Common use of Investment Options Clause in Contracts

Investment Options. [Small-Cap Growth] [International Large-Cap] [Real Estate] [International Value] [Small-Cap Value] [Small-Cap Equity] [International Small-Cap] [Main Street Core] [Diversified Bond] [Mid-Cap Value] [Emerging Markets] [Capital Appreciation V.I. Fund] [Equity Index] [Cash Management] [Mutual Global Discovery Securities Fund] [Small-Cap Index] [High Yield Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend Growth] [Managed Bond] [International Core Equity Portfolio] [Large-Cap Value] [Inflation Managed] [Total Return Fund] [Short Duration Bond] [Large-Cap Growth] [Growth Stock Series] [Growth LT] [Xxxxxxxx] [Value Series Fund] [Focused 30] [Mid-Cap Growth] [Mid-Cap Equity] [AllianceBernstein VPS Balanced Wealth Strategy] [BlackRock Global Allocation V.I. Fund] [Franklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global Multi-Asset Fund] [Pacific Dynamix – Conservative Growth] [Pacific Dynamix – Moderate Growth] [Pacific Dynamix – Growth] [PIMCO Global Multi-Asset Portfolio] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Pacific Life & Annuity Company [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] Pacific Life & Annuity Company [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] Toll-Free Number for Contract Owners: [0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)]

Investment Options. [Floating Rate Loan] [Small-Cap Growth] [International Large-Cap] [Real Estate] [International Value] [Small-Cap Value] [Small-Cap Equity] [International Small-Cap] [Main Street CoreCash Management] [Diversified Equity Index] [Technology] [High Yield Bond] [Mid-Cap Value] [Emerging MarketsInternational Value] [Capital Appreciation V.I. Fund] [Equity Index] [Cash Management] [Mutual Global Discovery Securities FundManaged Bond] [Small-Cap Index] [High Yield Health Sciences] [Inflation Managed] [American Funds® Growth Income] [International Large-Cap] [Short Duration Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend American Funds® Growth] [Managed BondReal Estate] [International Core Equity PortfolioDiversified Bond] [Large-Cap Value] [Inflation ManagedEmerging Markets] [Total Return FundInflation Protected] [Short Duration Bond] [LargeSmall-Cap Growth] [Growth Stock Series] [Growth LTEquity] [Xxxxxxxx] [Value Series FundLong/Short Large-Cap] [Growth LT] [Focused 30] [Mid-Cap GrowthEquity] [Mid-Cap EquityGrowth] [Small-Cap Value] [Main Street® Core] [Dividend Growth] [Large-Cap Growth] [AllianceBernstein VPS Balanced Wealth Strategy] [BlackRock Global Allocation V.I. Fund] [American Funds® Asset Allocation] [Franklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global MultiBalanced-Asset Risk Allocation Fund] [MFS Total Return Series] [Pacific Dynamix – Conservative Growth] [Pacific Dynamix – Moderate Growth] [Pacific Dynamix – Growth] [Portfolio Optimization Conservative] [Portfolio Optimization Moderate-Conservative] [Portfolio Optimization Moderate] [Portfolio Optimization Growth] [Portfolio Optimization Aggressive Growth] [PIMCO Global Multi-Asset Portfolio] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] 12 Mos. [3.00%] * * *Minimum Guaranteed Interest Rate is [3.00% %] per year. Pacific Life & Annuity Company [P.O. Pacific Life & Annuity Company X.X. Xxx 0000 X.X. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] Pacific Life & Annuity Company [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] 0000 Hours: Between 6:00 am and 5:00 pm, Pacific Standard Time. Toll-Free Number for Contract Owners: [0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)]0000] Toll-Free Number for Registered Representatives: [0-000-000-0000] Please use our toll-free number to present inquiries or obtain information about your coverage and for us to provide assistance in resolving complaints or you may call your state insurance department.

