Common use of INSURANCE AND PENSION PLANS Clause in Contracts

INSURANCE AND PENSION PLANS. 16.01 The Employer will provide adequate malpractice and liability insurance and provide the Union with notice of the coverage amount on a yearly basis. 16.02 The board shall make available plans for all full time nurses for: (a) Provincial Hospital and medical insurance. The Employer shall pay 100% of the premium cost of the Employer Health Tax; (b) The Employer agrees to pay 100% of the premium costs for semi- private coverage; (c) OMERS - the Employer shall pay 50% of the premium for OMERS integrated with the Canada Pension Plan, not including Additional Voluntary Contributions. (d) The Employer agrees to pay 100% of the premium costs of Group Life Insurance having a level of coverage two (2) times annual earnings. The Employer will pay 100% of the premium costs for the Accidental Death and Dismemberment Plan; (e) Blue Cross Extended Health Care - the Employer agrees to pay 75% of the premium costs of obtaining Blue Cross Extended Health Care Plan or equivalent with no deductible for all nurses. Over the counter drugs coverage is eliminated and generic drugs shall be prescribed unless "no substitute" is mandated; (f) A confidential, self-referral Employee Assistance Program (EAP). The Employer will provide a Vision Care Rider providing for the payment of four Hundred and fifty Dollars ($450.00) every twenty-four (24) months and a Hearing Care Rider in the amount of One Thousand Dollars ($1,000.00) every twenty- four (24) months. Vision care to include routine eye examinations once every twenty-four (24) months, of up to $125.00 per visit. Vision care benefit may be used toward the cost of laser surgery. Reimbursement for Extended Health Care, Vision Care and Hearing Care will be on an 80% basis. The Plan shall include coverage for a combination of chiropractic, physiotherapy and massage therapy services to a maximum of one thousand five hundred dollars ($1,500.00) per person per year with no per visit cap. Coverage for mental health services by a Psychologist, Registered Psychotherapist, Marriage and Family Therapist or Social Worker (MSW) for a total of $1,000 annually. The Plan shall also include coverage for the following Professional Services up to a maximum of five hundred dollars ($500) per practitioner per calendar year: Osteopath, Podiatrist/Chiropodist, Naturopath, Speech Therapist and Dietician. The Employer agrees to provide to the Labour Relations Officer a copy of the benefits booklet which describes the details of the above insured benefits. 16.03 The Employer shall pay, for full time nurse, 100% of the cost of the premiums for the Employer’s approved Dental Plan, which shall be at least equivalent to the dental plan offered by the Employer as of June 1, 2009. Dental appointments may be scheduled every six (6) months for those under 18 years old and every 12 months for all others. The maximum claims amount paid is $1600/person/year. Reimbursement will be on an 80% basis. 16.04 It is understood and agreed that the Employer is not deemed to be an insurer and that its sole obligation under the provisions of this Article or this Agreement is to pay its share of the premium costs of purchasing the insurance or benefit program outlined above and that no claim may be made against the Employer by virtue of the failure of an insurer to pay a benefit provided for under this Agreement. However, the Employer shall give every possible assistance to any nurse having difficulty in processing any claim. 16.05 The Financial Advisory Committee (FAC) is recognized as the suitable forum for discussion of benefit coverage under its current Terms of Reference. Detailed discussions will be held with the insurance broker on an annual basis. 16.06 Transitional medical/dental benefits will be available to permanent status nurses retiring for a continuous period of up to three (3) months. The individual will be responsible to reimburse the Employer for one hundred percent (100%) of the premium cost for such transitional benefits. 16.07 Transitional medical/dental benefits will be available to permanent status nurses commencing long term disability for a continuous period of up to twelve (12) months. The individual will be responsible to reimburse the Employer for one hundred percent (100%) of the premium cost for such transitional benefits.

