right to refuse a transaction on your account when your Card has been reported lost or stolen or when the bank reasonably believes there is unusual activity on your account. Please also see the Limitations on Transfers section for important limitations that apply to savings and money market accounts. Terminal receipts- You can get a receipt at the time you make a transfer to or from your account using an automated teller machine or point-of- sale terminal. You may not get a receipt if the amount of the transfer is $15.00 or less. Advisory Against Illegal Use- You agree not to use your Card(s) for illegal gambling or other illegal purpose. Display of a payment card logo by, for example, an online merchant does not necessarily mean that transactions are lawful in all jurisdictions in which the cardholder may be located. Currency Conversion- When you use your Prairie State Bank & Trust Debit Card at a merchant that settles in currency other than US dollars, the charge will be converted into the US dollar amount. Disclosure for transactions processed through Mastercard: A .20% (twenty basis points) Currency Conversion Fee will be assessed on International transactions where Mastercard has performed a currency conversion function. This fee will be based on either a government mandated exchange rate, or a wholesale exchange rate selected by Mastercard and the rate used will be the applicable rate on the day the transaction was processed, which may differ from the date of the transaction or when it posted to the cardholder’s account. A .90% (ninety basis points) Cross Border Fee will be assessed on all International transactions whether or not a currency conversion function was performed by Mastercard. Fees – The following fees apply, unless otherwise specified: For your transactions at an ATM owned by us No charge Foreign ATM Fee* For your transactions at an ATM not owned by us $1.00 Card Replacement Fee For lost or damaged cards $5.00 Debit Card Rush Order Fee At Cost Debit Card Chargeback Fee $20.00 Debit Card Inactivity Fee Applies after 6 months of no card activity $5.00 per month * When you use an ATM not owned by us, you may be charged an additional fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
Appears in 2 contracts
Samples: www.psbank.net, www.psbank.net
Hour Telephone Banking. Telephone transfers are those services that allow you to transfer funds between your accounts by use of your telephone. This includes the use of our automated 24-Hour Telephone Banking service and requests you make by telephone to one of our associates. Once enrolled for 24-Hour Telephone Banking, you may access specified account(s) by touch tone phone 24 hours a day at 0-000-000-0000 using your account number(s) and a personal identification number. Our associates are available during our normal banking hours at the telephone number listed on your bank statement and at the end of this disclosure. At present, you may use these services to: • Obtain balance and account history information about your checking, savings, and loan accounts; • Transfer funds between checking and savings accounts; • Transfer funds from lines of credit to checking or savings accounts; or • Make payments from checking or savings accounts to loan accounts with us. Limitations on Frequency and Amount of Transfers - Please see the section Limitations on Transfers for important limitations that apply to savings and money market accounts. Fees – There is no fee for the use of our automated 24-Hour Telephone Banking service. There is a $2.00 Telephone Transfer of Funds Fee for each transfer request when you call and speak to an associate directly. Card Services - Once requested, you may access or inquire about the funds in your specified account(s) by using a Prairie State Bank & Trust Debit Card and/or Prairie State Bank & Trust ATM Card (collectively “Card”). Using your Card at an Electronic Fund Transfer Terminal (“Terminal”), you may do the following: • Obtain account balance information about your checking or savings account(s); • Make deposits to checking or savings account(s); • Get cash withdrawals from checking or savings account(s); • Transfer funds among checking and savings account(s); or • Access your checking account(s) to purchase goods or services in person, by phone or by computer; or get cash from a merchant, if the merchant permits; or do anything that a participating merchant will accept (these types of transactions are commonly known as Point of Sale “POS” transactions). Some of these services may not be available at all Terminals or merchants, or with all Cards. For POS transactions, the bank reserves the right to place a temporary hold on your account in an amount equal to the authorization amount received through the card network. In certain circumstances, Authorization amounts may be estimated and the amount may exceed or be less than the final amount of the transaction. Limitations on Frequency and Amount of Transfers - In addition to those limitations on transfers elsewhere described, the following limitations apply to Card