Instructions of Any Joint Owner. SoFi HK may act on the instructions of any of the joint owners concerning the Account but is under no obligation to do so. SoFi HK is not obliged to inquire into the purpose or propriety of any instructions received from any joint owner or the delivery of any Securities or the making of any payment pursuant thereto. Neither SoFi HK nor any of its officers, employees or agents will incur any liability in connection with acting on such instructions. SoFi HK reserves the right at its discretion to require written instructions from all joint owners. If SoFi HK receives notice of a dispute involving the Account or conflicting instructions from joint owners, it may in its discretion place trading and other restrictions on such Account.