INSURANCE AND PENSION PLANS. 16.01 The Employer will provide adequate malpractice and liability insurance and provide the Union with notice of the coverage amount on a yearly basisinsurance. 16.02 The board shall make available plans for all full time nurses for: (a) Provincial Hospital and medical insurance. The Employer shall pay 100% of the premium cost of the Employer Health Tax;. (b) The Employer agrees to pay 100% of the premium costs for semi- semi-private coverage;. (c) OMERS - the Employer shall pay 50% of the premium for OMERS integrated with the Canada Pension Plan, not including Additional Voluntary Contributions. (d) The Employer agrees to pay 100% of the premium costs of Group Life Insurance having a level of coverage two (2) times annual earnings. The Employer will pay 100% of the premium costs for the Accidental Death and Dismemberment Plan;. (e) Blue Cross Extended Health Care - the Employer agrees to pay 7566 2/3% of the premium costs of obtaining Blue Cross Extended Health Care Plan or equivalent with no deductible for all nurses. Over the counter drugs coverage is eliminated and generic drugs shall be prescribed unless "no substitute" is mandated;. (f) A confidential, self-referral Employee Assistance Program (EAP). The Employer will provide a Vision Care Rider providing for the payment of four Two Hundred and fifty Dollars ($450.00200.00) every twenty-four (24) months and a Hearing Care Rider in the amount of One Thousand Three Hundred Dollars ($1,000.00300.00) every twenty- twenty-four (24) months. Vision care to include routine eye examinations once every twenty-twenty- four (24) months, months to the previous OHIP maximum of up to $125.00 41.30 per visit. Vision care benefit may be used toward the cost of laser surgery. Reimbursement for Extended Health Care, Vision Care and Hearing Care will be on an a 80% basis. The Plan shall include coverage for a combination of chiropractic, physiotherapy and massage therapy services to a maximum of one thousand five hundred dollars ($1,500.00) per person per year with no per visit cap. Coverage for mental health services by a Psychologist, Registered Psychotherapist, Marriage and Family Therapist or Social Worker (MSW) for a total of $1,000 annually. The Plan shall also include coverage for the following Professional Services up to a maximum of five hundred dollars ($500) per practitioner per calendar year: Osteopath, Podiatrist/Chiropodist, Naturopath, Speech Therapist and Dietician. The Employer agrees to provide to the Labour Relations Officer a copy of the benefits booklet which describes the details of the above insured benefits. 16.03 The Employer shall pay, for full time nurse, pay 100% of the cost of the premiums for the Employer’s approved Blue Cross Dental Plan, which shall be at least Plan or equivalent to the dental plan offered by the Employer as of June 1, 2009for full time nurses. Dental appointments may shall be scheduled every six (6) 6 months for those under 18 years old and every 12 months for all others. The maximum claims amount paid is $16001,500/person/year. Reimbursement will be on an 80% basis. 16.04 It is understood and agreed that the Employer is not deemed to be an insurer and that its sole obligation under the provisions of this Article or this Agreement is to pay its share of the premium costs of purchasing the insurance or benefit program outlined above and that no claim may be made against the Employer by virtue of the failure of an insurer to pay a benefit provided for under this Agreement. However, the Employer shall give every possible assistance to any nurse having difficulty in processing any claim. 16.05 The Financial Advisory Committee (FAC) is recognized as the suitable forum for discussion of benefit coverage under its current Terms of Reference. Detailed discussions will be held with the insurance broker on an annual basis. 16.06 Transitional medical/dental benefits will be available to permanent status nurses retiring for a continuous period of up to three (3) months. The individual will be responsible to reimburse the Employer for one hundred percent (100%) of the premium cost for such transitional benefits. 16.07 Transitional medical/dental benefits will be available to permanent status nurses commencing long term disability for a continuous period of up to twelve (12) months. The individual will be responsible to reimburse the Employer for one hundred percent (100%) of the premium cost for such transitional benefits.

INSURANCE AND PENSION PLANS. 16.01 The Employer will provide adequate malpractice and liability insurance and provide the Union with notice of the coverage amount on a yearly basis. 16.02 The board shall make available plans for all full time nurses for: (a) Provincial Hospital and medical insurance. The Employer shall pay 100% of the premium cost of the Employer Health Tax; (b) The Employer agrees to pay 100% of the premium costs for semi- private coverage; (c) OMERS - the Employer shall pay 50% of the premium for OMERS integrated with the Canada Pension Plan, not including Additional Voluntary Contributions.; (d) The Employer agrees to pay 100% of the premium costs of Group Life Insurance having a level of coverage two (2) times annual earnings. The Employer will pay 100% of the premium costs for the Accidental Death and Dismemberment Plan; (e) Blue Cross Extended Health Care - the Employer agrees to pay 7566 2/3% of the premium costs of obtaining Blue Cross Extended Health Care Plan or equivalent with no deductible for all nurses. Over the counter drugs coverage is eliminated and generic drugs shall be prescribed unless "no substitute" is mandated; (f) A confidential, self-referral Employee Assistance Program (EAP). The Employer will provide a Vision Care Rider providing for the payment of four Hundred and fifty Dollars ($450.00400.00) every twenty-four (24) months and a Hearing Care Rider in the amount of One Thousand Dollars ($1,000.00) every twenty- twenty-four (24) months. Vision care to include routine eye examinations once every twenty-four (24) months, of up to $125.00 per visit. Vision care benefit may be used toward the cost of laser surgery. Reimbursement for Extended Health Care, Vision Care and Hearing Care will be on an 80% basis. The Plan shall include coverage for a combination of chiropractic, physiotherapy and massage therapy services to a maximum of one thousand five hundred dollars ($1,500.00) per person per year with no per visit cap. Coverage for mental health services by a Psychologist, Registered Psychotherapist, Marriage and Family Therapist or Social Worker (MSW) for a total of $1,000 annually. The Plan shall also include coverage for the following Professional Services up to a maximum of five hundred dollars ($500) per practitioner per calendar year: Osteopath, Podiatrist/Chiropodist, Naturopath, Speech Therapist and Dietician. The Employer agrees to provide to the Labour Relations Officer a copy of the benefits booklet which describes the details of the above insured benefits. 16.03 The Employer shall pay, for full time nurse, 100% of the cost of the premiums for the Employer’s approved Dental Plan, which shall be at least equivalent to the dental plan offered by the Employer as of June 1, 2009. Dental appointments may be scheduled every six (6) months for those under 18 years old and every 12 months for all others. The maximum claims amount paid is $1600/person/year. Reimbursement will be on an 80% basis. 16.04 It is understood and agreed that the Employer is not deemed to be an insurer and that its sole obligation under the provisions of this Article or this Agreement is to pay its share of the premium costs of purchasing the insurance or benefit program outlined above and that no claim may be made against the Employer by virtue of the failure of an insurer to pay a benefit provided for under this Agreement. However, the Employer shall give every possible assistance to any nurse having difficulty in processing any claim. 16.05 The Financial Advisory Committee (FAC) is recognized as the suitable forum for discussion of benefit coverage under its current Terms of Reference. Detailed discussions will be held with the insurance broker on an annual basis. 16.06 Transitional medical/dental benefits will be available to permanent status nurses retiring for a continuous period of up to three (3) months. The individual will be responsible to reimburse the Employer for one hundred percent (100%) of the premium cost for such transitional benefits. 16.07 Transitional medical/dental benefits will be available to permanent status nurses commencing long term disability for a continuous period of up to twelve (12) months. The individual will be responsible to reimburse the Employer for one hundred percent (100%) of the premium cost for such transitional benefits.