transactions. As a security measure, when using your Card at a merchant or an ATM, there will be a limit on the number of debits and the amount that may be debited from your account over certain periods of time. Card transactions are limited to no more than 10 transactions per day. Card transactions are authorized from the available balance in your account plus any available Overdraft Privilege limit, if applicable. Cash withdrawals using your Card are limited to $500.00 per day. Total purchases using your Debit Card by way of your signature and by way of your Personal Identification Number (“PIN”) are limited to $750.00 per each method per day. For security reasons, there may be times when we further limit the amount or frequency of your Card transactions. The bank has the right to refuse a transaction on your account when your Card has been reported lost or stolen or when the bank reasonably believes there is unusual activity on your account. Please also see the Limitations on Transfers section for important limitations that apply to savings and money market accounts. Terminal receipts- You can get a receipt at the time you make a transfer to or from your account using an automated teller machine or point-of- sale terminal. You may not get a receipt if the amount of the transfer is $15.00 or less. Advisory Against Illegal Use- You agree not to use your Card(s) for illegal gambling or other illegal purpose. Display of a payment card logo by, for example, an online merchant does not necessarily mean that transactions are lawful in all jurisdictions in which the cardholder may be located. Currency Conversion- When you use your Prairie State Bank & Trust Debit Card at a merchant that settles in currency other than US dollars, the charge will be converted into the US dollar amount. Disclosure for transactions processed through Mastercard: • A .20% (twenty basis points) Currency Conversion Fee will be assessed on International transactions where Mastercard has performed a currency conversion function. • This fee will be based on either a government mandated exchange rate, or a wholesale exchange rate selected by Mastercard and the rate used will be the applicable rate on the day the transaction was processed, which may differ from the date of the transaction or when it posted to the cardholder’s account. • A .90% (ninety basis points) Cross Border Fee will be assessed on all International transactions whether or not a currency conversion function was performed by Mastercard. Fees – The following fees apply, unless otherwise specified: For your transactions at an ATM owned by us No charge Foreign ATM Fee* For your transactions at an ATM not owned by us $1.00 Card Replacement Fee For lost or damaged cards $5.00 Debit Card Rush Order Fee At Cost Debit Card Chargeback Fee $20.00 Debit Card Inactivity Fee Applies after 6 months of no card activity $5.00 per month * When you use an ATM not owned by us, you may be charged an additional fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
Appears in 2 contracts
Samples: www.psbank.net, www.psbank.net
Hour Telephone Banking. Telephone transfers are those services that allow you to transfer funds between TELEPHO NE TRANSFERS-TYPES OF TRANSFERS - You may access your accounts by use of your telephone. This includes the use of our automated 24-Hour Telephone Banking service and requests you make account by telephone to one of our associates. Once enrolled for 24-Hour Telephone Banking, you may access specified account(s) by using a touch tone phone 24 hours a day at 0-000-000-0000 using and your account number(s) and a personal identification number. Our associates are available during our normal banking hours at the telephone number listed on your bank statement and at the end of this disclosure. At presentnumbers, you may use these services to: Obtain balance and account history information about your checking, savings, and loan accounts; Transfer funds between checking and savings accounts; • Transfer funds from lines of credit checking to checking or • Transfer funds from checking to savings accounts; or • Transfer funds from savings to checking • Transfer funds from savings to savings • Make payments from checking or savings accounts to loan accounts with us. Limitations on Frequency and Amount us • Make payments from savings to loan accounts with us Get information about: • The account balance of Transfers checking accounts • The account balance of savings accounts ATM TRANSFERS - Please see the section Limitations on Transfers for important limitations that apply to savings and money market accounts. Fees – There is no fee for the use of our automated 24-Hour Telephone Banking service. There is a $2.00 Telephone Transfer of Funds Fee for each transfer request when you call and speak to an associate directly. Card Services TYPES OF TRANSFERS, DOLLAR LIMITATIONS, AND CHARGES (CONSUMER ACCOUNTS) - Once requested, you You may access or inquire about the funds in your specified account(s) by ATM using a Prairie State Bank & Trust your Debit Card and/or Prairie State Bank & Trust ATM Card (collectively “Card”). Using your Card at an Electronic Fund Transfer Terminal (“Terminal”)MasterCard® and personal identification number, you may do the followingto: Obtain account balance information about your checking or savings account(s); Make • make deposits to checking or savings account(s); Get ) • get cash withdrawals from checking or savings account(s); Transfer ) - you may withdraw no more than $500.00 per card per day or available balance, whichever is less • transfer funds among between checking and savings account(s); or Access ) • get information about the account balance of your checking or savings account(s) to purchase goods • There is a charge of $1.00 per withdrawal at ATMs we do not own or services in person, by phone or by computer; or get cash from a merchant, if the merchant permits; or do anything that a participating merchant will accept (these types of transactions are commonly known as Point of Sale “POS” transactions)operate. Some of these services may not be available at all Terminals or merchantsterminals. TYPES OF POINT-OF-SALE TRANSACTIONS and DOLLAR LIMITATIONS (CONSUMER ACCOUNTS) - You may access your checking account(s) using your Debit MasterCard® to purchase goods (in person, by computer, or with all Cardsby phone), pay for services (in person, by computer, or by phone), get cash from a merchant, if the merchant permits, or from a participating financial institution, and do anything that a participating merchant will accept. For POS transactionsUsing your card: • you may not exceed $2,000.00 in transactions per day or available balance, the bank reserves the right to place a temporary hold on whichever is less ATM TRANSFERS - TYPES OF TRANSFERS, DOLLAR LIMITATIONS, AND CHARGES (BUSINESS ACCOUNTS ) - You may access your account in an amount equal to the authorization amount received through the card network. In certain circumstances, Authorization amounts may be estimated and the amount may exceed or be less than the final amount of the transaction. Limitations on Frequency and Amount of Transfers - In addition to those limitations on transfers elsewhere described, the following limitations apply to Card transactions. As a security measure, when account(s) by ATM using your Card at a merchant Business Debit MasterCard® and personal identification number, to: • make deposits to checking or an ATM, there will be a limit on the number of debits and the amount that savings account(s) • get cash withdrawals from checking or savings account(s) - you may be debited from your account over certain periods of time. Card transactions are limited to withdraw no more than 10 transactions per day. Card transactions are authorized from the available balance in your account plus any available Overdraft Privilege limit, if applicable. Cash withdrawals using your Card are limited to $500.00 per daycard per day or available balance, whichever is less • transfer funds between checking and savings account(s) • get information about the account balance of yo ur checking or savings account(s) • There is a charge of $1.00 per withdrawal at ATMs we do not own or operate. Total purchases Some of these services may not be available at all terminals. TYPES OF POINT-OF-SALE TRANSACTIONS and DOLLAR LIMITATIONS (BUSINESS ACCOUNTS) - You may access your checking account(s) using your Business Debit Card MasterCard® to purchase goods (in person, by way of computer, or by phone), pay for services (in person, by computer, or by phone), get cash from a merchant, if the merchant permits, or from a participating financial institution, and do anything that a participating merchant will accept. Using your signature card: • you may not exceed $2,000.00 in transactions per day or available balance, whichever is less CURRENCY CONVERSION and by way of CROSS -BORDE R TRANSACTIO N FEES – If you effect a transaction with your Personal Identification Number (“PIN”) card in a currency other than US dollars, MasterCard will convert the charge into a US dollar amount. The currency conversion procedure is based on rates observed in the wholesale market or government-mandated rates, where applicable. The currency conversion rate MasterCard uses will be the rate in effect, for the applicable currency, on the date the transaction occurred. However, in limited situa tions, particularly where transaction submissions to MasterCard for processing are limited to $750.00 per each method per day. For security reasonsdelayed, there the currency conversion rate that MasterCard uses may be times when we further limit the amount or frequency rate for the applicable currency on the date that the transaction is processed (the Central MasterCard Site Business Date) You will be charged a Currency Conversion fee of your Card transactions.20% and a Cross-Border Transaction fee of .9 0%. The bank has the right to refuse Cross-Border Transaction Fee is charged on all cross-border transactions regardless of whether there is a currency conversion. A Cross -Border Transaction is a transaction on your account when your Card has been