HOW THIS COVERAGE APPLIES. This Employer's Liability Coverage applies to bodily injury by accident or bodily injury by disease, including resulting death, subject to the following conditions: 1. The bodily injury must arise out of and in the course of the injured employee's employment by the Member. 2. The employment must be necessary or incidental to the Member's work in the State of California. 3. Bodily injury by accident must occur during the coverage period. 4. Bodily injury by disease must be caused or aggravated by the conditions of employment. The employee's last day of exposure to the conditions causing or aggravating such bodily injury by disease must occur during the coverage period. 5. If the Member is sued, the suit and any related legal actions for damages for bodily injury by accident or by disease must be brought under the laws of the State of California.
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Samples: Workers' Compensation and Employers' Liability Coverage, Workers' Compensation and Employers' Liability Coverage, Workers' Compensation and Employers' Liability Coverage