Investment Options. [Small-Cap Growth] [International Large-CapDiversified Bond] [Real EstateSmall-Cap Equity] [Mid-Cap Growth] [International Value] [Growth LT] [Small-Cap Value] [Small-Cap EquityReal Estate] [International Small-Cap] [Focused 30] [Main Street Core] [Diversified Bond] VPS Balanced [Mid-Cap Value] [Emerging Markets] [Capital Appreciation V.I. Fund] [Equity Index] [Cash Management] [Mutual Global Discovery Securities Fund] [Small-Cap Index] [High Yield Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend Growth] [Managed Bond] [International Core Equity Portfolio] [Large-Cap Value] [Inflation Managed] [Total Return Fund] [Short Duration Bond] [Large-Cap Growth] [Growth Stock SeriesEmerging Markets] Wealth Strategy [Equity Index] [Growth LTInternational Large- [Managed Bond] Portfolio] [XxxxxxxxSmall-Cap Index] Cap] [Value Series FundInflation Managed] [Focused 30] Global Allocation V.I. [Mid-Cap GrowthDiversified Research] [Mid-Cap Equity] [AllianceBernstein VPS Balanced Wealth StrategyMoney Market] [BlackRock Global Allocation V.I. Fund] [Franklin Xxxxxxxxx VIP Founding FundsAmerican Funds Growth- [Large-Cap Value] [High Yield Bond] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds Growth] [GE Investments Total Asset Allocation] [Pacific Dynamix — [Short Duration Bond] Return Fund] [Invesco VIP Founding Growth] [LIT Global Tactical Asset [AIM V.I. Global Multi-Asset Fund] PowerShares Funds Allocation [Pacific Dynamix – Conservative Growth— Allocation Portfolio] [Pacific Dynamix – ETF Allocation Fund] Fund] Moderate Growth] 6 Mos. [Pacific Dynamix – Growth4.00%] [PIMCO Global Multi-Asset Portfolio] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] * 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Pacific Life & Annuity Company [P.O. Pacific Life & Annuity Company X.X. Xxx 0000 X.X. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] Pacific Life & Annuity Company [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] 0000 Toll-Free Number for Contract Owners: [0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)]

Investment Options. [Floating Rate Loan] [Large-Cap Value] [International Small-Cap] [Short Duration Bond] [Small-Cap GrowthEquity] [Technology] [Cash Management] [Xxxxxxxx] [Health Sciences] [High Yield Bond] [Growth LT] [International Large-Cap] [Managed Bond] [Focused 30] [Real Estate] [International ValueInflation Managed] [Small-Cap Value] [SmallMid-Cap Equity] [International Small-Cap] [Main Street CoreEmerging Markets] [Diversified Bond] [Mid-Cap Growth] [Small-Cap Growth] [Small-Cap Value] [Emerging MarketsLong/Short Large Cap] [Capital Appreciation V.I. FundMain Street® Core] [Equity Index] [Cash ManagementDividend Growth] [Mutual Global Discovery Securities FundMid-Cap Value] [Large-Cap Growth] [Small-Cap Index] [High Yield Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend Growth] [Managed Bond] [International Core Equity Portfolio] [Large-Cap Value] [Inflation ManagedAmerican Funds® Growth Income] [Total Return Fund] [Short Duration Bond] [Large-Cap American Funds® Growth] [Growth Stock Series] [Growth LT] [Xxxxxxxx] [Value Series Fund] [Focused 30] [Mid-Cap Growth] [Mid-Cap Equity] [AllianceBernstein VPS Balanced Wealth Strategy] [BlackRock Blackrock Global Allocation V.I. Fund] [American Funds® Asset Allocation] [Franklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global Multi-Multi Asset Fund] [Pacific Dynamix – Conservative Growth] [Pacific Dynamix – Moderate Growth] [Pacific Dynamix – Growth] [PIMCO Global Multi-Asset PortfolioFund Series II] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] 12 Mos. [3.00%Pacific Dynamix — Conservative Growth] * * Minimum Guaranteed Interest Rate is 3.00% per year. [Pacific Life & Annuity Company Dynamix — Moderate Growth] [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000Pacific Dynamix — Growth] [PIMCO Global Multi-0000] Pacific Life & Annuity Company [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] Toll-Free Number for Contract Owners: [0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)Asset Portfolio]