INSURANCE AND PENSION PLANS. 16.01 The Employer will provide adequate malpractice and liability insurance and provide the Union with notice of the coverage amount on a yearly basis. 16.02 The board shall make available plans for all full time nurses for: (a) Provincial Hospital and medical insurance. The Employer shall pay 100% of the premium cost of the Employer Health Tax; (b) The Employer agrees to pay 100% of the premium costs for semi- semi-private coverage; (c) OMERS - the Employer shall pay 50% of the premium for OMERS integrated with the Canada Pension Plan, not including Additional Voluntary Contributions.; (d) The Employer agrees to pay 100% of the premium costs of Group Life Insurance having a level of coverage two (2) times annual earnings. The Employer will pay 100% of the premium costs for the Accidental Death and Dismemberment Plan; (e) Blue Cross Extended Health Care - the Employer agrees to pay 7566 2/3% of the premium costs of obtaining Blue Cross Extended Health Care Plan or equivalent with no deductible for all nurses. Over the counter drugs coverage is eliminated and generic drugs shall be prescribed unless "no substitute" is mandated; (f) A confidential, self-referral Employee Assistance Program (EAP). The Employer will provide a Vision Care Rider providing for the payment of four Hundred and fifty Dollars ($450.00400.00) every twenty-four (24) months and a Hearing Care Rider in the amount of One Thousand Dollars ($1,000.00) every twenty- twenty-four (24) months. Vision care to include routine eye examinations once every twenty-four (24) months, of up to $125.00 per visit. Vision care benefit may be used toward the cost of laser surgery. Reimbursement for Extended Health Care, Vision Care and Hearing Care will be on an 80% basis. The Plan shall include coverage for a combination of chiropractic, physiotherapy and massage therapy services to a maximum of one thousand five hundred dollars ($1,500.00) per person per year with no per visit cap. Coverage for mental health services by a Psychologist, Registered Psychotherapist, Marriage and Family Therapist or Social Worker (MSW) for a total of $1,000 annually. The Plan shall also include coverage for the following Professional Services up to a maximum of five hundred dollars ($500) per practitioner per calendar year: Osteopath, Podiatrist/Chiropodist, Naturopath, Speech Therapist and Dietician. The Employer agrees to provide to the Labour Relations Officer a copy of the benefits booklet which describes the details of the above insured benefits. 16.03 The Employer shall pay, for full time nurse, 100% of the cost of the premiums for the Employer’s approved Dental Plan, which shall be at least equivalent to the dental plan offered by the Employer as of June 1, 2009. Dental appointments may be scheduled every six (6) months for those under 18 years old and every 12 months for all others. The maximum claims amount paid is $1600/person/year. Reimbursement will be on an 80% basis. 16.04 It is understood and agreed that the Employer is not deemed to be an insurer and that its sole obligation under the provisions of this Article or this Agreement is to pay its share of the premium costs of purchasing the insurance or benefit program outlined above and that no claim may be made against the Employer by virtue of the failure of an insurer to pay a benefit provided for under this Agreement. However, the Employer shall give every possible assistance to any nurse having difficulty in processing any claim. 16.05 The Financial Advisory Committee (FAC) is recognized as the suitable forum for discussion of benefit coverage under its current Terms of Reference. Detailed discussions will be held with the insurance broker on an annual basis. 16.06 Transitional medical/dental benefits will be available to permanent status nurses retiring for a continuous period of up to three (3) months. The individual will be responsible to reimburse the Employer for one hundred percent (100%) of the premium cost for such transitional benefits. 16.07 Transitional medical/dental benefits will be available to permanent status nurses commencing long term disability for a continuous period of up to twelve (12) months. The individual will be responsible to reimburse the Employer for one hundred percent (100%) of the premium cost for such transitional benefits.