Common use of Investment of Amounts in the IRA Clause in Contracts

Investment of Amounts in the IRA. You have exclusive responsibility for and control over the investment of the assets of your IRA. All transactions will be subject to any and all restrictions or limitations, direct or indirect, that are imposed by our charter, articles of incorporation, or bylaws; any and all applicable federal and state laws and regulations; the rules, regulations, customs and usages of any exchange, market or clearing house where the transaction is executed; our policies and practices; and this agreement. After your death, your beneficiaries will have the right to direct the investment of your IRA assets, subject to the same conditions that applied to you during your lifetime under this agreement (including, without limitation, Section 8.03 of this article). We will have no discretion to direct any investment in your IRA. We assume no responsibility for rendering investment advice with respect to your IRA, nor will we offer any opinion or judgment to you on matters concerning the value or suitability of any investment or proposed investment for your IRA. In the absence of instructions from you, or if your instructions are not in a form acceptable to us, we will have the right to hold any uninvested amounts in cash, and we will have no responsibility to invest uninvested cash unless and until directed by you. We will not exercise the voting rights and other shareholder rights with respect to investments in your IRA unless you provide timely written directions acceptable to us. You will select the investment for your IRA assets from those investments that we are authorized by our charter, articles of incorporation, or bylaws to offer and do in fact offer for IRAs (e.g., term share accounts, passbook accounts, certificates of deposit, money market accounts.) We may in our sole discretion make available to you additional investment offerings, which will be limited to publicly traded securities, mutual funds, money market instruments, and other investments that are obtainable by us and that we are capable of holding in the ordinary course of our business.

Investment of Amounts in the IRA. You have exclusive responsibility for and control over the investment of the assets of your IRA. All transactions will shall be subject to any and all restrictions or limitations, direct or indirect, that which are imposed by our charter, articles of incorporation, or bylaws; any and all applicable federal and state laws and regulations; the rules, regulations, customs customs, and usages of any exchange, market market, or clearing house where the transaction is executed; our policies and practices; and this agreementAgreement. After your death, your beneficiaries will beneficiary(ies) shall have the right to direct the investment of your IRA assets, subject to the same conditions that applied to you during your lifetime under this agreement Agreement (including, without with- out limitation, Section 8.03 of this article). We will shall have no discretion to direct any investment in your IRA. We assume no responsibility for rendering investment advice with respect to your IRA, nor will we offer any opinion or judgment to you on matters concerning the value or suitability of any investment invest- ment or proposed investment for your IRA. In the absence of instructions from you, or if your instructions are not in a form acceptable to us, we will shall have the right to hold any uninvested amounts in cash, and we will shall have no responsibility to invest uninvested cash unless and until directed by you. We will not exercise the voting rights and other shareholder rights with respect to investments in your IRA unless you provide timely written directions acceptable to us. You will select the type of investment for your IRA assets from assets, provided, however, that your selection of investments shall be limited to those types of investments that we are authorized by our charter, articles of incorporation, or bylaws to offer and do in fact offer for IRAs (e.g.investment in IRAs. We may, term share accounts, passbook accounts, certificates of deposit, money market accounts.) We may in our sole discretion discretion, make available to you you, additional investment offerings, which will shall be limited to publicly traded securities, mutual funds, money market instruments, and other investments invest- ments that are obtainable by us and that we are capable of holding in the ordinary course of our business. You authorize the deposit or investment of cash balances in the account in CDs and other deposits issued by Stifel Bank & Trust, Stifel Bank, Stifel Trust Company, N.A., or any other Stifel-affiliated Bank available, which will bear a reasonable rate of interest as required by 29 C.F.R. Section 2550.408b-4(b)(2).

Investment of Amounts in the IRA. Grantor Management of Investment—You have exclusive responsibility for and control over the investment of the assets of your IRA. All transactions will shall be subject to any and all restrictions or limitations, direct or indirect, that which are imposed by our charter, articles of incorporation, or bylaws; any and all applicable federal and state laws and regulations; the rules, regulations, customs customs, and usages of any exchange, market market, or clearing house where the transaction is executed; our policies and practices; and this agreementAgreement. After your death, your beneficiaries will beneficiary(ies) shall have the right to direct the investment of your IRA assets, subject to the same conditions that applied to you during your lifetime under this agreement Agreement (including, without limitation, Section 8.03 of this article). We will shall have no discretion to direct any investment in your IRA. We assume no responsibility for rendering investment advice with respect to your IRA, nor will we offer any opinion or judgment to you on matters concerning the value or suitability of any investment or proposed investment for your IRA. In the absence of instructions from you, or if your instructions are not in a form acceptable to us, we will shall have the right to hold any uninvested amounts in cash, and we will shall have no responsibility to invest uninvested cash unless and until directed by you. We will not exercise the voting rights and other shareholder rights with respect to investments in your IRA unless you provide timely written directions acceptable to us. You will select the type of investment for your IRA assets from assets, provided, however, that your selection of investments shall be limited to those types of investments that we are authorized by our charter, articles of incorporation, or bylaws to offer offer, and do in fact offer for IRAs (e.g., term share accounts, passbook accounts, certificates of deposit, money market accountsinvestment in IRAs.) We may in our sole discretion make available to you additional investment offerings, which will be limited to publicly traded securities, mutual funds, money market instruments, and other investments that are obtainable by us and that we are capable of holding in the ordinary course of our business.

Investment of Amounts in the IRA. You have exclusive responsibility for and control over the investment of the assets of your IRA. All transactions will shall be subject to any and all restrictions or limitations, direct or indirect, that which are imposed by our charter, articles of incorporation, or bylaws; any and all applicable federal and state laws and regulations; the rules, regulations, customs customs, and usages of any exchange, market market, or clearing house where the transaction is executed; our policies and practices; and this agreementAgreement. After your death, your beneficiaries will beneficiary(ies) shall have the right to direct the investment of your IRA assets, subject to the same conditions that applied to you during your lifetime under this agreement Agreement (including, without with- out limitation, Section 8.03 of this article). We will shall have no discretion to direct any investment in your IRA. We assume XVII. Individual Retirement Custodial Account Agreement no responsibility for rendering investment advice with respect to your IRA, nor will we offer any opinion or judgment to you on matters concerning the value or suitability of any investment invest- ment or proposed investment for your IRA. In the absence of instructions from you, or if your instructions are not in a form acceptable to us, we will shall have the right to hold any uninvested amounts in cash, and we will shall have no responsibility to invest uninvested cash unless and until directed by you. We will not exercise the voting rights and other shareholder rights with respect to investments in your IRA unless you provide timely written directions acceptable to us. You will select the type of investment for your IRA assets from assets, provided, however, that your selection of investments shall be limited to those types of investments that we are authorized by our charter, articles of incorporation, or bylaws to offer and do in fact offer for IRAs (e.g.investment in IRAs. We may, term share accounts, passbook accounts, certificates of deposit, money market accounts.) We may in our sole discretion discretion, make available to you you, additional investment offerings, which will shall be limited to publicly traded securities, mutual funds, money market instruments, and other investments invest- ments that are obtainable by us and that we are capable of holding in the ordinary course of our business. You authorize the deposit or investment of cash balances in the account in CDs and other deposits issued by Stifel Bank & Trust, Stifel Bank, Stifel Trust Company, N.A., or any other Stifel-affiliated Bank available, which will bear a reasonable rate of interest as required by 29 C.F.R. Section 2550.408b-4(b)(2).