Investment Options. [Floating Rate Loan] [Short Duration Bond] [Cash Management] [High Yield Bond] [Managed Bond] [Inflation Managed] [Diversified Bond] [Small-Cap Growth] [Long/Short Large Cap] [Equity Index] [Mid-Cap Value] [Small-Cap Index] [American Funds® Growth Income] [American Funds® Growth] [Large-Cap Value] [Small-Cap Equity] [Xxxxxxxx] [Growth LT] [Focused 30] [Mid-Cap Equity] [Mid-Cap Growth] [Small-Cap Value] [Main Street® Core] [Dividend Growth] [Large-Cap Growth] [International Value] [International Small-Cap] [Technology] [Health Sciences] [International Large-Cap] [Real Estate] [International Value] [Small-Cap Value] [Small-Cap Equity] [International Small-Cap] [Main Street Core] [Diversified Bond] [Mid-Cap Value] [Emerging Markets] [Capital Appreciation V.I. Fund] [Equity Index] [Cash Management] [Mutual Global Discovery Securities Fund] [Small-Cap Index] [High Yield Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend Growth] [Managed Bond] [International Core Equity Portfolio] [Large-Cap Value] [Inflation Managed] [Total Return Fund] [Short Duration Bond] [Large-Cap Growth] [Growth Stock Series] [Growth LT] [Xxxxxxxx] [Value Series Fund] [Focused 30] [Mid-Cap Growth] [Mid-Cap Equity] [AllianceBernstein VPS Balanced Wealth Strategy] [BlackRock Blackrock Global Allocation V.I. Fund] [American Funds® Asset Allocation] [Franklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global Multi-Multi Asset Fund] [Pacific Dynamix – Conservative Growth] [Pacific Dynamix – Moderate Growth] [Pacific Dynamix – Growth] [PIMCO Global Multi-Asset PortfolioFund Series II] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] 12 Mos. [3.00%Pacific Dynamix — Conservative Growth] * * Minimum Guaranteed Interest Rate is 3.00% per year. [Pacific Life & Annuity Company Dynamix — Moderate Growth] [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000Pacific Dynamix — Growth] [PIMCO Global Multi-0000] Pacific Life & Annuity Company [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] Toll-Free Number for Contract Owners: [0-000-000-0000 (between 6 a.m. — 5 p.m., Pacific Time)Asset Portfolio]

Investment Options. [Floating Rate Loan] [Large-Cap Value] [International Small-Cap] [Short Duration Bond] [Small-Cap GrowthEquity] [Technology] [Cash Management] [Xxxxxxxx] [Health Sciences] [High Yield Bond] [Growth LT] [International Large-Cap] [Managed Bond] [Focused 30] [Real Estate] [International ValueInflation Managed] [Small-Cap Value] [SmallMid-Cap Equity] [International Small-Cap] [Main Street CoreEmerging Markets] [Diversified Bond] [Mid-Cap Growth] [Small-Cap Growth] [Small-Cap Value] [Emerging MarketsLong/Short Large Cap] [Capital Appreciation V.I. FundMain Street® Core] [Equity Index] [Cash ManagementDividend Growth] [Mutual Global Discovery Securities FundMid-Cap Value] [Large-Cap Growth] [Small-Cap Index] [High Yield Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend Growth] [Managed Bond] [International Core Equity Portfolio] [Large-Cap Value] [Inflation ManagedAmerican Funds® Growth Income] [Total Return Fund] [Short Duration Bond] [Large-Cap American Funds® Growth] [Growth Stock Series] [Growth LT] [Xxxxxxxx] [Value Series Fund] [Focused 30] [Mid-Cap Growth] [Mid-Cap Equity] [AllianceBernstein VPS Balanced Wealth Strategy] [BlackRock Blackrock Global Allocation V.I. Fund] [American Funds® Asset Allocation] [Franklin Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global Multi-Multi Asset Fund] [Pacific Dynamix – Conservative Growth] [Pacific Dynamix – Moderate Growth] [Pacific Dynamix – Growth] [PIMCO Global Multi-Asset PortfolioFund Series II] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] [Pacific Dynamix — Conservative Growth] [Pacific Dynamix — Moderate Growth] [Pacific Dynamix — Growth] [PIMCO Global Multi-Asset Portfolio] 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. [Pacific Life & Annuity Insurance Company Pacific Life Insurance Company] [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-X.X. Xxx 0000] Pacific Life & Annuity Company [P.O. Xxx 0000 XxxxxOmaha, Xxxxxxxx 00000Nebraska 68103-00002378 Omaha, Nebraska 68103-2290] Toll-Free Number for Contract Owners: [01-000800-000722-0000 4448] (between 6 a.m. — - 5 p.m., Pacific Time)) Toll-Free Number for Registered Representatives: [1-800-722-2333] (between 6 a.m. - 5 p.m., Pacific Time) Please use our toll-free number to present inquiries or obtain information about your coverage and for us to provide assistance in resolving complaints or you may call your state insurance department at [1-8xx-xxx-xxxx]. ICC10:10-1185