reported lost processed through the Global Clearing Management System or stolen or when the bank reasonably believes there is unusual activity on your account. Please also see MasterCard Debit Switch in which the Limitations on Transfers section for important limitations that apply to savings and money market accounts. Terminal receipts- You can get a receipt at the time you make a transfer to or from your account using an automated teller machine or point-of- sale terminal. You may not get a receipt if the amount country of the transfer merchant is $15.00 different than the country of the cardholder. ATM OPERATO R/NETW ORK FEES – W hen you use an ATM not owned by us, you may be charged a fee by the ATM operator or lessany network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer). Advisory Against Illegal Use- ADVISORY AGAINST ILLEGAL USE – You agree not to use your Card(scard(s) for illegal gambling or other illegal purpose. Display of a payment card logo by, for example, an online merchant does not necessarily mean that transactions are lawful in all jurisdictions in which the cardholder may be located. Currency Conversion- When ONLINE COMPUTER TRANSFERS - types of transfers and charges - you use may access your Prairie State Bank & Trust Debit Card accounts(s) by computer with Internet access at a merchant that settles xxx.xxxxxxxxxxx.xxx or our Mobile Applications using your customer ID and password to: • Transfer funds from checking to checking • Transfer funds from checking to savings • Transfer funds from savings to checking • Transfer funds from savings to savings • Make payments from checking to loan accounts with us • Make payments from savings to loan accounts with us • Pay Bills online with “Online Bill Pay Service” • Transfer funds between your Iroquois Federal accounts and accounts you hold with other financial institutions • Send, Request or Receive Money using Zelle® Get information about: • the account balance of checking accounts • the last deposits to checking accounts • the last withdrawals from checking accounts • the account balance of savings accounts • the last deposits to savings accounts • the last withdrawals from savings accounts • the account balance of loan accounts • the last payments on loan accounts • information on CD's and IRA accounts Please also note transaction limitations for specific account types as disclosed in currency other than US dollars, your original disclosure documents provided to you at the charge will be converted into the US dollar amount. Disclosure for transactions processed through Mastercard: A .20% (twenty basis points) Currency Conversion Fee will be assessed on International transactions where Mastercard has performed a currency conversion function. This fee will be based on either a government mandated exchange rate, or a wholesale exchange rate selected by Mastercard and the rate used will be the applicable rate on the day the transaction was processed, which may differ from the date time of the transaction or when it posted to the cardholder’s opening your account. A .90% (ninety basis points) Cross Border Fee FEES • W e do not charge for direct deposits to any type of account. • We do not charge for preauthorized payments from any type of account. • We will be assessed on all International transactions whether or not charge you a currency conversion function was performed by Mastercard. Fees – The following fees applyfee to replace a lost Consumer Debit MasterCard® • W e will charge you a fee to replace a lost Business Debit MasterCard® • There is no charge for the first 3 Business Debit MasterCards® issued, unless otherwise specified: For your transactions at an ATM owned by us No charge Foreign ATM Fee* For your transactions at an ATM not owned by us $1.00 Card Replacement Fee For lost or damaged cards $5.00 Debit Card Rush Order Fee At Cost Debit Card Chargeback Fee $20.00 Debit Card Inactivity Fee Applies after 6 months of no card activity $5.00 per month * When you use an ATM not owned by uscard for each additional cardholder. • Refer to our separate fee schedule for details. Except as indicated elsewhere, you may be charged an additional fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you we do not complete a charge for these electronic fund transfer)transfers.
Appears in 1 contract
Samples: iroquoisfed.com
