Common use of IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS Clause in Contracts

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: • Cash (if deposited in person to an employee of ours); Electronic direct deposits; • Wire transfers; and • The first $225 from the aggregate of all other deposits made in any given day. Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $225 availability is subject to the rule in the section titled Longer Delays May Apply.

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: • Cash (if deposited in person to an employee of ours); . • Electronic direct deposits; . • Wire transfers; and . • The first $225 or such greater amount as required by annual adjustments to Regulation CC from the aggregate of all other deposits made in on any given dayday (checking accounts only). Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $225 availability is subject to the rule in the section titled Longer Delays May Apply.

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: •  Cash (if deposited in person to an employee of ours); )  Electronic direct deposits; • deposits  Wire transfers; and • transfers  The first $225 from the aggregate of all other deposits made in on any given day. day Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $225 availability is subject to the rule in the section paragraphs titled Longer Delays May Apply.

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: • Cash (if deposited in person to an employee of ours); (if deposited at a shared branch location with an employee of theirs) • Electronic direct deposits; • Wire transfers; and • The first $225 from the aggregate of all other deposits made in on any given day. Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $225 availability is subject to the rule in the section titled Longer Delays May Apply.

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: •  Cash (if deposited in person to an employee of ours); (if deposited at a shared branch location with an employee of theirs)‌  Electronic direct deposits; •  Wire transfers; and •  The first $225 200 from the aggregate of all other deposits made in on any given day. day.‌ Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $225 200 availability is subject to the rule in the section titled Longer Delays May Apply.

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: •  Cash (if deposited in person to an employee of ours); )  Electronic direct deposits; • deposits  Wire transfers; and • transfers  The first $225 200 from the aggregate of all other deposits made in on any given day. Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $225 200 availability is subject to the rule in the section titled Longer Delays May Apply.

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: •  Cash (if deposited in person to an employee of ours); (if deposited at a shared branch location with an employee of theirs)  Electronic direct deposits; •  Wire transfers; and •  The first $225 from the aggregate of all other deposits made in on any given day. Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $225 200 availability is subject to the rule in the section titled Longer Delays May Apply.

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: • Cash (if deposited in person to an employee of ours); Electronic direct deposits; • Wire transfers; and • The first $200 ($225 effective July 1, 2020) from the aggregate of all other deposits made in any given day. Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $200 ($225 effective July 1, 2020) availability is subject to the rule in the section titled Longer Delays May Apply.

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: • Cash (if deposited in person to an employee of ours); Electronic direct deposits; • Wire transfers; and • The first $225 200 from the aggregate of all other deposits made in any given day. Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $225 200 availability is subject to the rule in the section titled Longer Delays May Apply.

IMMEDIATE AVAILABILITY FOR CERTAIN ITEMS. The following types of deposits will usually be available for withdrawal immediately: • Cash (if deposited in person to an employee of ours); ) • Electronic direct deposits; deposits • Wire transfers; and transfers • The first $225 from the aggregate of all other deposits made in on any given day. day Cash and wire transfer deposits are subject to the Special Rules for New Accounts and the $225 availability is subject to the rule in the section paragraphs titled Longer Delays May Apply.