Common use of IMPORTANT INFORMATION ABOUT YOUR POLICY Clause in Contracts

IMPORTANT INFORMATION ABOUT YOUR POLICY. a. Extent of premium obligations you assume as policyholder The premium for the Cover of the main member and spouse is R14.85 per month. If you include children (max. 5) on this Policy, the additional premium for the Cover will be an amount of R10.43 per month. If you include additional dependants (max. 3) on this Policy, the additional premium for the Cover will be an amount of R8.18 per month each. This policy renews monthly on payment of the applicable premium. There is no automatic increase in the premium amounts. Any increase will be on 31 days’ notice to you. b. Manner of payment and due date of premiums as well as Start Date of your Cover See Insurance Policy and/or Master Agreement. Due Date is as agreed by customer at time of acceptance (on your call log or Application form). As soon as we have received your first premium, you will be covered. This means you can claim on the Policy benefits, except if there is a waiting period. There is only waiting periods on the Payments back on Death Benefits in this Policy. All calls are recorded and a copy of the call log is available on your request.

IMPORTANT INFORMATION ABOUT YOUR POLICY. a. Extent of premium obligations you assume as policyholder The premium for the Cover of the main member and spouse is R14.85 R53.12 per month. If you include children (max. 5) on this Policy, the additional premium for the Cover will be an amount of R10.43 R41.88 per month. If you include additional dependants (max. 3) on this Policy, the additional premium for the Cover will be an amount of R8.18 R30.82 per month each. This policy renews monthly on payment of the applicable premium. There is no automatic increase in the premium amounts. Any increase will be on 31 days’ notice to you. b. Manner of payment and due date of premiums premiums, as well as Start Date of your Cover See Insurance Policy and/or Master Agreement. Due Date is as agreed by customer at time of acceptance (on your call log or Application form). As soon as we have received your first premium, premium you will be covered. This means you can claim on the Policy benefits, except if there is a waiting period. There is only waiting periods on the Payments back on Death Benefits in this Policy. All calls are recorded and a copy of the call log is available on your request.

IMPORTANT INFORMATION ABOUT YOUR POLICY. a. Extent of premium obligations you assume as policyholder The premium for the Cover of the main member and spouse is R14.85 per month. If you include children (max. 5) on this Policy, the additional premium for the Cover will be an amount of R10.43 R10.42 per month. If you include additional dependants (max. 3) on this Policy, the additional premium for the Cover will be an amount of R8.18 per month each. This policy renews monthly on payment of the applicable premium. There is no automatic increase in the premium amounts. Any increase will be on 31 days’ notice to you. b. Manner of payment and due date of premiums as well as Start Date of your Cover See Insurance Policy and/or Master Agreement. Due Date is as agreed by customer at time of acceptance (on your call log or Application form). As soon as we have received your first premium, you will be covered. This means you can claim on the Policy benefits, except if there is a waiting period. There is only waiting periods on the Payments back on Death Benefits in this Policy. All calls are recorded and a copy of the call log is available on your request.

IMPORTANT INFORMATION ABOUT YOUR POLICY. a. Extent of premium obligations you assume as policyholder The premium for the Cover of the main member and spouse is R14.85 R43.20 per month. If you include children (max. 5) on this Policy, the additional premium for the Cover will be an amount of R10.43 R26.78 per month. If you include additional dependants (max. 3) on this Policy, the additional premium for the Cover will be an amount of R8.18 R25.72 per month each. This policy renews monthly on payment of the applicable premium. There is no automatic increase in the premium amounts. Any increase will be on 31 days’ notice to you. b. Manner of payment and due date of premiums premiums, as well as Start Date of your Cover See Insurance Policy and/or Master Agreement. Due Date is as agreed by customer at time of acceptance (on your call log or Application form). As soon as we have received your first premium, premium you will be covered. This means you can claim on the Policy benefits, except if there is a waiting period. There is only waiting periods on the Payments back on Death Benefits in this Policy. All calls are recorded and a copy of the call log is available on your request.