Individual Access in Digital Banking for Consumer. Access to Digital Banking for consumer is by individual, regardless of whether the Accounts accessed through Digital Banking are held individually or jointly. Any User with the “Manage User Entitlement” access is responsible for authorizing and supervising user access to Digital Banking, including adding and deleting Users and User entitlements, and setting up and modifying communications settings. Users with Manage User Entitlement will be able to, and will have responsibility for, designating different levels of access for Users. If you have Manage User Entitlement access, all actions by any User with respect to assigning access and Security Credentials to Users, accessing Accounts through Digital Banking, opening new accounts and approving transactions are deemed authorized by you and are legally binding on you.