Investment Options. [Small-Cap Growth] [International Large-Cap] [Real Estate] [International Value] [Small-Cap Value] [Small-Cap Equity] [International Small-Cap] [Main Street Core] [Diversified Bond] [Mid-Cap Value] [Emerging Markets] [Capital Appreciation V.I. Fund] [Equity Index] [Cash Management] [Mutual Global Discovery Securities Fund] [Small-Cap Index] [High Yield Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend Growth] [Managed Bond] [International Core Equity Portfolio] [Large-Cap Value] [Inflation Managed] [Total Return Fund] [Short Duration Bond] [Large-Cap Growth] [Growth Stock Series] [Growth LT] [Xxxxxxxx] [Value Series Fund] [Focused 30] [Mid-Cap Growth] [Mid-Cap Equity] [AllianceBernstein VPS Balanced Wealth Strategy] [BlackRock Global Allocation V.I. Fund] [Franklin Xxxxxxxx Xxxxxxxxx VIP Founding Funds] [GE Investments Total Return Fund] [Invesco V.I. Global Multi-Asset Fund] [Pacific Dynamix – — Conservative Growth] [Pacific Dynamix – — Moderate Growth] [Pacific Dynamix – — Growth] [PIMCO Global Multi-Asset Portfolio] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Pacific Life & Annuity Insurance Company Pacific Life Insurance Company [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] Pacific Life & Annuity Company Box 2378 [P.O. Xxx 0000 XxxxxBox 2290 Omaha, Xxxxxxxx 00000Nebraska 68103-00002378] Omaha, Nebraska 68103-2290] Toll-Free Number for Contract Owners: [01-000800-000722-0000 4448 (between 6 a.m. — 5 p.m., Pacific Time)]

Investment Options. [Small-Cap Growth] [International Large-CapDiversified Bond] [Real EstateSmall-Cap Equity] [Mid-Cap Growth] [International Value] [Growth LT] [Small-Cap Value] [Small-Cap EquityReal Estate] [International Small-Cap] [Focused 30] [Main Street Core] [Diversified Bond] VPS Balanced [Mid-Cap Value] [Emerging Markets] [Capital Appreciation V.I. Fund] [Equity Index] [Cash Management] [Mutual Global Discovery Securities Fund] [Small-Cap Index] [High Yield Bond] [Xxxxxxxxx Global Bond Securities Fund] [Dividend Growth] [Managed Bond] [International Core Equity Portfolio] [Large-Cap Value] [Inflation Managed] [Total Return Fund] [Short Duration Bond] [Large-Cap Growth] [Growth Stock SeriesEmerging Markets] Wealth Strategy [Equity Index] [Growth LTInternational Large- [Managed Bond] Portfolio] [XxxxxxxxSmall-Cap Index] Cap] [Value Series FundInflation Managed] [Focused 30] Global Allocation V.I. [Mid-Cap GrowthDiversified Research] [Mid-Cap Equity] [AllianceBernstein VPS Balanced Wealth StrategyMoney Market] [BlackRock Global Allocation V.I. Fund] [Franklin Xxxxxxxxx VIP Founding FundsAmerican Funds Growth- [Large-Cap Value] [High Yield Bond] [Pacific Dynamix — Income] [Xxxxxxxx] [American Funds Conservative Growth] [American Funds Growth] [GE Investments Total Asset Allocation] [Pacific Dynamix — [Short Duration Bond] Return Fund] [Invesco VIP Founding Growth] [LIT Global Tactical Asset [AIM V.I. Global Multi-Asset Fund] PowerShares Funds Allocation [Pacific Dynamix – Conservative Growth— Allocation Portfolio] [Pacific Dynamix – ETF Allocation Fund] Fund] Moderate Growth] 6 Mos. [Pacific Dynamix – Growth4.00%] [PIMCO Global Multi-Asset Portfolio] [Invesco Xxx Xxxxxx V.I. Global Tactical Asset Allocation Fund] * 12 Mos. [3.00%] * * Minimum Guaranteed Interest Rate is 3.00% per year. Pacific Life & Annuity Insurance Company [P.O. Xxx 0000 Xxxxx, Xxxxxxxx 00000-0000] Pacific Life & Annuity Insurance Company [P.O. Xxx 0000 XxxxxBox 2378 P.O. Box 2290 Omaha, Xxxxxxxx 00000Nebraska 68103-0000] 2378 Omaha, Nebraska 68103-2290 Toll-Free Number for Contract Owners: [01-000800-000722-0000 4448] (between 6 a.m. — 5 p.m., Pacific Time)]