Common use of IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT Clause in Contracts

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. You must activate the Card before it can be used. You may activate the Card by contacting XXXX.xxx through its mobile application, website at xxx.xxxx.xxx, or by calling 000-000-0000. You will need to provide personal information in order to verify your identity for Card registration. You will not receive a Personal Identification Number (“PIN”) with the Card. However, you will be prompted to select a PIN when you activate the Card. See the activation instructions in the “Activate The Card” section. You should not write or keep your PIN with the Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph titled “Your Liability for Unauthorized Transfers.” You are responsible for all authorized transactions initiated and fees incurred by use of the Card. If you permit another person to have access to the Card or Card number(s), we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of the Card according to the terms and conditions of this Agreement. You may not request an additional Card for another person. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien residing in the fifty (50) states of the United States (“U.S.”) or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. You must activate the your Card before it can be used. You may activate the your Card by contacting XXXX.xxx through its mobile application, website at xxx.xxxx.xxx, or by calling 000-000-0000, or online by visiting xxx.xxxx.xxx/xxxxxxxx. You will need to provide personal information in order to verify your identity for Card registrationidentity. You will not receive a Personal Identification Number (“PIN”) with the your Card. However, you will be prompted to select a PIN when you activate the your Card. See the activation instructions in the “Activate The Your Card” section. You should not write or keep your PIN with the your Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph titled labeled “Your Liability for Unauthorized Transfers.” You are responsible for all authorized transactions initiated and fees incurred by use of the your Card. If you permit another person to have access to the your Card or Card number(s), we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of the each Card according to the terms and conditions of this Agreement. You may not request an additional Card for another person. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien residing in the fifty (50) states of the United States (“U.S.”) or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, street address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. You must activate the your Card before it can be used. You may activate the your Card by contacting XXXX.xxx through its mobile application, website at xxx.xxxx.xxx, or by calling 0-000-000-0000. You will need to provide personal information in order to verify your identity for Card registrationidentity. You will not receive a Personal Identification Number (“PIN”) with the Cardyour Card Account. However, you will be prompted to select receive a PIN when once you activate the Card. See the activation instructions in the “Activate The Card” sectionhave registered your Card with your personal information. You should not write or keep your PIN with the your Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph titled labeled “Your Liability for Unauthorized Transfers.” To register your Card, call 0-000-000-0000 or visit xxx.xxxxxxxx.xxx and provide the following personal information: first and last name, physical residential address, date of birth, and Social Security number or Government-issued identification number. You are responsible for all authorized transactions initiated and fees incurred by use of the your Card. If you permit another person to have access to the your Card or Card number(s)number, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of the each Card according to the terms and conditions of this Agreement. You may not request an additional Card for another person. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien residing in the fifty (50) states of the United States (“U.S.”) or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. You must activate the your Card before it can be used. You may activate the your Card by contacting XXXX.xxx through its mobile application, website at xxx.xxxx.xxx, or by calling 0-000-000-00000000 or by visiting xxx.xxxxxxxx.xxx. You will need to provide personal information in order to verify your identity for identity. Your Card registrationAccount may not have full functionality (e.g., no Automated Teller Machine (“ATM”) access, no international transactions, and no Account-to- Account transfers), nor will you be able to reload your Card until the Card has been successfully activated and registered. You will not receive a Personal Identification Number (“PIN”) with the Cardyour Card Account. However, you will be prompted to select receive a PIN when once you activate the Card. See the activation instructions in the “Activate The Card” sectionhave registered your Card with your personal information. You should not write or keep your PIN with the your Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph titled labeled “Your Liability for Unauthorized Transfers.” ”To register your Card, call 0-000-000-0000 or visit xxx.xxxxxxxx.xxx and provide the following personal information: first and last name, physical residential address, date of birth, and Social Security number or Government-issued identification number. You are responsible for all authorized transactions initiated and fees incurred by use of the your Card. If you permit another person to have access to the your Card, Card number, or Card number(s)Virtual Account, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of the each Card and Virtual Account according to the terms and conditions of this Agreement. You may not request an additional Card for another person. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien residing in the fifty (50) states of the United States (“U.S.”) or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. You must activate the your Card before it can be used. You may activate the your Card by contacting XXXX.xxx through its mobile application, website at xxx.xxxx.xxx, visiting xxx.xxxxxxxxxx.xxx or by calling 000-000-0000000.000.0000. You will need to provide personal information in order to verify your identity for Card registrationidentity. You will not receive a Personal Identification Number (“PIN”) with the Cardyour Card Account. However, you will be prompted to select receive a PIN when once you activate the Card. See the activation instructions in the “Activate The Card” sectionhave registered your Card with your personal information. You should not write or keep your PIN with the your Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph titled labeled “Your Liability for Unauthorized Transfers.” To register your Card, visit the website at xxx.xxxxxxxxxx.xxx or call 000.000.0000 and provide the following personal information: your 16-digit Card number, your date of birth and the last 4-digits of your Social Security number. You are responsible for all authorized transactions initiated and fees incurred by use of the your Card. If you permit another person to have access to the your Card or Card number(s)number, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of the each Card according to the terms and conditions of this Agreement. You may not request an additional Card for another person. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien residing in the fifty (50) states of the United States (“U.S.”) or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens obtains a Card AccountCard. What this means for you: When you open a Prepaid Card Accountaccount or request a Secondary Card (as defined below), we will ask for may require your (and in the case of a Secondary Card, the Secondary Cardholder’s (as defined below) name, address, date of birth, Social Security number, tax identification number, and other information that will allow us to identify youyou (and in the case of a Secondary Card, the Secondary Cardholder). We may also ask to see your (and in the case of a copy of your Secondary Card, the Secondary Cardholder’s) driver’s license or other identifying documents. You must If we are unable to verify your identity, we may, at our sole discretion: (i) permit you to activate the and use your Card before it can be used. You may activate the Card by contacting XXXX.xxx through its mobile applicationto spend down any Available Balance on your Card, website at xxx.xxxx.xxx(ii) issue you a refund check for any Available Balance on your Card, or by calling 000-000-0000(iii) require further investigation. You will need not be able to provide personal information in order reload your Card and may not be able obtain cash or use your Card internationally until we are able to verify your identity identity. The Card is a prepaid card. The Card is not a credit card. The Card is not a gift card, nor is it intended to be used for gifting purposes. The Card registrationis not a checking or savings account. You will not receive a Personal Identification Number (“PIN”) any interest on your funds in your Card Account. There is no credit line associated with the your Card. However, you The funds in your Card Account will be prompted insured to select a PIN when you activate the Cardmaximum coverage limit provided by the FDIC, through the Issuer, once we have been able to verify your identity. See The Card is and will at all times remain the activation instructions in property of the “Activate Issuer and must be surrendered upon demand. The Card” sectionCard is nontransferable, may not be resold, and may be canceled, repossessed, or revoked at any time without prior notice subject to applicable law. You should not write agree to sign the back of each Card immediately upon receipt. You agree to only use the Card for personal, family, or keep your PIN with household purposes. We may refuse to process any transaction that we believe may violate the Cardterms of this Agreement or applicable law. Never share your PIN with anyoneAll dollar amounts stated herein are in U.S. Dollars ("USD") unless expressly stated otherwise. When entering your PIN, be sure it canThe Card may not be observed by others and do offered in all states. Refer to the table below for a current list of states where the Card is not enter your PIN into any terminal that appears to be modified or suspiciousoffered. If you believe that anyone has gained unauthorized access are located in or move to your PIN, you should advise us immediately following the procedures in the paragraph titled “Your Liability for Unauthorized Transfers.” You are responsible for all authorized transactions initiated and fees incurred by use of a state where we do not offer the Card, we may close your Card Account and return any Balance to you as permitted by applicable law. States are subject to change. If you permit another person move to have access to the Card or Card number(s), we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of the Card according to the terms and conditions of this Agreement. You may not request an additional Card for another person. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien residing in the fifty (50) states of the United States (“U.S.”) or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Box); (iv) the personal information that you provide to us in connection with the Card is trueno longer offered, correct your card may be closed and complete; (v) you received a copy of this Agreement and agree any remaining balance will be returned to be bound by and to comply with its terms; and (vi) you accept the Cardyou.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. You must activate the your Card before it can be used. You may activate the your Card by contacting XXXX.xxx through its mobile application, website at xxx.xxxx.xxx, or by calling 0-000-000-00000000 or online by visiting xxx.x0xxxx.xxx. You will need to provide personal information in order to verify your identity for Card registrationidentity. You will not receive a Personal Identification Number (“PIN”) with the Cardyour Card Account. However, you will be prompted to select a PIN when you activate the your Card. See the activation instructions in the “Activate The Your Card” section. You should not write or keep your PIN with the your Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph titled labeled “Your Liability for Unauthorized Transfers.” You are responsible for all authorized transactions initiated and fees incurred by use of the your Card. If you permit another person to have access to the your Card or Card number(snumber (s), we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of the each Card according to the terms and conditions of this Agreement. You may not request an additional Card for another person. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien residing in the fifty (50) states of the United States (“U.S.”) or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. You must activate the your Card before it can be used. You may activate the your Card by contacting XXXX.xxx through its mobile application, website at xxx.xxxx.xxx, visiting www. xxxxxxxxxxx.xxx or by calling 0-000-000-0000. You will need to provide personal information in order to verify your identity for Card registrationidentity. You will not receive a Personal Identification Number (“PIN”) with the Cardyour Card Account. However, you will be prompted to select receive a PIN when once you activate the Card. See the activation instructions in the “Activate The Card” sectionhave activated your Card with your personal information. You should not write or keep your PIN with the your Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph titled labeled “Your Liability for Unauthorized Transfers.” To activate your Card, call 0-000-000-0000 and provide the following personal information: date of birth, social security number and zip code. You are responsible for all authorized transactions initiated and fees incurred by use of the your Card. If you permit another person to have access to the your Card or Card number(s)number, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of the each Card according to the terms and conditions of this Agreement. You may not request an additional Card for another person. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien residing in the fifty (50) states of the United States (“U.S.”) or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. You must activate the your Card before it can be used. You may activate the your Card by contacting XXXX.xxx through its mobile application, website at xxx.xxxx.xxx, or by calling 0-000-0-XXXXXX (0-000-000-0000) or online at xxx.xxxxxxxxxx.xxx. You will need to provide personal information in order to verify your identity for Card registrationidentity. You will not receive a Your Personal Identification Number (“PIN”) with the Card. However, you will be prompted preset to select a the last four (4) digits of your Social Security number (provided during registration). You may change your PIN when you activate by calling 0-000-0-XXXXXX (0-000-000-0000). You may reset your PIN at any time to the Card. See the activation instructions in the “Activate The Card” sectionoriginal preset value by logging into your account at xxx.xxxxxxxxxx.xxx. You should not write or keep your PIN with the your Card. Never share your PIN with anyone. When entering your PIN, be sure it cannot be observed by others and do not enter your PIN into any terminal that appears to be modified or suspicious. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph titled labeled “Your Liability for Unauthorized Transfers.” ”. You are responsible for all authorized transactions initiated and fees incurred by use of the your Card. If you permit another person to have access to the your Card or Card number(s)number, we will treat this as if you have authorized such use and you will be liable for all transactions and fees incurred by those persons. You are wholly responsible for the use of the each Card according to the terms and conditions of this Agreement. You may not request an additional Card for another person. By activating the Card or by retaining, using or authorizing the use of the Card, you represent and warrant to us that: (i) you are at least 18 years of age (or older if you reside in a state where the majority age is older); (ii) you are a U.S. citizen or legal alien residing in the fifty (50) states of the United States (“U.S.”) or the District of Columbia; (iii) you have provided us with a verifiable U.S. street address (not a P.O. Box); (iv) the personal information that you provide to us in connection with the Card is true, correct and complete; (v) you received a copy of this Agreement and agree to be bound by and to comply with its terms; and (vi) you accept the Card.