Hour Telephone Banking. Telephone transfers are those services that allow you to transfer funds between your accounts by use of your telephone. This includes the use of our automated 24-Hour Telephone Banking service and requests you make by telephone to one of our associates. Once enrolled for 24-Hour Telephone Banking, you may access specified account(s) by touch tone phone 24 hours a day at 0-000-000-0000 using your account number(s) and a personal identification number. Our associates are available during our normal banking hours at the telephone number listed on your bank statement and at the end of this disclosure. At present, you may use these services to: • Obtain balance and account history information about your checking, savings, and loan accounts; • Transfer funds between checking and savings accounts; • Transfer funds from lines of credit to checking or savings accounts; or • Make payments from checking or savings accounts to loan accounts with us. Limitations on Frequency and Amount of Transfers - Please see the section Limitations on Transfers for important limitations that apply to savings and money market accounts. Fees – There is no fee for the use of our automated 24-Hour Telephone Banking service. There is a $2.00 Telephone Transfer of Funds Fee for each transfer request when you call and speak to an associate directly. Card Services - Once requested, you may access or inquire about the funds in your specified account(s) by using a Prairie State Bank & Trust Debit Card and/or Prairie State Bank & Trust ATM Card (collectively “Card”). Using your Card at an Electronic Fund Transfer Terminal (“Terminal”), you may do the following: • Obtain account balance information about your checking or savings account(s); • Make deposits to checking or savings account(s); • Get cash withdrawals from checking or savings account(s); • Transfer funds among checking and savings account(s); or • Access your checking account(s) to purchase goods or services in person, by phone or by computer; or get cash from a merchant, if the merchant permits; or do anything that a participating merchant will accept (these types of transactions are commonly known as Point of Sale “POS” transactions). Some of these services may not be available at all Terminals or merchants, or with all Cards. For POS transactions, the bank reserves the right to place a temporary hold on your account in an amount equal to the authorization amount received through the card network. In certain circumstances, Authorization amounts may be estimated and the amount may exceed or be less than the final amount of the transaction. Limitations on Frequency and Amount of Transfers - In addition to those limitations on transfers elsewhere described, the following limitations apply to Card transactions. As a security measure, when using your Card at a merchant or an ATM, there will be a limit on the number of debits and the amount that may be debited from your account over certain periods of time. Card transactions are limited to no more than 10 transactions per day. Card transactions are authorized from the available balance in your account plus any available Overdraft Privilege limit, if applicable. Cash withdrawals using your Card are limited to $500.00 per day. Total purchases using your Debit Card by way of your signature and by way of your Personal Identification Number (“PIN”) are limited to $750.00 per each method per day. For security reasons, there may be times when we further limit the amount or frequency of your Card transactions. The bank has the right to refuse a transaction on your account when your Card has been reported lost or stolen or when the bank reasonably believes there is unusual activity on your account. Please also see the Limitations on Transfers section for important limitations that apply to savings and money market accounts. Terminal receipts- You can get a receipt at the time you make a transfer to or from your account using an automated teller machine or point-of- sale terminal. You may not get a receipt if the amount of the transfer is $15.00 or less. Advisory Against Illegal Use- Use - You agree not to use your Card(s) for illegal gambling or other illegal purpose. Display of a payment card logo by, for example, an online merchant does not necessarily mean that transactions are lawful in all jurisdictions in which the cardholder may be located. Currency Conversion- When you use your Prairie State Bank & Trust Debit Card at a merchant that settles in currency other than US dollars, the charge will be converted into the US dollar amount. Disclosure for transactions processed through Mastercard: • A .20% (twenty basis points) Currency Conversion Fee will be assessed on International transactions where Mastercard has performed a currency conversion function. • This fee will be based on either a government mandated exchange rate, or a wholesale exchange rate selected by Mastercard and the rate used will be the applicable rate on the day the transaction was processed, which may differ from the date of the transaction or when it posted to the cardholder’s account. • A .90% (ninety basis points) Cross Border Fee will be assessed on all International transactions whether or not a currency conversion function was performed by Mastercard. Fees – The following fees apply, unless otherwise specified: For your transactions at an ATM owned by us No charge Foreign ATM Fee* For your transactions at an ATM not owned by us $1.00 Card Replacement Fee For lost or damaged cards $5.00 Debit Card Rush Order Fee At Cost Debit Card Chargeback Fee $20.00 Debit Card Inactivity Fee Applies after 6 months of no card activity $5.00 per month * When you use an ATM not owned by us, you may be charged an additional fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer).
Appears in 1 contract
Samples: www.psbank.net
Hour Telephone Banking. Telephone transfers are those services that allow you to transfer funds between your accounts by use of your telephone. This includes the use of our automated 24-Hour Telephone Banking service and requests you make by telephone to one of our associates. Once enrolled for 24-Hour Telephone Banking, you may access specified account(s) by touch tone phone 24 hours a day at 0-000-000-0000 using your account number(s) and a personal identification number. Our associates are available during our normal banking hours at the telephone number listed on your bank statement and at the end of this disclosure. At present, you may use these services to: • Obtain balance and account history information about your checking, savings, and loan accounts; • Transfer funds between checking and savings accounts; • Transfer funds from lines of credit to checking or savings accounts; or • Make payments from checking or savings accounts to loan accounts with us. us • Activate new Debit Card Limitations on Frequency and Amount of Transfers - Please see the section Limitations on Transfers for important limitations that apply to savings and money market accounts. Fees – There is no fee for the use of our automated 24-Hour Telephone Banking service. There is a $2.00 Telephone Transfer of Funds Fee for each transfer request when you call and speak to an associate directly. Card Services - Once requested, you may access or inquire about the funds in your specified account(s) by using a Prairie State Security National Bank & Trust MasterCard® Debit Card and/or Prairie State Security National Bank & Trust ATM Card (collectively “Card”). Using your Card at an Electronic Fund Transfer Terminal (“Terminal”), you may do the following: • Obtain account balance information about your checking or savings account(s); • Make deposits to checking or savings account(s); • Get cash withdrawals from checking or savings account(s); • Transfer funds among checking and savings account(s); or • Access your checking account(s) to purchase goods or services in person, by phone or by computer; or get cash from a merchant, if the merchant permits; or do anything that a participating merchant will accept (these types of transactions are commonly known as Point of Sale “POS” transactions). Some of these services may not be available at all Terminals or merchants, or with all Cards. For POS transactions, the bank reserves the right to place a temporary hold on your account in an amount equal to the authorization amount received through the card networkMasterCard® system. In certain circumstances, Authorization amounts may MasterCard® permits the authorization amount to be estimated and the amount may exceed or be less than the final amount of the transaction. Limitations on Frequency and Amount of Transfers - In addition to those limitations on transfers elsewhere described, the following limitations apply to Card transactions. As a security measure, when using your Card at a merchant or an ATM, there will be a limit on the number of debits and the amount that may be debited from your account over certain periods of time. Card transactions are limited to no more than 10 transactions per day. Card transactions are authorized from the available balance in your account plus any available Overdraft Privilege limit, if applicableaccount. Cash withdrawals using your Card are limited to $500.00 200.00 per day. Total purchases using your MasterCard® Debit Card by way of your signature and by way of your Personal Identification Number (“PIN”) are limited to $750.00 500.00 per each method per day. For security reasons, there may be times when we further limit the amount or frequency of your Card transactions. The bank has the right to refuse a transaction on your account when your Card has been reported lost or stolen or when the bank reasonably believes there is unusual activity on your account. Please also see the Limitations on Transfers section for important limitations that apply to savings and money market accounts. Terminal receipts- You can get a receipt at the time you make a transfer to or from your account using an automated teller machine or point-of- sale terminal. You may not get a receipt if the amount of the transfer is $15.00 25.00 or less. Advisory Against Illegal Use- You agree not Non-MasterCard Debit Transactions– To continue to use provide you the greatest flexibility when using your Card(s) for illegal gambling or other illegal purposeMasterCard debit card, Security National Bank will allow non-MasterCard debit transaction processing and some transactions may now be made without being authenticated by a PIN (PINless-debit on a PIN-Debit Network). Display of a payment card logo by, for example, an online merchant does not necessarily mean that The PIN-debit network we support is NYCE®. These transactions are lawful in all jurisdictions in which not covered by the cardholder may be located. Currency Conversion- When you use your Prairie State Bank & Trust Debit Card at a merchant that settles in currency other than US dollars, the charge will be converted into the US dollar amount. Disclosure for transactions processed through Mastercard: A .20% (twenty basis points) Currency Conversion Fee will be assessed on International transactions where Mastercard has performed a currency conversion function. This fee will be based on either a government mandated exchange rate, or a wholesale exchange rate selected by Mastercard and the rate used will be the applicable rate on the day the transaction was processed, which may differ from the date provisions of the transaction or when it posted to the cardholder’s accountMasterCard cardholder agreement since these are non-MasterCard transactions. A .90% (ninety basis points) Cross Border Fee will be assessed on all International transactions whether or not As a currency conversion function was performed by Mastercard. Fees – The following fees apply, unless otherwise specified: For your transactions at an ATM owned by us No charge Foreign ATM Fee* For your transactions at an ATM not owned by us $1.00 Card Replacement Fee For lost or damaged cards $5.00 Debit Card Rush Order Fee At Cost Debit Card Chargeback Fee $20.00 Debit Card Inactivity Fee Applies after 6 months of no card activity $5.00 per month * When you use an ATM not owned by usresult, you may be charged an additional fee by the ATM operator or any network used (and you may be charged a fee liable for a balance inquiry even portion of lost funds if you do not complete a fund transfer).your card is compromised. MasterCard definitions:
Appears in 1 contract
